NSE/UNIONBANK (NSE/UNIONBANK)

National Stock Exchange of India: NSE/UNIONBANK · INR

₹183

-1.62 (-0.9%)· Recorded snapshot

Market cap	1.4T
Revenue (ttm)	530.6B
Net income (ttm)	220B
EPS (ttm)	₹28.8
Shares out	7.6B
P/E (trailing)	6.4x
P/E (forward)	6.7x
Dividend	₹5.00 (2.73%)
Volume	9,334,385
Beta	0.92

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 530.6B
Net income (ttm): 220B
EPS (ttm): ₹28.8
P/E (trailing): 6.4x
P/E (forward): 6.7x
Market cap: 1.4T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.7

P25 n/aP50 n/aP75 n/a

Trailing P/E6.4

P25 n/aP50 n/aP75 n/a

ROE16.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NSE/UNIONBANK indicators

Market & fundamental data

Available fields

207

Groups with data

Currency

INR

Showing 207 of 207 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-10-19
Employees	73,885
Employees change	-60
Employees growth	-0.08%
Exchange	National Stock Exchange of India
Financial currency	INR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	March
Founded	1919
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	INE692A01016
Last earnings date	2026-10-19
Last refreshed	2026-10-28
Market cap	INR 1.4T
Next earnings date	2027-01-31
Price	INR 182.98
Price currency	INR
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	nse/UNIONBANK
Website	https://www.unionbankofindia.bank.in

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	6.51x
Average P/E ratio (10Y)	6.65x
Average P/E ratio (3Y)	6.37x
Average P/E ratio (5Y)	6.05x
Earnings yield	15.74%
FCF yield	-121.67%
Forward P/E	6.71x
Graham number	348.08611
Graham upside	90.63%
Industry forward P/E	10.22x
Industry P/E	10.93x
Lynch fair value	INR 720.24
Lynch upside	294.44%
P/B ratio	0.98x
P/E ratio	6.35x
P/S ratio	2.66x
PEG ratio	1.24x
Price / tangible book value	0.98x
Sector forward P/E	12.05x
Sector P/E	13.34x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	5.47%
Operating margin	42.54%
Pretax margin	43.86%
Profit margin	41.46%
Profit per employee	INR 3M
Profitable quarters	26
Profitable years	6
Revenue per employee	INR 7.2M
ROA	1.41%
ROA (5Y)	0.93%
ROE	16.29%
ROE (5Y)	13.51%
Tax / revenue	2.4%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	18.92%
EPS growth (Q)	29.31%
EPS growth (QoQ)	1.49%
EPS growth 10Y	-3.5%
EPS growth 3Y	18.54%
EPS growth 5Y	32.59%
EPS growth quarters	4
EPS growth years	6
Net income growth	18.99%
Net income growth (Q)	30.62%
Net income growth (QoQ)	2.47%
Net income growth 3Y	22.67%
Net income growth 5Y	36.64%
Net income growth quarters	4
Net income growth years	6
Revenue growth	1.63%
Revenue growth (Q)	15.56%
Revenue growth (QoQ)	4.66%
Revenue growth 10Y	23.77%
Revenue growth 3Y	7.13%
Revenue growth 5Y	14.46%
Revenue growth quarters	2
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	INR -30.4B
EPS	INR 28.81
FCF per share	INR -224.60
Financing cash flow	INR 1.1T
Free cash flow	INR -1.7T
Gross profit	INR 530.6B
Income taxes	INR 12.7B
Investing cash flow	INR -36B
Net borrowing	INR 327.6B
Net cash flow	INR -591.9B
Net income	INR 220B
Operating income	INR 225.8B
Revenue	INR 530.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	INR 186.92
Debt / equity	0.71
Net cash (debt)	INR -475.9B
Net cash / market cap	-33.78%
Net debt / equity	0.33
Piotroski F-Score	2
Property, plant and equipment	INR 116.5B
Shareholders' equity	INR 1.4T
Tangible book value	INR 1.4T
Tangible book value per share	INR 186.92
Total assets	INR 16.2T
Total cash	INR 543.6B
Total debt	INR 1T
Total liabilities	INR 14.8T
WACC	5.4%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	INR -12.7T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.04%
Dividend growth	5.26%
Dividend growth (10Y)	9.87%
Dividend growth (3Y)	18.56%
Dividend growth (5Y)	21.35%
Dividend growth years	3
Dividend payment date	2026-08-09
Dividend payment years	5
Dividend payout frequency	Annual
Dividend per share	INR 5.00
Dividend yield	2.73%
Ex-dividend date	2026-07-03
Last dividend	INR 5.00
Payout ratio	17.35%
Shareholder yield	2.69%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	27.2%
10Y return CAGR	4.25%
10Y total return	51.63%
150-day SMA	INR 174.53
15Y price change	-13.87%
15Y return CAGR	1.27%
15Y total return	20.75%
1D price change	-0.88%
1M price change	1.54%
1M total return	1.54%
1W price change	1.26%
1W total return	1.26%
1Y price change	26.23%
1Y return CAGR	29.98%
1Y total return	29.96%
20-day SMA	INR 174.69
200-day SMA	INR 176.05
20Y price change	40.16%
20Y return CAGR	4.1%
20Y total return	123.3%
3M price change	7.57%
3M total return	7.57%
3Y price change	83.16%
3Y return CAGR	26.01%
3Y total return	100.11%
50-day SMA	INR 179.49
50-day SMA vs 200-day SMA	50over200
52-week high	INR 205.49
52-week high date	2026-02-27
52-week low	INR 140.80
52-week low date	2025-10-30
5Y price change	261.98%
5Y return CAGR	33.97%
5Y total return	331.5%
6M price change	3.91%
6M total return	6.98%
All-time high	INR 426.95
All-time high date	2010-10-27
All-time low	INR 14.60
All-time low date	2002-10-17
Average true range (ATR)	INR 5.20
Average volume	15.7M
Beta (1Y)	0.6
Beta (2Y)	0.82
Beta (5Y)	0.92
Change from 52-week high	-10.95%
Change from 52-week low	29.96%
Change from all-time high	-57.14%
Change from all-time low	1,153.29%
Change from open	0.12%
Day's gap	-1%
Dollar volume	INR 1.7B
High price	INR 183.25
Low price	INR 180.60
Monthly RSI	60.74
Open price	INR 182.76
Position in 52-week range	89.81%
Previous close	INR 184.60
Price vs 150-day SMA	4.84%
Price vs 20-day SMA	4.74%
Price vs 200-day SMA	3.94%
Price vs 50-day SMA	1.95%
Relative volume	0.6
RSI	58.37
Sharpe ratio	0.91
Sharpe ratio (3Y)	0.68
Sharpe ratio (5Y)	1.02
Sortino ratio	1.53
Sortino ratio (3Y)	1.13
Sortino ratio (5Y)	1.72
Volume	9.3M
Weekly RSI	56.05
YTD price change	19%
YTD total return	22.52%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.9B
Shares change (QoQ)	0.97%
Shares change (YoY)	0.04%
Shares held by insiders	0%
Shares held by institutions	15.73%
Shares outstanding	7.6B

Deeper analysis on NSE/UNIONBANK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this NSE/UNIONBANK report

Is a complete NSE/UNIONBANK research report available?

No complete published report is available for nse/UNIONBANK (NSE/UNIONBANK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NSE/UNIONBANK (NSE/UNIONBANK)

Price

Financial snapshot

Fair-value bridge

Latest news · NSE/UNIONBANK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSE/UNIONBANK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSE/UNIONBANK

Frequently asked questions