BIT/1PGR (BIT/1PGR)

Borsa Italiana: BIT/1PGR · EUR

€185

-0.65 (-0.3%)· Recorded snapshot

Market cap	117.3B
Revenue (ttm)	80.8B
Net income (ttm)	10.2B
EPS (ttm)	€17.8
P/E (trailing)	10.4x
P/E (forward)	13.9x
Dividend	€11.7 (6.30%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 80.8B
Net income (ttm): 10.2B
EPS (ttm): €17.8
P/E (trailing): 10.4x
P/E (forward): 13.9x
Market cap: 117.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E13.9

P25 n/aP50 n/aP75 n/a

Trailing P/E10.4

P25 n/aP50 n/aP75 n/a

ROE33.2

P25 n/aP50 n/aP75 n/a

ROIC27.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BIT/1PGR indicators

Market & fundamental data

Available fields

213

Groups with data

Currency

USD

Showing 213 of 213 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	IT
Earnings date	2026-10-14
Employees	70,053
Employees change	3,745
Employees growth	5.65%
Enterprise value	EUR 124.9B
Exchange	Borsa Italiana
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1937
Industry	Insurance - Property & Casualty
Is primary listing	No
ISIN number	US7433151039
Last earnings date	2026-10-14
Last refreshed	2026-10-28
Market cap	EUR 117.3B
Next earnings date	2026-11-03
Price	EUR 185.20
Price currency	EUR
Sector	Financials
SIC code	6331
Stock price date	2026-10-02
Symbol	bit/1PGR
Website	https://www.progressive.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	24.45x
Average P/E ratio (3Y)	15.72x
Average P/E ratio (5Y)	34.38x
Earnings yield	9.64%
EV/Earnings	12.2x
EV/EBIT	9.27x
EV/EBITDA	9.01x
EV/FCF	8.71x
EV/Sales	1.52x
FCF / EV yield	11.48%
FCF yield	12.22%
Forward P/E	13.87x
Graham number	131.98953
Graham upside	-28.73%
Lynch fair value	EUR 379.54
Lynch upside	104.94%
P/(FCF - SBC) ratio	8.25x
P/(OCF - SBC) ratio	8.06x
P/B ratio	3.86x
P/E ratio	10.38x
P/FCF ratio	8.18x
P/OCF ratio	7.99x
P/S ratio	1.45x
Price / tangible book value	3.86x
Price/EBITDA ratio	8.69x
Sector forward P/E	10.84x
Sector P/E	11.71x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	16.37%
EBITDA margin	16.72%
Effective tax rate	20.9%
FCF margin	17.52%
Gross margin	17.28%
Operating margin	16.37%
Pretax margin	16.02%
Profit margin	12.67%
Profit per employee	EUR 146,094
Profitable quarters	16
Profitable years	17
Revenue per employee	EUR 1.2M
ROA	7.53%
ROA (5Y)	4.84%
ROCE	34.08%
ROE	33.24%
ROE (5Y)	24.45%
ROIC	27.74%
ROIC (5Y)	19.72%
SBC / revenue	0.15%
Tax / revenue	3.35%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	8.95%
EPS growth (Q)	-2.09%
EPS growth (QoQ)	-23.16%
EPS growth 10Y	28.08%
EPS growth 3Y	62.81%
EPS growth 5Y	23.6%
EPS growth quarters	14
EPS growth years	3
FCF growth	-3.16%
FCF growth 3Y	28.86%
FCF growth 5Y	15.52%
Net income growth	8.49%
Net income growth (Q)	-2.79%
Net income growth (QoQ)	-23.23%
Net income growth 3Y	62.53%
Net income growth 5Y	23.5%
Net income growth quarters	14
Net income growth years	3
OCF growth	-2.74%
OCF growth 10Y	20.97%
OCF growth 3Y	28.26%
OCF growth 5Y	15.45%
Revenue growth	7.67%
Revenue growth (Q)	3.02%
Revenue growth (QoQ)	-1.77%
Revenue growth 10Y	14.99%
Revenue growth 3Y	16.06%
Revenue growth 5Y	14.5%
Revenue growth quarters	16
Revenue growth years	17

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	EUR 13.2B
EBITDA	EUR 13.5B
EPS	EUR 17.85
Financing cash flow	EUR -7.1B
Free cash flow	EUR 14.3B
Free cash flow minus SBC	EUR 14.2B
Gross profit	EUR 14B
Income taxes	EUR 2.7B
Investing cash flow	EUR -7.6B
Net borrowing	EUR 1.3B
Net cash flow	EUR 52.1M
Net income	EUR 10.2B
Operating cash flow minus SBC	EUR 14.6B
Operating income	EUR 13.2B
Revenue	EUR 80.8B
Stock-based compensation	EUR 122.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 52.40
Debt / EBITDA	0.54
Debt / equity	0.24
Debt / FCF	0.52
Interest coverage	47.79
Net cash (debt)	EUR -7.4B
Net cash / market cap	-6.3%
Net debt / EBITDA	0.55
Net debt / equity	0.24
Net debt / FCF	0.52
Piotroski F-Score	4
Shareholders' equity	EUR 30.4B
Tangible book value	EUR 30.4B
Tangible book value per share	EUR 52.40
Total assets	EUR 112.5B
Total cash	EUR 1.9B
Total debt	EUR 7.4B
Total liabilities	EUR 82.1B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.74
Current ratio	0.28
Net working capital	EUR -53.2B
Quick ratio	0.23
Working capital	EUR -53.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.43%
Dividend growth	151.47%
Dividend growth (3Y)	406.68%
Dividend growth (5Y)	37.61%
Dividend growth years	1
Dividend payment date	2026-04-10
Dividend payment years	3
Dividend per share	EUR 11.67
Dividend yield	6.3%
Ex-dividend date	2026-04-01
Last dividend	EUR 0.09
Payout ratio	65.94%
Shareholder yield	6.73%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 181.01
1D price change	-0.35%
1M price change	-2.45%
1M total return	-2.45%
1W price change	4.07%
1W total return	4.07%
1Y price change	-17.1%
1Y return CAGR	-11.79%
1Y total return	-11.78%
20-day SMA	EUR 185.33
200-day SMA	EUR 180.28
3M price change	-5.8%
3M total return	-5.8%
50-day SMA	EUR 186.18
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 220.35
52-week high date	2025-10-02
52-week low	EUR 163.75
52-week low date	2026-06-01
6M price change	10.19%
6M total return	10.19%
All-time high	EUR 256.35
All-time high date	2025-05-16
All-time low	EUR 163.75
All-time low date	2026-06-01
Average true range (ATR)	EUR 2.24
Average volume	6.2
Change from 52-week high	-15.95%
Change from 52-week low	13.1%
Change from all-time high	-27.76%
Change from all-time low	13.1%
Change from open	0%
Day's gap	-0.35%
High price	EUR 185.20
Low price	EUR 185.20
Monthly RSI	42.59
Open price	EUR 185.20
Previous close	EUR 185.85
Price vs 150-day SMA	2.32%
Price vs 20-day SMA	-0.07%
Price vs 200-day SMA	2.73%
Price vs 50-day SMA	-0.52%
Relative volume	3.87
RSI	49.82
Sharpe ratio	-0.09
Sortino ratio	0.02
Weekly RSI	50.02
YTD price change	-4.7%
YTD total return	-4.66%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	577.2M
Shares change (QoQ)	-0.27%
Shares change (YoY)	-0.43%
Shares held by insiders	0.27%
Shares held by institutions	89.28%
Short ratio	2.7 days

Deeper analysis on BIT/1PGR

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BIT/1PGR report

Is a complete BIT/1PGR research report available?

No complete published report is available for bit/1PGR (BIT/1PGR) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1PGR (BIT/1PGR)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1PGR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1PGR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1PGR

Frequently asked questions