Commerce Bancshares, Inc. (CBSH)

NASDAQ: CBSH · USD

$55.0

-0.36 (-0.7%)· Recorded snapshot

Market cap	7.8B
Revenue (ttm)	1.9B
Net income (ttm)	591.7M
EPS (ttm)	$4.15
Shares out	142M
P/E (trailing)	13.3x
P/E (forward)	12.2x
Dividend	$1.10 (2.01%)
Volume	813,466
Beta	0.59

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.9B
Net income (ttm): 591.7M
EPS (ttm): $4.15
P/E (trailing): 13.3x
P/E (forward): 12.2x
Market cap: 7.8B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.2

P25 n/aP50 n/aP75 n/a

Trailing P/E13.3

P25 n/aP50 n/aP75 n/a

ROE15.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All CBSH indicators

Market & fundamental data

Available fields

247

Groups with data

Currency

USD

Showing 247 of 247 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000022356
Company name	Commerce Bancshares, Inc.
Country	United States
Country code	US
CUSIP number	200525103
Earnings date	2026-10-20
Earnings time	bmo
Employees	4,577
Employees change	-110
Employees growth	-2.35%
Enterprise value	$6.9B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1865
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US2005251036
Last 10-K release date	2026-02-24
Last earnings date	2026-10-20
Last refreshed	2026-10-28
Last stock split date	2025-12-02
Last stock split type	Forward
Market cap	$7.8B
Market cap category	Mid-Cap
Next earnings date	2027-01-21
Options	Yes
Price	$54.98
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	CBSH
U.S. state	Missouri
Website	https://www.commercebank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	12.98x
Average P/E ratio (10Y)	16.83x
Average P/E ratio (3Y)	14.54x
Average P/E ratio (5Y)	14.91x
Earnings yield	7.54%
EV/Earnings	11.76x
EV/FCF	5.73x
EV/Sales	3.65x
FCF / EV yield	17.44%
FCF yield	15.49%
Forward EV/Sales	3.44x
Forward P/E	12.22x
Forward P/S	3.87x
Graham number	52.45242
Graham upside	-4.91%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$20.73
Lynch upside	-62.41%
P/B ratio	1.88x
P/E ratio	13.26x
P/FCF ratio	6.46x
P/OCF ratio	6.21x
P/S ratio	4.11x
PEG ratio	1.59x
Price / tangible book value	2.06x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	22.1%
FCF margin	65.78%
Operating margin	41.62%
Pretax margin	40.81%
Profit margin	31.36%
Profit per employee	$129,272
Profitable quarters	126
Profitable years	33
Revenue per employee	$416,015
ROA	1.8%
ROA (5Y)	1.59%
ROE	15.12%
ROE (5Y)	16.68%
Tax / revenue	9.02%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	4.04%
EPS growth (Q)	7.16%
EPS growth (QoQ)	-1.66%
EPS growth 10Y	9.77%
EPS growth 3Y	6.39%
EPS growth 5Y	2.64%
EPS growth quarters	9
EPS growth years	2
FCF growth	145.17%
FCF growth 3Y	44.04%
FCF growth 5Y	12.28%
Net income growth	6.3%
Net income growth (Q)	9.52%
Net income growth (QoQ)	-2.14%
Net income growth 3Y	6.13%
Net income growth 5Y	1.82%
Net income growth quarters	9
Net income growth years	2
OCF growth	131.64%
OCF growth 10Y	13.35%
OCF growth 3Y	36.69%
OCF growth 5Y	11.83%
Revenue growth	13.01%
Revenue growth (Q)	13.91%
Revenue growth (QoQ)	-2.9%
Revenue growth 10Y	5.64%
Revenue growth 3Y	7.35%
Revenue growth 5Y	4.87%
Revenue growth quarters	16
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-48.6M
EPS	$4.15
FCF per share	$8.54
Financing cash flow	$-1.8B
Free cash flow	$1.2B
Gross profit	$1.9B
Income taxes	$171.7M
Investing cash flow	$320.6M
Net borrowing	$-573.9M
Net cash flow	$-238.5M
Net income	$591.7M
Operating income	$792.5M
Revenue	$1.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$29.49
Debt / equity	0.64
Debt / FCF	2.24
Goodwill	$253.8M
Net cash (debt)	$879.5M
Net cash / market cap	11.23%
Net cash growth	-38%
Net debt / equity	-0.21
Net debt / FCF	-0.72
Piotroski F-Score	4
Property, plant and equipment	$554.5M
Shareholders' equity	$4.2B
Tangible book value	$3.8B
Tangible book value per share	$26.75
Total assets	$34.8B
Total cash	$3.6B
Total debt	$2.7B
Total liabilities	$30.6B
WACC	5.57%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-26.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-2.13%
Dividend growth	5.48%
Dividend growth (10Y)	7.13%
Dividend growth (3Y)	5.81%
Dividend growth (5Y)	5.83%
Dividend growth years	58
Dividend payment date	2026-09-22
Dividend payment years	58
Dividend payout frequency	Quarterly
Dividend per share	$1.10
Dividend yield	2.01%
Ex-dividend date	2026-09-04
FCF payout ratio	12.88%
Last dividend	$0.28
Payout ratio	26.53%
Shareholder yield	-0.14%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	77.75%
10Y return CAGR	7.74%
10Y total return	110.68%
150-day SMA	$55.22
15Y price change	184%
15Y return CAGR	9.49%
15Y total return	289.37%
1D price change	-0.65%
1M price change	-3.14%
1M total return	-3.14%
1W price change	-1.64%
1W total return	-1.64%
1Y price change	8.15%
1Y return CAGR	10.38%
1Y total return	10.37%
20-day SMA	$55.09
200-day SMA	$54.40
20Y price change	195.91%
20Y return CAGR	7.9%
20Y total return	357.17%
3M price change	-7.34%
3M total return	-6.9%
3Y price change	45.02%
3Y return CAGR	15.36%
3Y total return	53.53%
50-day SMA	$56.53
50-day SMA vs 200-day SMA	50over200
52-week high	$60.92
52-week high date	2026-07-29
52-week low	$46.99
52-week low date	2026-03-19
5Y price change	0.64%
5Y return CAGR	1.97%
5Y total return	10.23%
6M price change	7.15%
6M total return	8.23%
All-time high	$69.29
All-time high date	2024-11-25
All-time low	$1.15
All-time low date	1985-04-02
Average true range (ATR)	$0.99
Average volume	904.2K
Beta (1Y)	0.11
Beta (2Y)	0.62
Beta (5Y)	0.59
Change from 52-week high	-9.75%
Change from 52-week low	17.01%
Change from all-time high	-21.1%
Change from all-time low	4,662.2%
Change from open	-0.74%
Day's gap	0.09%
Dollar volume	$44.7M
High price	$55.39
Low price	$54.51
Monthly RSI	49.83
Open price	$55.39
Position in 52-week range	53.41%
Premarket change	0.2%
Premarket close	$55.34
Premarket price	$55.45
Previous close	$55.34
Price vs 150-day SMA	-0.99%
Price vs 20-day SMA	-0.75%
Price vs 200-day SMA	0.5%
Price vs 50-day SMA	-3.29%
Relative volume	0.9
RSI	42.34
Sharpe ratio	0.41
Sharpe ratio (3Y)	0.55
Sharpe ratio (5Y)	-0
Sortino ratio	0.9
Sortino ratio (3Y)	1.07
Sortino ratio (5Y)	0.24
Volume	813.5K
Weekly RSI	45.33
YTD price change	4.45%
YTD total return	6.07%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	129.1M
Float percentage	90.87%
Shares change (QoQ)	-0.55%
Shares change (YoY)	2.13%
Shares held by insiders	2.9%
Shares held by institutions	77.67%
Shares outstanding	142M
Short % of float	5.03%
Short % of shares	4.57%
Short ratio	6.2 days

Deeper analysis on CBSH

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this CBSH report

Is a complete CBSH research report available?

No complete published report is available for Commerce Bancshares, Inc. (CBSH) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Commerce Bancshares, Inc. (CBSH)

Price

Financial snapshot

Fair-value bridge

Latest news · CBSH

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All CBSH indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on CBSH

Frequently asked questions