DSE/ISLAMIINS (DSE/ISLAMIINS)

Dhaka Stock Exchange: DSE/ISLAMIINS · BDT

BDT 70.0

+0.60 (+0.9%)· Recorded snapshot

Market cap	2.9B
Revenue (ttm)	411.8M
Net income (ttm)	144.8M
EPS (ttm)	BDT 3.52
Shares out	41.2M
P/E (trailing)	19.9x
Dividend	BDT 1.60 (2.29%)
Volume	281,240
Beta	0.43

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 411.8M
Net income (ttm): 144.8M
EPS (ttm): BDT 3.52
P/E (trailing): 19.9x
Market cap: 2.9B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E19.9

P25 n/aP50 n/aP75 n/a

ROE14.1

P25 n/aP50 n/aP75 n/a

ROIC13.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All DSE/ISLAMIINS indicators

Market & fundamental data

Available fields

221

Groups with data

Currency

BDT

Showing 221 of 221 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	1,033
Employees change	264
Employees growth	34.33%
Enterprise value	BDT 2.2B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1999
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0742IINSB1
Last earnings date	2026-07-30
Last refreshed	2026-10-29
Last stock split date	2021-06-08
Last stock split type	Forward
Market cap	BDT 2.9B
Next earnings date	2026-11-05
Price	BDT 70.00
Price currency	BDT
SIC code	6300
Stock price date	2026-10-29
Symbol	dse/ISLAMIINS
Website	https://www.islamiinsurance.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	15.78x
Average P/E ratio (3Y)	13.4x
Average P/E ratio (5Y)	14.87x
Earnings yield	5.02%
EV/Earnings	15.07x
EV/EBIT	10.6x
EV/EBITDA	9.32x
EV/FCF	27.02x
EV/Sales	5.3x
FCF / EV yield	3.7%
FCF yield	2.8%
Graham number	45.14558
Graham upside	-35.51%
Lynch fair value	BDT 24.02
Lynch upside	-65.69%
P/B ratio	2.72x
P/E ratio	19.9x
P/FCF ratio	35.68x
P/OCF ratio	34.04x
P/S ratio	7x
Price / tangible book value	2.72x
Price/EBITDA ratio	13.04x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	50%
EBITDA margin	53.64%
Effective tax rate	29.8%
FCF margin	19.61%
Gross margin	129.9%
Operating margin	50%
Pretax margin	50.08%
Profit margin	35.16%
Profit per employee	BDT 140,162
Revenue per employee	BDT 398,648
ROA	6.84%
ROA (5Y)	8.35%
ROCE	16.18%
ROE	14.08%
ROE (5Y)	15.9%
ROIC	13.65%
ROIC (5Y)	22.83%
Tax / revenue	14.92%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-0.68%
EPS growth (Q)	33.33%
EPS growth (QoQ)	2.17%
EPS growth 10Y	15.24%
EPS growth 3Y	4.17%
EPS growth 5Y	6.84%
FCF growth	-15.42%
FCF growth (Q)	30.7%
FCF growth (QoQ)	-17.28%
FCF growth 5Y	-12.53%
Net income growth	-0.68%
Net income growth (Q)	33.13%
Net income growth (QoQ)	2.17%
Net income growth 3Y	4.17%
Net income growth 5Y	6.83%
OCF growth	-11.96%
OCF growth (Q)	31.53%
OCF growth (QoQ)	-17.1%
OCF growth 10Y	4.23%
OCF growth 5Y	-17.87%
Revenue growth	6.85%
Revenue growth (Q)	30.29%
Revenue growth (QoQ)	27.61%
Revenue growth 10Y	1.18%
Revenue growth 3Y	-12.13%
Revenue growth 5Y	-8.85%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -3.9M
EBIT	BDT 205.9M
EBITDA	BDT 220.9M
EPS	BDT 3.52
FCF per share	BDT 1.96
Financing cash flow	BDT -82.3M
Free cash flow	BDT 80.8M
Gross profit	BDT 534.9M
Income taxes	BDT 61.4M
Investing cash flow	BDT 92.8M
Net cash flow	BDT 95.1M
Net income	BDT 144.8M
Operating income	BDT 205.9M
Revenue	BDT 411.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 25.75
Debt / EBITDA	0.1
Debt / equity	0.02
Debt / FCF	0.28
Interest coverage	31.49
Net cash (debt)	BDT 699.3M
Net cash / market cap	24.27%
Net cash growth	15.75%
Net debt / EBITDA	-3.17
Net debt / equity	-0.66
Net debt / FCF	-8.66
Piotroski F-Score	5
Property, plant and equipment	BDT 252.9M
Shareholders' equity	BDT 1.1B
Tangible book value	BDT 1.1B
Tangible book value per share	BDT 25.75
Total assets	BDT 1.9B
Total cash	BDT 750.9M
Total debt	BDT 22.4M
Total liabilities	BDT 862M
WACC	6.72%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.22
Current ratio	1.66
Net working capital	BDT -268.9M
Quick ratio	1.27
Working capital	BDT 430.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	-20%
Dividend growth (3Y)	8.58%
Dividend growth (5Y)	5.06%
Dividend growth years	2
Dividend payment date	2026-09-27
Dividend payment years	5
Dividend payout frequency	Annual
Dividend per share	BDT 1.60
Dividend yield	2.29%
Ex-dividend date	2026-07-21
FCF payout ratio	81.56%
Last dividend	BDT 1.60
Payout ratio	56.86%
Shareholder yield	2.29%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	454.36%
10Y return CAGR	21.79%
10Y total return	618.05%
150-day SMA	BDT 55.55
15Y price change	278.35%
15Y return CAGR	11.39%
15Y total return	404.13%
1D price change	0.86%
1M price change	3.89%
1M total return	3.89%
1W price change	-3.61%
1W total return	-3.61%
1Y price change	70.52%
1Y return CAGR	75.05%
1Y total return	74.98%
20-day SMA	BDT 68.14
200-day SMA	BDT 51.40
3M price change	16.44%
3M total return	16.44%
3Y price change	42.51%
3Y return CAGR	17.07%
3Y total return	60.45%
50-day SMA	BDT 64.29
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 73.80
52-week high date	2026-10-17
52-week low	BDT 34.50
52-week low date	2026-03-08
5Y price change	-1.42%
5Y return CAGR	3.27%
5Y total return	17.44%
6M price change	61.4%
6M total return	65.62%
All-time high	BDT 79.60
All-time high date	2021-09-21
All-time low	BDT 7.87
All-time low date	2015-04-26
Average true range (ATR)	BDT 2.44
Average volume	516.4K
Beta (1Y)	0.27
Beta (2Y)	0.11
Beta (5Y)	0.43
Change from 52-week high	-5.15%
Change from 52-week low	102.9%
Change from all-time high	-12.81%
Change from all-time low	782.05%
Dollar volume	BDT 19.7M
High price	BDT 70.10
Low price	BDT 68.80
Monthly RSI	76.2
Position in 52-week range	92.31%
Previous close	BDT 69.40
Price vs 150-day SMA	24.93%
Price vs 20-day SMA	1.85%
Price vs 200-day SMA	35.02%
Price vs 50-day SMA	7.95%
Relative volume	0.54
RSI	58.92
Sharpe ratio	1.67
Sharpe ratio (3Y)	0.53
Sharpe ratio (5Y)	0.3
Sortino ratio	2.91
Sortino ratio (3Y)	1.05
Sortino ratio (5Y)	0.68
Volume	281.2K
Weekly RSI	0
YTD price change	84.57%
YTD total return	89.41%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	22.4M
Shares change (QoQ)	0%
Shares held by insiders	41.61%
Shares outstanding	41.2M

Deeper analysis on DSE/ISLAMIINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this DSE/ISLAMIINS report

Is a complete DSE/ISLAMIINS research report available?

No complete published report is available for dse/ISLAMIINS (DSE/ISLAMIINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

2.9B

Revenue (ttm)

411.8M

Net income (ttm)

144.8M

EPS (ttm)

BDT 3.52

Shares out

41.2M

P/E (trailing)

19.9x

Dividend

BDT 1.60 (2.29%)

Volume

281,240

Beta

0.43

Metric

Value

Amount currency

BDT

Country

Bangladesh

Country code

Earnings date

2026-11-05

Employees

1,033

Employees change

264

Employees growth

34.33%

Enterprise value

BDT 2.2B

Exchange

Dhaka Stock Exchange

Financial currency

BDT

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1999

Industry

Insurance Carriers

Is primary listing

Yes

ISIN number

BD0742IINSB1

Last earnings date

2026-07-30

Last refreshed

2026-10-29

Last stock split date

2021-06-08

Last stock split type

Forward

Market cap

BDT 2.9B

Next earnings date

2026-11-05

Price

BDT 70.00

Price currency

BDT

SIC code

6300

Stock price date

2026-10-29

Symbol

dse/ISLAMIINS

Website

https://www.islamiinsurance.com

Metric

Value

Average P/E ratio (10Y)

15.78x

Average P/E ratio (3Y)

13.4x

Average P/E ratio (5Y)

14.87x

Earnings yield

5.02%

EV/Earnings

15.07x

EV/EBIT

10.6x

EV/EBITDA

9.32x

EV/FCF

27.02x

EV/Sales

5.3x

FCF / EV yield

3.7%

FCF yield

2.8%

Graham number

45.14558

Graham upside

-35.51%

Lynch fair value

BDT 24.02

Lynch upside

-65.69%

P/B ratio

2.72x

P/E ratio

19.9x

P/FCF ratio

35.68x

P/OCF ratio

34.04x

P/S ratio

Price / tangible book value

2.72x

Price/EBITDA ratio

13.04x

Metric

Value

EBIT margin

50%

EBITDA margin

53.64%

Effective tax rate

29.8%

FCF margin

19.61%

Gross margin

129.9%

Operating margin

50%

Pretax margin

50.08%

Profit margin

35.16%

Profit per employee

BDT 140,162

Revenue per employee

BDT 398,648

ROA

6.84%

ROA (5Y)

8.35%

ROCE

16.18%

ROE

14.08%

ROE (5Y)

15.9%

ROIC

13.65%

ROIC (5Y)

22.83%

Tax / revenue

14.92%

Metric

Value

EPS growth

-0.68%

EPS growth (Q)

33.33%

EPS growth (QoQ)

2.17%

EPS growth 10Y

15.24%

EPS growth 3Y

4.17%

EPS growth 5Y

6.84%

FCF growth

-15.42%

FCF growth (Q)

30.7%

FCF growth (QoQ)

-17.28%

FCF growth 5Y

-12.53%

Net income growth

-0.68%

Net income growth (Q)

33.13%

Net income growth (QoQ)

2.17%

Net income growth 3Y

4.17%

Net income growth 5Y

6.83%

OCF growth

-11.96%

OCF growth (Q)

31.53%

OCF growth (QoQ)

-17.1%

OCF growth 10Y

4.23%

OCF growth 5Y

-17.87%

Revenue growth

6.85%

Revenue growth (Q)

30.29%

Revenue growth (QoQ)

27.61%

Revenue growth 10Y

1.18%

Revenue growth 3Y

-12.13%

Revenue growth 5Y

-8.85%

Metric

Value

Capital expenditures

BDT -3.9M

EBIT

BDT 205.9M

EBITDA

BDT 220.9M

EPS

BDT 3.52

FCF per share

BDT 1.96

Financing cash flow

BDT -82.3M

Free cash flow

BDT 80.8M

Gross profit

BDT 534.9M

Income taxes

BDT 61.4M

Investing cash flow

BDT 92.8M

Net cash flow

BDT 95.1M

Net income

BDT 144.8M

Operating income

BDT 205.9M

Revenue

BDT 411.8M

Metric

Value

Book value per share

BDT 25.75

Debt / EBITDA

0.1

Debt / equity

0.02

Debt / FCF

0.28

Interest coverage

31.49

Net cash (debt)

BDT 699.3M

Net cash / market cap

24.27%

Net cash growth

15.75%

Net debt / EBITDA

-3.17

Net debt / equity

-0.66

Net debt / FCF

-8.66

Piotroski F-Score

Property, plant and equipment

BDT 252.9M

Shareholders' equity

BDT 1.1B

Tangible book value

BDT 1.1B

Tangible book value per share

BDT 25.75

Total assets

BDT 1.9B

Total cash

BDT 750.9M

Total debt

BDT 22.4M

Total liabilities

BDT 862M

WACC

6.72%

Metric

Value

Asset turnover

0.22

Current ratio

1.66

Net working capital

BDT -268.9M

Quick ratio

1.27

Working capital

BDT 430.4M

Metric

Value

Dividend growth

-20%

Dividend growth (3Y)

8.58%

Dividend growth (5Y)

5.06%

Dividend growth years

Dividend payment date

2026-09-27

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

BDT 1.60

Dividend yield

2.29%

Ex-dividend date

2026-07-21

FCF payout ratio

81.56%

Last dividend

BDT 1.60

Payout ratio

56.86%

Shareholder yield

2.29%

Metric

Value

10Y price change

454.36%

10Y return CAGR

21.79%

10Y total return

618.05%

150-day SMA

BDT 55.55

15Y price change

278.35%

15Y return CAGR

11.39%

15Y total return

404.13%

1D price change

0.86%

1M price change

3.89%

1M total return

3.89%

1W price change

-3.61%

1W total return

-3.61%

1Y price change

70.52%

1Y return CAGR

75.05%

1Y total return

74.98%

20-day SMA

BDT 68.14

200-day SMA

BDT 51.40

3M price change

16.44%

3M total return

16.44%

3Y price change

42.51%

3Y return CAGR

17.07%

3Y total return

60.45%

50-day SMA

BDT 64.29

50-day SMA vs 200-day SMA

50over200

52-week high

BDT 73.80

52-week high date

2026-10-17

52-week low

BDT 34.50

52-week low date

2026-03-08

5Y price change

-1.42%

5Y return CAGR

3.27%

5Y total return

17.44%

6M price change

61.4%

6M total return

65.62%

All-time high

BDT 79.60

All-time high date

2021-09-21

All-time low

BDT 7.87

All-time low date

2015-04-26

Average true range (ATR)

BDT 2.44

Average volume

516.4K

Beta (1Y)

0.27

Beta (2Y)

0.11

Beta (5Y)

0.43

Change from 52-week high

-5.15%

Change from 52-week low

102.9%

Change from all-time high

-12.81%

Change from all-time low

782.05%

Dollar volume

BDT 19.7M

High price

BDT 70.10

Low price

BDT 68.80

Monthly RSI

76.2

Position in 52-week range

92.31%

Previous close

BDT 69.40

Price vs 150-day SMA

24.93%

Price vs 20-day SMA

1.85%

Price vs 200-day SMA

35.02%

Price vs 50-day SMA

7.95%

Relative volume

0.54

RSI

58.92

Sharpe ratio

1.67

Sharpe ratio (3Y)

0.53

Sharpe ratio (5Y)

0.3

Sortino ratio

2.91

Sortino ratio (3Y)

1.05

Sortino ratio (5Y)

0.68

Volume

281.2K

Weekly RSI

YTD price change

84.57%

YTD total return

89.41%

Metric

Value

Float

22.4M

Shares change (QoQ)

Shares held by insiders

41.61%

Shares outstanding

41.2M

DSE/ISLAMIINS (DSE/ISLAMIINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/ISLAMIINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/ISLAMIINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/ISLAMIINS

Frequently asked questions

DSE/ISLAMIINS (DSE/ISLAMIINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/ISLAMIINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/ISLAMIINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/ISLAMIINS

Frequently asked questions