BVMF/ROXO34 (BVMF/ROXO34)

Brazil Stock Exchange: BVMF/ROXO34 · BRL

R$11.0

-0.35 (-3.1%)· Recorded snapshot

Market cap	320.3B
Revenue (ttm)	43.7B
Net income (ttm)	18.7B
EPS (ttm)	R$0.65
P/E (trailing)	16.8x
P/E (forward)	12.4x
Volume	19,182,756
Beta	0.95

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 43.7B
Net income (ttm): 18.7B
EPS (ttm): R$0.65
P/E (trailing): 16.8x
P/E (forward): 12.4x
Market cap: 320.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.4

P25 n/aP50 n/aP75 n/a

Trailing P/E16.8

P25 n/aP50 n/aP75 n/a

ROE31.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/ROXO34 indicators

Market & fundamental data

Available fields

174

Groups with data

Currency

USD

Showing 174 of 174 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Cayman Islands
Country code	BR
Earnings date	2026-11-12
Employees	5,403
Employees change	2,474
Employees growth	84.47%
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2013
Industry	Banks - Regional
Is primary listing	No
ISIN number	BRROXOBDR007
Last earnings date	2026-08-13
Last refreshed	2026-10-28
Market cap	BRL 320.3B
Next earnings date	2026-11-12
Price	BRL 11.00
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/ROXO34
Website	https://nubank.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	35.71x
Average P/E ratio (5Y)	70.2x
Earnings yield	5.95%
FCF yield	-16.7%
Forward P/E	12.41x
Graham number	5.8352
Graham upside	-46.95%
Industry forward P/E	7.01x
Industry P/E	7.78x
Lynch fair value	BRL 16.05
Lynch upside	45.87%
P/B ratio	4.67x
P/E ratio	16.8x
P/S ratio	7.32x
Price / tangible book value	5.11x
Sector forward P/E	8.29x
Sector P/E	9.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	17.67%
Operating margin	52.02%
Pretax margin	51.94%
Profit margin	42.73%
Profitable quarters	14
Profitable years	3
ROA	4.96%
ROA (5Y)	1.82%
ROE	31.63%
ROE (5Y)	12.4%
SBC / revenue	4.19%
Tax / revenue	9.18%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	56.33%
EPS growth (Q)	66.31%
EPS growth (QoQ)	21.73%
EPS growth 3Y	257.92%
EPS growth quarters	14
EPS growth years	5
Net income growth	56.83%
Net income growth (Q)	66.48%
Net income growth (QoQ)	21.57%
Net income growth 3Y	260.74%
Net income growth quarters	14
Net income growth years	3
Revenue growth	44.33%
Revenue growth (Q)	52.15%
Revenue growth (QoQ)	24.92%
Revenue growth 3Y	47.56%
Revenue growth 5Y	72.49%
Revenue growth quarters	20
Revenue growth years	7

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -98.7M
EPS	BRL 0.65
Financing cash flow	BRL 54.5B
Free cash flow	BRL -53.5B
Free cash flow minus SBC	BRL -55.3B
Gross profit	BRL 43.7B
Income taxes	BRL 4B
Investing cash flow	BRL -1.5B
Net borrowing	BRL 11.2B
Net cash flow	BRL 1.5B
Net income	BRL 18.7B
Operating cash flow minus SBC	BRL -55.2B
Operating income	BRL 22.8B
Revenue	BRL 43.7B
Stock-based compensation	BRL 1.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 14.21
Debt / equity	0.44
Goodwill	BRL 2.2B
Net cash (debt)	BRL 48B
Net cash / market cap	15%
Net cash growth	-12.76%
Net debt / equity	-0.7
Piotroski F-Score	2
Property, plant and equipment	BRL 563.7M
Shareholders' equity	BRL 68.7B
Tangible book value	BRL 62.7B
Tangible book value per share	BRL 12.97
Total assets	BRL 428.7B
Total cash	BRL 78.6B
Total debt	BRL 30.5B
Total liabilities	BRL 360.1B
WACC	8.68%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -210.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.26%
Shareholder yield	-0.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 11.84
1D price change	-3.08%
1M price change	-5.42%
1M total return	-5.42%
1W price change	-10.28%
1W total return	-10.28%
1Y price change	-23.45%
1Y return CAGR	-23.47%
1Y total return	-23.45%
20-day SMA	BRL 12.28
200-day SMA	BRL 12.46
3M price change	-6.94%
3M total return	-6.94%
3Y price change	64.18%
3Y return CAGR	17.97%
3Y total return	64.18%
50-day SMA	BRL 12.31
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 16.57
52-week high date	2026-01-29
52-week low	BRL 9.47
52-week low date	2026-06-03
6M price change	-9.84%
6M total return	-9.84%
All-time high	BRL 16.57
All-time high date	2026-01-29
All-time low	BRL 2.67
All-time low date	2022-05-25
Average true range (ATR)	BRL 0.61
Average volume	17.2M
Beta (5Y)	0.96
Change from 52-week high	-33.61%
Change from 52-week low	16.16%
Change from all-time high	-33.61%
Change from all-time low	311.99%
Change from open	-4.51%
Day's gap	1.5%
Dollar volume	BRL 211M
High price	BRL 11.54
Low price	BRL 10.99
Monthly RSI	46.33
Open price	BRL 11.52
Position in 52-week range	1.82%
Previous close	BRL 11.35
Price vs 150-day SMA	-7.08%
Price vs 20-day SMA	-10.41%
Price vs 200-day SMA	-11.73%
Price vs 50-day SMA	-10.61%
Relative volume	1.11
RSI	36.04
Sharpe ratio	-0.53
Sharpe ratio (3Y)	0.52
Sortino ratio	-0.58
Sortino ratio (3Y)	0.86
Volume	19.2M
Weekly RSI	42.83
YTD price change	-28.94%
YTD total return	-28.94%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3.7B
Shares change (QoQ)	-0.11%
Shares change (YoY)	0.26%
Shares held by insiders	23.09%
Shares held by institutions	61.97%
Short ratio	1.8 days

Deeper analysis on BVMF/ROXO34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/ROXO34 report

Is a complete BVMF/ROXO34 research report available?

No complete published report is available for bvmf/ROXO34 (BVMF/ROXO34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/ROXO34 (BVMF/ROXO34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/ROXO34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/ROXO34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/ROXO34

Frequently asked questions