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NI Holdings, Inc. (NODK)

NASDAQ: NODK · USD

$15.9

+0.09 (+0.6%)· Recorded snapshot

Coverage state: Market snapshot only — no published research

Market snapshot recorded 2026-07-25 02:00 UTC. No published research is attached to this ticker. Prices and fundamentals on this server-rendered page are dated snapshots, not a real-time trading feed.

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Market cap	324.6M
Revenue (ttm)	273.2M
Net income (ttm)	-4.4M
EPS (ttm)	-$0.21
Shares out	20.5M
Volume	10,420.837
Beta	0.35

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 273.2M
Net income (ttm): -4.4M
EPS (ttm): -$0.21
Market cap: 324.6M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	227.9B	20.5x	3.2x	11.9%	+13.2%	+10.6%	Reduce
BAC	Bank of America Corporation	433.2B	14.3x	3.8x	—	+5.6%	+31.5%	Reduce
BK	The Bank of New York Mellon Corporation	—	—	—	—	—	—	Reduce

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Market & fundamental data

Available fields

190

Groups with data

Currency

USD

Showing 190 of 190 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001681206
Company name	NI Holdings, Inc.
Country	United States
Country code	US
Cusip	65342T106
Employees	172
Employees Change	-44%
Employees Change Percent	-20.37
Enterprise value	$268.2M
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Insurance - Property & Casualty
Industry PE	10.14
Industry PE Fwd	12.37
IPO Date	2017-03-16
Isin	US65342T1060
Last refreshed	2026-07-25
Market cap	$324.6M
Market cap category	Small-Cap
Price	$15.85
Price currency	USD
Rev Per Employee	1,588,476.74x
Sector	Financials
Sector PE	16.98
Sector PE Fwd	14.28
Sic	6331
Symbol	NODK
Website	https://www.niholdingsinc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	-1.34%
EV/Sales	0.98x
FCF yield	-8.4%
P/B ratio	1.3x
P/S ratio	1.19x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	-1.6%
EBITDA Margin	-1.31%
Gross margin	-1.6%
Gross Profit	$-4.4M
Net Income	$-4.4M
Net Income Growth Q	93.62%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Pretax Margin	-1.6%
Profit Margin	-1.6%
Profit Per Employee	$-25,378
Profitable Quarters	$1
ROA	-0.54
Roa5y	-0.45
ROCE	-1.74
ROE	-1.73
Roe5y	-0.85
ROIC	-1.77
Roic5y	-1.81

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	18.92%
Cagr3y	4.42%
Cagr5y	-4.85%
EPS Growth Q	94.92
EPS Growth Quarters	1
EPS Growth Years	0
Revenue Growth	-15.19x
Revenue Growth Q	-16.56x
Revenue Growth Years	0x
Revenue Growth3 Y	-5.57x
Revenue Growth5 Y	-3.76x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	$0.54
Assets	$492.1M
Cash	$57.7M
Debt	$1.3M
Debt Equity	$0.01
Equity	$250.2M
Liabilities	$241.9M
Net Cash	$56.4M
Net Cash By Market Cap	$17.39
Net Cash Growth	1.73%
Net Debt Equity	$-0.23
Tangible Book Value	$250.2M
Tangible Book Value Per Share	$12.19
WACC	6.16

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.55
Net Working Capital	$-166.5M
Quick ratio	0.5
Working Capital	$-109.1M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.16%
Dividend Yield	0%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	18.91%
200-day SMA	13.78
3Y total return	13.87%
50-day SMA	15.19
50-day SMA vs 200-day SMA	50over200
5Y total return	-22%
All Time High	21.21
All Time High Change	-25.27%
All Time High Date	2021-06-21
All Time Low	10.15
All Time Low Change	56.16%
All Time Low Date	2020-03-20
ATR	0.45
Beta	0.35
Beta1y	0.19
Beta2y	0.32
Ch YTD	19.17
High	15.92
High52	16.7
High52 Date	2026-07-15
High52ch	-5.09%
Low	15.57
Low52	12.22
Low52 Date	2025-08-19
Low52ch	29.71%
Ma50ch	4.37%
Price vs 200-day SMA	15.05%
RSI	55.35
RSI Monthly	62.12
RSI Weekly	68.28
Sharpe ratio	0.68x
Sortino ratio	1.38
Total Return	0.16%
Tr YTD	19.17
Tr1m	0.06%
Tr1w	-0.38%
Tr3m	21.46%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	$-4.4M
Operating margin	-1.6

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5,800,696%
Float Percent	28.32%
Net Borrowing	-110,000
Shares Insiders	1.85%
Shares Institutions	16.72%
Shares Out	20,481,437
Shares Qo Q	0.12%
Shares Yo Y	-0.16%
Short Float	1.15%
Short Ratio	1.87
Short Shares	0.33

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$-28.2M
Average Volume	29,771.85x
Bv Per Share	12.19
CAPEX	$-239,000
Ch1m	0.06
Ch1w	-0.38
Ch1y	18.91
Ch3m	21.46
Ch3y	13.87
Ch5y	-22
Ch6m	19.62
Change	0.57%
Change From Open	1.02
Close	15.76
Days Gap	-0.44
Dollar Volume	165,170.3
Earnings Date	2026-08-05
Earnings Time	amc
EBIT	$-4.4M
EBITDA	$-3.6M
EPS	$-0.21
F Score	2
FCF	$-27.3M
FCF EV Yield	-10.17x
FCF Per Share	$-1.33
Financing CF	-3,690,000
Fiscal Year End	December
Founded	1,946
Income Tax	$-3,000
Investing CF	31,232,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-05-08
Last Report Date	2026-03-31
Last Split Type	Never
Last10k Filing Date	2026-03-06
Ma150	13.88
Ma150ch	14.2%
Ma20	15.86
Ma20ch	-0.04%
Net CF	515,000
Next Earnings Date	2026-08-07
Open	15.69
Optionable	No
Position In Range	80
Ppne	6,616,000
Price Date	2026-07-24
Ptbv Ratio	1.3
Relative Volume	0.35x
Revenue	273,218,000x
SBC By Revenue	0.36x
Share Based Comp	970,000
Tax By Revenue	-0x
Tr6m	19.62%
Us State	North Dakota
Volume	10,420.8

NI Holdings, Inc. (NODK)

Coverage state: Market snapshot only — no published research

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Profile and market data

Valuation

Profitability

Growth

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Analyst estimates

Ownership and float

Other indicators

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