Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSE/PSB stock hub

PSE/PSB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

24.1B

Philippine Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSE/PSB

In the news

Latest news · PSE/PSB

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5P50 6.6P75 7

Trailing P/E6.9

P25 3.7P50 6.1P75 12.8

ROE7.8

P25 -0.1P50 7.7P75 11.9

ROICn/a

P25 -0.9P50 3.2P75 10.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSE/PSB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

182

Groups with data

Currency

PHP

Showing 182 of 182 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Philippines
Country code	PH
Employees	2,683
Exchange	Philippine Stock Exchange
Financial currency	PHP
First seen	2026-05-10
Industry	Banking Services
Isin	PHY6954H1160
Last refreshed	2026-05-10
Market cap	PHP 24.1B
Price	PHP 56.55
Price currency	PHP
Rev Per Employee	5,053,578.3x
Sector	Financials
Sic	6036
Symbol	pse/PSB
Website	https://www.psbank.com.ph

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	14.51%
FCF yield	-55.05%
P/B ratio	0.52x
P/E ratio	6.89x
P/S ratio	1.78x
PE Ratio10 Y	9.43x
PE Ratio3 Y	5.41x
PE Ratio5 Y	10.03x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PHP 13.5B
Net Income	PHP 3.5B
Net Income Growth	-32.77%
Net Income Growth Q	-45.62%
Net Income Growth3 Y	-1.63%
Net Income Growth5 Y	25.87%
Pretax Margin	29.77%
Profit Margin	25.82%
Profit Per Employee	PHP 1.3M
ROA	1.54
Roa5y	1.53
ROE	7.76
Roe5y	9.3

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	0.84%
Cagr15y	5.04%
Cagr1y	2.31%
Cagr20y	7.13%
Cagr3y	5.99%
Cagr5y	-0.91%
Div CAGR10	-1.14%
Div CAGR3	0%
Div CAGR5	0%
EPS Growth	-32.77
EPS Growth Q	-45.62
EPS Growth3 Y	-1.63
EPS Growth5 Y	25.87
Revenue Growth	-10.33x
Revenue Growth Q	-16.09x
Revenue Growth3 Y	-0.38x
Revenue Growth5 Y	5.92x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PHP 237.3B
Cash	PHP 3.2B
Debt	PHP 6.1B
Debt FCF	PHP -0.46
Equity	PHP 46.1B
Liabilities	PHP 191.2B
Net Cash	PHP -2.9B
Net Cash By Market Cap	PHP -11.94
Net Debt Equity	PHP 0.06
Tangible Book Value	PHP 45.7B
Tangible Book Value Per Share	PHP 107
WACC	3.79

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PHP -172.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	PHP 3
Dividend Years	25
Dividend Yield	5.31%
Ex Div Date	2026-05-08
Last Dividend	PHP 0.75
Payout Frequency	Quarterly
Payout Ratio	36.57%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	8.77%
1Y total return	2.3%
200-day SMA	56.8
3Y total return	19.08%
50-day SMA	56.85
50-day SMA vs 200-day SMA	50over200
5Y total return	-4.45%
All Time High	130.1
All Time High Change	-56.55%
All Time High Date	2013-05-02
All Time Low	7.91
All Time Low Change	614.56%
All Time Low Date	1998-01-23
ATR	1
Beta	0.09
Beta1y	0.1
Beta2y	0.12
Ch YTD	4.72
High	57.2
High52	59.7
High52 Date	2025-05-29
High52ch	-5.28%
Low	56
Low52	52.55
Low52 Date	2025-11-07
Low52ch	7.61%
Ma50ch	-0.52%
Price vs 200-day SMA	-0.44%
RSI	46.78
RSI Monthly	48.35
RSI Weekly	48.91
Sharpe ratio	0.09x
Sortino ratio	0.36
Total Return	5.31%
Tr YTD	7.49
Tr15y	109.15%
Tr1m	0.53%
Tr1w	0.71%
Tr3m	-2.63%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PHP 4.4B
Operating margin	32.72

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	10,144,371%
Net Borrowing	4,405,714,506
Shares Insiders	9.16%
Shares Institutions	0.47%
Shares Out	426,859,416
Shares Qo Q	0.23%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PHP -13.3B
Average Volume	2,145x
Bv Per Share	108
CAPEX	PHP -213.2M
Ch10y	-39.12
Ch15y	0.65
Ch1m	-0.79
Ch1w	-0.62
Ch1y	-4.15
Ch20y	57.52
Ch3m	-3.91
Ch3y	0.35
Ch5y	-26.56
Ch6m	7.61
Change	0.18%
Change From Open	-1.14
Close	56.45
Days Gap	1.33
Dollar Volume	35,061
Earnings Date	2026-05-15
EPS	PHP 8.2
F Score	2
FCF	PHP -13.3B
FCF Per Share	PHP -31.13
Financing CF	18,411,937,480
Fiscal Year End	December
Founded	1,959
Goodwill	53,558,338
Graham Number	141.18302
Graham Upside	149.7
Income Tax	PHP 534.8M
Investing CF	-1,289,176,554
Is Primary Listing	1
Last Earnings Date	2026-01-16
Last Report Date	2025-12-31
Last Split Date	2020-01-28
Last Split Type	Forward
Lynch Fair Value	PHP 205
Lynch Upside	262.6
Ma150	56.55
Ma150ch	-0.01%
Ma20	56.84
Ma20ch	-0.51%
Net CF	4,047,602,165
Next Earnings Date	2026-05-15
Open	57.2
Payment Date	2026-05-25
Position In Range	45.83
Ppne	3,054,792,516
Price Date	2026-05-08
Ptbv Ratio	0.53
Relative Volume	0.29x
Revenue	13,558,750,590x
Tax By Revenue	3.94x
Tax Rate	13.25%
Tr20y	296.18%
Tr6m	10.46%
Volume	620

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSE/PSB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.3%

$3.00 annual per share

Payout ratio

+36.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

0.0%

0 consecutive years of growth

Total shareholder yield

+5.3%

Next ex-dividend date: 2026-05-08

Performance

PSE/PSB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSE/PSB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.5%

Share of float held by funds and institutions

Insider ownership

+9.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

PSE/PSB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

46.8

Neutral momentum band

Price vs 200-day MA

-0.4%

50/200-day relationship not available

Beta (5Y)

0.09

Less volatile than the market

Sharpe ratio

0.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSE/PSB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current pse/PSB stock rating?

pse/PSB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full pse/PSB analysis?

The full report lives at /stocks/pse/PSB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for pse/PSB?

The latest report frames pse/PSB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the pse/PSB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.