Is a complete AAME research report available?

No complete published report is available for Atlantic American Corporation (AAME) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Atlantic American Corporation (AAME)

NASDAQ: AAME · USD

$1.15

+0.10 (+9.5%)· Recorded snapshot

Market cap	23.5M
Revenue (ttm)	210.4M
Net income (ttm)	5.6M
EPS (ttm)	$0.28
Shares out	20.4M
P/E (trailing)	4.2x
Dividend	$0.02 (1.74%)
Volume	196,952.11
Beta	0.88

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	Compra fuerte
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	Compra fuerte
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	Mantener

Metric	Value
Amount currency	USD
CIK code	0000008177
Company name	Atlantic American Corporation
Country	United States
Country code	US
CUSIP number	048209100
Earnings date	2026-11-17
Employees	166
Employees change	10
Employees growth	6.41%
Enterprise value	$23.3M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2025-12-31
First seen	2026-05-09
Fiscal year end	December
Founded	1968
Industry	Insurance - Life
Is primary listing	Yes
Is SPAC	No
ISIN number	US0482091008
Last 10-K release date	2026-10-16
Last earnings date	2026-10-16
Last refreshed	2026-11-04
Last stock split type	Never
Market cap	$23.5M
Market cap category	Nano-Cap
Next earnings date	2026-11-17
Options	No
Price	$1.15
Price currency	USD
Sector	Financials
SIC code	6311
Stock price date	2026-11-03
Symbol	AAME
U.S. state	Georgia
Website	https://www.atlam.com

Metric

Value

Amount currency

USD

CIK code

0000008177

Company name

Atlantic American Corporation

Country

United States

Country code

CUSIP number

048209100

Earnings date

2026-11-17

Employees

166

Employees change

Employees growth

6.41%

Enterprise value

$23.3M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2025-12-31

First seen

2026-05-09

Fiscal year end

December

Founded

1968

Industry

Insurance - Life

Is primary listing

Yes

Is SPAC

ISIN number

US0482091008

Last 10-K release date

2026-10-16

Last earnings date

2026-10-16

Last refreshed

2026-11-04

Last stock split type

Never

Market cap

$23.5M

Market cap category

Nano-Cap

Next earnings date

2026-11-17

Options

Price

$1.15

Price currency

USD

Sector

Financials

SIC code

6311

Stock price date

2026-11-03

Symbol

AAME

U.S. state

Georgia

Website

https://www.atlam.com

Metric	Value
Average P/E ratio (10Y)	33.98x
Average P/E ratio (5Y)	25.48x
Earnings yield	23.95%
EV/Earnings	4.14x
EV/EBIT	2.15x
EV/EBITDA	2.07x
EV/FCF	0.72x
EV/Sales	0.11x
FCF / EV yield	139.23%
FCF yield	138.16%
Graham number	6.05641
Graham upside	426.64%
Industry forward P/E	10.34x
Industry P/E	12.46x
Lynch fair value	$1.38
Lynch upside	19.75%
P/(FCF - SBC) ratio	0.72x
P/(OCF - SBC) ratio	0.71x
P/B ratio	0.19x
P/E ratio	4.18x
P/FCF ratio	0.72x
P/OCF ratio	0.71x
P/S ratio	0.11x
Price / tangible book value	0.2x
Price/EBITDA ratio	2.09x
Sector forward P/E	13.72x
Sector P/E	15.79x

Metric

Value

Average P/E ratio (10Y)

33.98x

Average P/E ratio (5Y)

25.48x

Earnings yield

23.95%

EV/Earnings

4.14x

EV/EBIT

2.15x

EV/EBITDA

2.07x

EV/FCF

0.72x

EV/Sales

0.11x

FCF / EV yield

139.23%

FCF yield

138.16%

Graham number

6.05641

Graham upside

426.64%

Industry forward P/E

10.34x

Industry P/E

12.46x

Lynch fair value

$1.38

Lynch upside

19.75%

P/(FCF - SBC) ratio

0.72x

P/(OCF - SBC) ratio

0.71x

P/B ratio

0.19x

P/E ratio

4.18x

P/FCF ratio

0.72x

P/OCF ratio

0.71x

P/S ratio

0.11x

Price / tangible book value

0.2x

Price/EBITDA ratio

2.09x

Sector forward P/E

13.72x

Sector P/E

15.79x

Metric	Value
EBIT margin	5.13%
EBITDA margin	5.34%
Effective tax rate	22.07%
FCF margin	15.4%
Gross margin	12.97%
Operating margin	5.13%
Pretax margin	3.67%
Profit margin	2.86%
Profit per employee	$33,843
Profitable quarters	5
Profitable years	1
Revenue per employee	$1.3M
ROA	1.65%
ROA (5Y)	0.82%
ROCE	2.93%
ROE	5.2%
ROE (5Y)	1.6%
ROIC	5.32%
ROIC (5Y)	2.69%
SBC / revenue	0%
Tax / revenue	0.81%

Metric

Value

EBIT margin

5.13%

EBITDA margin

5.34%

Effective tax rate

22.07%

FCF margin

15.4%

Gross margin

12.97%

Operating margin

5.13%

Pretax margin

3.67%

Profit margin

2.86%

Profit per employee

$33,843

Profitable quarters

Profitable years

Revenue per employee

$1.3M

ROA

1.65%

ROA (5Y)

0.82%

ROCE

2.93%

ROE

5.2%

ROE (5Y)

1.6%

ROIC

5.32%

ROIC (5Y)

2.69%

SBC / revenue

Tax / revenue

0.81%

Metric	Value
EPS growth (Q)	-59.67%
EPS growth (QoQ)	199.54%
EPS growth 10Y	3.78%
EPS growth 3Y	70.85%
EPS growth 5Y	-13.16%
EPS growth years	1
FCF growth	608.37%
FCF growth (Q)	85.78%
FCF growth (QoQ)	167.36%
FCF growth 3Y	72.38%
FCF growth 5Y	29.97%
Net income growth (Q)	-59.78%
Net income growth (QoQ)	156.18%
Net income growth 3Y	70.88%
Net income growth 5Y	-13.75%
Net income growth years	1
OCF growth	584.88%
OCF growth (Q)	83.88%
OCF growth (QoQ)	166.12%
OCF growth 10Y	31%
OCF growth 3Y	72.07%
OCF growth 5Y	29.66%
Revenue growth	11.89%
Revenue growth (Q)	4.84%
Revenue growth (QoQ)	-4.64%
Revenue growth 10Y	2.4%
Revenue growth 3Y	3.86%
Revenue growth 5Y	1.5%
Revenue growth quarters	5
Revenue growth years	2

Metric

Value

EPS growth (Q)

-59.67%

EPS growth (QoQ)

199.54%

EPS growth 10Y

3.78%

EPS growth 3Y

70.85%

EPS growth 5Y

-13.16%

EPS growth years

FCF growth

608.37%

FCF growth (Q)

85.78%

FCF growth (QoQ)

167.36%

FCF growth 3Y

72.38%

FCF growth 5Y

29.97%

Net income growth (Q)

-59.78%

Net income growth (QoQ)

156.18%

Net income growth 3Y

70.88%

Net income growth 5Y

-13.75%

Net income growth years

OCF growth

584.88%

OCF growth (Q)

83.88%

OCF growth (QoQ)

166.12%

OCF growth 10Y

31%

OCF growth 3Y

72.07%

OCF growth 5Y

29.66%

Revenue growth

11.89%

Revenue growth (Q)

4.84%

Revenue growth (QoQ)

-4.64%

Revenue growth 10Y

2.4%

Revenue growth 3Y

3.86%

Revenue growth 5Y

1.5%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	$-466,000
EBIT	$10.8M
EBITDA	$11.2M
EPS	$0.28
FCF per share	$1.59
Financing cash flow	$189,000
Free cash flow	$32.4M
Free cash flow minus SBC	$32.4M
Gross profit	$27.3M
Income taxes	$1.7M
Investing cash flow	$-25M
Net borrowing	$1M
Net cash flow	$8.1M
Net income	$5.6M
Operating cash flow minus SBC	$32.9M
Operating income	$10.8M
Revenue	$210.4M
Stock-based compensation	$2,000

Metric

Value

Capital expenditures

$-466,000

EBIT

$10.8M

EBITDA

$11.2M

EPS

$0.28

FCF per share

$1.59

Financing cash flow

$189,000

Free cash flow

$32.4M

Free cash flow minus SBC

$32.4M

Gross profit

$27.3M

Income taxes

$1.7M

Investing cash flow

$-25M

Net borrowing

$1M

Net cash flow

$8.1M

Net income

$5.6M

Operating cash flow minus SBC

$32.9M

Operating income

$10.8M

Revenue

$210.4M

Stock-based compensation

$2,000

Metric	Value
Book value per share	$5.92
Debt / EBITDA	3.5
Debt / equity	0.36
Debt / FCF	1.34
Interest coverage	3.51
Net cash (debt)	$181,000
Net cash / market cap	0.77%
Net debt / EBITDA	-0.02
Net debt / equity	-0
Net debt / FCF	-0.01
Piotroski F-Score	6
Property, plant and equipment	$4.6M
Shareholders' equity	$120.8M
Tangible book value	$118.2M
Tangible book value per share	$5.79
Total assets	$433.9M
Total cash	$43.6M
Total debt	$43.5M
Total liabilities	$313.1M
WACC	6.78%

Metric

Value

Book value per share

$5.92

Debt / EBITDA

3.5

Debt / equity

0.36

Debt / FCF

1.34

Interest coverage

3.51

Net cash (debt)

$181,000

Net cash / market cap

0.77%

Net debt / EBITDA

-0.02

Net debt / equity

-0

Net debt / FCF

-0.01

Piotroski F-Score

Property, plant and equipment

$4.6M

Shareholders' equity

$120.8M

Tangible book value

$118.2M

Tangible book value per share

$5.79

Total assets

$433.9M

Total cash

$43.6M

Total debt

$43.5M

Total liabilities

$313.1M

WACC

6.78%

Metric	Value
Asset turnover	0.52
Current ratio	1.49
Net working capital	$-11.1M
Quick ratio	1.09
Working capital	$31.5M

Metric

Value

Asset turnover

0.52

Current ratio

1.49

Net working capital

$-11.1M

Quick ratio

1.09

Working capital

$31.5M

Metric	Value
Buyback yield / dilution	0.01%
Dividend growth (10Y)	0%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend per share	$0.02
Dividend yield	1.74%
Last dividend	$0.02
Shareholder yield	1.75%

Metric

Value

Buyback yield / dilution

0.01%

Dividend growth (10Y)

Dividend growth (3Y)

Dividend growth (5Y)

Dividend per share

$0.02

Dividend yield

1.74%

Last dividend

$0.02

Shareholder yield

1.75%

Metric	Value
10Y price change	-70.13%
10Y return CAGR	-10.8%
10Y total return	-68.12%
150-day SMA	$1.73
15Y price change	-36.11%
15Y return CAGR	-2.19%
15Y total return	-28.28%
1D price change	9.52%
1M price change	-9.45%
1M total return	-9.45%
1W price change	-4.17%
1W total return	-4.17%
1Y price change	-59.36%
1Y return CAGR	-59.39%
1Y total return	-59.36%
20-day SMA	$1.22
200-day SMA	$1.96
20Y price change	-54.18%
20Y return CAGR	-3.22%
20Y total return	-48.08%
3M price change	-25.32%
3M total return	-25.32%
3Y price change	-36.81%
3Y return CAGR	-13.49%
3Y total return	-35.26%
50-day SMA	$1.29
50-day SMA vs 200-day SMA	50under200
52-week high	$3.24
52-week high date	2025-11-13
52-week low	$1.01
52-week low date	2026-11-03
5Y price change	-73.07%
5Y return CAGR	-22.45%
5Y total return	-71.94%
6M price change	-55.43%
6M total return	-55.43%
After-hours change	-2.16%
After-hours close	$1.15
After-hours price	$1.13
All-time high	$15.97
All-time high date	2021-02-05
All-time low	$0.38
All-time low date	1991-11-27
Average true range (ATR)	$0.13
Average volume	2.6M
Beta (1Y)	1.65
Beta (2Y)	0.88
Beta (5Y)	0.88
Change from 52-week high	-64.5%
Change from 52-week low	13.86%
Change from all-time high	-92.8%
Change from all-time low	206.67%
Change from open	8.49%
Day's gap	0.95%
Dollar volume	$226,495
High price	$1.29
Low price	$1.01
Monthly RSI	36.93
Open price	$1.06
Position in 52-week range	50%
Premarket change	-0.87%
Premarket close	$1.15
Premarket price	$1.14
Premarket volume	684
Previous close	$1.05
Price vs 150-day SMA	-33.49%
Price vs 20-day SMA	-5.74%
Price vs 200-day SMA	-41.36%
Price vs 50-day SMA	-10.78%
Relative volume	0.08
RSI	45.27
Sharpe ratio	-0.81
Sharpe ratio (3Y)	0.09
Sharpe ratio (5Y)	-0.15
Sortino ratio	-1.28
Sortino ratio (3Y)	0.23
Sortino ratio (5Y)	-0.14
Volume	197K
Weekly RSI	34.28
YTD price change	-59.36%
YTD total return	-59.36%

Metric

Value

10Y price change

-70.13%

10Y return CAGR

-10.8%

10Y total return

-68.12%

150-day SMA

$1.73

15Y price change

-36.11%

15Y return CAGR

-2.19%

15Y total return

-28.28%

1D price change

9.52%

1M price change

-9.45%

1M total return

-9.45%

1W price change

-4.17%

1W total return

-4.17%

1Y price change

-59.36%

1Y return CAGR

-59.39%

1Y total return

-59.36%

20-day SMA

$1.22

200-day SMA

$1.96

20Y price change

-54.18%

20Y return CAGR

-3.22%

20Y total return

-48.08%

3M price change

-25.32%

3M total return

-25.32%

3Y price change

-36.81%

3Y return CAGR

-13.49%

3Y total return

-35.26%

50-day SMA

$1.29

50-day SMA vs 200-day SMA

50under200

52-week high

$3.24

52-week high date

2025-11-13

52-week low

$1.01

52-week low date

2026-11-03

5Y price change

-73.07%

5Y return CAGR

-22.45%

5Y total return

-71.94%

6M price change

-55.43%

6M total return

-55.43%

After-hours change

-2.16%

After-hours close

$1.15

After-hours price

$1.13

All-time high

$15.97

All-time high date

2021-02-05

All-time low

$0.38

All-time low date

1991-11-27

Average true range (ATR)

$0.13

Average volume

2.6M

Beta (1Y)

1.65

Beta (2Y)

0.88

Beta (5Y)

0.88

Change from 52-week high

-64.5%

Change from 52-week low

13.86%

Change from all-time high

-92.8%

Change from all-time low

206.67%

Change from open

8.49%

Day's gap

0.95%

Dollar volume

$226,495

High price

$1.29

Low price

$1.01

Monthly RSI

36.93

Open price

$1.06

Position in 52-week range

50%

Premarket change

-0.87%

Premarket close

$1.15

Premarket price

$1.14

Premarket volume

684

Previous close

$1.05

Price vs 150-day SMA

-33.49%

Price vs 20-day SMA

-5.74%

Price vs 200-day SMA

-41.36%

Price vs 50-day SMA

-10.78%

Relative volume

0.08

RSI

45.27

Sharpe ratio

-0.81

Sharpe ratio (3Y)

0.09

Sharpe ratio (5Y)

-0.15

Sortino ratio

-1.28

Sortino ratio (3Y)

0.23

Sortino ratio (5Y)

-0.14

Volume

197K

Weekly RSI

34.28

YTD price change

-59.36%

YTD total return

-59.36%

Metric	Value
Float	8.7M
Float percentage	42.41%
Shares change (QoQ)	0%
Shares change (YoY)	-0.01%
Shares held by insiders	57.59%
Shares held by institutions	5.12%
Shares outstanding	20.4M
Short % of float	0.29%
Short % of shares	0.12%
Short ratio	1.4 days

Metric

Value

Float

8.7M

Float percentage

42.41%

Shares change (QoQ)

Shares change (YoY)

-0.01%

Shares held by insiders

57.59%

Shares held by institutions

5.12%

Shares outstanding

20.4M

Short % of float

0.29%

Short % of shares

0.12%

Short ratio

1.4 days

Atlantic American Corporation (AAME)

Price

Financial snapshot

Fair-value bridge

Latest news · AAME

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All AAME indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on AAME

Frequently asked questions