Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSX/BIPL stock hub

PSX/BIPL has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

28.8B

Pakistan Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSX/BIPL

In the news

Latest news · PSX/BIPL

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 6.5P75 7.2

Trailing P/E6.7

P25 5.4P50 6.5P75 9.8

ROE9.3

P25 6.2P50 14.9P75 20

ROICn/a

P25 3.1P50 9.5P75 15.3

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSX/BIPL market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

179

Groups with data

Currency

PKR

Showing 179 of 179 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Pakistan
Country code	PK
Employees	5,409
Employees Change	741%
Employees Change Percent	15.87
Exchange	Pakistan Stock Exchange
Financial currency	PKR
First seen	2026-05-10
Industry	Banking Services
Isin	PK0084801015
Last refreshed	2026-05-10
Market cap	PKR 28.8B
Price	PKR 25.95
Price currency	PKR
Rev Per Employee	8,020,838.23x
Sector	Financials
Sic	6020
Symbol	psx/BIPL
Website	https://bankislami.com.pk

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	14.93%
FCF yield	-284.85%
P/B ratio	0.62x
P/E ratio	6.69x
P/S ratio	0.66x
PE Ratio10 Y	12.02x
PE Ratio3 Y	3.32x
PE Ratio5 Y	4.18x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PKR 43.4B
Net Income	PKR 4.3B
Net Income Growth	-61.81%
Net Income Growth Q	-65.42%
Net Income Growth3 Y	-9.3%
Net Income Growth5 Y	20.56%
Pretax Margin	23.86%
Profit Margin	9.9%
Profit Per Employee	PKR 794,016
ROA	0.57
Roa5y	1.18
ROE	9.35
Roe5y	20.23

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.19%
Cagr15y	17.26%
Cagr1y	46.22%
Cagr3y	32.74%
Cagr5y	29.02%
EPS Growth	-61.77
EPS Growth Q	-65.22
EPS Growth3 Y	-9.27
EPS Growth5 Y	20.71
FCF Growth Q	19.88%
OCF Growth Q	8.38%
Revenue Growth	-12.49x
Revenue Growth Q	-18.16x
Revenue Growth3 Y	22.98x
Revenue Growth5 Y	30.4x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PKR 767.3B
Cash	PKR 42.3B
Debt	PKR 43.1B
Debt FCF	PKR -0.53
Equity	PKR 46.5B
Liabilities	PKR 720.8B
Net Cash	PKR -784.5M
Net Cash By Market Cap	PKR -2.73
Net Debt Equity	PKR 0.02
Tangible Book Value	PKR 41.3B
Tangible Book Value Per Share	PKR 37.48
WACC	2.88

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PKR -588.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.12%
Dividend Growth	0%
Dividend Growth Years	1%
Dividend per share	PKR 2.75
Dividend Years	4
Dividend Yield	10.6%
Ex Div Date	2026-03-17
Last Dividend	PKR 1.25
Payout Frequency	Semi-Annual
Payout Ratio	70.61%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	245.09%
1Y total return	46.18%
200-day SMA	32.14
3Y total return	133.92%
50-day SMA	26.07
50-day SMA vs 200-day SMA	50under200
5Y total return	257.45%
All Time High	44.1
All Time High Change	-41.16%
All Time High Date	2025-10-03
All Time Low	2.6
All Time Low Change	898.08%
All Time Low Date	2010-08-31
ATR	1.12
Beta	0.54
Beta1y	1.23
Beta2y	0.91
Ch YTD	-21.29
High	26.29
High52	44.1
High52 Date	2025-10-03
High52ch	-41.16%
Low	24.27
Low52	17.5
Low52 Date	2025-05-09
Low52ch	48.29%
Ma50ch	-0.47%
Price vs 200-day SMA	-19.27%
RSI	46.44
RSI Monthly	49.92
RSI Weekly	40.41
Sharpe ratio	1.1x
Sortino ratio	1.98
Total Return	10.72%
Tr YTD	-17.25
Tr15y	989.36%
Tr1m	4.43%
Tr1w	4.18%
Tr3m	-16.49%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PKR 10.3B
Operating margin	23.66

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	990,663,664%
Net Borrowing	-2,566,667,000
Shares Insiders	10.59%
Shares Institutions	77.46%
Shares Out	1,108,703,299
Shares Qo Q	-0.58%
Shares Yo Y	-0.12%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PKR -82B
Average Volume	1,189,129.4x
Bv Per Share	42.17
CAPEX	PKR -11.2B
Ch10y	120.9
Ch15y	582.9
Ch1m	4.43
Ch1w	4.18
Ch1y	33.28
Ch3m	-20.57
Ch3y	65.71
Ch5y	130.7
Ch6m	-16.85
Change	-0.69%
Change From Open	-0.19
Close	26.13
Days Gap	-0.5
Dollar Volume	8,426,691.6
Earnings Date	2026-04-24
EPS	PKR 3.88
F Score	2
FCF	PKR -82B
FCF Per Share	PKR -73.92
Financing CF	62,356,703,000
Fiscal Year End	December
Founded	2,004
Graham Number	60.6608
Graham Upside	133.8
Income Tax	PKR 6.1B
Investing CF	-6,541,526,000
Is Primary Listing	1
Last Earnings Date	2026-04-24
Last Report Date	2026-03-31
Lynch Fair Value	PKR 79.74
Lynch Upside	207.3
Ma150	30.8
Ma150ch	-15.73%
Ma20	27.11
Ma20ch	-4.26%
Net CF	-14,917,628,000
Next Earnings Date	2026-05-11
Open	26
Payment Date	2026-04-07
Position In Range	83.17
Ppne	30,034,461,000
Price Date	2026-05-08
Ptbv Ratio	0.7
Relative Volume	0.27x
Revenue	43,384,714,000x
Tax By Revenue	13.97x
Tax Rate	58.52%
Tr6m	-12.58%
Volume	324,728

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSX/BIPL dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+10.6%

$2.75 annual per share

Payout ratio

+70.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

1 consecutive years of growth

Total shareholder yield

+10.7%

Next ex-dividend date: 2026-03-17

Performance

PSX/BIPL stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSX/BIPL?

Insider, institutional, and short-interest positioning.

Institutional ownership

+77.5%

Share of float held by funds and institutions

Insider ownership

+10.6%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.1%

Negative means the company is buying back shares.

Technical

PSX/BIPL momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

46.4

Neutral momentum band

Price vs 200-day MA

-19.3%

50/200-day relationship not available

Beta (5Y)

0.54

Less volatile than the market

Sharpe ratio

1.10

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSX/BIPL

Hub-level FAQ points readers to the deeper analysis pages.

What is the current psx/BIPL stock rating?

psx/BIPL is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full psx/BIPL analysis?

The full report lives at /stocks/psx/BIPL/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for psx/BIPL?

The latest report frames psx/BIPL around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the psx/BIPL page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.