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BIT/1TFC (BIT/1TFC)

Borsa Italiana: BIT/1TFC · EUR

€41.2

+1.04 (+2.6%)· Recorded snapshot

Market cap	52.2B
Revenue (ttm)	16.1B
Net income (ttm)	4.3B
EPS (ttm)	€3.49
P/E (trailing)	11.8x
P/E (forward)	10.3x
Dividend	€1.33 (3.23%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 16.1B
Net income (ttm): 4.3B
EPS (ttm): €3.49
P/E (trailing): 11.8x
P/E (forward): 10.3x
Market cap: 52.2B

Metric	Value
Amount currency	EUR
Country	United States
Country code	IT
Earnings date	2026-10-16
Employees	37,833
Employees change	-878
Employees growth	-2.27%
Exchange	Borsa Italiana
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1872
Industry	Banks - Regional
Is primary listing	No
ISIN number	US89832Q1094
Last earnings date	2026-10-16
Last refreshed	2026-10-28
Market cap	EUR 52.2B
Next earnings date	2027-01-20
Price	EUR 41.21
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1TFC
Website	https://www.truist.com

Metric

Value

Amount currency

EUR

Country

United States

Country code

Earnings date

2026-10-16

Employees

37,833

Employees change

-878

Employees growth

-2.27%

Exchange

Borsa Italiana

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1872

Industry

Banks - Regional

Is primary listing

ISIN number

US89832Q1094

Last earnings date

2026-10-16

Last refreshed

2026-10-28

Market cap

EUR 52.2B

Next earnings date

2027-01-20

Price

EUR 41.21

Price currency

EUR

Sector

Financials

SIC code

6020

Stock price date

2026-10-02

Symbol

bit/1TFC

Website

https://www.truist.com

Metric	Value
Average P/E ratio (10Y)	13.22x
Average P/E ratio (3Y)	11.84x
Average P/E ratio (5Y)	10.75x
Earnings yield	8.46%
FCF yield	9.97%
Forward P/E	10.28x
Graham number	57.03094
Graham upside	38.41%
Industry forward P/E	10.58x
Industry P/E	11.38x
Lynch fair value	EUR 16.92
Lynch upside	-58.94%
P/B ratio	0.96x
P/E ratio	11.82x
P/FCF ratio	10.03x
P/OCF ratio	10.03x
P/S ratio	3.24x
Price / tangible book value	1.57x
Sector forward P/E	10.82x
Sector P/E	11.69x

Metric

Value

Average P/E ratio (10Y)

13.22x

Average P/E ratio (3Y)

11.84x

Average P/E ratio (5Y)

10.75x

Earnings yield

8.46%

FCF yield

9.97%

Forward P/E

10.28x

Graham number

57.03094

Graham upside

38.41%

Industry forward P/E

10.58x

Industry P/E

11.38x

Lynch fair value

EUR 16.92

Lynch upside

-58.94%

P/B ratio

0.96x

P/E ratio

11.82x

P/FCF ratio

10.03x

P/OCF ratio

10.03x

P/S ratio

3.24x

Price / tangible book value

1.57x

Sector forward P/E

10.82x

Sector P/E

11.69x

Metric	Value
Effective tax rate	13.03%
FCF margin	30.47%
Operating margin	35.13%
Pretax margin	32.63%
Profit margin	28.38%
Profit per employee	EUR 113,331
Profitable quarters	10
Profitable years	2
Revenue per employee	EUR 425,415
ROA	0.94%
ROA (5Y)	0.6%
ROE	8.16%
ROE (5Y)	4.75%
Tax / revenue	4.25%

Metric

Value

Effective tax rate

13.03%

FCF margin

30.47%

Operating margin

35.13%

Pretax margin

32.63%

Profit margin

28.38%

Profit per employee

EUR 113,331

Profitable quarters

Profitable years

Revenue per employee

EUR 425,415

ROA

0.94%

ROA (5Y)

0.6%

ROE

8.16%

ROE (5Y)

4.75%

Tax / revenue

4.25%

Metric	Value
EPS growth	3.99%
EPS growth (Q)	-46.15%
EPS growth (QoQ)	-54.47%
EPS growth 10Y	3.73%
EPS growth 3Y	-0.85%
EPS growth 5Y	-1.74%
EPS growth quarters	8
EPS growth years	2
FCF growth	46.06%
FCF growth 3Y	-6.02%
FCF growth 5Y	-0.38%
Net income growth	-0.8%
Net income growth (Q)	-44.97%
Net income growth (QoQ)	-54.97%
Net income growth 3Y	-2.94%
Net income growth 5Y	-3.23%
Net income growth quarters	8
Net income growth years	2
OCF growth	46.06%
OCF growth 10Y	4.44%
OCF growth 3Y	-19.59%
OCF growth 5Y	-1.13%
Revenue growth	-0.02%
Revenue growth (Q)	-15.81%
Revenue growth (QoQ)	-17.86%
Revenue growth 10Y	6.2%
Revenue growth 3Y	-1.87%
Revenue growth 5Y	-4.42%
Revenue growth quarters	8
Revenue growth years	1

Metric

Value

EPS growth

3.99%

EPS growth (Q)

-46.15%

EPS growth (QoQ)

-54.47%

EPS growth 10Y

3.73%

EPS growth 3Y

-0.85%

EPS growth 5Y

-1.74%

EPS growth quarters

EPS growth years

FCF growth

46.06%

FCF growth 3Y

-6.02%

FCF growth 5Y

-0.38%

Net income growth

-0.8%

Net income growth (Q)

-44.97%

Net income growth (QoQ)

-54.97%

Net income growth 3Y

-2.94%

Net income growth 5Y

-3.23%

Net income growth quarters

Net income growth years

OCF growth

46.06%

OCF growth 10Y

4.44%

OCF growth 3Y

-19.59%

OCF growth 5Y

-1.13%

Revenue growth

-0.02%

Revenue growth (Q)

-15.81%

Revenue growth (QoQ)

-17.86%

Revenue growth 10Y

6.2%

Revenue growth 3Y

-1.87%

Revenue growth 5Y

-4.42%

Revenue growth quarters

Revenue growth years

Metric	Value
EPS	EUR 3.49
Financing cash flow	EUR 4.7B
Free cash flow	EUR 5.2B
Gross profit	EUR 16.1B
Income taxes	EUR 684.2M
Investing cash flow	EUR -11.9B
Net borrowing	EUR 8.2B
Net cash flow	EUR -1.9B
Net income	EUR 4.3B
Operating income	EUR 5.7B
Revenue	EUR 16.1B

Metric

Value

EPS

EUR 3.49

Financing cash flow

EUR 4.7B

Free cash flow

EUR 5.2B

Gross profit

EUR 16.1B

Income taxes

EUR 684.2M

Investing cash flow

EUR -11.9B

Net borrowing

EUR 8.2B

Net cash flow

EUR -1.9B

Net income

EUR 4.3B

Operating income

EUR 5.7B

Revenue

EUR 16.1B

Metric	Value
Book value per share	EUR 41.19
Debt / equity	1.07
Debt / FCF	11.13
Goodwill	EUR 15.4B
Net cash (debt)	EUR -9.9B
Net cash / market cap	-18.88%
Net debt / equity	0.18
Net debt / FCF	1.89
Piotroski F-Score	4
Property, plant and equipment	EUR 2.9B
Shareholders' equity	EUR 54.1B
Tangible book value	EUR 33.3B
Tangible book value per share	EUR 27.82
Total assets	EUR 488B
Total cash	EUR 48.1B
Total debt	EUR 57.9B
Total liabilities	EUR 433.9B

Metric

Value

Book value per share

EUR 41.19

Debt / equity

1.07

Debt / FCF

11.13

Goodwill

EUR 15.4B

Net cash (debt)

EUR -9.9B

Net cash / market cap

-18.88%

Net debt / equity

0.18

Net debt / FCF

1.89

Piotroski F-Score

Property, plant and equipment

EUR 2.9B

Shareholders' equity

EUR 54.1B

Tangible book value

EUR 33.3B

Tangible book value per share

EUR 27.82

Total assets

EUR 488B

Total cash

EUR 48.1B

Total debt

EUR 57.9B

Total liabilities

EUR 433.9B

Metric	Value
Working capital	EUR -325.4B

Metric

Value

Working capital

EUR -325.4B

Metric	Value
Buyback yield / dilution	4.32%
Dividend growth	-7.13%
Dividend growth (3Y)	-11.92%
Dividend growth (5Y)	-2.81%
Dividend growth years	0
Dividend payment date	2026-09-01
Dividend payment years	8
Dividend payout frequency	Quarterly
Dividend per share	EUR 1.33
Dividend yield	3.23%
Ex-dividend date	2026-08-13
Last dividend	EUR 0.45
Payout ratio	38.18%
Shareholder yield	7.55%

Metric

Value

Buyback yield / dilution

4.32%

Dividend growth

-7.13%

Dividend growth (3Y)

-11.92%

Dividend growth (5Y)

-2.81%

Dividend growth years

Dividend payment date

2026-09-01

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

EUR 1.33

Dividend yield

3.23%

Ex-dividend date

2026-08-13

Last dividend

EUR 0.45

Payout ratio

38.18%

Shareholder yield

7.55%

Metric	Value
150-day SMA	EUR 42.79
1D price change	2.6%
1M price change	-3.33%
1M total return	-3.33%
1W price change	0.11%
1W total return	0.11%
1Y price change	5.91%
1Y return CAGR	9.13%
1Y total return	9.12%
20-day SMA	EUR 42.26
200-day SMA	EUR 42.98
3M price change	-7.3%
3M total return	-6.37%
3Y price change	51.49%
3Y return CAGR	19.63%
3Y total return	71.21%
50-day SMA	EUR 43.81
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 50.18
52-week high date	2026-08-13
52-week low	EUR 36.28
52-week low date	2025-10-17
5Y price change	-19.21%
5Y return CAGR	0.03%
5Y total return	0.16%
6M price change	1.85%
6M total return	3.94%
All-time high	EUR 59.50
All-time high date	2022-01-18
All-time low	EUR 24.20
All-time low date	2023-05-04
Average true range (ATR)	EUR 0.59
Average volume	0
Change from 52-week high	-17.89%
Change from 52-week low	13.58%
Change from all-time high	-30.75%
Change from all-time low	70.27%
Change from open	0%
Day's gap	2.6%
High price	EUR 41.21
Low price	EUR 41.21
Monthly RSI	51.08
Open price	EUR 41.21
Previous close	EUR 40.16
Price vs 150-day SMA	-3.71%
Price vs 20-day SMA	-2.49%
Price vs 200-day SMA	-4.12%
Price vs 50-day SMA	-5.94%
Relative volume	0.21
RSI	42.1
Sharpe ratio	0.32
Sharpe ratio (3Y)	0.66
Sharpe ratio (5Y)	0.01
Sortino ratio	0.64
Sortino ratio (3Y)	1.14
Sortino ratio (5Y)	0.18
Weekly RSI	44.16
YTD price change	-2.3%
YTD total return	0.66%

Metric

Value

150-day SMA

EUR 42.79

1D price change

2.6%

1M price change

-3.33%

1M total return

-3.33%

1W price change

0.11%

1W total return

0.11%

1Y price change

5.91%

1Y return CAGR

9.13%

1Y total return

9.12%

20-day SMA

EUR 42.26

200-day SMA

EUR 42.98

3M price change

-7.3%

3M total return

-6.37%

3Y price change

51.49%

3Y return CAGR

19.63%

3Y total return

71.21%

50-day SMA

EUR 43.81

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 50.18

52-week high date

2026-08-13

52-week low

EUR 36.28

52-week low date

2025-10-17

5Y price change

-19.21%

5Y return CAGR

0.03%

5Y total return

0.16%

6M price change

1.85%

6M total return

3.94%

All-time high

EUR 59.50

All-time high date

2022-01-18

All-time low

EUR 24.20

All-time low date

2023-05-04

Average true range (ATR)

EUR 0.59

Average volume

Change from 52-week high

-17.89%

Change from 52-week low

13.58%

Change from all-time high

-30.75%

Change from all-time low

70.27%

Change from open

Day's gap

2.6%

High price

EUR 41.21

Low price

EUR 41.21

Monthly RSI

51.08

Open price

EUR 41.21

Previous close

EUR 40.16

Price vs 150-day SMA

-3.71%

Price vs 20-day SMA

-2.49%

Price vs 200-day SMA

-4.12%

Price vs 50-day SMA

-5.94%

Relative volume

0.21

RSI

42.1

Sharpe ratio

0.32

Sharpe ratio (3Y)

0.66

Sharpe ratio (5Y)

0.01

Sortino ratio

0.64

Sortino ratio (3Y)

1.14

Sortino ratio (5Y)

0.18

Weekly RSI

44.16

YTD price change

-2.3%

YTD total return

0.66%

Metric	Value
Float	1.2B
Shares change (QoQ)	-1.02%
Shares change (YoY)	-4.32%
Shares held by insiders	0.17%
Shares held by institutions	79.72%
Short ratio	3.8 days

Metric

Value

Float

1.2B

Shares change (QoQ)

-1.02%

Shares change (YoY)

-4.32%

Shares held by insiders

0.17%

Shares held by institutions

79.72%

Short ratio

3.8 days

BIT/1TFC (BIT/1TFC)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1TFC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1TFC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1TFC

Frequently asked questions