BVMF/C1FG34 (BVMF/C1FG34)

Brazil Stock Exchange: BVMF/C1FG34 · BRL

R$349

+1.41 (+0.4%)· Recorded snapshot

Market cap	147B
Revenue (ttm)	43.5B
Net income (ttm)	11B
EPS (ttm)	R$26.5
P/E (trailing)	13.2x
P/E (forward)	10.6x
Dividend	R$6.55 (1.88%)
Volume	3
Beta	1.06

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 43.5B
Net income (ttm): 11B
EPS (ttm): R$26.5
P/E (trailing): 13.2x
P/E (forward): 10.6x
Market cap: 147B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E10.6

P25 n/aP50 n/aP75 n/a

Trailing P/E13.2

P25 n/aP50 n/aP75 n/a

ROE8.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/C1FG34 indicators

Market & fundamental data

Available fields

200

Groups with data

Currency

USD

Showing 200 of 200 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-16
Employees	17,609
Employees change	111
Employees growth	0.64%
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1828
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRC1FGBDR007
Last earnings date	2026-10-16
Last refreshed	2026-10-29
Market cap	BRL 147B
Next earnings date	2027-01-15
Price	BRL 348.60
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	bvmf/C1FG34
Website	https://www.citizensbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.5x
Average P/E ratio (3Y)	13.64x
Average P/E ratio (5Y)	11.56x
Earnings yield	7.59%
FCF yield	8.56%
Forward P/E	10.6x
Graham number	426.13544
Graham upside	22.24%
Industry forward P/E	6.65x
Industry P/E	7.52x
Lynch fair value	BRL 130.57
Lynch upside	-62.55%
P/B ratio	1.13x
P/E ratio	13.18x
P/FCF ratio	11.69x
P/OCF ratio	11x
P/S ratio	3.38x
Price / tangible book value	1.94x
Sector forward P/E	7.94x
Sector P/E	8.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	21.41%
FCF margin	28.83%
Operating margin	34.07%
Pretax margin	34.38%
Profit margin	27.02%
Profit per employee	BRL 625,389
Profitable quarters	52
Profitable years	12
Revenue per employee	BRL 2.5M
ROA	0.99%
ROA (5Y)	0.9%
ROE	8.9%
ROE (5Y)	7.8%
Tax / revenue	7.36%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	38.61%
EPS growth (Q)	34.29%
EPS growth (QoQ)	8.46%
EPS growth 10Y	10.4%
EPS growth 3Y	7.03%
EPS growth 5Y	-0.12%
EPS growth quarters	7
EPS growth years	1
FCF growth	103.37%
FCF growth 3Y	-24.9%
FCF growth 5Y	12.31%
Net income growth	33.1%
Net income growth (Q)	28.75%
Net income growth (QoQ)	8.12%
Net income growth 3Y	2.87%
Net income growth 5Y	-0.06%
Net income growth quarters	7
Net income growth years	1
OCF growth	94.48%
OCF growth 10Y	5.84%
OCF growth 3Y	-24.09%
OCF growth 5Y	12.08%
Revenue growth	12.78%
Revenue growth (Q)	11.86%
Revenue growth (QoQ)	2.23%
Revenue growth 10Y	5.79%
Revenue growth 3Y	2.67%
Revenue growth 5Y	4.01%
Revenue growth quarters	5
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -791.1M
EPS	BRL 26.46
Financing cash flow	BRL 66.3B
Free cash flow	BRL 12.6B
Gross profit	BRL 43.5B
Income taxes	BRL 3.2B
Investing cash flow	BRL -57.2B
Net borrowing	BRL 19B
Net cash flow	BRL 22.5B
Net income	BRL 11B
Operating income	BRL 14.8B
Revenue	BRL 43.5B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 282.25
Debt / equity	0.71
Debt / FCF	7.34
Goodwill	BRL 43.9B
Net cash (debt)	BRL -22.1B
Net cash / market cap	-15.06%
Net debt / equity	0.17
Net debt / FCF	1.76
Piotroski F-Score	4
Property, plant and equipment	BRL 4.7B
Shareholders' equity	BRL 130.3B
Tangible book value	BRL 75.8B
Tangible book value per share	BRL 179.94
Total assets	BRL 1.2T
Total cash	BRL 70.2B
Total debt	BRL 92.4B
Total liabilities	BRL 1.1T
WACC	6.2%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -888.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.42%
Dividend growth	13.88%
Dividend growth (3Y)	4.48%
Dividend growth (5Y)	4.23%
Dividend growth years	1
Dividend payment date	2026-11-19
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	BRL 6.55
Dividend yield	1.88%
Ex-dividend date	2026-10-29
Last dividend	BRL 0.36
Payout ratio	24.77%
Shareholder yield	4.3%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 283.24
1D price change	0.41%
1M price change	-3.65%
1M total return	-3.15%
1W price change	9.62%
1W total return	10.19%
1Y price change	27.37%
1Y return CAGR	30.68%
1Y total return	30.66%
20-day SMA	BRL 343.33
200-day SMA	BRL 269.38
3M price change	-2.87%
3M total return	-1.93%
3Y price change	200.52%
3Y return CAGR	48.5%
3Y total return	227.58%
50-day SMA	BRL 323.44
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 392.73
52-week high date	2026-08-14
52-week low	BRL 275.00
52-week low date	2025-11-11
5Y price change	27.56%
5Y return CAGR	8.06%
5Y total return	47.35%
6M price change	7.93%
6M total return	9.51%
All-time high	BRL 392.73
All-time high date	2026-08-14
All-time low	BRL 80.13
All-time low date	2020-03-23
Average true range (ATR)	BRL 8.09
Average volume	39.9
Beta (5Y)	1.06
Change from 52-week high	-11.24%
Change from 52-week low	26.76%
Change from all-time high	-11.24%
Change from all-time low	335.04%
Change from open	0%
Day's gap	0.41%
Dollar volume	BRL 1,046
High price	BRL 348.60
Low price	BRL 348.60
Monthly RSI	63.26
Open price	BRL 348.60
Previous close	BRL 347.19
Price vs 150-day SMA	23.08%
Price vs 20-day SMA	1.53%
Price vs 200-day SMA	29.41%
Price vs 50-day SMA	7.78%
Relative volume	0.08
RSI	57.63
Sharpe ratio	2.04
Sortino ratio	3.82
Volume	3
Weekly RSI	59.7
YTD price change	7.45%
YTD total return	9.56%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	417.1M
Shares change (QoQ)	-0.24%
Shares change (YoY)	-2.42%
Shares held by insiders	0.88%
Shares held by institutions	98.82%
Short ratio	4.3 days

Deeper analysis on BVMF/C1FG34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/C1FG34 report

Is a complete BVMF/C1FG34 research report available?

No complete published report is available for bvmf/C1FG34 (BVMF/C1FG34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/C1FG34 (BVMF/C1FG34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/C1FG34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/C1FG34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/C1FG34

Frequently asked questions