Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSE/BNCOM stock hub

PSE/BNCOM has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

16.5B

Philippine Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSE/BNCOM

In the news

Latest news · PSE/BNCOM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5P50 6.6P75 7

Trailing P/E6.1

P25 3.7P50 6.1P75 12.8

ROE10.1

P25 -0.1P50 7.7P75 11.9

ROICn/a

P25 -0.9P50 3.2P75 10.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSE/BNCOM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

164

Groups with data

Currency

PHP

Showing 164 of 164 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Philippines
Country code	PH
Employees	1,910
Employees Change	13%
Employees Change Percent	0.69
Exchange	Philippine Stock Exchange
Financial currency	PHP
First seen	2026-05-10
Industry	Banking Services
Last refreshed	2026-05-10
Market cap	PHP 16.5B
Price	PHP 11.78
Price currency	PHP
Rev Per Employee	6,401,210.94x
Sector	Financials
Sic	6020
Symbol	pse/BNCOM
Website	https://www.bankcom.com.ph

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	19.68%
FCF yield	-173.26%
P/B ratio	0.45x
P/E ratio	6.06x
P/S ratio	1.35x
PE Ratio3 Y	3.95x
PE Ratio5 Y	5.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PHP 12B
Net Income	PHP 3.3B
Net Income Growth	17.02%
Net Income Growth Q	-2.25%
Net Income Growth3 Y	25.37%
Net Income Growth5 Y	39.05%
Pretax Margin	39.32%
Profit Margin	28.95%
Profit Per Employee	PHP 1.7M
ROA	1.28
Roa5y	1.05
ROE	10.14
Roe5y	8.42

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	80.73%
Cagr3y	19.55%
EPS Growth	17.02
EPS Growth Q	-2.25
EPS Growth3 Y	23.69
EPS Growth5 Y	28.28
Revenue Growth	15.16x
Revenue Growth Q	10.11x
Revenue Growth3 Y	15.43x
Revenue Growth5 Y	22.55x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PHP 286.9B
Cash	PHP 25.8B
Debt	PHP 18.6B
Debt FCF	PHP -0.65
Equity	PHP 36.6B
Liabilities	PHP 250.3B
Net Cash	PHP 7.3B
Net Cash By Market Cap	PHP 43.93
Net Cash Growth	-80.9%
Net Debt Equity	PHP -0.2
Tangible Book Value	PHP 31.8B
Tangible Book Value Per Share	PHP 22.68
WACC	3.77

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PHP -188.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	2%
Dividend per share	PHP 0.25
Dividend Years	2
Dividend Yield	2.12%
Ex Div Date	2025-06-18
Last Dividend	PHP 0.45
Payout Frequency	Annual
Payout Ratio	19.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	80.65%
200-day SMA	8.65
3Y total return	70.88%
50-day SMA	9.76
50-day SMA vs 200-day SMA	50over200
All Time High	12.58
All Time High Change	-6.36%
All Time High Date	2022-03-31
All Time Low	5.43
All Time Low Change	116.82%
All Time Low Date	2023-08-31
ATR	0.48
Beta	0.68
Beta1y	0.28
Beta2y	0.32
Ch YTD	28.04
High	11.84
High52	11.94
High52 Date	2026-05-05
High52ch	-1.34%
Low	11.5
Low52	6.79
Low52 Date	2025-05-09
Low52ch	73.49%
Ma50ch	20.7%
Price vs 200-day SMA	36.25%
RSI	71.23
RSI Monthly	73.6
RSI Weekly	84.81
Sharpe ratio	1.8x
Sortino ratio	3.22
Total Return	2.12%
Tr YTD	28.04
Tr1m	28.04%
Tr1w	2.44%
Tr3m	29.31%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PHP 5B
Operating margin	40.51

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	729,655,120%
Net Borrowing	10,993,948,937
Shares Insiders	0.14%
Shares Institutions	31.1%
Shares Out	1,403,013,920
Shares Qo Q	9.94%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PHP -28.6B
Average Volume	412,105x
Bv Per Share	23.1
CAPEX	PHP -296.5M
Ch1m	28.04
Ch1w	2.44
Ch1y	69.99
Ch3m	29.31
Ch3y	55
Ch6m	44.54
Change	-0.51%
Change From Open	2.26
Close	11.84
Days Gap	-2.7
Dollar Volume	2,827,200
Earnings Date	2026-05-08
EPS	PHP 1.95
F Score	2
FCF	PHP -28.6B
FCF Per Share	PHP -20.41
Financing CF	20,167,571,733
Fiscal Year End	December
Founded	1,963
Graham Number	31.79837
Graham Upside	169.9
Income Tax	PHP 1.3B
Investing CF	-19,903,028,756
Is Primary Listing	1
Last Earnings Date	2025-11-12
Last Report Date	2025-12-31
Lynch Fair Value	PHP 48.63
Lynch Upside	312.8
Ma150	9.03
Ma150ch	30.5%
Ma20	10.77
Ma20ch	9.38%
Net CF	-28,073,382,126
Open	11.52
Payment Date	2025-07-15
Position In Range	82.35
Ppne	2,016,723,212
Price Date	2026-05-08
Ptbv Ratio	0.52
Relative Volume	0.58x
Revenue	12,226,312,891x
Tax By Revenue	10.37x
Tax Rate	26.36%
Tr6m	44.54%
Volume	240,000

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSE/BNCOM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.1%

$0.25 annual per share

Payout ratio

+19.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

2 consecutive years of growth

Total shareholder yield

+2.1%

Next ex-dividend date: 2025-06-18

Performance

PSE/BNCOM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSE/BNCOM?

Insider, institutional, and short-interest positioning.

Institutional ownership

+31.1%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

PSE/BNCOM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

71.2

Above 70: short-term overbought

Price vs 200-day MA

+36.2%

50/200-day relationship not available

Beta (5Y)

0.68

Less volatile than the market

Sharpe ratio

1.80

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSE/BNCOM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current pse/BNCOM stock rating?

pse/BNCOM is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full pse/BNCOM analysis?

The full report lives at /stocks/pse/BNCOM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for pse/BNCOM?

The latest report frames pse/BNCOM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the pse/BNCOM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.