BVMF/B1SA34 (BVMF/B1SA34)

Brazil Stock Exchange: BVMF/B1SA34 · BRL

R$84.7

+0.00 (0.0%)· Recorded snapshot

Market cap	80.3B
Revenue (ttm)	12.6B
Net income (ttm)	5.9B
EPS (ttm)	R$6.44
P/E (trailing)	13.1x
P/E (forward)	11.9x
Dividend	R$2.67 (3.15%)
Volume	1
Beta	0.23

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 12.6B
Net income (ttm): 5.9B
EPS (ttm): R$6.44
P/E (trailing): 13.1x
P/E (forward): 11.9x
Market cap: 80.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E11.9

P25 n/aP50 n/aP75 n/a

Trailing P/E13.1

P25 n/aP50 n/aP75 n/a

ROE23.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/B1SA34 indicators

Market & fundamental data

Available fields

180

Groups with data

Currency

CLP

Showing 180 of 180 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Chile
Country code	BR
Earnings date	2026-10-30
Employees	8,526
Employees change	-231
Employees growth	-2.64%
Exchange	Brazil Stock Exchange
Financial currency	CLP
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1977
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRB1SABDR004
Last earnings date	2026-07-31
Last refreshed	2026-10-29
Market cap	BRL 80.3B
Next earnings date	2026-10-30
Price	BRL 84.67
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/B1SA34
Website	https://banco.santander.cl

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	13.1x
Average P/E ratio (3Y)	12.92x
Average P/E ratio (5Y)	11.71x
Earnings yield	7.61%
FCF yield	-3.94%
Forward P/E	11.92x
Graham number	63.16109
Graham upside	-25.4%
Industry forward P/E	6.65x
Industry P/E	7.52x
Lynch fair value	BRL 52.10
Lynch upside	-38.47%
P/B ratio	2.97x
P/E ratio	13.14x
P/S ratio	6.44x
Price / tangible book value	3.07x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	15.68%
Operating margin	58.22%
Pretax margin	57.55%
Profit margin	47.33%
Profit per employee	BRL 697,307
Profitable quarters	114
Profitable years	28
Revenue per employee	BRL 1.5M
ROA	1.56%
ROA (5Y)	1.25%
ROE	23.31%
ROE (5Y)	17.87%
Tax / revenue	9.02%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	3.96%
EPS growth (Q)	-3.98%
EPS growth (QoQ)	-38.03%
EPS growth 10Y	9.59%
EPS growth 3Y	38.39%
EPS growth 5Y	8.38%
EPS growth quarters	1
EPS growth years	2
Net income growth	3.93%
Net income growth (Q)	-4.21%
Net income growth (QoQ)	-38.03%
Net income growth 3Y	38.39%
Net income growth 5Y	8.37%
Net income growth quarters	1
Net income growth years	2
Revenue growth	0.8%
Revenue growth (Q)	-5.42%
Revenue growth (QoQ)	-24.1%
Revenue growth 10Y	6.18%
Revenue growth 3Y	19.71%
Revenue growth 5Y	5.08%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -355.3M
EPS	BRL 6.44
Financing cash flow	BRL 4.7B
Free cash flow	BRL -3.2B
Gross profit	BRL 12.5B
Income taxes	BRL 1.1B
Investing cash flow	BRL -456.5M
Net borrowing	BRL -1.1B
Net cash flow	BRL 1.5B
Net income	BRL 5.9B
Operating income	BRL 7.3B
Revenue	BRL 12.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 0.14
Debt / equity	4.94
Net cash (debt)	BRL -38.7B
Net cash / market cap	-47.89%
Net debt / equity	1.42
Piotroski F-Score	2
Shareholders' equity	BRL 27.2B
Tangible book value	BRL 26.3B
Tangible book value per share	BRL 0.14
Total assets	BRL 416B
Total cash	BRL 95.8B
Total debt	BRL 134.6B
Total liabilities	BRL 388.8B
WACC	2.06%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -164.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	-2.97%
Dividend growth (3Y)	5.08%
Dividend growth years	1
Dividend payment date	2026-06-03
Dividend payment years	5
Dividend payout frequency	Annual
Dividend per share	BRL 2.67
Dividend yield	3.15%
Ex-dividend date	2026-04-29
Last dividend	BRL 2.67
Payout ratio	41.58%
Shareholder yield	3.15%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 85.80
1D price change	0%
1M price change	-4.84%
1M total return	-4.84%
1W price change	2.26%
1W total return	2.26%
1Y price change	10.94%
1Y return CAGR	14.26%
1Y total return	14.25%
20-day SMA	BRL 83.91
200-day SMA	BRL 85.21
3M price change	-1.39%
3M total return	-1.39%
3Y price change	94.38%
3Y return CAGR	28.95%
3Y total return	114.47%
50-day SMA	BRL 87.54
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 96.90
52-week high date	2026-02-10
52-week low	BRL 72.65
52-week low date	2026-05-12
6M price change	-0.06%
6M total return	2.92%
All-time high	BRL 96.90
All-time high date	2026-02-10
All-time low	BRL 30.95
All-time low date	2022-09-28
Average true range (ATR)	BRL 1.39
Average volume	105.1
Beta (5Y)	0.23
Change from 52-week high	-12.62%
Change from 52-week low	16.55%
Change from all-time high	-12.62%
Change from all-time low	173.57%
Change from open	0%
Day's gap	0%
Dollar volume	BRL 84.67
High price	BRL 84.67
Low price	BRL 84.67
Monthly RSI	64.45
Open price	BRL 84.67
Previous close	BRL 84.67
Price vs 150-day SMA	-1.31%
Price vs 20-day SMA	0.9%
Price vs 200-day SMA	-0.63%
Price vs 50-day SMA	-3.28%
Relative volume	0.01
RSI	52.16
Sharpe ratio	1.06
Sharpe ratio (3Y)	0.91
Sortino ratio	1.8
Sortino ratio (3Y)	1.58
Volume	1
Weekly RSI	51.84
YTD price change	-2%
YTD total return	0.92%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	61.9B
Shares change (QoQ)	-0.01%
Shares held by institutions	12.68%

Deeper analysis on BVMF/B1SA34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/B1SA34 report

Is a complete BVMF/B1SA34 research report available?

No complete published report is available for bvmf/B1SA34 (BVMF/B1SA34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/B1SA34 (BVMF/B1SA34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/B1SA34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/B1SA34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/B1SA34

Frequently asked questions