BVMF/BILB34 (BVMF/BILB34)

Brazil Stock Exchange: BVMF/BILB34 · BRL

R$135

+9.62 (+7.7%)· Recorded snapshot

Market cap	742.8B
Revenue (ttm)	202B
Net income (ttm)	63.4B
EPS (ttm)	R$11.3
P/E (trailing)	12.0x
P/E (forward)	10.5x
Dividend	R$4.45 (3.30%)
Volume	10
Beta	0.90

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 202B
Net income (ttm): 63.4B
EPS (ttm): R$11.3
P/E (trailing): 12.0x
P/E (forward): 10.5x
Market cap: 742.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.5

P25 n/aP50 n/aP75 n/a

Trailing P/E12

P25 n/aP50 n/aP75 n/a

ROE18.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.8%

Nasdaq Composite-1.0%

Dow Jones Industrial Average+1.9%

Russell 2000+0.3%

All BVMF/BILB34 indicators

Market & fundamental data

Available fields

194

Groups with data

Currency

EUR

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Spain
Country code	BR
Earnings date	2026-10-29
Employees	123,368
Employees change	-2,548
Employees growth	-2.02%
Exchange	Brazil Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1857
Industry	Banks - Diversified
Is primary listing	No
ISIN number	BRBILBBDR005
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	BRL 742.8B
Next earnings date	2026-10-29
Price	BRL 134.68
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/BILB34
Website	https://www.bbva.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.47x
Average P/E ratio (3Y)	7.9x
Average P/E ratio (5Y)	7.31x
Earnings yield	8.36%
FCF yield	26.42%
Forward P/E	10.53x
Graham number	133.09969
Graham upside	-1.17%
Lynch fair value	BRL 272.09
Lynch upside	102.03%
P/B ratio	1.97x
P/E ratio	11.96x
P/FCF ratio	3.78x
P/OCF ratio	3.67x
P/S ratio	3.68x
Price / tangible book value	2.25x
Sector forward P/E	8.28x
Sector P/E	9.3x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	32.13%
FCF margin	96.63%
Operating margin	53.91%
Pretax margin	50.92%
Profit margin	32.56%
Profit per employee	BRL 514,585
Profitable quarters	25
Profitable years	37
Revenue per employee	BRL 1.6M
ROA	1.35%
ROA (5Y)	1.12%
ROE	18.92%
ROE (5Y)	15.39%
Tax / revenue	16.36%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.59%
EPS growth (Q)	15.22%
EPS growth (QoQ)	3.92%
EPS growth 10Y	23.64%
EPS growth 3Y	17.4%
EPS growth 5Y	29.03%
EPS growth quarters	3
EPS growth years	5
FCF growth	1,727.22%
FCF growth 5Y	100.48%
Net income growth	5.79%
Net income growth (Q)	11.39%
Net income growth (QoQ)	2.44%
Net income growth 3Y	15.45%
Net income growth 5Y	23.66%
Net income growth quarters	3
Net income growth years	5
OCF growth	1,165.26%
OCF growth 10Y	5.7%
OCF growth 5Y	83.28%
Revenue growth	8.84%
Revenue growth (Q)	20.19%
Revenue growth (QoQ)	-0.11%
Revenue growth 10Y	6.36%
Revenue growth 3Y	10.61%
Revenue growth 5Y	14.6%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -5.9B
EPS	BRL 11.26
Financing cash flow	BRL -52.2B
Free cash flow	BRL 196.3B
Gross profit	BRL 202B
Income taxes	BRL 33.1B
Investing cash flow	BRL -9.7B
Net borrowing	BRL 8.4B
Net cash flow	BRL 143.6B
Net income	BRL 63.4B
Operating income	BRL 108.9B
Revenue	BRL 202B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 60.40
Debt / equity	3.12
Debt / FCF	6
Goodwill	BRL 4.6B
Net cash (debt)	BRL -91B
Net cash / market cap	-12.25%
Net debt / equity	0.24
Net debt / FCF	0.46
Piotroski F-Score	4
Property, plant and equipment	BRL 56.7B
Shareholders' equity	BRL 377.6B
Tangible book value	BRL 330.4B
Tangible book value per share	BRL 57.20
Total assets	BRL 5.7T
Total cash	BRL 1.1T
Total debt	BRL 1.2T
Total liabilities	BRL 5.3T
WACC	3.56%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -2.9T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.55%
Dividend growth	23.86%
Dividend growth (3Y)	30.58%
Dividend growth years	4
Dividend payment date	2026-11-05
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	BRL 4.45
Dividend yield	3.3%
Ex-dividend date	2026-10-13
Last dividend	BRL 1.70
Payout ratio	46.75%
Shareholder yield	4.85%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 126.61
1D price change	7.69%
1M price change	-10.03%
1M total return	-8.95%
1W price change	4.44%
1W total return	4.44%
1Y price change	27.07%
1Y return CAGR	33.67%
1Y total return	33.64%
20-day SMA	BRL 134.57
200-day SMA	BRL 126.11
3M price change	1.97%
3M total return	3.2%
3Y price change	245.33%
3Y return CAGR	57.96%
3Y total return	294.29%
50-day SMA	BRL 142.78
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 151.50
52-week high date	2026-08-31
52-week low	BRL 102.85
52-week low date	2026-05-04
6M price change	22.24%
6M total return	23.71%
All-time high	BRL 151.50
All-time high date	2026-08-28
All-time low	BRL 22.92
All-time low date	2022-10-10
Average true range (ATR)	BRL 4.23
Average volume	52.8
Beta (5Y)	0.9
Change from 52-week high	-11.1%
Change from 52-week low	30.95%
Change from all-time high	-11.1%
Change from all-time low	487.61%
Change from open	0.21%
Day's gap	7.47%
Dollar volume	BRL 1,347
High price	BRL 134.68
Low price	BRL 134.40
Monthly RSI	66.63
Open price	BRL 134.40
Position in 52-week range	100%
Previous close	BRL 125.06
Price vs 150-day SMA	6.37%
Price vs 20-day SMA	0.08%
Price vs 200-day SMA	6.79%
Price vs 50-day SMA	-5.67%
Relative volume	0.19
RSI	48.71
Sharpe ratio	1
Sharpe ratio (3Y)	1.39
Sortino ratio	1.7
Sortino ratio (3Y)	2.24
Volume	10
Weekly RSI	52.82
YTD price change	3.5%
YTD total return	7.27%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5.5B
Shares change (QoQ)	-1.42%
Shares change (YoY)	-1.55%
Shares held by insiders	0.17%
Shares held by institutions	42.29%

Deeper analysis on BVMF/BILB34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BVMF/BILB34 report

Is a complete BVMF/BILB34 research report available?

No complete published report is available for bvmf/BILB34 (BVMF/BILB34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

742.8B

Revenue (ttm)

202B

Net income (ttm)

63.4B

EPS (ttm)

R$11.3

P/E (trailing)

12.0x

P/E (forward)

10.5x

Dividend

R$4.45 (3.30%)

Volume

Beta

0.90

Metric

Value

Amount currency

BRL

Country

Spain

Country code

Earnings date

2026-10-29

Employees

123,368

Employees change

-2,548

Employees growth

-2.02%

Exchange

Brazil Stock Exchange

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1857

Industry

Banks - Diversified

Is primary listing

ISIN number

BRBILBBDR005

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Market cap

BRL 742.8B

Next earnings date

2026-10-29

Price

BRL 134.68

Price currency

BRL

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

bvmf/BILB34

Website

https://www.bbva.com

Metric

Value

Average P/E ratio (10Y)

12.47x

Average P/E ratio (3Y)

7.9x

Average P/E ratio (5Y)

7.31x

Earnings yield

8.36%

FCF yield

26.42%

Forward P/E

10.53x

Graham number

133.09969

Graham upside

-1.17%

Lynch fair value

BRL 272.09

Lynch upside

102.03%

P/B ratio

1.97x

P/E ratio

11.96x

P/FCF ratio

3.78x

P/OCF ratio

3.67x

P/S ratio

3.68x

Price / tangible book value

2.25x

Sector forward P/E

8.28x

Sector P/E

9.3x

Metric

Value

Effective tax rate

32.13%

FCF margin

96.63%

Operating margin

53.91%

Pretax margin

50.92%

Profit margin

32.56%

Profit per employee

BRL 514,585

Profitable quarters

Profitable years

Revenue per employee

BRL 1.6M

ROA

1.35%

ROA (5Y)

1.12%

ROE

18.92%

ROE (5Y)

15.39%

Tax / revenue

16.36%

Metric

Value

EPS growth

7.59%

EPS growth (Q)

15.22%

EPS growth (QoQ)

3.92%

EPS growth 10Y

23.64%

EPS growth 3Y

17.4%

EPS growth 5Y

29.03%

EPS growth quarters

EPS growth years

FCF growth

1,727.22%

FCF growth 5Y

100.48%

Net income growth

5.79%

Net income growth (Q)

11.39%

Net income growth (QoQ)

2.44%

Net income growth 3Y

15.45%

Net income growth 5Y

23.66%

Net income growth quarters

Net income growth years

OCF growth

1,165.26%

OCF growth 10Y

5.7%

OCF growth 5Y

83.28%

Revenue growth

8.84%

Revenue growth (Q)

20.19%

Revenue growth (QoQ)

-0.11%

Revenue growth 10Y

6.36%

Revenue growth 3Y

10.61%

Revenue growth 5Y

14.6%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

BRL -5.9B

EPS

BRL 11.26

Financing cash flow

BRL -52.2B

Free cash flow

BRL 196.3B

Gross profit

BRL 202B

Income taxes

BRL 33.1B

Investing cash flow

BRL -9.7B

Net borrowing

BRL 8.4B

Net cash flow

BRL 143.6B

Net income

BRL 63.4B

Operating income

BRL 108.9B

Revenue

BRL 202B

Metric

Value

Book value per share

BRL 60.40

Debt / equity

3.12

Debt / FCF

Goodwill

BRL 4.6B

Net cash (debt)

BRL -91B

Net cash / market cap

-12.25%

Net debt / equity

0.24

Net debt / FCF

0.46

Piotroski F-Score

Property, plant and equipment

BRL 56.7B

Shareholders' equity

BRL 377.6B

Tangible book value

BRL 330.4B

Tangible book value per share

BRL 57.20

Total assets

BRL 5.7T

Total cash

BRL 1.1T

Total debt

BRL 1.2T

Total liabilities

BRL 5.3T

WACC

3.56%

Metric

Value

Working capital

BRL -2.9T

Metric

Value

Buyback yield / dilution

1.55%

Dividend growth

23.86%

Dividend growth (3Y)

30.58%

Dividend growth years

Dividend payment date

2026-11-05

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

BRL 4.45

Dividend yield

3.3%

Ex-dividend date

2026-10-13

Last dividend

BRL 1.70

Payout ratio

46.75%

Shareholder yield

4.85%

Metric

Value

150-day SMA

BRL 126.61

1D price change

7.69%

1M price change

-10.03%

1M total return

-8.95%

1W price change

4.44%

1W total return

4.44%

1Y price change

27.07%

1Y return CAGR

33.67%

1Y total return

33.64%

20-day SMA

BRL 134.57

200-day SMA

BRL 126.11

3M price change

1.97%

3M total return

3.2%

3Y price change

245.33%

3Y return CAGR

57.96%

3Y total return

294.29%

50-day SMA

BRL 142.78

50-day SMA vs 200-day SMA

50over200

52-week high

BRL 151.50

52-week high date

2026-08-31

52-week low

BRL 102.85

52-week low date

2026-05-04

6M price change

22.24%

6M total return

23.71%

All-time high

BRL 151.50

All-time high date

2026-08-28

All-time low

BRL 22.92

All-time low date

2022-10-10

Average true range (ATR)

BRL 4.23

Average volume

52.8

Beta (5Y)

0.9

Change from 52-week high

-11.1%

Change from 52-week low

30.95%

Change from all-time high

-11.1%

Change from all-time low

487.61%

Change from open

0.21%

Day's gap

7.47%

Dollar volume

BRL 1,347

High price

BRL 134.68

Low price

BRL 134.40

Monthly RSI

66.63

Open price

BRL 134.40

Position in 52-week range

100%

Previous close

BRL 125.06

Price vs 150-day SMA

6.37%

Price vs 20-day SMA

0.08%

Price vs 200-day SMA

6.79%

Price vs 50-day SMA

-5.67%

Relative volume

0.19

RSI

48.71

Sharpe ratio

Sharpe ratio (3Y)

1.39

Sortino ratio

1.7

Sortino ratio (3Y)

2.24

Volume

Weekly RSI

52.82

YTD price change

3.5%

YTD total return

7.27%

Metric

Value

Float

5.5B

Shares change (QoQ)

-1.42%

Shares change (YoY)

-1.55%

Shares held by insiders

0.17%

Shares held by institutions

42.29%

BVMF/BILB34 (BVMF/BILB34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BILB34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BILB34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BILB34

Frequently asked questions

BVMF/BILB34 (BVMF/BILB34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BILB34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BILB34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BILB34

Frequently asked questions