Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

HOSE/BIC stock hub

HOSE/BIC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

4.8T

Ho Chi Minh Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

HOSE/BIC

In the news

Latest news · HOSE/BIC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10

P25 n/aP50 n/aP75 n/a

ROE14.7

P25 n/aP50 n/aP75 n/a

ROIC14.3

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All HOSE/BIC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

210

Groups with data

Currency

VND

Showing 210 of 210 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Vietnam
Country code	VN
Employees	1,616
Employees Change	93%
Employees Change Percent	6.11
Enterprise value	VND 5.3T
Exchange	Ho Chi Minh Stock Exchange
Financial currency	VND
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	VND 4.8T
Price	VND 23,800
Price currency	VND
Rev Per Employee	3,002,294,228.79x
Sic	6331
Symbol	hose/BIC
Website	https://www.bic.vn

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.89%
EV Earnings	11.04x
EV/EBIT	8.52x
EV/EBITDA	8.36x
EV/FCF	11.88x
EV/Sales	1.08x
FCF yield	9.19%
P/B ratio	1.39x
P/E ratio	10.03x
P/S ratio	0.99x
PE Ratio10 Y	16.48x
PE Ratio3 Y	9.39x
PE Ratio5 Y	10.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	12.71%
EBITDA Margin	12.95%
FCF margin	9.11%
Gross margin	61.36%
Gross Profit	VND 3T
Net Income	VND 475.8B
Net Income Growth	-12.34%
Net Income Growth Q	-43.4%
Net Income Growth3 Y	29.39%
Net Income Growth5 Y	11.48%
Pretax Margin	12.45%
Profit Margin	9.81%
Profit Per Employee	VND 294.4M
ROA	4.07
Roa5y	4.71
ROCE	17.76
ROE	14.74
Roe5y	16.02
ROIC	14.35
Roic5y	15.22

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.11%
Cagr1y	18.39%
Cagr3y	18.27%
Cagr5y	20.13%
Div CAGR10	15.72%
Div CAGR3	25.74%
Div CAGR5	16.58%
EPS Growth	-20.03
EPS Growth Q	-41.6
EPS Growth3 Y	25.49
EPS Growth5 Y	7.84
FCF Growth	87.24%
FCF Growth Q	299.68%
FCF Growth3 Y	-7.5%
FCF Growth5 Y	9.42%
OCF Growth	74.16%
OCF Growth Q	298.47%
OCF Growth10 Y	14.8%
OCF Growth3 Y	-6.65%
OCF Growth5 Y	10.4%
Revenue Growth	3.85x
Revenue Growth Q	-3.94x
Revenue Growth3 Y	14.8x
Revenue Growth5 Y	16.58x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	VND 0.51
Assets	VND 10.1T
Cash	VND 5.7T
Debt	VND 444.9B
Debt EBITDA	VND 0.71
Debt Equity	VND 0.13
Debt FCF	VND 1.01
Equity	VND 3.5T
Interest Coverage	33.86
Liabilities	VND 6.6T
Net Cash	VND -307.8B
Net Cash By Market Cap	VND -6.4
Net Debt EBITDA	VND 0.49
Net Debt Equity	VND 0.09
Net Debt FCF	VND 0.7
Tangible Book Value	VND 3.3T
Tangible Book Value Per Share	VND 16,361
WACC	5.94

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.21
Inventory Turnover	2,247.1
Net Working Capital	VND 1.7T
Quick ratio	0.94
Working Capital	VND 1.4T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-9.61%
Dividend Growth	72.3%
Dividend Growth Years	2%
Dividend per share	VND 871
Dividend Years	11
Dividend Yield	3.66%
Ex Div Date	2025-09-09
Last Dividend	VND 1,500
Payout Frequency	Annual
Payout Ratio	37.99%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	162.02%
1Y total return	18.38%
200-day SMA	24,876.5
3Y total return	65.43%
50-day SMA	23,694
50-day SMA vs 200-day SMA	50under200
5Y total return	150.11%
All Time High	33,836.3
All Time High Change	-29.66%
All Time High Date	2025-08-15
All Time Low	3,060.2
All Time Low Change	677.73%
All Time Low Date	2011-11-08
ATR	501.5
Beta	0.35
Beta1y	0.19
Beta2y	0.18
Ch YTD	4.39
High	23,900
High52	33,836.3
High52 Date	2025-08-15
High52ch	-29.66%
Low	23,550
Low52	19,210.7
Low52 Date	2025-05-26
Low52ch	23.89%
Ma50ch	0.45%
Price vs 200-day SMA	-4.33%
RSI	49.24
RSI Monthly	54.59
RSI Weekly	48.71
Sharpe ratio	0.63x
Sortino ratio	1.21
Total Return	-5.96%
Tr YTD	4.39
Tr1w	-0.21%
Tr3m	-4.8%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	VND 616.6B
Operating margin	12.71

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	28,274,643%
Net Borrowing	32,274,235,671
Shares Out	202,067,057
Shares Qo Q	-49.99%
Shares Yo Y	9.61%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	VND 442.2B
Average Volume	77,496.6x
Bv Per Share	16,489.3
CAPEX	VND -20.9B
Ch10y	82.26
Ch1w	-0.21
Ch1y	14.87
Ch3m	-4.8
Ch3y	45.93
Ch5y	100
Ch6m	-1.45
Change	0.42%
Change From Open	1.06
Close	23,700
Days Gap	-0.63
Dollar Volume	1,340,320,800
Earnings Date	2026-04-29
EBIT	VND 616.6B
EBITDA	VND 628.3B
EPS	VND 2,373
F Score	3
FCF	VND 442.2B
FCF EV Yield	8.42x
FCF Per Share	VND 2,188
Financing CF	-148,438,896,365
Fiscal Year End	December
Founded	2,010
Graham Number	29671.09681
Graham Upside	24.67
Income Tax	VND 118.1B
Investing CF	-286,896,895,255
Is Primary Listing	1
Last Earnings Date	2026-01-23
Last Report Date	2026-03-31
Last Split Date	2025-09-09
Last Split Type	Forward
Lynch Fair Value	VND 27,239
Lynch Upside	14.45
Ma150	24,079
Ma150ch	-1.16%
Ma20	23,855
Ma20ch	-0.23%
Net CF	30,084,091,659
Open	23,550
P FCF Ratio	10.88
P OCF Ratio	10.39
Payment Date	2025-11-06
Position In Range	71.43
Ppne	50,201,234,727
Price Date	2026-05-08
Price EBITDA	VND 7.65
Ptbv Ratio	1.45
Relative Volume	0.73x
Revenue	4,851,707,473,728x
Tax By Revenue	2.43x
Tax Rate	19.55%
Tr6m	-1.45%
Volume	56,316

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

HOSE/BIC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.7%

$871 annual per share

Payout ratio

+38.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+16.6%

2 consecutive years of growth

Total shareholder yield

-6.0%

Next ex-dividend date: 2025-09-09

Performance

HOSE/BIC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns HOSE/BIC?

Insider, institutional, and short-interest positioning.

Institutional ownership

n/a

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+9.6%

Negative means the company is buying back shares.

Technical

HOSE/BIC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

49.2

Neutral momentum band

Price vs 200-day MA

-4.3%

50/200-day relationship not available

Beta (5Y)

0.35

Less volatile than the market

Sharpe ratio

0.63

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About HOSE/BIC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current hose/BIC stock rating?

hose/BIC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full hose/BIC analysis?

The full report lives at /stocks/hose/BIC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for hose/BIC?

The latest report frames hose/BIC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the hose/BIC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.