Sector pending / Insurance CarriersUpdated 2026-05-10 22:07 UTC

FRA/D3H stock hub

FRA/D3H has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

9.5B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/D3H

In the news

Latest news · FRA/D3H

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E14.3

P25 n/aP50 n/aP75 n/a

Trailing P/E17.5

P25 n/aP50 n/aP75 n/a

ROE15.7

P25 n/aP50 n/aP75 n/a

ROIC13.1

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/D3H market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

198

Groups with data

Currency

ZAR

Showing 198 of 198 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	DE
Employees	8,450
Enterprise value	EUR 9.5B
Exchange	Frankfurt Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Insurance Carriers
Last refreshed	2026-05-10
Market cap	EUR 9.5B
Price	EUR 13.7
Price currency	EUR
Rev Per Employee	552,153.87x
Sic	6300
Symbol	fra/D3H
Website	https://www.discovery.co.za

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.72%
EV Earnings	17.46x
EV/EBIT	9.62x
EV/EBITDA	9.22x
EV/FCF	27.34x
EV/Sales	2.02x
FCF yield	3.65%
Forward P/E	14.35x
P/B ratio	2.52x
P/E ratio	17.48x
P/S ratio	2.03x
PE Ratio10 Y	18.26x
PE Ratio3 Y	14.52x
PE Ratio5 Y	14x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	19.29%
EBITDA Margin	19.77%
FCF margin	7.43%
Gross margin	43.92%
Gross Profit	EUR 2.1B
Net Income	EUR 545M
Net Income Growth	23.61%
Net Income Growth Q	28.14%
Net Income Growth3 Y	13.11%
Net Income Growth5 Y	10.66%
Pretax Margin	17.05%
Profit Margin	11.88%
Profit Per Employee	EUR 64,233
ROA	3.27
Roa5y	2.54
ROCE	5.58
ROE	15.68
Roe5y	12.23
ROIC	13.14
Roic5y	10.97

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	40.38%
Cagr3y	28.05%
Cagr5y	11.33%
EPS Growth	23.35
EPS Growth Q	28.07
EPS Growth3 Y	12.69
EPS Growth5 Y	10.29
FCF Growth	8.93%
FCF Growth Q	-46.88%
FCF Growth3 Y	42.9%
FCF Growth5 Y	13.02%
OCF Growth	9.02%
OCF Growth Q	-44.59%
OCF Growth10 Y	-6.98%
OCF Growth3 Y	37.38%
OCF Growth5 Y	10.92%
Revenue Growth	10.73x
Revenue Growth Q	8.79x
Revenue Growth3 Y	4.68x
Revenue Growth5 Y	5.17x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.27
Assets	EUR 18.6B
Cash	EUR 12.2B
Debt	EUR 1B
Debt EBITDA	EUR 1.07
Debt Equity	EUR 0.27
Debt FCF	EUR 2.92
Equity	EUR 3.8B
Interest Coverage	5.48
Liabilities	EUR 14.9B
Net Cash	EUR 51.5M
Net Cash By Market Cap	EUR 0.54
Net Debt EBITDA	EUR -0.06
Net Debt Equity	EUR -0.01
Net Debt FCF	EUR -0.15
Tangible Book Value	EUR 3.1B
Tangible Book Value Per Share	EUR 4.61

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	5.26
Net Working Capital	EUR 9.3B
Quick ratio	5.24
Working Capital	EUR 10.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.72%
Dividend Growth	26.48%
Dividend Growth Years	3%
Dividend per share	EUR 0.16
Dividend Years	4
Dividend Yield	1.14%
Ex Div Date	2026-03-31
Last Dividend	EUR 0.06
Payout Frequency	Semi-Annual
Payout Ratio	18.87%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	40.35%
200-day SMA	11.47
3Y total return	110.02%
50-day SMA	13.04
50-day SMA vs 200-day SMA	50over200
5Y total return	71.03%
All Time High	14
All Time High Change	-2.14%
All Time High Date	2026-02-27
All Time Low	5.25
All Time Low Change	160.95%
All Time Low Date	2024-04-22
ATR	0.18
Ch YTD	19.13
High	13.7
High52	14
High52 Date	2026-02-27
High52ch	-2.14%
Low	13.7
Low52	9.3
Low52 Date	2025-09-26
Low52ch	47.31%
Ma50ch	5.03%
Price vs 200-day SMA	19.41%
RSI	61.74
RSI Monthly	65.79
RSI Weekly	64.69
Sharpe ratio	1.02x
Sortino ratio	1.7
Total Return	0.42%
Tr YTD	19.66
Tr1m	9.6%
Tr1w	3.79%
Tr3m	13.72%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 903.7M
Operating margin	19.29

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	554,963,470%
Net Borrowing	-93,282,187.2
Shares Insiders	9.87%
Shares Institutions	43.74%
Shares Qo Q	0.36%
Shares Yo Y	0.72%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 310.1M
Average Volume	0x
Bv Per Share	5.56
CAPEX	EUR -16.4M
Ch1m	9.6
Ch1w	3.79
Ch1y	38.38
Ch3m	13.22
Ch3y	101.5
Ch5y	64.07
Ch6m	26.85
Change	0.74%
Change From Open	0
Close	13.6
Days Gap	0.74
Earnings Date	2026-06-01
EBIT	EUR 903.7M
EBITDA	EUR 926.2M
EPS	EUR 0.81
F Score	5
FCF	EUR 348.1M
FCF EV Yield	3.66x
Financing CF	-197,683,370
Fiscal Year End	June
Founded	1,992
Goodwill	267,733,336.4
Graham Number	9.78557
Graham Upside	-28.57
Income Tax	EUR 242M
Investing CF	-68,466,450
Is Primary Listing	0
Last Earnings Date	2026-03-03
Last Report Date	2025-12-31
Lynch Fair Value	EUR 8.35
Lynch Upside	-39.03
Ma150	11.91
Ma150ch	15.07%
Ma20	13.22
Ma20ch	3.63%
Net CF	72,427,319
Next Earnings Date	2026-06-01
Open	13.7
P FCF Ratio	27.37
P OCF Ratio	26.14
Payment Date	2026-04-07
Ppne	159,180,202.9
Price Date	2026-05-08
Price EBITDA	EUR 10.29
Ptbv Ratio	3.07
Revenue	4,684,473,457x
SBC By Revenue	0.81x
Share Based Comp	37,962,614
Tax By Revenue	5.17x
Tax Rate	30.29%
Tr6m	27.41%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/D3H dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.1%

$0.16 annual per share

Payout ratio

+18.9%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

n/a

3 consecutive years of growth

Total shareholder yield

+0.4%

Next ex-dividend date: 2026-03-31

Performance

FRA/D3H stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/D3H?

Insider, institutional, and short-interest positioning.

Institutional ownership

+43.7%

Share of float held by funds and institutions

Insider ownership

+9.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.7%

Negative means the company is buying back shares.

Technical

FRA/D3H momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

61.7

Neutral momentum band

Price vs 200-day MA

+19.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.02

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/D3H

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/D3H stock rating?

fra/D3H is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/D3H analysis?

The full report lives at /stocks/fra/D3H/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/D3H?

The latest report frames fra/D3H around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/D3H page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.