Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSE/RCB stock hub

PSE/RCB has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

Browse stocks

PSE/RCBis not in this month’s coverageGet our monthly research letter — no spam

Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

56.9B

Philippine Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSE/RCB

In the news

Latest news · PSE/RCB

Recent company headlines from major financial publishers.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

—

Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5P50 6.6P75 7

Trailing P/E5.8

P25 3.7P50 6.1P75 12.8

ROE6.8

P25 -0.1P50 7.7P75 11.9

ROICn/a

P25 -0.9P50 3.2P75 10.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSE/RCB market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

183

Groups with data

Currency

PHP

Showing 183 of 183 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Philippines
Country code	PH
Employees	6,611
Employees Change	113%
Employees Change Percent	1.67
Exchange	Philippine Stock Exchange
Financial currency	PHP
First seen	2026-05-10
Industry	Banking Services
Isin	PHY7311H1463
Last refreshed	2026-05-10
Market cap	PHP 56.9B
Price	PHP 23.5
Price currency	PHP
Rev Per Employee	7,309,937.98x
Sector	Financials
Sic	6020
Symbol	pse/RCB
Website	https://www.rcbc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	17.26%
FCF yield	-95.68%
P/B ratio	0.38x
P/E ratio	5.79x
P/S ratio	1.18x
PE Ratio10 Y	8.97x
PE Ratio3 Y	6.06x
PE Ratio5 Y	6.19x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	PHP 48.3B
Net Income	PHP 9.8B
Net Income Growth	10.91%
Net Income Growth Q	-28.02%
Net Income Growth3 Y	-3.86%
Net Income Growth5 Y	15.86%
Pretax Margin	27.42%
Profit Margin	21.85%
Profit Per Employee	PHP 1.5M
ROA	0.78
Roa5y	0.9
ROE	6.82
Roe5y	7.87

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	1.17%
Cagr15y	2.1%
Cagr1y	-6.39%
Cagr20y	5.28%
Cagr3y	2.9%
Cagr5y	9.45%
Div CAGR10	1.18%
Div CAGR3	-7.21%
Div CAGR5	10.8%
EPS Growth	16.5
EPS Growth Q	-27.97
EPS Growth3 Y	-9.22
EPS Growth5 Y	10.81
Revenue Growth	7.22x
Revenue Growth Q	-5.35x
Revenue Growth3 Y	8.14x
Revenue Growth5 Y	11.11x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	PHP 1.4T
Cash	PHP 159.8B
Debt	PHP 141.4B
Debt FCF	PHP -2.6
Equity	PHP 151.2B
Liabilities	PHP 1.2T
Net Cash	PHP 18.4B
Net Cash By Market Cap	PHP 32.29
Net Cash Growth	22.45%
Net Debt Equity	PHP -0.12
Tangible Book Value	PHP 147.4B
Tangible Book Value Per Share	PHP 60.91
WACC	1.64

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	PHP -886.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	15.71%
Dividend Growth Years	0%
Dividend per share	PHP 0.7
Dividend Years	20
Dividend Yield	2.98%
Ex Div Date	2026-04-15
Last Dividend	PHP 0.81
Payout Frequency	Annual
Payout Ratio	26.66%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	12.31%
1Y total return	-6.39%
200-day SMA	24.98
3Y total return	8.96%
50-day SMA	23.93
50-day SMA vs 200-day SMA	50under200
5Y total return	57.03%
All Time High	195.7
All Time High Change	-87.99%
All Time High Date	1997-01-31
All Time Low	3.77
All Time Low Change	522.85%
All Time Low Date	1992-07-14
ATR	0.37
Beta	0.27
Beta1y	0.08
Beta2y	0.07
Ch YTD	-9.44
High	23.5
High52	26.85
High52 Date	2025-12-18
High52ch	-12.48%
Low	23.5
Low52	23
Low52 Date	2026-04-30
Low52ch	2.17%
Ma50ch	-1.79%
Price vs 200-day SMA	-5.92%
RSI	48.16
RSI Monthly	45.73
RSI Weekly	37.54
Sharpe ratio	-0.38x
Sortino ratio	-0.27
Total Return	2.98%
Tr YTD	-6.39
Tr15y	36.65%
Tr1m	1.22%
Tr1w	1.95%
Tr3m	-4.55%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PHP 14.2B
Operating margin	29.43

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	941,203,923%
Net Borrowing	7,731,000,000
Shares Insiders	0.92%
Shares Institutions	26.47%
Shares Out	2,419,536,530
Shares Qo Q	14.98%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	PHP -54.4B
Average Volume	12,355x
Bv Per Share	62.48
CAPEX	PHP -3.6B
Ch10y	-22.19
Ch15y	-13.92
Ch1m	-2.08
Ch1w	1.95
Ch1y	-9.44
Ch20y	58.97
Ch3m	-7.66
Ch3y	-1.67
Ch5y	31.29
Ch6m	-6.37
Change	1.08%
Change From Open	0
Close	23.25
Days Gap	1.08
Dollar Volume	70,500
Earnings Date	2026-02-23
EPS	PHP 4.06
F Score	2
FCF	PHP -54.4B
FCF Per Share	PHP -22.48
Financing CF	-9,553,000,000
Fiscal Year End	December
Founded	1,960
Goodwill	426,000,000
Graham Number	75.50233
Graham Upside	221.3
Income Tax	PHP 2.7B
Investing CF	56,791,000,000
Is Primary Listing	1
Last Earnings Date	2026-02-23
Last Report Date	2025-12-31
Last Split Date	2007-03-09
Last Split Type	Forward
Lynch Fair Value	PHP 64.34
Lynch Upside	173.8
Ma150	24.85
Ma150ch	-5.42%
Ma20	23.57
Ma20ch	-0.31%
Net CF	-3,532,000,000
Open	23.5
Payment Date	2026-04-28
Ppne	7,154,000,000
Price Date	2026-05-08
Ptbv Ratio	0.39
Relative Volume	0.24x
Revenue	48,326,000,000x
Tax By Revenue	5.58x
Tax Rate	20.34%
Tr20y	179.89%
Tr6m	-3.22%
Volume	3,000

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSE/RCB dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.0%

$0.70 annual per share

Payout ratio

+26.7%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+10.8%

0 consecutive years of growth

Total shareholder yield

+3.0%

Next ex-dividend date: 2026-04-15

Performance

PSE/RCB stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSE/RCB?

Insider, institutional, and short-interest positioning.

Institutional ownership

+26.5%

Share of float held by funds and institutions

Insider ownership

+0.9%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

PSE/RCB momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.2

Neutral momentum band

Price vs 200-day MA

-5.9%

50/200-day relationship not available

Beta (5Y)

0.27

Less volatile than the market

Sharpe ratio

-0.38

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSE/RCB

Hub-level FAQ points readers to the deeper analysis pages.

What is the current pse/RCB stock rating?

pse/RCB is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full pse/RCB analysis?

The full report lives at /stocks/pse/RCB/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for pse/RCB?

The latest report frames pse/RCB around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the pse/RCB page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.