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SNSE/MACL (SNSE/MACL)

Santiago Stock Exchange: SNSE/MACL · CLP

CLP 609,000

+0.00 (0.0%)· Recorded snapshot

Market cap	524.7T
Revenue (ttm)	32.3T
Net income (ttm)	15T
EPS (ttm)	CLP 17,930
P/E (trailing)	34.0x
P/E (forward)	28.9x
Dividend	CLP 3,232 (0.53%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 32.3T
Net income (ttm): 15T
EPS (ttm): CLP 17,930
P/E (trailing): 34.0x
P/E (forward): 28.9x
Market cap: 524.7T

Metric	Value
Amount currency	CLP
Country	United States
Country code	CL
Earnings date	2026-10-29
Employees	39,800
Employees change	4,500
Employees growth	12.75%
Enterprise value	CLP 537.3T
Exchange	Santiago Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1966
Industry	Credit Services
Is primary listing	No
ISIN number	US57636Q1040
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	CLP 524.7T
Next earnings date	2026-10-29
Price	CLP 609,000.00
Price currency	CLP
Sector	Financials
SIC code	7389
Stock price date	2026-10-27
Symbol	snse/MACL
Website	https://www.mastercard.com

Metric

Value

Amount currency

CLP

Country

United States

Country code

Earnings date

2026-10-29

Employees

39,800

Employees change

4,500

Employees growth

12.75%

Enterprise value

CLP 537.3T

Exchange

Santiago Stock Exchange

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1966

Industry

Credit Services

Is primary listing

ISIN number

US57636Q1040

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Market cap

CLP 524.7T

Next earnings date

2026-10-29

Price

CLP 609,000.00

Price currency

CLP

Sector

Financials

SIC code

7389

Stock price date

2026-10-27

Symbol

snse/MACL

Website

https://www.mastercard.com

Metric	Value
Average P/E ratio (10Y)	37.32x
Average P/E ratio (3Y)	34.86x
Average P/E ratio (5Y)	35.19x
Earnings yield	2.94%
EV/Earnings	35.88x
EV/EBIT	26.05x
EV/EBITDA	24.64x
EV/FCF	34.92x
EV/Sales	15.6x
FCF / EV yield	2.86%
FCF yield	2.93%
Forward P/E	28.92x
Graham number	48424.88512
Graham upside	-92.05%
Lynch fair value	CLP 308,002.55
Lynch upside	-49.42%
P/(FCF - SBC) ratio	35.4x
P/(OCF - SBC) ratio	33.85x
P/B ratio	101.59x
P/E ratio	33.97x
P/FCF ratio	34.1x
P/OCF ratio	32.66x
P/S ratio	16.23x
Price/EBITDA ratio	25.65x
Sector forward P/E	11.93x
Sector P/E	12.62x

Metric

Value

Average P/E ratio (10Y)

37.32x

Average P/E ratio (3Y)

34.86x

Average P/E ratio (5Y)

35.19x

Earnings yield

2.94%

EV/Earnings

35.88x

EV/EBIT

26.05x

EV/EBITDA

24.64x

EV/FCF

34.92x

EV/Sales

15.6x

FCF / EV yield

2.86%

FCF yield

2.93%

Forward P/E

28.92x

Graham number

48424.88512

Graham upside

-92.05%

Lynch fair value

CLP 308,002.55

Lynch upside

-49.42%

P/(FCF - SBC) ratio

35.4x

P/(OCF - SBC) ratio

33.85x

P/B ratio

101.59x

P/E ratio

33.97x

P/FCF ratio

34.1x

P/OCF ratio

32.66x

P/S ratio

16.23x

Price/EBITDA ratio

25.65x

Sector forward P/E

11.93x

Sector P/E

12.62x

Metric	Value
EBIT margin	59.88%
EBITDA margin	63.28%
Effective tax rate	19.41%
FCF margin	44.48%
Gross margin	100%
Operating margin	59.88%
Pretax margin	57.5%
Profit margin	46.34%
Profit per employee	CLP 376.3M
Profitable quarters	71
Profitable years	17
Revenue per employee	CLP 812.1M
ROA	24.06%
ROA (5Y)	21.52%
ROCE	64.26%
ROE	241.2%
ROE (5Y)	167.33%
ROIC	93.78%
ROIC (5Y)	83.68%
SBC / revenue	1.75%
Tax / revenue	11.16%

Metric

Value

EBIT margin

59.88%

EBITDA margin

63.28%

Effective tax rate

19.41%

FCF margin

44.48%

Gross margin

100%

Operating margin

59.88%

Pretax margin

57.5%

Profit margin

46.34%

Profit per employee

CLP 376.3M

Profitable quarters

Profitable years

Revenue per employee

CLP 812.1M

ROA

24.06%

ROA (5Y)

21.52%

ROCE

64.26%

ROE

241.2%

ROE (5Y)

167.33%

ROIC

93.78%

ROIC (5Y)

83.68%

SBC / revenue

1.75%

Tax / revenue

11.16%

Metric	Value
EPS growth	22.61%
EPS growth (Q)	22.11%
EPS growth (QoQ)	14.25%
EPS growth 10Y	18.22%
EPS growth 3Y	19.45%
EPS growth 5Y	20.36%
EPS growth quarters	13
EPS growth years	5
FCF growth	0.91%
FCF growth (Q)	-23.69%
FCF growth (QoQ)	22.39%
FCF growth 3Y	14.45%
FCF growth 5Y	17.83%
Gross profit growth	16.01%
Gross profit growth (Q)	14.07%
Gross profit growth 3Y	14.14%
Gross profit growth 5Y	16.09%
Net income growth	19.66%
Net income growth (Q)	18.56%
Net income growth (QoQ)	13.03%
Net income growth 3Y	16.7%
Net income growth 5Y	17.72%
Net income growth quarters	13
Net income growth years	5
OCF growth	2.86%
OCF growth (Q)	-18.03%
OCF growth (QoQ)	25.81%
OCF growth 10Y	14.69%
OCF growth 3Y	14.64%
OCF growth 5Y	17.95%
Operating income growth	18.27%
Operating income growth (Q)	16.33%
Operating income growth 3Y	15.94%
Operating income growth 5Y	18.95%
Revenue growth	16.01%
Revenue growth (Q)	14.07%
Revenue growth (QoQ)	10.47%
Revenue growth 10Y	13.16%
Revenue growth 3Y	14.14%
Revenue growth 5Y	16.09%
Revenue growth quarters	22
Revenue growth years	5

Metric

Value

EPS growth

22.61%

EPS growth (Q)

22.11%

EPS growth (QoQ)

14.25%

EPS growth 10Y

18.22%

EPS growth 3Y

19.45%

EPS growth 5Y

20.36%

EPS growth quarters

EPS growth years

FCF growth

0.91%

FCF growth (Q)

-23.69%

FCF growth (QoQ)

22.39%

FCF growth 3Y

14.45%

FCF growth 5Y

17.83%

Gross profit growth

16.01%

Gross profit growth (Q)

14.07%

Gross profit growth 3Y

14.14%

Gross profit growth 5Y

16.09%

Net income growth

19.66%

Net income growth (Q)

18.56%

Net income growth (QoQ)

13.03%

Net income growth 3Y

16.7%

Net income growth 5Y

17.72%

Net income growth quarters

Net income growth years

OCF growth

2.86%

OCF growth (Q)

-18.03%

OCF growth (QoQ)

25.81%

OCF growth 10Y

14.69%

OCF growth 3Y

14.64%

OCF growth 5Y

17.95%

Operating income growth

18.27%

Operating income growth (Q)

16.33%

Operating income growth 3Y

15.94%

Operating income growth 5Y

18.95%

Revenue growth

16.01%

Revenue growth (Q)

14.07%

Revenue growth (QoQ)

10.47%

Revenue growth 10Y

13.16%

Revenue growth 3Y

14.14%

Revenue growth 5Y

16.09%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	CLP -677.2B
Depreciation and amortization	CLP 1.2T
EBIT	CLP 19.4T
EBITDA	CLP 20.5T
EPS	CLP 17,929.52
Financing cash flow	CLP -12.2T
Free cash flow	CLP 15.4T
Free cash flow minus SBC	CLP 14.8T
Gross profit	CLP 32.3T
Income taxes	CLP 3.6T
Investing cash flow	CLP -1.5T
Net borrowing	CLP 5.6T
Net cash flow	CLP 2.2T
Net income	CLP 15T
Operating cash flow minus SBC	CLP 15.5T
Operating income	CLP 19.4T
Revenue	CLP 32.3T
Stock-based compensation	CLP 566.6B

Metric

Value

Capital expenditures

CLP -677.2B

Depreciation and amortization

CLP 1.2T

EBIT

CLP 19.4T

EBITDA

CLP 20.5T

EPS

CLP 17,929.52

Financing cash flow

CLP -12.2T

Free cash flow

CLP 15.4T

Free cash flow minus SBC

CLP 14.8T

Gross profit

CLP 32.3T

Income taxes

CLP 3.6T

Investing cash flow

CLP -1.5T

Net borrowing

CLP 5.6T

Net cash flow

CLP 2.2T

Net income

CLP 15T

Operating cash flow minus SBC

CLP 15.5T

Operating income

CLP 19.4T

Revenue

CLP 32.3T

Stock-based compensation

CLP 566.6B

Metric	Value
Altman Z-Score	9.65
Book value per share	CLP 5,893.08
Debt / EBITDA	1.11
Debt / equity	4.4
Debt / FCF	1.48
Goodwill	CLP 9.4T
Interest coverage	28.08
Long-term assets	CLP 27T
Long-term liabilities	CLP 23.3T
Net cash (debt)	CLP -11.9T
Net cash / market cap	-2.26%
Net debt / EBITDA	0.58
Net debt / equity	2.3
Net debt / FCF	0.77
Piotroski F-Score	4
Property, plant and equipment	CLP 2.5T
Shareholders' equity	CLP 5.2T
Tangible book value	CLP -8.6T
Tangible book value per share	CLP -9,823.21
Total assets	CLP 53.2T
Total cash	CLP 10.7T
Total debt	CLP 22.7T
Total liabilities	CLP 48T

Metric

Value

Altman Z-Score

9.65

Book value per share

CLP 5,893.08

Debt / EBITDA

1.11

Debt / equity

4.4

Debt / FCF

1.48

Goodwill

CLP 9.4T

Interest coverage

28.08

Long-term assets

CLP 27T

Long-term liabilities

CLP 23.3T

Net cash (debt)

CLP -11.9T

Net cash / market cap

-2.26%

Net debt / EBITDA

0.58

Net debt / equity

2.3

Net debt / FCF

0.77

Piotroski F-Score

Property, plant and equipment

CLP 2.5T

Shareholders' equity

CLP 5.2T

Tangible book value

CLP -8.6T

Tangible book value per share

CLP -9,823.21

Total assets

CLP 53.2T

Total cash

CLP 10.7T

Total debt

CLP 22.7T

Total liabilities

CLP 48T

Metric	Value
Asset turnover	0.64
Current assets	CLP 26.2T
Current liabilities	CLP 24.7T
Current ratio	1.06
Net working capital	CLP -7T
Quick ratio	0.67
Working capital	CLP 1.4T
Working capital turnover	13,964.99

Metric

Value

Asset turnover

0.64

Current assets

CLP 26.2T

Current liabilities

CLP 24.7T

Current ratio

1.06

Net working capital

CLP -7T

Quick ratio

0.67

Working capital

CLP 1.4T

Working capital turnover

13,964.99

Metric	Value
Buyback yield / dilution	2.35%
Dividend growth	8.9%
Dividend growth years	2
Dividend payment date	2026-11-09
Dividend payment years	4
Dividend payout frequency	Quarterly
Dividend per share	CLP 3,231.81
Dividend yield	0.53%
Ex-dividend date	2026-10-09
Last dividend	CLP 853.58
Payout ratio	17.96%
Shareholder yield	2.88%

Metric

Value

Buyback yield / dilution

2.35%

Dividend growth

8.9%

Dividend growth years

Dividend payment date

2026-11-09

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

CLP 3,231.81

Dividend yield

0.53%

Ex-dividend date

2026-10-09

Last dividend

CLP 853.58

Payout ratio

17.96%

Shareholder yield

2.88%

Metric	Value
150-day SMA	CLP 510,814.07
1D price change	0%
1M price change	12.69%
1M total return	12.87%
1W price change	2.67%
1W total return	2.67%
1Y price change	13.03%
1Y return CAGR	13.75%
1Y total return	13.74%
20-day SMA	CLP 576,655.50
200-day SMA	CLP 517,810.55
3M price change	19.23%
3M total return	19.42%
50-day SMA	CLP 553,413.80
50-day SMA vs 200-day SMA	50over200
52-week high	CLP 609,000.00
52-week high date	2026-10-27
52-week low	CLP 440,200.00
52-week low date	2026-06-01
6M price change	13.03%
6M total return	13.41%
All-time high	CLP 609,000.00
All-time high date	2026-10-22
All-time low	CLP 393,910.00
All-time low date	2024-07-10
Average true range (ATR)	CLP 3,155.99
Average volume	0.2
Change from 52-week high	0%
Change from 52-week low	38.35%
Change from all-time high	0%
Change from all-time low	54.6%
Monthly RSI	69.07
Previous close	CLP 609,000.00
Price vs 150-day SMA	19.22%
Price vs 20-day SMA	5.61%
Price vs 200-day SMA	17.61%
Price vs 50-day SMA	10.04%
Relative volume	20
RSI	91.34
Sharpe ratio	0.48
Sortino ratio	0.91
Weekly RSI	76.71
YTD price change	13.03%
YTD total return	13.74%

Metric

Value

150-day SMA

CLP 510,814.07

1D price change

1M price change

12.69%

1M total return

12.87%

1W price change

2.67%

1W total return

2.67%

1Y price change

13.03%

1Y return CAGR

13.75%

1Y total return

13.74%

20-day SMA

CLP 576,655.50

200-day SMA

CLP 517,810.55

3M price change

19.23%

3M total return

19.42%

50-day SMA

CLP 553,413.80

50-day SMA vs 200-day SMA

50over200

52-week high

CLP 609,000.00

52-week high date

2026-10-27

52-week low

CLP 440,200.00

52-week low date

2026-06-01

6M price change

13.03%

6M total return

13.41%

All-time high

CLP 609,000.00

All-time high date

2026-10-22

All-time low

CLP 393,910.00

All-time low date

2024-07-10

Average true range (ATR)

CLP 3,155.99

Average volume

0.2

Change from 52-week high

Change from 52-week low

38.35%

Change from all-time high

Change from all-time low

54.6%

Monthly RSI

69.07

Previous close

CLP 609,000.00

Price vs 150-day SMA

19.22%

Price vs 20-day SMA

5.61%

Price vs 200-day SMA

17.61%

Price vs 50-day SMA

10.04%

Relative volume

RSI

91.34

Sharpe ratio

0.48

Sortino ratio

0.91

Weekly RSI

76.71

YTD price change

13.03%

YTD total return

13.74%

Metric	Value
Float	868.3M
Shares change (QoQ)	-1.12%
Shares change (YoY)	-2.35%
Shares held by insiders	0.03%
Shares held by institutions	89.33%
Short ratio	2.4 days

Metric

Value

Float

868.3M

Shares change (QoQ)

-1.12%

Shares change (YoY)

-2.35%

Shares held by insiders

0.03%

Shares held by institutions

89.33%

Short ratio

2.4 days

SNSE/MACL (SNSE/MACL)

Price

Financial snapshot

Fair-value bridge

Latest news · SNSE/MACL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SNSE/MACL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

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Frequently asked questions