DSE/BNIPLC (DSE/BNIPLC)

Dhaka Stock Exchange: DSE/BNIPLC · BDT

BDT 158

-1.90 (-1.2%)· Recorded snapshot

Market cap	7B
Revenue (ttm)	1.2B
Net income (ttm)	255.8M
EPS (ttm)	BDT 5.77
Shares out	44.3M
P/E (trailing)	27.4x
Dividend	BDT 2.20 (1.39%)
Volume	33,059
Beta	0.59

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.2B
Net income (ttm): 255.8M
EPS (ttm): BDT 5.77
P/E (trailing): 27.4x
Market cap: 7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E27.4

P25 n/aP50 n/aP75 n/a

ROE17.9

P25 n/aP50 n/aP75 n/a

ROIC17.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/BNIPLC indicators

Market & fundamental data

Available fields

216

Groups with data

Currency

BDT

Showing 216 of 216 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	727
Employees change	-20
Employees growth	-2.68%
Enterprise value	BDT 5B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-10-14
Fiscal year end	December
Founded	1996
Industry	Fire, Marine, and Casualty Insurance
Is primary listing	Yes
ISIN number	BD0747BNICL8
Last refreshed	2026-10-29
Market cap	BDT 7B
Next earnings date	2026-11-05
Price	BDT 158.20
Price currency	BDT
SIC code	6331
Stock price date	2026-10-29
Symbol	dse/BNIPLC
Website	https://www.bniplc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	14.97x
Average P/E ratio (3Y)	11.62x
Average P/E ratio (5Y)	16.47x
Earnings yield	3.65%
EV/Earnings	19.7x
EV/EBIT	14.67x
EV/EBITDA	13.17x
EV/FCF	15.6x
EV/Sales	4.2x
FCF / EV yield	6.41%
FCF yield	4.56%
Graham number	66.69488
Graham upside	-58.34%
Industry P/E	21.2x
Lynch fair value	BDT 83.53
Lynch upside	-47.83%
P/B ratio	4.67x
P/E ratio	27.42x
P/FCF ratio	21.93x
P/OCF ratio	20.85x
P/S ratio	5.9x
Price / tangible book value	4.67x
Price/EBITDA ratio	19.97x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	28.62%
EBITDA margin	29.56%
Effective tax rate	24.52%
FCF margin	26.92%
Gross margin	58.67%
Operating margin	28.62%
Pretax margin	28.24%
Profit margin	21.31%
Profit per employee	BDT 351,870
Revenue per employee	BDT 1.7M
ROA	7.04%
ROA (5Y)	6.22%
ROCE	22.66%
ROE	17.86%
ROE (5Y)	16.09%
ROIC	17.46%
ROIC (5Y)	15.9%
Tax / revenue	6.92%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	32.69%
EPS growth (Q)	41.91%
EPS growth (QoQ)	-13.82%
EPS growth 10Y	11.59%
EPS growth 3Y	18.18%
EPS growth 5Y	14.42%
FCF growth	8.97%
FCF growth (Q)	144.95%
FCF growth (QoQ)	17.67%
FCF growth 3Y	33.66%
FCF growth 5Y	7.34%
Net income growth	33%
Net income growth (Q)	42.48%
Net income growth (QoQ)	-13.82%
Net income growth 3Y	18.25%
Net income growth 5Y	14.48%
OCF growth	13.66%
OCF growth (Q)	140.7%
OCF growth (QoQ)	16.43%
OCF growth 10Y	22.43%
OCF growth 3Y	3.7%
OCF growth 5Y	6.91%
Revenue growth	14.23%
Revenue growth (Q)	34.82%
Revenue growth (QoQ)	5.47%
Revenue growth 10Y	29.32%
Revenue growth 3Y	13.83%
Revenue growth 5Y	19.13%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -16.6M
EBIT	BDT 343.5M
EBITDA	BDT 354.8M
EPS	BDT 5.77
FCF per share	BDT 7.30
Financing cash flow	BDT -88.5M
Free cash flow	BDT 323.1M
Gross profit	BDT 704.2M
Income taxes	BDT 83.1M
Investing cash flow	BDT -21M
Net cash flow	BDT 230.3M
Net income	BDT 255.8M
Operating income	BDT 343.5M
Revenue	BDT 1.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 34.26
Debt / equity	0
Interest coverage	74.37
Net cash (debt)	BDT 2B
Net cash / market cap	28.86%
Net cash growth	12.62%
Net debt / EBITDA	-5.76
Net debt / equity	-1.35
Net debt / FCF	-6.33
Piotroski F-Score	6
Property, plant and equipment	BDT 433.9M
Shareholders' equity	BDT 1.5B
Tangible book value	BDT 1.5B
Tangible book value per share	BDT 34.26
Total assets	BDT 3.2B
Total cash	BDT 2B
Total debt	BDT 0
Total liabilities	BDT 1.7B
WACC	7.48%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.39
Current ratio	1.46
Net working capital	BDT -1.3B
Quick ratio	1.19
Working capital	BDT 781.8M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.24%
Dividend growth	10%
Dividend growth (3Y)	3.23%
Dividend growth (5Y)	7.96%
Dividend growth years	0
Dividend payment date	2026-07-23
Dividend payment years	10
Dividend payout frequency	Annual
Dividend per share	BDT 2.20
Dividend yield	1.39%
Ex-dividend date	2026-05-14
FCF payout ratio	30.13%
Last dividend	BDT 2.20
Payout ratio	34.6%
Shareholder yield	1.14%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	836.1%
10Y return CAGR	30.71%
10Y total return	1,355.56%
150-day SMA	BDT 109.68
1D price change	-1.19%
1M price change	-6.67%
1M total return	-6.67%
1W price change	2.73%
1W total return	2.73%
1Y price change	229.58%
1Y return CAGR	238.5%
1Y total return	238.22%
20-day SMA	BDT 160.82
200-day SMA	BDT 95.26
3M price change	31.94%
3M total return	31.94%
3Y price change	164.55%
3Y return CAGR	44.24%
3Y total return	200.17%
50-day SMA	BDT 140.66
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 177.00
52-week high date	2026-09-30
52-week low	BDT 39.00
52-week low date	2025-11-16
5Y price change	11.25%
5Y return CAGR	6.05%
5Y total return	34.13%
6M price change	92.46%
6M total return	97.5%
All-time high	BDT 177.00
All-time high date	2026-09-30
All-time low	BDT 11.10
All-time low date	2016-05-15
Average true range (ATR)	BDT 8.93
Average volume	236.1K
Beta (1Y)	0.69
Beta (2Y)	0.23
Beta (5Y)	0.59
Change from 52-week high	-10.62%
Change from 52-week low	305.64%
Change from all-time high	-10.62%
Change from all-time low	1,325.23%
Dollar volume	BDT 5.2M
High price	BDT 161.80
Low price	BDT 155.00
Monthly RSI	76.59
Position in 52-week range	47.06%
Previous close	BDT 160.10
Price vs 150-day SMA	44.24%
Price vs 20-day SMA	-1.63%
Price vs 200-day SMA	66.07%
Price vs 50-day SMA	12.47%
Relative volume	0.13
RSI	53.69
Sharpe ratio	2.72
Sharpe ratio (3Y)	1.05
Sharpe ratio (5Y)	0.33
Sortino ratio	5.21
Sortino ratio (3Y)	1.95
Sortino ratio (5Y)	0.7
Volume	33.1K
Weekly RSI	0
YTD price change	253.92%
YTD total return	263.18%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	0%
Shares change (YoY)	0.24%
Shares outstanding	44.3M

Deeper analysis on DSE/BNIPLC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/BNIPLC report

Is a complete DSE/BNIPLC research report available?

No complete published report is available for dse/BNIPLC (DSE/BNIPLC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/BNIPLC (DSE/BNIPLC)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/BNIPLC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/BNIPLC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/BNIPLC

Frequently asked questions