Magyar Bancorp, Inc. (MGYR)

NASDAQ: MGYR · USD

$20.0

-0.23 (-1.1%)· Recorded snapshot

Market cap	129.2M
Revenue (ttm)	38.3M
Net income (ttm)	11.8M
EPS (ttm)	$1.87
Shares out	6.5M
P/E (trailing)	10.7x
Dividend	$0.40 (2.00%)
Volume	3,520
Beta	0.27

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 38.3M
Net income (ttm): 11.8M
EPS (ttm): $1.87
P/E (trailing): 10.7x
Market cap: 129.2M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Compra fuerte
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Compra fuerte
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Mantener

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 8.7P50 10.4P75 12.8

Trailing P/E10.7

P25 10.7P50 13.5P75 31.8

ROE9.7

P25 4.9P50 11P75 15.4

ROICn/a

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All MGYR indicators

Market & fundamental data

Available fields

242

Groups with data

Currency

USD

Showing 242 of 242 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001337068
Company name	Magyar Bancorp, Inc.
Country	United States
Country code	US
CUSIP number	55977T208
Earnings date	2026-11-10
Earnings time	amc
Employees	98
Employees change	-3
Employees growth	-2.97%
Enterprise value	$168.8M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	September
Founded	1922
Industry	Banks - Regional
IPO date	2006-01-24
Is primary listing	Yes
Is SPAC	No
ISIN number	US55977T2087
Last 10-K release date	2025-12-19
Last earnings date	2026-07-23
Last refreshed	2026-10-28
Last stock split date	2021-07-15
Last stock split type	Forward
Market cap	$129.2M
Market cap category	Micro-Cap
Next earnings date	2026-11-10
Options	No
Price	$20.01
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-10-28
Symbol	MGYR
U.S. state	New Jersey
Website	https://www.magbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	23.1x
Average P/E ratio (3Y)	10.22x
Average P/E ratio (5Y)	10.66x
Earnings yield	9.35%
EV/Earnings	14.45x
EV/FCF	12.05x
EV/Sales	4.44x
FCF / EV yield	8.3%
FCF yield	10.81%
Graham number	28.72575
Graham upside	41.93%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$32.14
Lynch upside	58.77%
P/B ratio	1.03x
P/E ratio	10.7x
P/FCF ratio	9.25x
P/OCF ratio	8.72x
P/S ratio	3.41x
Price / tangible book value	1.03x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	28.87%
FCF margin	36.84%
Operating margin	44.43%
Pretax margin	43.2%
Profit margin	30.73%
Profit per employee	$120,245
Profitable quarters	53
Profitable years	14
Revenue per employee	$391,306
ROA	1.16%
ROA (5Y)	0.91%
ROE	9.7%
ROE (5Y)	7.86%
SBC / revenue	2.17%
Tax / revenue	12.48%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	19.37%
EPS growth (Q)	23.35%
EPS growth (QoQ)	2.08%
EPS growth 10Y	28.93%
EPS growth 3Y	15.21%
EPS growth 5Y	20.14%
EPS growth quarters	3
EPS growth years	5
FCF growth	89.45%
FCF growth (Q)	115.43%
FCF growth (QoQ)	64%
FCF growth 3Y	17.14%
FCF growth 5Y	18.54%
Net income growth	20.52%
Net income growth (Q)	25.22%
Net income growth (QoQ)	2.08%
Net income growth 3Y	14%
Net income growth 5Y	17.18%
Net income growth quarters	3
Net income growth years	2
OCF growth	78.33%
OCF growth (Q)	131.62%
OCF growth (QoQ)	61.6%
OCF growth 10Y	0.42%
OCF growth 3Y	17.75%
OCF growth 5Y	18.05%
Revenue growth	7.92%
Revenue growth (Q)	13.45%
Revenue growth (QoQ)	0.53%
Revenue growth 10Y	8.1%
Revenue growth 3Y	8.2%
Revenue growth 5Y	8.03%
Revenue growth quarters	3
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-847,000
EPS	$1.87
FCF per share	$2.19
Financing cash flow	$44.5M
Free cash flow	$14.1M
Gross profit	$38.3M
Income taxes	$4.8M
Investing cash flow	$-55M
Net borrowing	$13M
Net cash flow	$4.4M
Net income	$11.8M
Operating income	$17M
Revenue	$38.3M
Stock-based compensation	$834,000

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$19.61
Debt / equity	0.41
Debt / FCF	3.67
Net cash (debt)	$-39.6M
Net cash / market cap	-30.34%
Net debt / equity	0.31
Net debt / FCF	2.81
Piotroski F-Score	4
Property, plant and equipment	$14.3M
Shareholders' equity	$126.6M
Tangible book value	$126.6M
Tangible book value per share	$19.61
Total assets	$1B
Total cash	$12.2M
Total debt	$51.8M
Total liabilities	$921.9M
WACC	4.12%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-848M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.53%
Dividend growth	31.03%
Dividend growth (3Y)	23.86%
Dividend growth years	2
Dividend payment date	2026-08-20
Dividend payment years	6
Dividend payout frequency	Quarterly
Dividend per share	$0.40
Dividend yield	2%
Ex-dividend date	2026-08-06
FCF payout ratio	17.36%
Last dividend	$0.10
Payout ratio	20.32%
Shareholder yield	1.45%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	134.09%
10Y return CAGR	9.97%
10Y total return	158.56%
150-day SMA	$18.29
15Y price change	742.53%
15Y return CAGR	16.04%
15Y total return	830.83%
1D price change	-1.14%
1M price change	3.33%
1M total return	3.33%
1W price change	2.72%
1W total return	2.72%
1Y price change	19.46%
1Y return CAGR	22.06%
1Y total return	22.04%
20-day SMA	$19.44
200-day SMA	$18.15
20Y price change	95.51%
20Y return CAGR	3.92%
20Y total return	115.95%
3M price change	9.11%
3M total return	9.68%
3Y price change	119.89%
3Y return CAGR	32.88%
3Y total return	134.65%
50-day SMA	$19.44
50-day SMA vs 200-day SMA	50over200
52-week high	$22.15
52-week high date	2026-10-26
52-week low	$16.03
52-week low date	2026-03-20
5Y price change	74.3%
5Y return CAGR	14%
5Y total return	92.53%
6M price change	14.67%
6M total return	15.94%
All-time high	$22.15
All-time high date	2026-10-26
All-time low	$1.88
All-time low date	2011-12-09
Average true range (ATR)	$0.49
Average volume	2.6K
Beta (1Y)	-0.06
Beta (2Y)	0.17
Beta (5Y)	0.27
Change from 52-week high	-9.66%
Change from 52-week low	24.83%
Change from all-time high	-9.66%
Change from all-time low	967.2%
Change from open	-1.48%
Day's gap	0.35%
Dollar volume	$70,435
High price	$20.31
Low price	$20.08
Monthly RSI	77.55
Open price	$20.31
Position in 52-week range	0%
Previous close	$20.24
Price vs 150-day SMA	9.41%
Price vs 20-day SMA	2.96%
Price vs 200-day SMA	10.28%
Price vs 50-day SMA	2.95%
Relative volume	1.35
RSI	57.58
Sharpe ratio	0.66
Sharpe ratio (3Y)	0.85
Sharpe ratio (5Y)	0.55
Sortino ratio	1.26
Sortino ratio (3Y)	1.57
Sortino ratio (5Y)	1.1
Volume	3.5K
Weekly RSI	66.18
YTD price change	15.8%
YTD total return	17.73%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5.8M
Float percentage	89.81%
Shares change (QoQ)	-0.1%
Shares change (YoY)	0.53%
Shares held by insiders	10.19%
Shares held by institutions	38.28%
Shares outstanding	6.5M
Short % of float	0.14%
Short % of shares	0.13%
Short ratio	3.6 days

Deeper analysis on MGYR

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this MGYR report

Is a complete MGYR research report available?

No complete published report is available for Magyar Bancorp, Inc. (MGYR) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Magyar Bancorp, Inc. (MGYR)

Price

Financial snapshot

Fair-value bridge

Latest news · MGYR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All MGYR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on MGYR

Frequently asked questions