TYO/8303 (TYO/8303)

Tokyo Stock Exchange: TYO/8303 · JPY

¥1,524

+4.56 (+0.3%)· Recorded snapshot

Market cap	1.4T
Revenue (ttm)	555B
Net income (ttm)	107.7B
EPS (ttm)	¥127
Shares out	887M
P/E (trailing)	12.0x
P/E (forward)	12.8x
Dividend	¥42.0 (2.76%)
Volume	2,740,400
Beta	0.36

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 555B
Net income (ttm): 107.7B
EPS (ttm): ¥127
P/E (trailing): 12.0x
P/E (forward): 12.8x
Market cap: 1.4T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.8

P25 n/aP50 n/aP75 n/a

Trailing P/E12

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TYO/8303 indicators

Market & fundamental data

Available fields

197

Groups with data

Currency

JPY

Showing 197 of 197 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-11-02
Employees	5,828
Employees change	139
Employees growth	2.44%
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1952
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	JP3729000004
Last earnings date	2026-07-31
Last refreshed	2026-10-28
Last stock split date	2025-07-27
Last stock split type	Forward
Market cap	JPY 1.4T
Next earnings date	2026-11-02
Price	JPY 1,523.50
Price currency	JPY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	tyo/8303
Website	https://www.sbishinseibank.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	13.27x
Average P/E ratio (3Y)	12.09x
Average P/E ratio (5Y)	18.28x
Earnings yield	8.34%
FCF yield	-57.92%
Forward P/E	12.75x
Graham number	1986.21229
Graham upside	30.37%
Industry P/E	10.75x
Lynch fair value	JPY 2,835.20
Lynch upside	86.1%
P/B ratio	1.1x
P/E ratio	11.99x
P/S ratio	2.43x
PEG ratio	1.38x
Price / tangible book value	1.16x
Sector P/E	12.83x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	21.98%
Operating margin	25.29%
Pretax margin	24.79%
Profit margin	19.4%
Profit per employee	JPY 18.5M
Profitable quarters	16
Profitable years	16
Revenue per employee	JPY 95.2M
ROA (5Y)	0.38%
ROE (5Y)	6.35%
Tax / revenue	5.45%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	6.52%
EPS growth (Q)	228.53%
EPS growth (QoQ)	71.03%
EPS growth 10Y	7.24%
EPS growth 3Y	240.91%
EPS growth 5Y	26.17%
EPS growth years	0
Net income growth	18.87%
Net income growth (Q)	291.83%
Net income growth (QoQ)	70.98%
Net income growth 3Y	237.54%
Net income growth 5Y	22.31%
Net income growth quarters	2
Net income growth years	4
Revenue growth	11.98%
Revenue growth (Q)	25.15%
Revenue growth (QoQ)	190.14%
Revenue growth 10Y	4.56%
Revenue growth 3Y	23.75%
Revenue growth 5Y	11.07%
Revenue growth quarters	4
Revenue growth years	4

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	JPY -5B
EPS	JPY 127.06
FCF per share	JPY -882.34
Financing cash flow	JPY 2.8T
Free cash flow	JPY -782.6B
Gross profit	JPY 555B
Income taxes	JPY 30.2B
Investing cash flow	JPY -1.2T
Net cash flow	JPY 851.7B
Net income	JPY 107.7B
Operating income	JPY 140.4B
Revenue	JPY 555B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	JPY 1,379.94
Debt / equity	3.93
Net cash (debt)	JPY 326.7B
Net cash / market cap	24.18%
Net cash growth	-73.07%
Net debt / equity	-0.27
Piotroski F-Score	1
Property, plant and equipment	JPY 57.4B
Shareholders' equity	JPY 1.2T
Tangible book value	JPY 1.2T
Tangible book value per share	JPY 1,314.64
Total assets	JPY 25.7T
Total cash	JPY 5.2T
Total debt	JPY 4.8T
Total liabilities	JPY 24.5T
WACC	1.36%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	JPY -13.3T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-12.8%
Dividend growth	0%
Dividend growth (10Y)	36.12%
Dividend growth (3Y)	163.04%
Dividend growth (5Y)	78.65%
Dividend growth years	0
Dividend payment years	1
Dividend per share	JPY 42.00
Dividend yield	2.76%
Ex-dividend date	2026-09-29
Last dividend	JPY 10.00
Payout ratio	40.93%
Shareholder yield	-10.05%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	283.16%
10Y return CAGR	15.2%
10Y total return	311.68%
150-day SMA	JPY 1,547.68
15Y price change	627.12%
15Y return CAGR	14.92%
15Y total return	704.91%
1D price change	0.3%
1M price change	-5.9%
1M total return	-5.32%
1W price change	1.33%
1W total return	1.33%
20-day SMA	JPY 1,498.75
200-day SMA	JPY 1,630.64
20Y price change	-7%
20Y return CAGR	0.43%
20Y total return	8.9%
3M price change	4.35%
3M total return	5%
3Y price change	131.33%
3Y return CAGR	33.62%
3Y total return	138.59%
50-day SMA	JPY 1,547.50
50-day SMA vs 200-day SMA	50under200
52-week high	JPY 2,200.00
52-week high date	2026-02-09
52-week low	JPY 1,325.00
52-week low date	2026-06-02
5Y price change	234.66%
5Y return CAGR	28.39%
5Y total return	248.78%
6M price change	-11.55%
6M total return	-11%
All-time high	JPY 2,200.00
All-time high date	2026-02-09
All-time low	JPY 133.33
All-time low date	2010-10-05
Average true range (ATR)	JPY 39.88
Average volume	3.2M
Beta (1Y)	0.51
Beta (2Y)	0.21
Beta (5Y)	0.36
Change from 52-week high	-30.75%
Change from 52-week low	14.98%
Change from all-time high	-30.75%
Change from all-time low	1,042.63%
Change from open	0.3%
Day's gap	0%
Dollar volume	JPY 4.2B
High price	JPY 1,530.50
Low price	JPY 1,501.00
Monthly RSI	64.08
Open price	JPY 1,519.00
Position in 52-week range	76.27%
Previous close	JPY 1,519.00
Price vs 150-day SMA	-1.56%
Price vs 20-day SMA	1.65%
Price vs 200-day SMA	-6.57%
Price vs 50-day SMA	-1.55%
Relative volume	0.86
RSI	51.11
Sharpe ratio	0.96
Sharpe ratio (3Y)	0.78
Sharpe ratio (5Y)	0.55
Sortino ratio	6.03
Sortino ratio (3Y)	3.57
Sortino ratio (5Y)	1.97
Volume	2.7M
Weekly RSI	50.76
YTD price change	-12.44%
YTD total return	-9.7%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	255.3M
Shares change (QoQ)	-0.01%
Shares change (YoY)	12.8%
Shares held by institutions	3.59%
Shares outstanding	887M

Deeper analysis on TYO/8303

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TYO/8303 report

Is a complete TYO/8303 research report available?

No complete published report is available for tyo/8303 (TYO/8303) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TYO/8303 (TYO/8303)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/8303

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/8303 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/8303

Frequently asked questions