Is a complete ETR/UNH research report available?

No complete published report is available for etr/UNH (ETR/UNH) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

etr/UNH stock profile: metrics, valuation and analysis

Market cap	299.7B
Revenue (ttm)	394.3B
Net income (ttm)	12.4B
EPS (ttm)	€13.6
P/E (trailing)	24.2x
P/E (forward)	18.4x
Dividend	€7.81 (2.32%)
Volume	725
Beta	0.63

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Market & fundamental data

Available fields

234

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Currency

USD

Showing 234 of 234 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	United States
Country code	DE
Employees	390,000
Employees Change	-10,000%
Employees Change Percent	-2.5
Enterprise value	EUR 344.7B
Exchange	Deutsche Börse Xetra
Financial currency	USD
First seen	2026-05-10
Industry	Healthcare Plans
Isin	US91324P1021
Last refreshed	2026-09-11
Market cap	EUR 299.7B
Price	EUR 336
Price currency	EUR
Rev Per Employee	1,011,142.07x
Sector	Healthcare
Sector PE	37.79
Sector PE Fwd	14.25
Sic	6324
Symbol	etr/UNH
Website	https://www.unitedhealthgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	4.12%
EV Earnings	27.88x
EV/EBIT	16.63x
EV/EBITDA	14.17x
EV/FCF	16.67x
EV/Sales	0.89x
FCF yield	6.9%
Forward P/E	18.42x
P/B ratio	3.23x
P/E ratio	24.25x
P/S ratio	0.76x
PE Ratio10 Y	22.38x
PE Ratio3 Y	25.08x
PE Ratio5 Y	24.87x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	5.35%
EBITDA Margin	5.92%
FCF margin	5.33%
Gross margin	19.72%
Gross Profit	EUR 77.8B
Net Income	EUR 12.4B
Net Income Growth	-33.69%
Net Income Growth Q	61.01%
Net Income Growth Qo Q	-12.68%
Net Income Growth Quarters	1%
Net Income Growth Years	0%
Net Income Growth3 Y	-12.54%
Net Income Growth5 Y	-0.54%
Pretax Margin	3.87%
Profit Margin	3.13%
Profit Per Employee	EUR 31,695
Profitable Quarters	EUR 9
Profitable Years	27
ROA	4.87
Roa5y	6.86
ROCE	12.18
ROE	14.15
Roe5y	20.42
ROIC	11.37
Roic5y	14.86

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	12.55%
Cagr1y	18.46%
Cagr3y	-7.49%
Cagr5y	0.84%
Div CAGR10	14.38%
Div CAGR3	5.66%
Div CAGR5	11.57%
EPS Growth	-32.8
EPS Growth Q	61.5
EPS Growth Qo Q	-12.46
EPS Growth Quarters	2
EPS Growth Years	0
EPS Growth3 Y	-11.4
EPS Growth5 Y	0.52
FCF Growth	-6.55%
FCF Growth Q	62.69%
FCF Growth Qo Q	25.82%
FCF Growth3 Y	-14.81%
FCF Growth5 Y	4.99%
OCF Growth	-6.7%
OCF Growth Q	53.76%
OCF Growth Qo Q	24.01%
OCF Growth10 Y	10.11%
OCF Growth3 Y	-13.24%
OCF Growth5 Y	5.4%
Revenue Growth	6.55x
Revenue Growth Q	0.37x
Revenue Growth Qo Q	0.28x
Revenue Growth Quarters	3x
Revenue Growth Years	36x
Revenue Growth3 Y	8.93x
Revenue Growth5 Y	10.61x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 1.46
Assets	EUR 271.1B
Cash	EUR 27.5B
Debt	EUR 64.2B
Debt EBITDA	EUR 2.59
Debt Equity	EUR 0.69
Debt FCF	EUR 3.1
Equity	EUR 92.7B
Interest Coverage	6.19
Liabilities	EUR 178.4B
Net Cash	EUR -39.2B
Net Cash By Market Cap	EUR -13.07
Net Debt EBITDA	EUR 1.68
Net Debt Equity	EUR 0.42
Net Debt FCF	EUR 1.89
Tangible Book Value	EUR -28B
Tangible Book Value Per Share	EUR -30.9
WACC	7.16

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.78
Net Working Capital	EUR -43.5B
Quick ratio	0.7
Working Capital	EUR -21.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.47%
Dividend Growth	1.19%
Dividend Growth Years	17%
Dividend per share	EUR 7.81
Dividend Years	28
Dividend Yield	2.32%
Ex Div Date	2026-09-14
Last Dividend	EUR 2
Payout Frequency	Quarterly
Payout Ratio	57.33%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	226.1%
1Y total return	18.44%
200-day SMA	304.9
3Y total return	-20.84%
50-day SMA	356.4
50-day SMA vs 200-day SMA	50over200
5Y total return	4.28%
All Time High	592.2
All Time High Change	-43.23%
All Time High Date	2024-12-04
All Time Low	54.02
All Time Low Change	522.36%
All Time Low Date	2014-05-07
ATR	8.02
Beta	0.63
Ch YTD	19.86
High	342.8
High52	400.6
High52 Date	2026-07-16
High52ch	-16.08%
Low	335.4
Low52	222.7
Low52 Date	2026-02-06
Low52ch	50.97%
Ma50ch	-5.68%
Price vs 200-day SMA	10.26%
RSI	41.26
RSI Monthly	48.08
RSI Weekly	52.17
Sharpe ratio	0.42x
Sharpe Ratio3y	-0.12x
Sharpe Ratio5y	0.09x
Sortino ratio	0.71
Sortino Ratio3y	-0.02
Sortino Ratio5y	0.28
Total Return	3.79%
Tr YTD	21.49
Tr1m	-4.97%
Tr1w	-3.45%
Tr3m	-4.81%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	895,002,298%
Net Borrowing	-4,868,917,594
Shares Insiders	0.17%
Shares Institutions	89.19%
Shares Qo Q	-0.44%
Shares Yo Y	-1.47%
Short Ratio	2.9

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 19.8B
Adjusted OCF	22,752,548,200
Average Volume	805.5x
Bv Per Share	95.22
CAPEX	EUR -3B
Ch10y	179
Ch1m	-4.97
Ch1w	-3.45
Ch1y	15.35
Ch3m	-5.35
Ch3y	-25.21
Ch5y	-4.49
Ch6m	37.56
Change	0.06%
Change From Open	-0.47
Close	336
Days Gap	0.54
Dollar Volume	243,745
Earnings Date	2026-10-13
EBIT	EUR 21.1B
EBITDA	EUR 23.4B
EPS	EUR 13.6
F Score	6
FCF	EUR 20.7B
FCF EV Yield	6x
Financing CF	-13,489,248,300
Fiscal Year End	December
Founded	1,974
Goodwill	95,298,317,210
Graham Number	180.1435
Graham Upside	-46.42
Income Tax	EUR 2.2B
Investing CF	-9,990,674,200
Is Primary Listing	0
Last Earnings Date	2026-07-16
Last Report Date	2026-06-30
Lynch Fair Value	EUR 69.33
Lynch Upside	-79.38
Ma150	314.1
Ma150ch	7.02%
Ma20	340.6
Ma20ch	-1.29%
Net CF	-9,628,300
Next Earnings Date	2026-10-13
Open	337.8
P FCF Ratio	14.5
P FCF Ratio SBC	15.16
P OCF Ratio	12.67
P OCF Ratio SBC	13.17
Payment Date	2026-09-22
Position In Range	10.81
Ppne	9,269,289,076
Price Date	2026-09-10
Price EBITDA	EUR 12.83
Relative Volume	0.93x
Revenue	394,345,407,800x
SBC By Revenue	0.23x
Share Based Comp	895,431,900
Tax By Revenue	0.56x
Tax Rate	14.5%
Tr6m	38.35%
Volume	725

ETR/UNH (ETR/UNH)

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Profile and market data

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