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No complete published report is available for tyo/8304 (TYO/8304) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

tyo/8304 stock profile: metrics, valuation and analysis

Market cap	471.6B
Revenue (ttm)	140.8B
Net income (ttm)	30.9B
EPS (ttm)	¥223
Shares out	138.5M
P/E (trailing)	15.3x
P/E (forward)	17.9x
Dividend	¥100 (2.94%)
Volume	1,356,400
Beta	0.21

All TYO/8304 indicators

Market & fundamental data

Available fields

195

Groups with data

Currency

JPY

Showing 195 of 195 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	JP
Employees	2,515
Employees Change	38%
Employees Change Percent	1.53
Exchange	Tokyo Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Banks - Regional
Industry PE	11.65
Isin	JP3711200000
Last refreshed	2026-09-08
Market cap	JPY 471.6B
Price	JPY 3,404
Price currency	JPY
Rev Per Employee	55,972,167x
Sector	Financials
Sector PE	13.82
Sic	6020
Symbol	tyo/8304
Website	https://www.aozorabank.co.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	6.55%
FCF yield	-61.76%
Forward P/E	17.94x
P/B ratio	0.92x
P/E ratio	15.3x
P/S ratio	3.35x
PE Ratio10 Y	13.94x
PE Ratio5 Y	18.98x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	JPY 140.8B
Net Income	JPY 30.9B
Net Income Growth	60.18%
Net Income Growth Q	81.66%
Net Income Growth Qo Q	196.19%
Net Income Growth Quarters	1%
Net Income Growth Years	2%
Net Income Growth3 Y	63.08%
Net Income Growth5 Y	-1.37%
Pretax Margin	23.5%
Profit Margin	21.93%
Profit Per Employee	JPY 12.3M
Profitable Quarters	JPY 9
Profitable Years	2
ROA	0.39
Roa5y	0.1
ROE	6.56
Roe5y	1.17

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	3.71%
Cagr15y	9.53%
Cagr1y	55.72%
Cagr3y	7.76%
Cagr5y	9.58%
Div CAGR10	-6.3%
Div CAGR3	-14.28%
Div CAGR5	-5.4%
EPS Growth	60.13
EPS Growth Q	81.6
EPS Growth Qo Q	196.2
EPS Growth Quarters	1
EPS Growth Years	2
EPS Growth3 Y	54.1
EPS Growth5 Y	-4.68
Revenue Growth	22.44x
Revenue Growth Q	20.72x
Revenue Growth Qo Q	44.1x
Revenue Growth Quarters	4x
Revenue Growth Years	1x
Revenue Growth3 Y	11.43x
Revenue Growth5 Y	2.75x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	JPY 8.6T
Cash	JPY 2T
Debt	JPY 1.3T
Debt FCF	JPY -4.51
Equity	JPY 511.7B
Liabilities	JPY 8.1T
Net Cash	JPY 669.8B
Net Cash By Market Cap	JPY 142
Net Cash Growth	14.38%
Net Debt Equity	JPY -1.31
Tangible Book Value	JPY 481.1B
Tangible Book Value Per Share	JPY 3,475
WACC	1.42

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	JPY -5T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.03%
Dividend Growth	14.12%
Dividend Growth Years	1%
Dividend per share	JPY 100
Dividend Years	20
Dividend Yield	2.94%
Ex Div Date	2026-09-29
Last Dividend	JPY 25
Payout Frequency	Quarterly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	43.91%
1Y total return	55.68%
200-day SMA	2,730.4
3Y total return	25.13%
50-day SMA	3,134.9
50-day SMA vs 200-day SMA	50over200
5Y total return	57.98%
All Time High	5,170
All Time High Change	-34.12%
All Time High Date	2006-11-14
All Time Low	660
All Time Low Change	416.06%
All Time Low Date	2008-10-27
ATR	78.67
Beta	0.21
Beta1y	0.88
Beta2y	0.79
Ch YTD	35.75
High	3,416
High52	3,487
High52 Date	2026-08-17
High52ch	-2.38%
Low	3,334
Low52	2,180.5
Low52 Date	2025-10-29
Low52ch	56.11%
Ma50ch	8.65%
Price vs 200-day SMA	24.74%
RSI	61.1
RSI Monthly	70.12
RSI Weekly	69.59
Sharpe ratio	1.38x
Sharpe Ratio3y	0.32x
Sharpe Ratio5y	0.38x
Sortino ratio	2.48
Sortino Ratio3y	0.59
Sortino Ratio5y	0.7
Total Return	2.91%
Tr YTD	38.32
Tr15y	291.64%
Tr1m	4.1%
Tr1w	-0.06%
Tr3m	31.08%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	135,739,807%
Shares Insiders	0.03%
Shares Institutions	40.52%
Shares Out	138,455,906
Shares Qo Q	0%
Shares Yo Y	0.03%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	1,522,290x
Bv Per Share	3,607.9
CAPEX	JPY -2.3B
Ch10y	-9.66
Ch15y	95.75
Ch1m	4.1
Ch1w	-0.06
Ch1y	50.04
Ch3m	29.88
Ch3y	14.2
Ch5y	28.19
Ch6m	31.13
Change	-0.06%
Change From Open	0.32
Close	3,406
Days Gap	-0.38
Dollar Volume	4,617,185,600
Earnings Date	2026-11-13
EPS	JPY 223
F Score	2
FCF	JPY -291.3B
FCF Per Share	JPY -2,104
Financing CF	411,627,000,000
Fiscal Year End	March
Founded	1,957
Graham Number	4305.73333
Graham Upside	26.42
Income Tax	JPY 924M
Investing CF	-14,281,000,000
Is Primary Listing	1
Last Earnings Date	2026-07-31
Last Report Date	2026-06-30
Last Split Date	2017-09-27
Last Split Type	Reverse
Lynch Fair Value	JPY 1,115
Lynch Upside	-67.27
Ma150	2,821.2
Ma150ch	20.73%
Ma20	3,370.4
Ma20ch	1.06%
Net CF	108,390,000,000
Next Earnings Date	2026-11-13
Open	3,393
Payment Date	2026-12-15
Position In Range	85.37
Ppne	22,942,000,000
Price Date	2026-09-08
Ptbv Ratio	0.98
Relative Volume	0.89x
Revenue	140,770,000,000x
Tax By Revenue	0.66x
Tax Rate	2.79%
Tr6m	33.61%
Volume	1,356,400

TYO/8304 (TYO/8304)

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