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No complete published report is available for bit/UNI (BIT/UNI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

bit/UNI stock profile: metrics, valuation and analysis

Market cap	20.2B
Revenue (ttm)	11.5B
Net income (ttm)	1.7B
EPS (ttm)	€2.40
Shares out	717.2M
P/E (trailing)	11.7x
P/E (forward)	12.7x
Dividend	€1.12 (4.00%)
Volume	523,735
Beta	0.59

All BIT/UNI indicators

Market & fundamental data

Available fields

233

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Currency

EUR

Showing 233 of 233 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Italy
Country code	IT
Employees	12,334
Employees Change	-256%
Employees Change Percent	-2.03
Enterprise value	EUR 24B
Exchange	Borsa Italiana
Financial currency	EUR
First seen	2026-05-10
Industry	Insurance - Property & Casualty
Isin	IT0004810054
Last refreshed	2026-09-08
Market cap	EUR 20.2B
Price	EUR 28.1
Price currency	EUR
Rev Per Employee	933,354.95x
Sector	Financials
Sector PE	12.89
Sector PE Fwd	11.96
Sic	6331
Symbol	bit/UNI
Website	https://www.unipol.it

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.53%
EV Earnings	13.95x
EV/EBIT	8.97x
EV/EBITDA	6.95x
EV/FCF	7.23x
EV/Sales	2.08x
FCF yield	16.46%
Forward P/E	12.65x
P/B ratio	1.71x
P/E ratio	11.72x
P/S ratio	1.75x
PE Ratio10 Y	6.66x
PE Ratio3 Y	7.8x
PE Ratio5 Y	7.1x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	23.22%
EBITDA Margin	29.99%
FCF margin	28.82%
Gross margin	23.58%
Gross Profit	EUR 2.7B
Net Income	EUR 1.7B
Net Income Growth	51.76%
Net Income Growth Q	84.67%
Net Income Growth Qo Q	58.36%
Net Income Growth Quarters	6%
Net Income Growth Years	1%
Net Income Growth3 Y	43.92%
Net Income Growth5 Y	18.7%
Pretax Margin	21.41%
Profit Margin	15.33%
Profit Per Employee	EUR 139,452
Profitable Quarters	EUR 15
Profitable Years	8
ROA	1.88
Roa5y	1.42
ROCE	2.91
ROE	16.94
Roe5y	11.34
ROIC	12.21
Roic5y	10.18

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	33.81%
Cagr15y	16.31%
Cagr1y	71.99%
Cagr20y	2.7%
Cagr3y	85.86%
Cagr5y	50.95%
Div CAGR10	20.06%
Div CAGR3	44.66%
Div CAGR5	31.95%
EPS Growth	52.54
EPS Growth Q	77.16
EPS Growth Quarters	6
EPS Growth Years	1
EPS Growth3 Y	43.78
EPS Growth5 Y	18.66
FCF Growth	11.98%
FCF Growth3 Y	48.76%
FCF Growth5 Y	50.48%
OCF Growth	8.71%
OCF Growth3 Y	22.49%
OCF Growth5 Y	46.21%
Revenue Growth	8.84x
Revenue Growth Q	23.22x
Revenue Growth Qo Q	25.88x
Revenue Growth Quarters	5x
Revenue Growth Years	3x
Revenue Growth3 Y	5.74x
Revenue Growth5 Y	-4.26x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.13
Assets	EUR 93.2B
Cash	EUR 2.1B
Debt	EUR 4.8B
Debt EBITDA	EUR 1.4
Debt Equity	EUR 0.41
Debt FCF	EUR 1.45
Equity	EUR 11.8B
Interest Coverage	14.37
Liabilities	EUR 81.4B
Net Cash	EUR -3.6B
Net Cash By Market Cap	EUR -17.64
Net Debt EBITDA	EUR 1.03
Net Debt Equity	EUR 0.3
Net Debt FCF	EUR 1.07
Tangible Book Value	EUR 8.9B
Tangible Book Value Per Share	EUR 10.37
WACC	6.6

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	4.01
Net Working Capital	EUR 2.3B
Quick ratio	3.45
Working Capital	EUR 3.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.14%
Dividend Growth	31.76%
Dividend Growth Years	3%
Dividend per share	EUR 1.12
Dividend Years	6
Dividend Yield	4%
Ex Div Date	2026-05-18
Last Dividend	EUR 1.12
Payout Frequency	Annual
Payout Ratio	65.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	1,739.84%
1Y total return	71.92%
200-day SMA	22.42
3Y total return	542.3%
50-day SMA	27.38
50-day SMA vs 200-day SMA	50over200
5Y total return	683.47%
All Time High	611.5
All Time High Change	-95.4%
All Time High Date	1992-01-24
All Time Low	1.3
All Time Low Change	2,063.2%
All Time Low Date	2012-12-11
ATR	0.58
Beta	0.59
Beta1y	1.09
Beta2y	0.97
Ch YTD	36.61
High	28.47
High52	29.44
High52 Date	2026-08-13
High52ch	-4.55%
Low	28.07
Low52	17.1
Low52 Date	2025-09-17
Low52ch	64.38%
Ma50ch	2.63%
Price vs 200-day SMA	25.32%
RSI	51.51
RSI Monthly	81.39
RSI Weekly	68.55
Sharpe ratio	2x
Sharpe Ratio3y	2.21x
Sharpe Ratio5y	1.53x
Sortino ratio	3.48
Sortino Ratio3y	4.05
Sortino Ratio5y	2.61
Total Return	3.86%
Tr YTD	43.88
Tr15y	864.9%
Tr1m	-1.68%
Tr1w	-0.43%
Tr3m	34.64%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	403,361,826%
Net Borrowing	-87,000,000
Shares Insiders	0.5%
Shares Institutions	22.53%
Shares Out	717,206,043
Shares Yo Y	0.14%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	1,094,579.35x
Bv Per Share	14
CAPEX	EUR -628M
Ch10y	989.1
Ch15y	-5.1
Ch1m	-1.68
Ch1w	-0.43
Ch1y	63.23
Ch20y	-89.16
Ch3m	34.64
Ch3y	456
Ch5y	460.2
Ch6m	46.97
Change	-1.13%
Change From Open	-0.95
Close	28.42
Days Gap	-0.18
Dollar Volume	14,716,953.5
Earnings Date	2026-11-12
EBIT	EUR 2.7B
EBITDA	EUR 3.5B
EPS	EUR 2.4
F Score	5
FCF	EUR 3.3B
FCF EV Yield	13.83x
FCF Per Share	EUR 4.63
Financing CF	-277,000,000
Fiscal Year End	December
Founded	1,961
Goodwill	1,895,000,000
Graham Number	29.81204
Graham Upside	6.09
Income Tax	EUR 644M
Investing CF	-3,558,000,000
Is Primary Listing	1
Last Earnings Date	2026-08-06
Last Report Date	2026-06-30
Last Split Date	2012-04-02
Last Split Type	Reverse
Lynch Fair Value	EUR 44.85
Lynch Upside	59.6
Ma150	23.33
Ma150ch	20.44%
Ma20	28.39
Ma20ch	-1.01%
Net CF	111,000,000
Next Earnings Date	2026-11-12
Open	28.37
P FCF Ratio	6.07
P OCF Ratio	5.11
Payment Date	2026-05-20
Position In Range	7.5
Ppne	4,209,000,000
Price Date	2026-09-07
Price EBITDA	EUR 5.84
Ptbv Ratio	2.26
Relative Volume	0.48x
Revenue	11,512,000,000x
Tax By Revenue	5.59x
Tax Rate	26.13%
Tr20y	70.31%
Tr6m	54.79%
Volume	523,735

BIT/UNI (BIT/UNI)

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