BCBA/BSBRD (BCBA/BSBRD)

Buenos Aires Stock Exchange: BCBA/BSBRD · USD

$4.84

-0.39 (-7.5%)· Recorded snapshot

Market cap	26.2T
Revenue (ttm)	13.7T
Net income (ttm)	3.8T
P/E (trailing)	7.0x

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 13.7T
Net income (ttm): 3.8T
P/E (trailing): 7.0x
Market cap: 26.2T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-30 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E7

P25 n/aP50 n/aP75 n/a

ROE10.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BCBA/BSBRD indicators

Market & fundamental data

Available fields

134

Groups with data

Currency

BRL

Showing 134 of 134 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	Brazil
Country code	AR
Earnings date	2027-01-29
Employees	47,327
Employees change	-6,591
Employees growth	-12.22%
Exchange	Buenos Aires Stock Exchange
Financial currency	BRL
Financial report date	2026-09-30
First seen	2026-10-30
Fiscal year end	December
Founded	1970
Industry	Banks - Regional
Is primary listing	No
ISIN number	ARDEUT115995
Last refreshed	2026-10-30
Market cap	$26.2T
Next earnings date	2027-01-29
Price	$4.84
Price currency	USD
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	bcba/BSBRD
Website	https://www.santander.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.01x
Average P/E ratio (3Y)	9.06x
Average P/E ratio (5Y)	8.65x
Earnings yield	14.36%
FCF yield	59.93%
Graham number	10.50866
Graham upside	117.35%
Industry forward P/E	6.9x
Industry P/E	28.68x
Lynch fair value	$3.47
Lynch upside	-28.21%
P/B ratio	0.68x
P/E ratio	6.96x
P/FCF ratio	1.67x
P/OCF ratio	1.61x
P/S ratio	1.92x
Price / tangible book value	0.94x
Sector forward P/E	6.71x
Sector P/E	22.81x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	21.35%
FCF margin	119.43%
Operating margin	40.38%
Pretax margin	35.64%
Profit margin	27.53%
Profit per employee	$79.6M
Profitable quarters	73
Profitable years	20
Revenue per employee	$289.2M
ROA	1.01%
ROA (5Y)	1.25%
ROE	10.2%
ROE (5Y)	11.66%
Tax / revenue	7.61%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth years	0
FCF growth (Q)	491.99%
FCF growth (QoQ)	6.55%
FCF growth 3Y	3.25%
FCF growth 5Y	63.32%
Net income growth	7.32%
Net income growth (Q)	-27.27%
Net income growth (QoQ)	-3.78%
Net income growth 3Y	7.53%
Net income growth 5Y	-3%
Net income growth years	0
OCF growth (Q)	457.17%
OCF growth (QoQ)	1.71%
OCF growth 10Y	49.77%
OCF growth 3Y	3.95%
OCF growth 5Y	61.06%
Revenue growth	4.78%
Revenue growth (Q)	-14.62%
Revenue growth (QoQ)	-8.59%
Revenue growth 10Y	2.28%
Revenue growth 3Y	6.1%
Revenue growth 5Y	-5.2%
Revenue growth quarters	4
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-621.6B
Financing cash flow	$-551.8B
Free cash flow	$15.7T
Gross profit	$13.4T
Income taxes	$1T
Investing cash flow	$-2.7T
Net borrowing	$979.2B
Net cash flow	$13.1T
Net income	$3.8T
Operating income	$5.5T
Revenue	$13.7T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Debt / equity	1.67
Debt / FCF	4.07
Goodwill	$7.9T
Net cash (debt)	$-16.1T
Net cash / market cap	-61.21%
Net debt / equity	0.42
Net debt / FCF	1.02
Piotroski F-Score	4
Property, plant and equipment	$1.7T
Shareholders' equity	$38.4T
Tangible book value	$28T
Total assets	$387.6T
Total cash	$47.9T
Total debt	$63.9T
Total liabilities	$349.2T

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-164.4T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Payout ratio	33.94%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1D price change	-7.46%
52-week high	$5.90
52-week high date	2026-10-23
52-week low	$4.84
52-week low date	2026-10-29
All-time high	$5.90
All-time high date	2026-10-23
All-time low	$4.84
All-time low date	2026-10-29
Average volume	0
Change from 52-week high	-18.05%
Change from 52-week low	0%
Change from all-time high	-18.05%
Change from all-time low	0%
Monthly RSI	0
Previous close	$5.23
RSI	0
Sharpe ratio	-75.59
Sortino ratio	-15.53
Weekly RSI	0

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3.7B
Shares held by insiders	0.1%
Shares held by institutions	2.76%

Deeper analysis on BCBA/BSBRD

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BCBA/BSBRD report

Is a complete BCBA/BSBRD research report available?

No complete published report is available for bcba/BSBRD (BCBA/BSBRD) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BCBA/BSBRD (BCBA/BSBRD)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/BSBRD

Valuation

Profitability

Balance sheet

Next earnings

Sector percentile context

All BCBA/BSBRD indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/BSBRD

Frequently asked questions