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DFM/ALRAMZ (DFM/ALRAMZ)

Dubai Financial Market: DFM/ALRAMZ · AED

AED 1.75

+0.00 (0.0%)· Recorded snapshot

Market cap	962.4M
Revenue (ttm)	198.6M
Net income (ttm)	65.3M
EPS (ttm)	AED 0.12
Shares out	549.9M
P/E (trailing)	14.7x
Dividend	AED 0.07 (4.00%)
Volume	0
Beta	0.27

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-09
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1975
Industry	Investment - Banking & Investment Services
Is primary listing	Yes
ISIN number	AED000801012
Last earnings date	2026-08-03
Last refreshed	2026-10-29
Market cap	AED 962.4M
Next earnings date	2026-11-09
Price	AED 1.75
Price currency	AED
Sector	Financials
SIC code	6211
Stock price date	2026-10-28
Symbol	dfm/ALRAMZ
Website	https://www.alramz.ae

Metric

Value

Amount currency

AED

Country

United Arab Emirates

Country code

Earnings date

2026-11-09

Exchange

Dubai Financial Market

Financial currency

AED

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1975

Industry

Investment - Banking & Investment Services

Is primary listing

Yes

ISIN number

AED000801012

Last earnings date

2026-08-03

Last refreshed

2026-10-29

Market cap

AED 962.4M

Next earnings date

2026-11-09

Price

AED 1.75

Price currency

AED

Sector

Financials

SIC code

6211

Stock price date

2026-10-28

Symbol

dfm/ALRAMZ

Website

https://www.alramz.ae

Metric	Value
Average P/E ratio (10Y)	24.71x
Average P/E ratio (3Y)	25.03x
Average P/E ratio (5Y)	20.9x
Earnings yield	6.78%
FCF yield	-64.02%
Graham number	1.67878
Graham upside	-4.07%
Lynch fair value	AED 0.59
Lynch upside	-66.1%
P/B ratio	1.66x
P/E ratio	14.75x
P/S ratio	4.85x
Price / tangible book value	1.81x
Sector forward P/E	7.66x
Sector P/E	8.03x

Metric

Value

Average P/E ratio (10Y)

24.71x

Average P/E ratio (3Y)

25.03x

Average P/E ratio (5Y)

20.9x

Earnings yield

6.78%

FCF yield

-64.02%

Graham number

1.67878

Graham upside

-4.07%

Lynch fair value

AED 0.59

Lynch upside

-66.1%

P/B ratio

1.66x

P/E ratio

14.75x

P/S ratio

4.85x

Price / tangible book value

1.81x

Sector forward P/E

7.66x

Sector P/E

8.03x

Metric	Value
Effective tax rate	8.1%
Gross margin	98.98%
Operating margin	35.75%
Pretax margin	35.75%
Profit margin	32.86%
ROA	3.36%
ROA (5Y)	3.33%
ROE	11.51%
ROE (5Y)	7.35%
ROIC	5.21%
ROIC (5Y)	4.76%
Tax / revenue	2.9%

Metric

Value

Effective tax rate

8.1%

Gross margin

98.98%

Operating margin

35.75%

Pretax margin

35.75%

Profit margin

32.86%

ROA

3.36%

ROA (5Y)

3.33%

ROE

11.51%

ROE (5Y)

7.35%

ROIC

5.21%

ROIC (5Y)

4.76%

Tax / revenue

2.9%

Metric	Value
EPS growth	101.24%
EPS growth (Q)	96.12%
EPS growth (QoQ)	96.58%
EPS growth 10Y	3.16%
EPS growth 3Y	35.33%
EPS growth 5Y	2.98%
Net income growth	101.24%
Net income growth (Q)	96.12%
Net income growth (QoQ)	96.57%
Net income growth 3Y	39.48%
Net income growth 5Y	3.04%
Operating income growth	97.8%
Operating income growth (Q)	93.45%
Operating income growth 3Y	43.46%
Operating income growth 5Y	4.79%
Revenue growth	58.86%
Revenue growth (Q)	78.31%
Revenue growth (QoQ)	54.73%
Revenue growth 10Y	8.83%
Revenue growth 3Y	25.63%
Revenue growth 5Y	12.68%

Metric

Value

EPS growth

101.24%

EPS growth (Q)

96.12%

EPS growth (QoQ)

96.58%

EPS growth 10Y

3.16%

EPS growth 3Y

35.33%

EPS growth 5Y

2.98%

Net income growth

101.24%

Net income growth (Q)

96.12%

Net income growth (QoQ)

96.57%

Net income growth 3Y

39.48%

Net income growth 5Y

3.04%

Operating income growth

97.8%

Operating income growth (Q)

93.45%

Operating income growth 3Y

43.46%

Operating income growth 5Y

4.79%

Revenue growth

58.86%

Revenue growth (Q)

78.31%

Revenue growth (QoQ)

54.73%

Revenue growth 10Y

8.83%

Revenue growth 3Y

25.63%

Revenue growth 5Y

12.68%

Metric	Value
Capital expenditures	AED -2.1M
EPS	AED 0.12
FCF per share	AED -1.12
Financing cash flow	AED 200.3M
Free cash flow	AED -616.1M
Gross profit	AED 196.6M
Income taxes	AED 5.8M
Investing cash flow	AED 436.8M
Net borrowing	AED 238.8M
Net cash flow	AED 23.1M
Net income	AED 65.3M
Operating income	AED 71M
Revenue	AED 198.6M

Metric

Value

Capital expenditures

AED -2.1M

EPS

AED 0.12

FCF per share

AED -1.12

Financing cash flow

AED 200.3M

Free cash flow

AED -616.1M

Gross profit

AED 196.6M

Income taxes

AED 5.8M

Investing cash flow

AED 436.8M

Net borrowing

AED 238.8M

Net cash flow

AED 23.1M

Net income

AED 65.3M

Operating income

AED 71M

Revenue

AED 198.6M

Metric	Value
Book value per share	AED 1.06
Debt / equity	1.23
Net cash (debt)	AED 130.5M
Net cash / market cap	13.56%
Net cash growth	-82.77%
Net debt / equity	-0.22
Piotroski F-Score	4
Property, plant and equipment	AED 33M
Shareholders' equity	AED 580.5M
Tangible book value	AED 531.7M
Tangible book value per share	AED 0.97
Total assets	AED 1.9B
Total cash	AED 845.3M
Total debt	AED 714.8M
Total liabilities	AED 1.3B
WACC	3.29%

Metric

Value

Book value per share

AED 1.06

Debt / equity

1.23

Net cash (debt)

AED 130.5M

Net cash / market cap

13.56%

Net cash growth

-82.77%

Net debt / equity

-0.22

Piotroski F-Score

Property, plant and equipment

AED 33M

Shareholders' equity

AED 580.5M

Tangible book value

AED 531.7M

Tangible book value per share

AED 0.97

Total assets

AED 1.9B

Total cash

AED 845.3M

Total debt

AED 714.8M

Total liabilities

AED 1.3B

WACC

3.29%

Metric	Value
Asset turnover	0.1
Current ratio	1.4
Quick ratio	1.37
Working capital	AED 509.2M
Working capital turnover	0.4

Metric

Value

Asset turnover

0.1

Current ratio

1.4

Quick ratio

1.37

Working capital

AED 509.2M

Working capital turnover

0.4

Metric	Value
Dividend growth	0%
Dividend growth (3Y)	-11.21%
Dividend growth (5Y)	28.47%
Dividend growth years	0
Dividend payment date	2026-05-18
Dividend payment years	1
Dividend per share	AED 0.07
Dividend yield	4%
Ex-dividend date	2026-05-01
Last dividend	AED 0.07
Payout ratio	58.99%
Shareholder yield	4%

Metric

Value

Dividend growth

Dividend growth (3Y)

-11.21%

Dividend growth (5Y)

28.47%

Dividend growth years

Dividend payment date

2026-05-18

Dividend payment years

Dividend per share

AED 0.07

Dividend yield

Ex-dividend date

2026-05-01

Last dividend

AED 0.07

Payout ratio

58.99%

Shareholder yield

Metric	Value
150-day SMA	AED 1.42
1D price change	0%
1M price change	19.86%
1M total return	19.86%
1Y price change	43.44%
1Y return CAGR	50.01%
1Y total return	49.96%
20-day SMA	AED 1.56
200-day SMA	AED 1.36
3M price change	19.05%
3M total return	19.05%
3Y price change	12.9%
3Y return CAGR	6.99%
3Y total return	22.49%
50-day SMA	AED 1.58
50-day SMA vs 200-day SMA	50over200
52-week high	AED 1.75
52-week high date	2026-10-01
52-week low	AED 1.10
52-week low date	2025-10-28
5Y price change	146.48%
5Y return CAGR	23.92%
5Y total return	192.13%
6M price change	6.71%
6M total return	11.56%
All-time high	AED 1.80
All-time high date	2016-12-22
All-time low	AED 0.52
All-time low date	2021-02-01
Average true range (ATR)	AED 0.03
Average volume	1.2M
Beta (1Y)	0.08
Beta (2Y)	-0.04
Beta (5Y)	0.27
Change from 52-week high	0%
Change from 52-week low	59.09%
Change from all-time high	-2.78%
Change from all-time low	234.61%
Change from open	0%
Day's gap	0%
High price	AED 1.75
Low price	AED 1.75
Monthly RSI	66.99
Open price	AED 1.75
Previous close	AED 1.75
Price vs 150-day SMA	23.67%
Price vs 20-day SMA	11.96%
Price vs 200-day SMA	29.15%
Price vs 50-day SMA	10.55%
Relative volume	0.02
RSI	72.56
Sharpe ratio	0.64
Sortino ratio	1.15
Volume	0
Weekly RSI	68.87
YTD price change	38.89%
YTD total return	45.2%

Metric

Value

150-day SMA

AED 1.42

1D price change

1M price change

19.86%

1M total return

19.86%

1Y price change

43.44%

1Y return CAGR

50.01%

1Y total return

49.96%

20-day SMA

AED 1.56

200-day SMA

AED 1.36

3M price change

19.05%

3M total return

19.05%

3Y price change

12.9%

3Y return CAGR

6.99%

3Y total return

22.49%

50-day SMA

AED 1.58

50-day SMA vs 200-day SMA

50over200

52-week high

AED 1.75

52-week high date

2026-10-01

52-week low

AED 1.10

52-week low date

2025-10-28

5Y price change

146.48%

5Y return CAGR

23.92%

5Y total return

192.13%

6M price change

6.71%

6M total return

11.56%

All-time high

AED 1.80

All-time high date

2016-12-22

All-time low

AED 0.52

All-time low date

2021-02-01

Average true range (ATR)

AED 0.03

Average volume

1.2M

Beta (1Y)

0.08

Beta (2Y)

-0.04

Beta (5Y)

0.27

Change from 52-week high

Change from 52-week low

59.09%

Change from all-time high

-2.78%

Change from all-time low

234.61%

Change from open

Day's gap

High price

AED 1.75

Low price

AED 1.75

Monthly RSI

66.99

Open price

AED 1.75

Previous close

AED 1.75

Price vs 150-day SMA

23.67%

Price vs 20-day SMA

11.96%

Price vs 200-day SMA

29.15%

Price vs 50-day SMA

10.55%

Relative volume

0.02

RSI

72.56

Sharpe ratio

0.64

Sortino ratio

1.15

Volume

Weekly RSI

68.87

YTD price change

38.89%

YTD total return

45.2%

Metric	Value
Float	215.9M
Shares change (QoQ)	0%
Shares held by insiders	40.69%
Shares held by institutions	8.12%
Shares outstanding	549.9M

Metric

Value

Float

215.9M

Shares change (QoQ)

Shares held by insiders

40.69%

Shares held by institutions

8.12%

Shares outstanding

549.9M

DFM/ALRAMZ (DFM/ALRAMZ)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/ALRAMZ

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/ALRAMZ indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/ALRAMZ

Frequently asked questions