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No complete published report is available for asx/ZIP (ASX/ZIP) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ASX/ZIP (ASX/ZIP)

Australian Securities Exchange: ASX/ZIP · AUD

A$1.75

+0.05 (+2.6%)· Recorded snapshot

Market cap	2.2B
Revenue (ttm)	1.3B
Net income (ttm)	116.4M
EPS (ttm)	A$0.09
Shares out	1.2B
P/E (trailing)	19.3x
P/E (forward)	12.4x
Volume	27,340,646
Beta	3.31

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-10-23
Employees	877
Employees change	-163
Employees growth	-15.67%
Enterprise value	AUD 4.7B
Exchange	Australian Securities Exchange
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	June
Founded	2009
In index	ASX200
Industry	Credit Services
Is primary listing	Yes
ISIN number	AU0000218307
Last earnings date	2026-10-23
Last refreshed	2026-10-28
Market cap	AUD 2.2B
Next earnings date	2026-10-29
Price	AUD 1.75
Price currency	AUD
Sector	Financials
SIC code	6141
Stock price date	2026-10-28
Symbol	asx/ZIP
Website	https://www.zip.co

Metric

Value

Amount currency

AUD

Country

Australia

Country code

Earnings date

2026-10-23

Employees

877

Employees change

-163

Employees growth

-15.67%

Enterprise value

AUD 4.7B

Exchange

Australian Securities Exchange

Financial currency

AUD

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

June

Founded

2009

In index

ASX200

Industry

Credit Services

Is primary listing

Yes

ISIN number

AU0000218307

Last earnings date

2026-10-23

Last refreshed

2026-10-28

Market cap

AUD 2.2B

Next earnings date

2026-10-29

Price

AUD 1.75

Price currency

AUD

Sector

Financials

SIC code

6141

Stock price date

2026-10-28

Symbol

asx/ZIP

Website

https://www.zip.co

Metric	Value
Adjusted P/E ratio	19.26x
Earnings yield	5.19%
EV/Earnings	40.57x
EV/EBIT	8.53x
EV/EBITDA	8.39x
EV/Sales	3.53x
FCF / EV yield	-1.85%
FCF yield	-4.01%
Forward P/E	12.44x
Graham number	1.04967
Graham upside	-39.85%
Industry forward P/E	7.88x
Industry P/E	10.6x
P/B ratio	3.23x
P/E ratio	19.26x
P/S ratio	1.63x
Price / tangible book value	5.2x
Price/EBITDA ratio	3.89x
Sector forward P/E	17.9x
Sector P/E	19.62x

Metric

Value

Adjusted P/E ratio

19.26x

Earnings yield

5.19%

EV/Earnings

40.57x

EV/EBIT

8.53x

EV/EBITDA

8.39x

EV/Sales

3.53x

FCF / EV yield

-1.85%

FCF yield

-4.01%

Forward P/E

12.44x

Graham number

1.04967

Graham upside

-39.85%

Industry forward P/E

7.88x

Industry P/E

10.6x

P/B ratio

3.23x

P/E ratio

19.26x

P/S ratio

1.63x

Price / tangible book value

5.2x

Price/EBITDA ratio

3.89x

Sector forward P/E

17.9x

Sector P/E

19.62x

Metric	Value
EBIT margin	41.45%
EBITDA margin	41.8%
Effective tax rate	19.89%
Gross margin	100%
Operating margin	41.45%
Pretax margin	10.87%
Profit margin	8.71%
Profit per employee	AUD 132,706
Profitable quarters	4
Profitable years	3
Revenue per employee	AUD 1.5M
ROA	9.42%
ROA (5Y)	4.74%
ROCE	18.89%
ROE	16.83%
ROE (5Y)	-33.74%
ROIC	13.77%
ROIC (5Y)	6.26%
SBC / revenue	1.48%
Tax / revenue	2.16%

Metric

Value

EBIT margin

41.45%

EBITDA margin

41.8%

Effective tax rate

19.89%

Gross margin

100%

Operating margin

41.45%

Pretax margin

10.87%

Profit margin

8.71%

Profit per employee

AUD 132,706

Profitable quarters

Profitable years

Revenue per employee

AUD 1.5M

ROA

9.42%

ROA (5Y)

4.74%

ROCE

18.89%

ROE

16.83%

ROE (5Y)

-33.74%

ROIC

13.77%

ROIC (5Y)

6.26%

SBC / revenue

1.48%

Tax / revenue

2.16%

Metric	Value
EPS growth	48.53%
EPS growth (Q)	20.19%
EPS growth (QoQ)	25.76%
EPS growth quarters	3
EPS growth years	4
Gross profit growth	24.67%
Gross profit growth (Q)	20.54%
Gross profit growth 3Y	25.42%
Gross profit growth 5Y	27.67%
Net income growth	45.67%
Net income growth (Q)	12.55%
Net income growth (QoQ)	22.31%
Net income growth quarters	3
Net income growth years	4
Operating income growth	34.27%
Operating income growth (Q)	24.29%
Operating income growth 3Y	76.83%
Revenue growth	24.67%
Revenue growth (Q)	20.54%
Revenue growth (QoQ)	3.01%
Revenue growth 10Y	84.52%
Revenue growth 3Y	25.42%
Revenue growth 5Y	27.67%
Revenue growth quarters	23
Revenue growth years	12

Metric

Value

EPS growth

48.53%

EPS growth (Q)

20.19%

EPS growth (QoQ)

25.76%

EPS growth quarters

EPS growth years

Gross profit growth

24.67%

Gross profit growth (Q)

20.54%

Gross profit growth 3Y

25.42%

Gross profit growth 5Y

27.67%

Net income growth

45.67%

Net income growth (Q)

12.55%

Net income growth (QoQ)

22.31%

Net income growth quarters

Net income growth years

Operating income growth

34.27%

Operating income growth (Q)

24.29%

Operating income growth 3Y

76.83%

Revenue growth

24.67%

Revenue growth (Q)

20.54%

Revenue growth (QoQ)

3.01%

Revenue growth 10Y

84.52%

Revenue growth 3Y

25.42%

Revenue growth 5Y

27.67%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	AUD -1.3M
Depreciation and amortization	AUD 4.7M
EBIT	AUD 553.8M
EBITDA	AUD 558.5M
EPS	AUD 0.09
FCF per share	AUD -0.07
Financing cash flow	AUD 177.3M
Free cash flow	AUD -87.2M
Free cash flow minus SBC	AUD -107M
Gross profit	AUD 1.3B
Income taxes	AUD 28.9M
Investing cash flow	AUD -42.9M
Net borrowing	AUD 329.7M
Net cash flow	AUD 35.9M
Net income	AUD 116.4M
Operating cash flow minus SBC	AUD -105.7M
Operating income	AUD 553.8M
Revenue	AUD 1.3B
Stock-based compensation	AUD 19.8M

Metric

Value

Capital expenditures

AUD -1.3M

Depreciation and amortization

AUD 4.7M

EBIT

AUD 553.8M

EBITDA

AUD 558.5M

EPS

AUD 0.09

FCF per share

AUD -0.07

Financing cash flow

AUD 177.3M

Free cash flow

AUD -87.2M

Free cash flow minus SBC

AUD -107M

Gross profit

AUD 1.3B

Income taxes

AUD 28.9M

Investing cash flow

AUD -42.9M

Net borrowing

AUD 329.7M

Net cash flow

AUD 35.9M

Net income

AUD 116.4M

Operating cash flow minus SBC

AUD -105.7M

Operating income

AUD 553.8M

Revenue

AUD 1.3B

Stock-based compensation

AUD 19.8M

Metric	Value
Altman Z-Score	1.58
Book value per share	AUD 0.54
Debt / EBITDA	4.89
Debt / equity	4.09
Goodwill	AUD 200.3M
Interest coverage	2.49
Long-term assets	AUD 316.7M
Long-term liabilities	AUD 2.3B
Net cash (debt)	AUD -2.5B
Net cash / market cap	-117.2%
Net debt / EBITDA	4.56
Net debt / equity	3.78
Piotroski F-Score	4
Property, plant and equipment	AUD 11.1M
Shareholders' equity	AUD 673.4M
Tangible book value	AUD 418.1M
Tangible book value per share	AUD 0.34
Total assets	AUD 3.9B
Total cash	AUD 207.3M
Total debt	AUD 2.8B
Total liabilities	AUD 3.2B
WACC	13.53%

Metric

Value

Altman Z-Score

1.58

Book value per share

AUD 0.54

Debt / EBITDA

4.89

Debt / equity

4.09

Goodwill

AUD 200.3M

Interest coverage

2.49

Long-term assets

AUD 316.7M

Long-term liabilities

AUD 2.3B

Net cash (debt)

AUD -2.5B

Net cash / market cap

-117.2%

Net debt / EBITDA

4.56

Net debt / equity

3.78

Piotroski F-Score

Property, plant and equipment

AUD 11.1M

Shareholders' equity

AUD 673.4M

Tangible book value

AUD 418.1M

Tangible book value per share

AUD 0.34

Total assets

AUD 3.9B

Total cash

AUD 207.3M

Total debt

AUD 2.8B

Total liabilities

AUD 3.2B

WACC

13.53%

Metric	Value
Asset turnover	0.36
Current assets	AUD 3.6B
Current liabilities	AUD 934.7M
Current ratio	3.8
Net working capital	AUD 2.9B
Quick ratio	3.54
Working capital	AUD 2.6B
Working capital turnover	0.49

Metric

Value

Asset turnover

0.36

Current assets

AUD 3.6B

Current liabilities

AUD 934.7M

Current ratio

3.8

Net working capital

AUD 2.9B

Quick ratio

3.54

Working capital

AUD 2.6B

Working capital turnover

0.49

Metric	Value
Buyback yield / dilution	1.83%
Shareholder yield	1.83%

Metric

Value

Buyback yield / dilution

1.83%

Shareholder yield

1.83%

Metric	Value
10Y price change	100.58%
10Y return CAGR	7.21%
10Y total return	100.58%
150-day SMA	AUD 2.43
1D price change	2.65%
1M price change	-12.09%
1M total return	-12.09%
1W price change	-17.69%
1W total return	-17.69%
1Y price change	-57.33%
1Y return CAGR	-57.36%
1Y total return	-57.33%
20-day SMA	AUD 2.02
200-day SMA	AUD 2.36
3M price change	-33.9%
3M total return	-33.9%
3Y price change	491.53%
3Y return CAGR	80.83%
3Y total return	491.53%
50-day SMA	AUD 2.20
50-day SMA vs 200-day SMA	50under200
52-week high	AUD 4.13
52-week high date	2025-10-28
52-week low	AUD 1.03
52-week low date	2026-10-23
5Y price change	-73.72%
5Y return CAGR	-23.46%
5Y total return	-73.72%
6M price change	-27.59%
6M total return	-27.59%
All-time high	AUD 14.53
All-time high date	2021-02-16
All-time low	AUD 0.25
All-time low date	2015-09-21
Average true range (ATR)	AUD 0.18
Average volume	23.6M
Beta (1Y)	2.09
Beta (2Y)	1.53
Beta (5Y)	3.31
Change from 52-week high	-57.7%
Change from 52-week low	70.24%
Change from all-time high	-87.99%
Change from all-time low	598%
Change from open	0.87%
Day's gap	1.76%
Dollar volume	AUD 47.7M
High price	AUD 1.85
Low price	AUD 1.73
Monthly RSI	43.98
Open price	AUD 1.73
Position in 52-week range	16%
Previous close	AUD 1.70
Price vs 150-day SMA	-28.25%
Price vs 20-day SMA	-13.61%
Price vs 200-day SMA	-26.15%
Price vs 50-day SMA	-20.79%
Relative volume	1.17
RSI	38.76
Sharpe ratio	-0.52
Sharpe ratio (3Y)	1.09
Sharpe ratio (5Y)	0.04
Sortino ratio	-0.62
Sortino ratio (3Y)	1.74
Sortino ratio (5Y)	0.13
Volume	27.3M
Weekly RSI	38.85
YTD price change	-46.96%
YTD total return	-46.96%

Metric

Value

10Y price change

100.58%

10Y return CAGR

7.21%

10Y total return

100.58%

150-day SMA

AUD 2.43

1D price change

2.65%

1M price change

-12.09%

1M total return

-12.09%

1W price change

-17.69%

1W total return

-17.69%

1Y price change

-57.33%

1Y return CAGR

-57.36%

1Y total return

-57.33%

20-day SMA

AUD 2.02

200-day SMA

AUD 2.36

3M price change

-33.9%

3M total return

-33.9%

3Y price change

491.53%

3Y return CAGR

80.83%

3Y total return

491.53%

50-day SMA

AUD 2.20

50-day SMA vs 200-day SMA

50under200

52-week high

AUD 4.13

52-week high date

2025-10-28

52-week low

AUD 1.03

52-week low date

2026-10-23

5Y price change

-73.72%

5Y return CAGR

-23.46%

5Y total return

-73.72%

6M price change

-27.59%

6M total return

-27.59%

All-time high

AUD 14.53

All-time high date

2021-02-16

All-time low

AUD 0.25

All-time low date

2015-09-21

Average true range (ATR)

AUD 0.18

Average volume

23.6M

Beta (1Y)

2.09

Beta (2Y)

1.53

Beta (5Y)

3.31

Change from 52-week high

-57.7%

Change from 52-week low

70.24%

Change from all-time high

-87.99%

Change from all-time low

598%

Change from open

0.87%

Day's gap

1.76%

Dollar volume

AUD 47.7M

High price

AUD 1.85

Low price

AUD 1.73

Monthly RSI

43.98

Open price

AUD 1.73

Position in 52-week range

16%

Previous close

AUD 1.70

Price vs 150-day SMA

-28.25%

Price vs 20-day SMA

-13.61%

Price vs 200-day SMA

-26.15%

Price vs 50-day SMA

-20.79%

Relative volume

1.17

RSI

38.76

Sharpe ratio

-0.52

Sharpe ratio (3Y)

1.09

Sharpe ratio (5Y)

0.04

Sortino ratio

-0.62

Sortino ratio (3Y)

1.74

Sortino ratio (5Y)

0.13

Volume

27.3M

Weekly RSI

38.85

YTD price change

-46.96%

YTD total return

-46.96%

Metric	Value
Float	1.2B
Shares change (QoQ)	-2.94%
Shares change (YoY)	-1.83%
Shares held by insiders	2.11%
Shares held by institutions	54.78%
Shares outstanding	1.2B

Metric

Value

Float

1.2B

Shares change (QoQ)

-2.94%

Shares change (YoY)

-1.83%

Shares held by insiders

2.11%

Shares held by institutions

54.78%

Shares outstanding

1.2B

ASX/ZIP (ASX/ZIP)

Price

Financial snapshot

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Frequently asked questions