VIE/OBS (VIE/OBS)

Vienna Stock Exchange: VIE/OBS · EUR

€83.6

+0.00 (0.0%)· Recorded snapshot

Market cap	5.9B
Revenue (ttm)	911M
Net income (ttm)	390.9M
EPS (ttm)	€5.54
Shares out	70.6M
P/E (trailing)	15.1x
Dividend	€1.35 (1.61%)
Volume	3,449
Beta	-0.02

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 911M
Net income (ttm): 390.9M
EPS (ttm): €5.54
P/E (trailing): 15.1x
Market cap: 5.9B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E15.1

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All VIE/OBS indicators

Market & fundamental data

Available fields

196

Groups with data

Currency

EUR

Showing 196 of 196 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Austria
Country code	AT
Earnings date	2026-11-26
Employees	2,133
Employees change	-60
Employees growth	-2.74%
Exchange	Vienna Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1869
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	AT0000625108
Last earnings date	2026-08-26
Last refreshed	2026-10-29
Last stock split date	2023-08-01
Last stock split type	Forward
Market cap	EUR 5.9B
Next earnings date	2026-11-26
Price	EUR 83.60
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	vie/OBS
Website	https://www.oberbank.at

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	15.52x
Average P/E ratio (3Y)	13.55x
Average P/E ratio (5Y)	14.49x
Earnings yield	6.62%
FCF yield	-11.74%
Graham number	88.96624
Graham upside	6.42%
Industry P/E	10.95x
Lynch fair value	EUR 68.29
Lynch upside	-18.31%
P/B ratio	1.31x
P/E ratio	15.1x
P/S ratio	6.48x
Price / tangible book value	1.32x
Sector forward P/E	9.57x
Sector P/E	10.92x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	20.68%
Operating margin	54.23%
Pretax margin	54.23%
Profit margin	42.92%
Profit per employee	EUR 183,282
Profitable quarters	15
Profitable years	21
Revenue per employee	EUR 427,081
ROA (5Y)	1.17%
ROE (5Y)	8.61%
Tax / revenue	11.22%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	9.71%
EPS growth (Q)	25.46%
EPS growth (QoQ)	15.01%
EPS growth 10Y	7.53%
EPS growth 3Y	0.48%
EPS growth 5Y	12.34%
EPS growth quarters	1
EPS growth years	0
Net income growth	9.76%
Net income growth (Q)	25.51%
Net income growth (QoQ)	15.01%
Net income growth 3Y	0.5%
Net income growth 5Y	12.33%
Net income growth quarters	1
Net income growth years	0
Revenue growth	4%
Revenue growth (Q)	10.22%
Revenue growth (QoQ)	6.1%
Revenue growth 10Y	6.76%
Revenue growth 3Y	3.75%
Revenue growth 5Y	9.27%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -53.6M
EPS	EUR 5.54
FCF per share	EUR -9.81
Financing cash flow	EUR 583.4M
Free cash flow	EUR -692.9M
Gross profit	EUR 911M
Income taxes	EUR 102.2M
Investing cash flow	EUR -899.3M
Net borrowing	EUR -7.5M
Net cash flow	EUR -955.3M
Net income	EUR 390.9M
Operating income	EUR 494M
Revenue	EUR 911M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 63.53
Debt / equity	1.76
Net cash (debt)	EUR -7.7B
Net cash / market cap	-130.9%
Net debt / equity	1.72
Piotroski F-Score	1
Property, plant and equipment	EUR 272.4M
Shareholders' equity	EUR 4.5B
Tangible book value	EUR 4.5B
Tangible book value per share	EUR 63.47
Total assets	EUR 29.8B
Total cash	EUR 199.7M
Total debt	EUR 7.9B
Total liabilities	EUR 25.3B
WACC	1.77%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -15.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.04%
Dividend growth	17.39%
Dividend growth (10Y)	17.25%
Dividend growth (3Y)	23.03%
Dividend growth (5Y)	28.86%
Dividend growth years	4
Dividend payment date	2026-05-26
Dividend payment years	6
Dividend payout frequency	Annual
Dividend per share	EUR 1.35
Dividend yield	1.62%
Ex-dividend date	2026-05-21
Last dividend	EUR 1.35
Payout ratio	24.74%
Shareholder yield	1.58%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	188.53%
10Y return CAGR	12.49%
10Y total return	224.42%
150-day SMA	EUR 82.65
15Y price change	255.75%
15Y return CAGR	10.12%
15Y total return	324.33%
1D price change	0%
1Y price change	10%
1Y return CAGR	11.82%
1Y total return	11.81%
20-day SMA	EUR 83.60
200-day SMA	EUR 81.54
20Y price change	391.3%
20Y return CAGR	10.13%
20Y total return	588.73%
3M price change	0.72%
3M total return	0.72%
3Y price change	31.45%
3Y return CAGR	11.28%
3Y total return	37.8%
50-day SMA	EUR 83.51
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 83.60
52-week high date	2026-10-29
52-week low	EUR 76.00
52-week low date	2025-11-05
5Y price change	84.14%
5Y return CAGR	14.58%
5Y total return	97.44%
6M price change	2.7%
6M total return	4.39%
All-time high	EUR 83.60
All-time high date	2026-09-15
All-time low	EUR 5.54
All-time low date	1992-09-03
Average true range (ATR)	EUR 0.00
Average volume	4.1K
Beta (1Y)	-0.02
Beta (2Y)	-0.01
Beta (5Y)	-0.02
Change from 52-week high	0%
Change from 52-week low	10%
Change from all-time high	0%
Change from all-time low	1,408.21%
Change from open	0%
Day's gap	0%
Dollar volume	EUR 288,336
High price	EUR 83.60
Low price	EUR 83.60
Monthly RSI	97.13
Open price	EUR 83.60
Previous close	EUR 83.60
Price vs 150-day SMA	1.15%
Price vs 20-day SMA	0%
Price vs 200-day SMA	2.53%
Price vs 50-day SMA	0.11%
Relative volume	0.85
RSI	99.08
Sharpe ratio	3.97
Sharpe ratio (3Y)	1.84
Sharpe ratio (5Y)	2.63
Sortino ratio	183.49
Sortino ratio (3Y)	5.09
Sortino ratio (5Y)	7.65
Volume	3.4K
Weekly RSI	86.62
YTD price change	9.71%
YTD total return	11.52%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	0%
Shares change (YoY)	0.04%
Shares held by institutions	0.14%
Shares outstanding	70.6M

Deeper analysis on VIE/OBS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this VIE/OBS report

Is a complete VIE/OBS research report available?

No complete published report is available for vie/OBS (VIE/OBS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

5.9B

Revenue (ttm)

911M

Net income (ttm)

390.9M

EPS (ttm)

€5.54

Shares out

70.6M

P/E (trailing)

15.1x

Dividend

€1.35 (1.61%)

Volume

3,449

Beta

-0.02

Metric

Value

Amount currency

EUR

Country

Austria

Country code

Earnings date

2026-11-26

Employees

2,133

Employees change

-60

Employees growth

-2.74%

Exchange

Vienna Stock Exchange

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1869

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

AT0000625108

Last earnings date

2026-08-26

Last refreshed

2026-10-29

Last stock split date

2023-08-01

Last stock split type

Forward

Market cap

EUR 5.9B

Next earnings date

2026-11-26

Price

EUR 83.60

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-29

Symbol

vie/OBS

Website

https://www.oberbank.at

Metric

Value

Average P/E ratio (10Y)

15.52x

Average P/E ratio (3Y)

13.55x

Average P/E ratio (5Y)

14.49x

Earnings yield

6.62%

FCF yield

-11.74%

Graham number

88.96624

Graham upside

6.42%

Industry P/E

10.95x

Lynch fair value

EUR 68.29

Lynch upside

-18.31%

P/B ratio

1.31x

P/E ratio

15.1x

P/S ratio

6.48x

Price / tangible book value

1.32x

Sector forward P/E

9.57x

Sector P/E

10.92x

Metric

Value

Effective tax rate

20.68%

Operating margin

54.23%

Pretax margin

54.23%

Profit margin

42.92%

Profit per employee

EUR 183,282

Profitable quarters

Profitable years

Revenue per employee

EUR 427,081

ROA (5Y)

1.17%

ROE (5Y)

8.61%

Tax / revenue

11.22%

Metric

Value

EPS growth

9.71%

EPS growth (Q)

25.46%

EPS growth (QoQ)

15.01%

EPS growth 10Y

7.53%

EPS growth 3Y

0.48%

EPS growth 5Y

12.34%

EPS growth quarters

EPS growth years

Net income growth

9.76%

Net income growth (Q)

25.51%

Net income growth (QoQ)

15.01%

Net income growth 3Y

0.5%

Net income growth 5Y

12.33%

Net income growth quarters

Net income growth years

Revenue growth

Revenue growth (Q)

10.22%

Revenue growth (QoQ)

6.1%

Revenue growth 10Y

6.76%

Revenue growth 3Y

3.75%

Revenue growth 5Y

9.27%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

EUR -53.6M

EPS

EUR 5.54

FCF per share

EUR -9.81

Financing cash flow

EUR 583.4M

Free cash flow

EUR -692.9M

Gross profit

EUR 911M

Income taxes

EUR 102.2M

Investing cash flow

EUR -899.3M

Net borrowing

EUR -7.5M

Net cash flow

EUR -955.3M

Net income

EUR 390.9M

Operating income

EUR 494M

Revenue

EUR 911M

Metric

Value

Book value per share

EUR 63.53

Debt / equity

1.76

Net cash (debt)

EUR -7.7B

Net cash / market cap

-130.9%

Net debt / equity

1.72

Piotroski F-Score

Property, plant and equipment

EUR 272.4M

Shareholders' equity

EUR 4.5B

Tangible book value

EUR 4.5B

Tangible book value per share

EUR 63.47

Total assets

EUR 29.8B

Total cash

EUR 199.7M

Total debt

EUR 7.9B

Total liabilities

EUR 25.3B

WACC

1.77%

Metric

Value

Working capital

EUR -15.3B

Metric

Value

Buyback yield / dilution

-0.04%

Dividend growth

17.39%

Dividend growth (10Y)

17.25%

Dividend growth (3Y)

23.03%

Dividend growth (5Y)

28.86%

Dividend growth years

Dividend payment date

2026-05-26

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

EUR 1.35

Dividend yield

1.62%

Ex-dividend date

2026-05-21

Last dividend

EUR 1.35

Payout ratio

24.74%

Shareholder yield

1.58%

Metric

Value

10Y price change

188.53%

10Y return CAGR

12.49%

10Y total return

224.42%

150-day SMA

EUR 82.65

15Y price change

255.75%

15Y return CAGR

10.12%

15Y total return

324.33%

1D price change

1Y price change

10%

1Y return CAGR

11.82%

1Y total return

11.81%

20-day SMA

EUR 83.60

200-day SMA

EUR 81.54

20Y price change

391.3%

20Y return CAGR

10.13%

20Y total return

588.73%

3M price change

0.72%

3M total return

0.72%

3Y price change

31.45%

3Y return CAGR

11.28%

3Y total return

37.8%

50-day SMA

EUR 83.51

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 83.60

52-week high date

2026-10-29

52-week low

EUR 76.00

52-week low date

2025-11-05

5Y price change

84.14%

5Y return CAGR

14.58%

5Y total return

97.44%

6M price change

2.7%

6M total return

4.39%

All-time high

EUR 83.60

All-time high date

2026-09-15

All-time low

EUR 5.54

All-time low date

1992-09-03

Average true range (ATR)

EUR 0.00

Average volume

4.1K

Beta (1Y)

-0.02

Beta (2Y)

-0.01

Beta (5Y)

-0.02

Change from 52-week high

Change from 52-week low

10%

Change from all-time high

Change from all-time low

1,408.21%

Change from open

Day's gap

Dollar volume

EUR 288,336

High price

EUR 83.60

Low price

EUR 83.60

Monthly RSI

97.13

Open price

EUR 83.60

Previous close

EUR 83.60

Price vs 150-day SMA

1.15%

Price vs 20-day SMA

Price vs 200-day SMA

2.53%

Price vs 50-day SMA

0.11%

Relative volume

0.85

RSI

99.08

Sharpe ratio

3.97

Sharpe ratio (3Y)

1.84

Sharpe ratio (5Y)

2.63

Sortino ratio

183.49

Sortino ratio (3Y)

5.09

Sortino ratio (5Y)

7.65

Volume

3.4K

Weekly RSI

86.62

YTD price change

9.71%

YTD total return

11.52%

Metric

Value

Shares change (QoQ)

Shares change (YoY)

0.04%

Shares held by institutions

0.14%

Shares outstanding

70.6M

VIE/OBS (VIE/OBS)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/OBS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/OBS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/OBS

Frequently asked questions

VIE/OBS (VIE/OBS)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/OBS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/OBS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/OBS

Frequently asked questions