BIT/1NUH (BIT/1NUH)

Borsa Italiana: BIT/1NUH · EUR

€11.6

+0.16 (+1.4%)· Recorded snapshot

Market cap	53.8B
Revenue (ttm)	7.4B
Net income (ttm)	3.2B
EPS (ttm)	€0.66
P/E (trailing)	17.5x
P/E (forward)	12.4x
Volume	3,365

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 7.4B
Net income (ttm): 3.2B
EPS (ttm): €0.66
P/E (trailing): 17.5x
P/E (forward): 12.4x
Market cap: 53.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.4

P25 n/aP50 n/aP75 n/a

Trailing P/E17.5

P25 n/aP50 n/aP75 n/a

ROE31.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BIT/1NUH indicators

Market & fundamental data

Available fields

166

Groups with data

Currency

USD

Showing 166 of 166 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Cayman Islands
Country code	IT
Earnings date	2026-11-12
Employees change	2,474
Employees growth	84.47%
Exchange	Borsa Italiana
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2013
Industry	Banks - Regional
Is primary listing	No
ISIN number	KYG6683N1034
Last earnings date	2026-08-13
Last refreshed	2026-10-28
Market cap	EUR 53.8B
Next earnings date	2026-11-12
Price	EUR 11.56
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1NUH
Website	https://nubank.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	35.71x
Average P/E ratio (5Y)	70.2x
Earnings yield	5.71%
FCF yield	-16.81%
Forward P/E	12.41x
Graham number	6.16976
Graham upside	-46.61%
Industry forward P/E	10.58x
Industry P/E	11.38x
Lynch fair value	EUR 16.97
Lynch upside	46.82%
P/B ratio	4.63x
P/E ratio	17.53x
P/S ratio	7.28x
Price / tangible book value	5.08x
Sector forward P/E	10.82x
Sector P/E	11.69x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	17.67%
Operating margin	52.02%
Pretax margin	51.94%
Profit margin	42.73%
Profitable quarters	14
Profitable years	3
ROA	4.96%
ROA (5Y)	1.82%
ROE	31.63%
ROE (5Y)	12.4%
SBC / revenue	4.19%
Tax / revenue	9.18%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	56.33%
EPS growth (Q)	66.31%
EPS growth (QoQ)	21.73%
EPS growth 3Y	257.92%
EPS growth quarters	14
EPS growth years	5
Net income growth	56.83%
Net income growth (Q)	66.48%
Net income growth (QoQ)	21.57%
Net income growth 3Y	260.74%
Net income growth quarters	14
Net income growth years	3
Revenue growth	44.33%
Revenue growth (Q)	52.15%
Revenue growth (QoQ)	24.92%
Revenue growth 3Y	47.56%
Revenue growth 5Y	72.49%
Revenue growth quarters	20
Revenue growth years	7

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -16.7M
EPS	EUR 0.66
Financing cash flow	EUR 9.2B
Free cash flow	EUR -9B
Free cash flow minus SBC	EUR -9.3B
Gross profit	EUR 7.4B
Income taxes	EUR 678M
Investing cash flow	EUR -253.7M
Net borrowing	EUR 1.9B
Net cash flow	EUR 247.4M
Net income	EUR 3.2B
Operating cash flow minus SBC	EUR -9.3B
Operating income	EUR 3.8B
Revenue	EUR 7.4B
Stock-based compensation	EUR 309.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 2.40
Debt / equity	0.44
Goodwill	EUR 367.7M
Net cash (debt)	EUR 8.1B
Net cash / market cap	15.1%
Net cash growth	-12.76%
Net debt / equity	-0.7
Piotroski F-Score	2
Property, plant and equipment	EUR 94.6M
Shareholders' equity	EUR 11.6B
Tangible book value	EUR 10.6B
Tangible book value per share	EUR 2.19
Total assets	EUR 72.4B
Total cash	EUR 13.3B
Total debt	EUR 5.2B
Total liabilities	EUR 60.8B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -35.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.26%
Shareholder yield	-0.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 12.01
1D price change	1.36%
1M price change	-8.76%
1M total return	-8.76%
1W price change	-1.91%
1W total return	-1.91%
1Y price change	-11.17%
1Y return CAGR	-11.18%
1Y total return	-11.17%
20-day SMA	EUR 12.08
200-day SMA	EUR 12.63
3M price change	-5.13%
3M total return	-5.13%
50-day SMA	EUR 12.38
50-day SMA vs 200-day SMA	50under200
52-week high	EUR 15.89
52-week high date	2026-01-29
52-week low	EUR 9.76
52-week low date	2026-06-03
6M price change	-8.29%
6M total return	-8.29%
All-time high	EUR 15.89
All-time high date	2026-01-29
All-time low	EUR 9.76
All-time low date	2026-06-03
Average true range (ATR)	EUR 0.34
Average volume	1.7K
Change from 52-week high	-27.27%
Change from 52-week low	18.42%
Change from all-time high	-27.27%
Change from all-time low	18.42%
Change from open	-1.41%
Day's gap	2.81%
Dollar volume	EUR 38,883
High price	EUR 11.72
Low price	EUR 11.63
Monthly RSI	52.95
Open price	EUR 11.72
Position in 52-week range	0%
Previous close	EUR 11.40
Price vs 150-day SMA	-3.8%
Price vs 20-day SMA	-4.35%
Price vs 200-day SMA	-8.51%
Price vs 50-day SMA	-6.69%
Relative volume	2
RSI	43.75
Sharpe ratio	-0.15
Sortino ratio	-0.08
Volume	3.4K
Weekly RSI	44.66
YTD price change	-20.13%
YTD total return	-20.13%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3.7B
Shares change (QoQ)	-0.11%
Shares change (YoY)	0.26%
Shares held by insiders	23.09%
Shares held by institutions	61.97%
Short ratio	1.8 days

Deeper analysis on BIT/1NUH

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BIT/1NUH report

Is a complete BIT/1NUH research report available?

No complete published report is available for bit/1NUH (BIT/1NUH) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1NUH (BIT/1NUH)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1NUH

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1NUH indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1NUH

Frequently asked questions