Sector pending / Commercial BanksUpdated 2026-05-10 22:07 UTC

NGX/ZENITHBANK stock hub

NGX/ZENITHBANK has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

5.2T

Nigerian Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

NGX/ZENITHBANK

In the news

Latest news · NGX/ZENITHBANK

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E3.5

P25 n/aP50 n/aP75 n/a

Trailing P/E5

P25 n/aP50 n/aP75 n/a

ROE21.7

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All NGX/ZENITHBANK market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

192

Groups with data

Currency

NGN

Showing 192 of 192 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Nigeria
Country code	NG
Employees	10,397
Employees Change	1,126%
Employees Change Percent	12.15
Exchange	Nigerian Stock Exchange
Financial currency	NGN
First seen	2026-05-10
Industry	Commercial Banks
Last refreshed	2026-05-10
Market cap	NGN 5.2T
Price	NGN 126
Price currency	NGN
Rev Per Employee	228,117,053x
Sic	6020
Symbol	ngx/ZENITHBANK
Website	https://www.zenithbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	20.13%
FCF yield	68.64%
Forward P/E	3.55x
P/B ratio	1x
P/E ratio	4.97x
P/S ratio	2.18x
PE Ratio10 Y	3.02x
PE Ratio3 Y	2.09x
PE Ratio5 Y	2.48x
PEG ratio	0.22x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	149.77%
Gross Profit	NGN 2.4T
Net Income	NGN 1T
Net Income Growth	-4.09%
Net Income Growth Q	0.67%
Net Income Growth3 Y	65.01%
Net Income Growth5 Y	34.93%
Pretax Margin	53.69%
Profit Margin	43.93%
Profit Per Employee	NGN 100.2M
ROA	3.24
Roa5y	3.29
ROE	21.7
Roe5y	25.92

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	41.95%
Cagr15y	28.95%
Cagr1y	180.08%
Cagr20y	26.23%
Cagr3y	92.88%
Cagr5y	58.8%
Div CAGR10	18.71%
Div CAGR3	46.2%
Div CAGR5	27.23%
EPS Growth	-20.98
EPS Growth Q	0.68
EPS Growth3 Y	50.88
EPS Growth5 Y	27.88
FCF Growth Q	13,836.87%
OCF Growth Q	7,838.45%
Revenue Growth	2.6x
Revenue Growth Q	7.35x
Revenue Growth3 Y	53.24x
Revenue Growth5 Y	35.55x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	NGN 32T
Cash	NGN 6.8T
Debt	NGN 517.2B
Debt FCF	NGN 0.15
Equity	NGN 5.2T
Liabilities	NGN 26.8T
Net Cash	NGN 6.3T
Net Cash By Market Cap	NGN 122
Net Cash Growth	195.7%
Net Debt Equity	NGN -1.22
Net Debt FCF	NGN -1.77
Tangible Book Value	NGN 5.1T
Tangible Book Value Per Share	NGN 124
WACC	7.73

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	NGN -2.5T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-21.37%
Dividend Growth	100%
Dividend Growth Years	5%
Dividend per share	NGN 10
Dividend Years	17
Dividend Yield	7.94%
Ex Div Date	2026-04-27
Last Dividend	NGN 8.75
Payout Frequency	Semi-Annual
Payout Ratio	7.13%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	3,220.08%
1Y total return	179.88%
200-day SMA	78.36
3Y total return	617.88%
50-day SMA	109.2
50-day SMA vs 200-day SMA	50over200
5Y total return	909.35%
All Time High	136.9
All Time High Change	-7.96%
All Time High Date	2026-04-24
All Time Low	5.3
All Time Low Change	2,277.81%
All Time Low Date	2005-03-23
ATR	4.02
Beta	0.77
Beta1y	0.67
Beta2y	0.21
Ch YTD	103.9
High	127
High52	136.9
High52 Date	2026-04-24
High52ch	-7.96%
Low	122
Low52	43
Low52 Date	2025-06-17
Low52ch	193.02%
Ma50ch	15.39%
Price vs 200-day SMA	60.79%
RSI	58.28
RSI Monthly	80.45
RSI Weekly	79.18
Sharpe ratio	2.66x
Sortino ratio	4.89
Total Return	-13.43%
Tr YTD	117.9
Tr15y	4,433.52%
Tr1m	30.75%
Tr1w	-2.63%
Tr3m	81.99%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	NGN 1.3T
Operating margin	55.14

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	35,762,129,325%
Net Borrowing	-1,104,612,000,000
Shares Insiders	12.92%
Shares Institutions	16.17%
Shares Out	41,069,830,001
Shares Qo Q	-0.02%
Shares Yo Y	21.37%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	NGN 3.6T
Average Volume	50,206,210x
Bv Per Share	125.7
CAPEX	NGN -102.4B
Ch10y	858.2
Ch15y	723
Ch1m	22.33
Ch1w	-2.63
Ch1y	157.1
Ch20y	1,403.6
Ch3m	70.27
Ch3y	423.9
Ch5y	467.6
Ch6m	110
Change	0.8%
Change From Open	2.44
Close	125
Days Gap	-1.6
Dollar Volume	6,595,303,680
Earnings Date	2026-04-30
EPS	NGN 25.37
F Score	4
FCF	NGN 3.6T
FCF Per Share	NGN 86.49
Financing CF	-185,465,000,000
Fiscal Year End	December
Founded	1,990
Graham Number	267.85989
Graham Upside	112.6
Income Tax	NGN 230.7B
Investing CF	-5,371,667,000,000
Is Primary Listing	1
Last Earnings Date	2026-04-30
Last Report Date	2026-03-31
Last Split Date	2010-04-14
Last Split Type	Forward
Lynch Fair Value	NGN 634
Lynch Upside	403.3
Ma150	81.14
Ma150ch	55.29%
Ma20	125.2
Ma20ch	0.63%
Net CF	-2,141,856,000,000
Next Earnings Date	2026-09-03
Open	123
P FCF Ratio	1.46
P OCF Ratio	1.42
Payment Date	2026-05-05
Position In Range	80
Ppne	403,248,000,000
Price Date	2026-05-08
Ptbv Ratio	1.02
Relative Volume	1.04x
Revenue	2,371,733,000,000x
Tax By Revenue	9.73x
Tax Rate	18.12%
Tr20y	10,455.35%
Tr6m	124.45%
Volume	52,343,680

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

NGX/ZENITHBANK dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+7.9%

$10.0 annual per share

Payout ratio

+7.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+27.2%

5 consecutive years of growth

Total shareholder yield

-13.4%

Next ex-dividend date: 2026-04-27

Performance

NGX/ZENITHBANK stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns NGX/ZENITHBANK?

Insider, institutional, and short-interest positioning.

Institutional ownership

+16.2%

Share of float held by funds and institutions

Insider ownership

+12.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+21.4%

Negative means the company is buying back shares.

Technical

NGX/ZENITHBANK momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

58.3

Neutral momentum band

Price vs 200-day MA

+60.8%

50/200-day relationship not available

Beta (5Y)

0.77

Less volatile than the market

Sharpe ratio

2.66

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About NGX/ZENITHBANK

Hub-level FAQ points readers to the deeper analysis pages.

What is the current ngx/ZENITHBANK stock rating?

ngx/ZENITHBANK is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full ngx/ZENITHBANK analysis?

The full report lives at /stocks/ngx/ZENITHBANK/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for ngx/ZENITHBANK?

The latest report frames ngx/ZENITHBANK around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the ngx/ZENITHBANK page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.