BVMF/BCSA34 (BVMF/BCSA34)

Brazil Stock Exchange: BVMF/BCSA34 · BRL

R$66.2

-0.57 (-0.8%)· Recorded snapshot

Market cap	966.3B
Revenue (ttm)	291B
Net income (ttm)	91.5B
EPS (ttm)	R$6.57
P/E (trailing)	10.1x
P/E (forward)	9.4x
Dividend	R$1.06 (1.60%)
Volume	3,549
Beta	0.94

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 291B
Net income (ttm): 91.5B
EPS (ttm): R$6.57
P/E (trailing): 10.1x
P/E (forward): 9.4x
Market cap: 966.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.4

P25 n/aP50 n/aP75 n/a

Trailing P/E10.1

P25 n/aP50 n/aP75 n/a

ROE13.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/BCSA34 indicators

Market & fundamental data

Available fields

184

Groups with data

Currency

EUR

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Spain
Country code	BR
Earnings date	2026-10-28
Employees	185,279
Employees change	-19,051
Employees growth	-9.32%
Exchange	Brazil Stock Exchange
Financial currency	EUR
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1856
Industry	Banks - Diversified
Is primary listing	No
ISIN number	BRBCSABDR005
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Market cap	BRL 966.3B
Next earnings date	2027-02-03
Price	BRL 66.15
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/BCSA34
Website	https://www.santander.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.08x
Average P/E ratio (3Y)	8.17x
Average P/E ratio (5Y)	7.18x
Earnings yield	9.94%
FCF yield	-26.13%
Forward P/E	9.41x
Graham number	81.95308
Graham upside	23.89%
Lynch fair value	BRL 142.56
Lynch upside	115.51%
P/B ratio	1.39x
P/E ratio	10.06x
P/S ratio	3.32x
Price / tangible book value	1.92x
Sector forward P/E	8.28x
Sector P/E	9.3x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	24.34%
Operating margin	41.96%
Pretax margin	39.83%
Profit margin	32.68%
Profit per employee	BRL 493,586
Profitable quarters	24
Profitable years	5
Revenue per employee	BRL 1.6M
ROA	0.76%
ROA (5Y)	0.67%
ROE	13.06%
ROE (5Y)	11.37%
Tax / revenue	9.7%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	30.23%
EPS growth (Q)	83.02%
EPS growth (QoQ)	67.67%
EPS growth 10Y	14.58%
EPS growth 3Y	21.58%
EPS growth 5Y	30.12%
EPS growth quarters	14
EPS growth years	5
Net income growth	18.87%
Net income growth (Q)	-2.06%
Net income growth (QoQ)	11.51%
Net income growth 3Y	17.66%
Net income growth 5Y	22.77%
Net income growth quarters	22
Net income growth years	5
Revenue growth	4.2%
Revenue growth (Q)	7.95%
Revenue growth (QoQ)	-3.23%
Revenue growth 10Y	3.94%
Revenue growth 3Y	3.88%
Revenue growth 5Y	6.16%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -32.9B
EPS	BRL 6.57
Financing cash flow	BRL -71.2B
Free cash flow	BRL -252.5B
Gross profit	BRL 291B
Income taxes	BRL 28.2B
Investing cash flow	BRL 44.1B
Net borrowing	BRL -14.5B
Net cash flow	BRL -239.3B
Net income	BRL 91.5B
Operating income	BRL 122.1B
Revenue	BRL 291B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 72.30
Debt / equity	0.05
Goodwill	BRL 113.2B
Net cash (debt)	BRL 2.8T
Net cash / market cap	290.98%
Net debt / equity	-4.04
Piotroski F-Score	2
Property, plant and equipment	BRL 153.1B
Shareholders' equity	BRL 696.5B
Tangible book value	BRL 502.2B
Tangible book value per share	BRL 55.36
Total assets	BRL 12.4T
Total cash	BRL 2.8T
Total debt	BRL 36.2B
Total liabilities	BRL 11.7T
WACC	9.09%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL 1.6T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	7.37%
Dividend growth	7.52%
Dividend growth (3Y)	28.68%
Dividend growth years	4
Dividend payment date	2026-11-11
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	BRL 1.06
Dividend yield	1.6%
Ex-dividend date	2026-10-29
Last dividend	BRL 0.52
Payout ratio	21.54%
Shareholder yield	8.98%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 67.61
1D price change	-0.85%
1M price change	-11.43%
1M total return	-11.43%
1W price change	0.32%
1W total return	0.32%
1Y price change	26.51%
1Y return CAGR	28.8%
1Y total return	28.78%
20-day SMA	BRL 68.09
200-day SMA	BRL 66.51
3M price change	-4.03%
3M total return	-4.03%
3Y price change	265.47%
3Y return CAGR	57.83%
3Y total return	293.31%
50-day SMA	BRL 72.09
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 77.99
52-week high date	2026-08-14
52-week low	BRL 52.29
52-week low date	2025-10-28
6M price change	11.25%
6M total return	12.24%
All-time high	BRL 77.99
All-time high date	2026-08-13
All-time low	BRL 12.24
All-time low date	2022-09-27
Average true range (ATR)	BRL 2.08
Average volume	1.4K
Beta (5Y)	0.94
Change from 52-week high	-15.18%
Change from 52-week low	26.51%
Change from all-time high	-15.18%
Change from all-time low	440.44%
Change from open	-0.85%
Day's gap	0%
Dollar volume	BRL 234,766
High price	BRL 66.92
Low price	BRL 65.31
Monthly RSI	64.8
Open price	BRL 66.72
Position in 52-week range	52.17%
Previous close	BRL 66.72
Price vs 150-day SMA	-2.16%
Price vs 20-day SMA	-2.85%
Price vs 200-day SMA	-0.54%
Price vs 50-day SMA	-8.23%
Relative volume	2.56
RSI	39.4
Sharpe ratio	0.81
Sharpe ratio (3Y)	1.34
Sortino ratio	1.47
Sortino ratio (3Y)	2.26
Volume	3.5K
Weekly RSI	45.55
YTD price change	1.5%
YTD total return	2.41%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	14.2B
Shares change (QoQ)	-35.17%
Shares change (YoY)	-7.37%
Shares held by insiders	1.27%
Shares held by institutions	36.95%

Deeper analysis on BVMF/BCSA34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BVMF/BCSA34 report

Is a complete BVMF/BCSA34 research report available?

No complete published report is available for bvmf/BCSA34 (BVMF/BCSA34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/BCSA34 (BVMF/BCSA34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BCSA34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BCSA34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BCSA34

Frequently asked questions