Financials / Insurance - SpecialtyUpdated 2026-05-10 22:07 UTC

JSE/SNT stock hub

JSE/SNT has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

43.3B

Johannesburg Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

JSE/SNT

In the news

Latest news · JSE/SNT

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.9

P25 7.4P50 9.9P75 14.5

Trailing P/E10.8

P25 8.5P50 11.5P75 17.3

ROE33.1

P25 4.1P50 13.9P75 30.1

ROIC32.4

P25 2.2P50 13.5P75 31.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All JSE/SNT market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

230

Groups with data

Currency

ZAR

Showing 230 of 230 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	ZA
Employees	6,043
Employees Change	241%
Employees Change Percent	4.19
Enterprise value	ZAc 44.9B
Exchange	Johannesburg Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Insurance - Specialty
Isin	ZAE000093779
Last refreshed	2026-05-10
Market cap	ZAc 43.3B
Price	ZAc 39,655
Price currency	ZAc
Rev Per Employee	10,133,377.46x
Sector	Financials
Sic	6331
Symbol	jse/SNT
Website	https://www.santam.co.za

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.37%
EV Earnings	11.07x
EV/EBIT	4.05x
EV/EBITDA	3.94x
EV/FCF	18.99x
EV/Sales	0.73x
FCF yield	5.46%
Forward P/E	9.9x
P/B ratio	2.61x
P/E ratio	10.78x
P/S ratio	0.71x
PE Ratio10 Y	18.71x
PE Ratio3 Y	11.25x
PE Ratio5 Y	11.28x
PEG ratio	1.32x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	17.88%
EBITDA Margin	18.1%
FCF margin	3.86%
Gross margin	19.85%
Gross Profit	ZAc 12.2B
Net Income	ZAc 4.1B
Net Income Growth	10.33%
Net Income Growth Q	2.7%
Net Income Growth Quarters	2%
Net Income Growth Years	3%
Net Income Growth3 Y	5.38%
Net Income Growth5 Y	15.44%
Pretax Margin	12.32%
Profit Margin	6.63%
Profit Per Employee	ZAc 671,686
Profitable Years	24
ROA	8.78
Roa5y	5.32
ROCE	41.2
ROE	33.08
Roe5y	26.79
ROIC	32.37
Roic5y	23.52

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.83%
Cagr15y	12.99%
Cagr1y	0.87%
Cagr20y	14.64%
Cagr3y	20.56%
Cagr5y	16.04%
Div CAGR10	7.49%
Div CAGR3	8.73%
Div CAGR5	31.21%
EPS Growth	10.72
EPS Growth Q	3.07
EPS Growth Quarters	2
EPS Growth Years	3
EPS Growth3 Y	5.29
EPS Growth5 Y	15.44
FCF Growth	-34.17%
FCF Growth3 Y	15.07%
FCF Growth5 Y	-7.35%
OCF Growth	-33.48%
OCF Growth10 Y	-4%
OCF Growth3 Y	11.99%
OCF Growth5 Y	-7.13%
Revenue Growth	7.97x
Revenue Growth Q	4.87x
Revenue Growth Quarters	1x
Revenue Growth Years	19x
Revenue Growth3 Y	12.32x
Revenue Growth5 Y	7.45x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	ZAc 0.79
Assets	ZAc 82.4B
Cash	ZAc 22B
Debt	ZAc 6.2B
Debt EBITDA	ZAc 0.55
Debt Equity	ZAc 0.37
Debt FCF	ZAc 2.6
Equity	ZAc 16.6B
Interest Coverage	3.83
Liabilities	ZAc 65.8B
Net Cash	ZAc -74M
Net Cash By Market Cap	ZAc -0.17
Net Debt EBITDA	ZAc 0.01
Net Debt Equity	ZAc 0
Net Debt FCF	ZAc 0.03
Tangible Book Value	ZAc 14.1B
Tangible Book Value Per Share	ZAc 129
WACC	9.08

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.52
Net Working Capital	ZAc -31.2B
Quick ratio	0.41
Working Capital	ZAc -26.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.33%
Dividend Growth	10.53%
Dividend Growth Years	1%
Dividend per share	ZAc 16.8
Dividend Years	35
Dividend Yield	4.24%
Ex Div Date	2026-03-25
Last Dividend	ZAc 10.9
Payout Frequency	Semi-Annual
Payout Ratio	41.36%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	179.69%
1Y total return	0.86%
200-day SMA	41,810.1
3Y total return	75.26%
50-day SMA	40,838.9
50-day SMA vs 200-day SMA	50under200
5Y total return	110.36%
All Time High	46,172
All Time High Change	-14.11%
All Time High Date	2026-02-11
All Time Low	415
All Time Low Change	9,455.42%
All Time Low Date	1992-01-03
ATR	962.3
Beta	0.31
Beta1y	0.22
Beta2y	0.29
Ch YTD	-7.23
High	40,100
High52	46,172
High52 Date	2026-02-11
High52ch	-14.11%
Low	38,918
Low52	36,963
Low52 Date	2025-10-02
Low52ch	7.28%
Ma50ch	-2.9%
Price vs 200-day SMA	-5.15%
RSI	43.98
RSI Monthly	53.08
RSI Weekly	40.67
Sharpe ratio	-0.07x
Sortino ratio	0.2
Total Return	4.57%
Tr YTD	-4.63
Tr15y	524.4%
Tr1m	0.52%
Tr1w	-1.36%
Tr3m	-8.12%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	ZAc 10.9B
Operating margin	17.88

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	36,577,195%
Net Borrowing	848,000,000
Shares Insiders	0.12%
Shares Institutions	78.82%
Shares Out	109,236,220
Shares Qo Q	0.27%
Shares Yo Y	-0.33%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	ZAc 2.3B
Average Volume	62,243.9x
Bv Per Share	137.7
CAPEX	ZAc -82M
Ch10y	70.2
Ch15y	202.7
Ch1m	0.52
Ch1w	-1.36
Ch1y	-3.28
Ch20y	372.1
Ch3m	-10.62
Ch3y	44.62
Ch5y	53.58
Ch6m	-4.75
Change	1.15%
Change From Open	1.16
Close	39,206
Days Gap	-0.02
Dollar Volume	2,737,226,030
Earnings Date	2026-09-07
EBIT	ZAc 10.9B
EBITDA	ZAc 11.1B
EPS	ZAc 36.78
F Score	5
FCF	ZAc 2.4B
FCF EV Yield	5.27x
FCF Per Share	ZAc 21.66
Financing CF	-1,794,000,000
Fiscal Year End	December
Founded	1,918
Goodwill	795,000,000
Graham Number	35621.58888
Graham Upside	-10.17
Income Tax	ZAc 2.5B
Investing CF	-913,000,000
Is Primary Listing	1
Last Earnings Date	2026-03-05
Last Report Date	2025-12-31
Lynch Fair Value	ZAc 57,366
Lynch Upside	44.66
Ma150	41,607
Ma150ch	-4.69%
Ma20	40,281.8
Ma20ch	-1.56%
Net CF	-302,000,000
Next Earnings Date	2026-09-07
Open	39,199
P FCF Ratio	18.31
P OCF Ratio	17.7
Payment Date	2026-03-30
Position In Range	62.35
Ppne	861,000,000
Price Date	2026-05-08
Price EBITDA	ZAc 3.91
Ptbv Ratio	3.08
Relative Volume	1.1x
Revenue	61,236,000,000x
SBC By Revenue	0.16x
Share Based Comp	98,000,000
Tax By Revenue	4.04x
Tax Rate	32.79%
Tr20y	1,437.72%
Tr6m	-2.09%
Volume	69,026

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

JSE/SNT dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+4.2%

$16.8 annual per share

Payout ratio

+41.4%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+31.2%

1 consecutive years of growth

Total shareholder yield

+4.6%

Next ex-dividend date: 2026-03-25

Performance

JSE/SNT stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns JSE/SNT?

Insider, institutional, and short-interest positioning.

Institutional ownership

+78.8%

Share of float held by funds and institutions

Insider ownership

+0.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.3%

Negative means the company is buying back shares.

Technical

JSE/SNT momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.0

Neutral momentum band

Price vs 200-day MA

-5.2%

50/200-day relationship not available

Beta (5Y)

0.31

Less volatile than the market

Sharpe ratio

-0.07

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About JSE/SNT

Hub-level FAQ points readers to the deeper analysis pages.

What is the current jse/SNT stock rating?

jse/SNT is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full jse/SNT analysis?

The full report lives at /stocks/jse/SNT/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for jse/SNT?

The latest report frames jse/SNT around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the jse/SNT page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.