Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

MAL/NBS stock hub

MAL/NBS has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

2.2T

Malawi Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

MAL/NBS

In the news

Latest news · MAL/NBS

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E14.8

P25 n/aP50 n/aP75 n/a

ROE90.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MAL/NBS market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

169

Groups with data

Currency

MWK

Showing 169 of 169 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Malawi
Country code	MW
Employees	620
Exchange	Malawi Stock Exchange
Financial currency	MWK
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	MWK 2.2T
Price	MWK 764
Price currency	MWK
Rev Per Employee	613,462,903.23x
Sic	6020
Symbol	mal/NBS
Website	https://nbs.mw

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.77%
FCF yield	-9.54%
P/B ratio	10.05x
P/E ratio	14.78x
P/S ratio	5.85x
PE Ratio10 Y	10.18x
PE Ratio3 Y	13.85x
PE Ratio5 Y	11.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	MWK 380.3B
Net Income	MWK 150.4B
Net Income Growth	106.08%
Net Income Growth Q	91.27%
Net Income Growth3 Y	44.49%
Net Income Growth5 Y	42.09%
Pretax Margin	70.5%
Profit Margin	39.55%
Profit Per Employee	MWK 242.6M
ROA	11
Roa5y	6.27
ROE	90.25
Roe5y	70.23

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	56.06%
Cagr1y	127.53%
Cagr3y	111.76%
Cagr5y	112.22%
Div CAGR10	43.1%
Div CAGR3	84.55%
Div CAGR5	67.54%
EPS Growth	106.1
EPS Growth Q	91.22
EPS Growth3 Y	44.49
EPS Growth5 Y	42.09
Revenue Growth	89.43x
Revenue Growth Q	71.43x
Revenue Growth3 Y	38.17x
Revenue Growth5 Y	36.58x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	MWK 1.5T
Cash	MWK 399B
Debt	MWK 192.7B
Debt FCF	MWK -0.91
Equity	MWK 221.3B
Liabilities	MWK 1.3T
Net Cash	MWK 206.2B
Net Cash By Market Cap	MWK 9.28
Net Debt Equity	MWK -0.93
Tangible Book Value	MWK 206.4B
Tangible Book Value Per Share	MWK 70.89
WACC	6.33

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	MWK -720.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.02%
Dividend Growth	97.21%
Dividend Growth Years	7%
Dividend per share	MWK 23
Dividend Years	7
Dividend Yield	3.01%
Ex Div Date	2026-03-11
Last Dividend	MWK 8.3
Payout Frequency	Quarterly
Payout Ratio	27.09%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	8,463.96%
1Y total return	127.4%
200-day SMA	902.2
3Y total return	850.07%
50-day SMA	822.4
50-day SMA vs 200-day SMA	50under200
5Y total return	4,202.63%
All Time High	1,025
All Time High Change	-25.47%
All Time High Date	2025-08-22
All Time Low	5
All Time Low Change	15,177.8%
All Time Low Date	2017-04-20
ATR	2.59
Beta	0.48
Beta1y	-0.23
Beta2y	-0.37
Ch YTD	-16.4
High	764
High52	1,025
High52 Date	2025-08-27
High52ch	-25.47%
Low	763.9
Low52	324
Low52 Date	2025-05-29
Low52ch	135.77%
Ma50ch	-7.11%
Price vs 200-day SMA	-15.33%
RSI	0.19
RSI Monthly	65.54
RSI Weekly	25.08
Sharpe ratio	2.36x
Sortino ratio	11.64
Total Return	3%
Tr YTD	-15.58
Tr1m	-10.14%
Tr1w	-0.04%
Tr3m	-13.48%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	MWK 268.1B
Operating margin	70.5

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,402,896,024%
Net Borrowing	10,412,000,000
Shares Institutions	8.4%
Shares Out	2,910,573,356
Shares Qo Q	0%
Shares Yo Y	0.02%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	MWK -212.1B
Average Volume	112,319.1x
Bv Per Share	76.01
CAPEX	MWK -18.2B
Ch10y	5,776.1
Ch1m	-10.14
Ch1w	-0.04
Ch1y	122.4
Ch3m	-14.32
Ch3y	748.8
Ch5y	3,221.3
Ch6m	-25.28
Change	-0.02%
Close	764
Dollar Volume	20,814,474.7
Earnings Date	2026-09-22
EPS	MWK 51.67
F Score	2
FCF	MWK -212.1B
FCF Per Share	MWK -72.88
Financing CF	185,224,000,000
Fiscal Year End	December
Founded	2,003
Graham Number	297.27416
Graham Upside	-61.08
Income Tax	MWK 117.7B
Investing CF	-18,148,000,000
Is Primary Listing	1
Last Earnings Date	2025-11-28
Last Report Date	2025-12-31
Lynch Fair Value	MWK 1,292
Lynch Upside	69.11
Ma150	908.7
Ma150ch	-15.94%
Ma20	774.4
Ma20ch	-1.36%
Net CF	-26,773,000,000
Next Earnings Date	2026-09-22
Payment Date	2026-03-24
Position In Range	23.08
Ppne	36,392,000,000
Price Date	2026-05-08
Ptbv Ratio	10.77
Relative Volume	0.24x
Revenue	380,347,000,000x
Tax By Revenue	30.95x
Tax Rate	43.9%
Tr6m	-24.11%
Volume	27,248

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MAL/NBS dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.0%

$23.0 annual per share

Payout ratio

+27.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+67.5%

7 consecutive years of growth

Total shareholder yield

+3.0%

Next ex-dividend date: 2026-03-11

Performance

MAL/NBS stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns MAL/NBS?

Insider, institutional, and short-interest positioning.

Institutional ownership

+8.4%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.0%

Negative means the company is buying back shares.

Technical

MAL/NBS momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

0.2

Below 30: short-term oversold

Price vs 200-day MA

-15.3%

50/200-day relationship not available

Beta (5Y)

0.48

Less volatile than the market

Sharpe ratio

2.36

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About MAL/NBS

Hub-level FAQ points readers to the deeper analysis pages.

What is the current mal/NBS stock rating?

mal/NBS is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full mal/NBS analysis?

The full report lives at /stocks/mal/NBS/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for mal/NBS?

The latest report frames mal/NBS around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the mal/NBS page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.