Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

MAL/NBM stock hub

MAL/NBM has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

5.1T

Malawi Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

MAL/NBM

In the news

Latest news · MAL/NBM

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E26.4

P25 n/aP50 n/aP75 n/a

ROE57.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All MAL/NBM market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

166

Groups with data

Currency

MWK

Showing 166 of 166 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Malawi
Country code	MW
Exchange	Malawi Stock Exchange
Financial currency	MWK
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	MWK 5.1T
Price	MWK 10,999
Price currency	MWK
Sic	6020
Symbol	mal/NBM
Website	https://www.natbank.co.mw

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	3.79%
P/B ratio	12.42x
P/E ratio	26.4x
P/S ratio	10.54x
PE Ratio10 Y	16.02x
PE Ratio3 Y	22.79x
PE Ratio5 Y	19.56x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	MWK 487.2B
Net Income	MWK 194.6B
Net Income Growth	90.21%
Net Income Growth Q	89.3%
Net Income Growth3 Y	34.57%
Net Income Growth5 Y	26.27%
Pretax Margin	65.6%
Profit Margin	39.93%
ROA	9.37
Roa5y	6.43
ROE	57.86
Roe5y	38.54

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	52.6%
Cagr1y	80.73%
Cagr3y	81.98%
Cagr5y	83.41%
Div CAGR10	35.9%
Div CAGR3	56.28%
Div CAGR5	49.21%
EPS Growth	90.21
EPS Growth Q	89.3
EPS Growth3 Y	34.57
EPS Growth5 Y	26.27
FCF Growth	102.81%
FCF Growth3 Y	0.22%
FCF Growth5 Y	7.5%
OCF Growth	90.59%
OCF Growth10 Y	31.91%
OCF Growth3 Y	0.22%
OCF Growth5 Y	7.5%
Revenue Growth	61.74x
Revenue Growth Q	74.17x
Revenue Growth3 Y	25.79x
Revenue Growth5 Y	22.84x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	MWK 2.5T
Cash	MWK 815.3B
Debt	MWK 20.8B
Equity	MWK 413.6B
Liabilities	MWK 2.1T
Net Cash	MWK 794.5B
Net Cash By Market Cap	MWK 15.47
Net Cash Growth	155.18%
Net Debt Equity	MWK -1.92
Tangible Book Value	MWK 378B
Tangible Book Value Per Share	MWK 809
WACC	6.6

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	MWK -1.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	28.64%
Dividend Growth Years	6%
Dividend per share	MWK 198
Dividend Years	19
Dividend Yield	1.8%
Ex Div Date	2026-03-17
Last Dividend	MWK 50.3
Payout Frequency	Semi-Annual
Payout Ratio	35.33%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	6,744.95%
1Y total return	80.66%
200-day SMA	10,723.1
3Y total return	502.92%
50-day SMA	11,225.6
50-day SMA vs 200-day SMA	50over200
5Y total return	1,974.69%
All Time High	12,400
All Time High Change	-11.29%
All Time High Date	2025-09-30
All Time Low	50
All Time Low Change	21,898.96%
All Time Low Date	2011-11-17
ATR	13.39
Beta	0.43
Beta1y	0.19
Beta2y	0.24
Ch YTD	-8.3
High	10,999.5
High52	12,400
High52 Date	2025-10-30
High52ch	-11.29%
Low	10,999.4
Low52	6,200.1
Low52 Date	2025-05-29
Low52ch	77.41%
Ma50ch	-2.01%
Price vs 200-day SMA	2.58%
RSI	13.25
RSI Monthly	80.52
RSI Weekly	48.9
Sharpe ratio	2.1x
Sortino ratio	13.93
Total Return	1.8%
Tr YTD	-7.89
Tr1m	-2.57%
Tr1w	-0%
Tr3m	-5.73%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	MWK 319.6B
Operating margin	65.6

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	466,840,332%
Shares Insiders	0.02%
Shares Out	466,931,738
Shares Qo Q	0%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	7,442.95x
Bv Per Share	873.8
Ch10y	4,163.4
Ch1m	-2.57
Ch1w	-0
Ch1y	77.41
Ch3m	-6.15
Ch3y	449.9
Ch5y	1,592.1
Ch6m	-11.29
Change	-0%
Close	10,999.5
Dollar Volume	55,866,358.9
Earnings Date	2026-04-14
EPS	MWK 417
F Score	4
Financing CF	515,486,000,000
Fiscal Year End	December
Founded	1,971
Goodwill	4,647,000,000
Graham Number	2861.94905
Graham Upside	-73.98
Income Tax	MWK 121.7B
Investing CF	-412,728,000,000
Is Primary Listing	1
Last Earnings Date	2025-12-09
Last Report Date	2025-12-31
Lynch Fair Value	MWK 10,415
Lynch Upside	-5.31
Ma150	11,817.7
Ma150ch	-6.92%
Ma20	10,996.7
Ma20ch	0.03%
Net CF	360,072,000,000
P OCF Ratio	19.96
Payment Date	2026-04-02
Position In Range	85.71
Ppne	85,606,000,000
Price Date	2026-05-08
Ptbv Ratio	13.59
Relative Volume	0.68x
Revenue	487,222,000,000x
Tax By Revenue	24.97x
Tax Rate	38.06%
Tr6m	-10.9%
Volume	5,079

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

MAL/NBM dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.8%

$198 annual per share

Payout ratio

+35.3%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+49.2%

6 consecutive years of growth

Total shareholder yield

+1.8%

Next ex-dividend date: 2026-03-17

Performance

MAL/NBM stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns MAL/NBM?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

MAL/NBM momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

13.3

Below 30: short-term oversold

Price vs 200-day MA

+2.6%

50/200-day relationship not available

Beta (5Y)

0.43

Less volatile than the market

Sharpe ratio

2.10

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About MAL/NBM

Hub-level FAQ points readers to the deeper analysis pages.

What is the current mal/NBM stock rating?

mal/NBM is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full mal/NBM analysis?

The full report lives at /stocks/mal/NBM/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for mal/NBM?

The latest report frames mal/NBM around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the mal/NBM page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.