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FinVolution Group (FINV)

NYSE: FINV · USD

$2.83

-0.05 (-1.7%)· Recorded snapshot

Market cap	695.6M
Revenue (ttm)	1.9B
Net income (ttm)	280.5M
EPS (ttm)	$1.09
Shares out	245.8M
P/E (trailing)	2.6x
P/E (forward)	3.6x
Dividend	$0.31 (10.85%)
Volume	797,465
Beta	0.38

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Metric	Value
Amount currency	USD
CIK code	0001691445
Company name	FinVolution Group
Country	China
Country code	US
CUSIP number	31810T101
Earnings date	2026-11-18
Earnings time	amc
Employees	3,869
Employees change	246
Employees growth	6.79%
Enterprise value	$-17.9M
Exchange	NYSE
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2007
Industry	Credit Services
Is primary listing	Yes
Is SPAC	No
ISIN number	US31810T1016
Last 10-K release date	2026-04-29
Last earnings date	2026-08-27
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$695.6M
Market cap category	Small-Cap
Next earnings date	2026-11-18
Options	Yes
Price	$2.83
Price currency	USD
Sector	Financials
SIC code	6163
Stock price date	2026-10-28
Symbol	FINV
Website	https://ir.finvgroup.com

Metric

Value

Amount currency

USD

CIK code

0001691445

Company name

FinVolution Group

Country

China

Country code

CUSIP number

31810T101

Earnings date

2026-11-18

Earnings time

amc

Employees

3,869

Employees change

246

Employees growth

6.79%

Enterprise value

$-17.9M

Exchange

NYSE

Financial currency

CNY

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2007

Industry

Credit Services

Is primary listing

Yes

Is SPAC

ISIN number

US31810T1016

Last 10-K release date

2026-04-29

Last earnings date

2026-08-27

Last refreshed

2026-10-28

Last stock split type

Never

Market cap

$695.6M

Market cap category

Small-Cap

Next earnings date

2026-11-18

Options

Yes

Price

$2.83

Price currency

USD

Sector

Financials

SIC code

6163

Stock price date

2026-10-28

Symbol

FINV

Website

https://ir.finvgroup.com

Metric	Value
Average P/E ratio (10Y)	4.73x
Average P/E ratio (3Y)	4.77x
Average P/E ratio (5Y)	4.35x
Earnings yield	38.64%
FCF / EV yield	-401.7%
FCF yield	9.62%
Forward P/E	3.61x
Graham number	15.97874
Graham upside	463.62%
Industry forward P/E	19.57x
Industry P/E	22.74x
Lynch fair value	$5.47
Lynch upside	92.85%
P/(FCF - SBC) ratio	15.59x
P/(OCF - SBC) ratio	12.15x
P/B ratio	0.28x
P/E ratio	2.59x
P/FCF ratio	10.39x
P/OCF ratio	8.74x
P/S ratio	0.36x
Price / tangible book value	0.29x
Price/EBITDA ratio	0.8x
Sector forward P/E	13.61x
Sector P/E	15.65x

Metric

Value

Average P/E ratio (10Y)

4.73x

Average P/E ratio (3Y)

4.77x

Average P/E ratio (5Y)

4.35x

Earnings yield

38.64%

FCF / EV yield

-401.7%

FCF yield

9.62%

Forward P/E

3.61x

Graham number

15.97874

Graham upside

463.62%

Industry forward P/E

19.57x

Industry P/E

22.74x

Lynch fair value

$5.47

Lynch upside

92.85%

P/(FCF - SBC) ratio

15.59x

P/(OCF - SBC) ratio

12.15x

P/B ratio

0.28x

P/E ratio

2.59x

P/FCF ratio

10.39x

P/OCF ratio

8.74x

P/S ratio

0.36x

Price / tangible book value

0.29x

Price/EBITDA ratio

0.8x

Sector forward P/E

13.61x

Sector P/E

15.65x

Metric	Value
EBIT margin	44.23%
EBITDA margin	44.73%
Effective tax rate	18.53%
FCF margin	3.4%
Gross margin	70.22%
Operating margin	44.23%
Pretax margin	17.76%
Profit margin	14.48%
Profit per employee	$72,508
Profitable quarters	34
Profitable years	8
Revenue per employee	$500,760
ROA	14.07%
ROA (5Y)	18.52%
ROCE	24.93%
ROE	11.58%
ROE (5Y)	19.17%
ROIC	42.19%
ROIC (5Y)	85.8%
SBC / revenue	1.13%
Tax / revenue	3.29%

Metric

Value

EBIT margin

44.23%

EBITDA margin

44.73%

Effective tax rate

18.53%

FCF margin

3.4%

Gross margin

70.22%

Operating margin

44.23%

Pretax margin

17.76%

Profit margin

14.48%

Profit per employee

$72,508

Profitable quarters

Profitable years

Revenue per employee

$500,760

ROA

14.07%

ROA (5Y)

18.52%

ROCE

24.93%

ROE

11.58%

ROE (5Y)

19.17%

ROIC

42.19%

ROIC (5Y)

85.8%

SBC / revenue

1.13%

Tax / revenue

3.29%

Metric	Value
EPS growth	-30.37%
EPS growth (Q)	-35.71%
EPS growth (QoQ)	9.09%
EPS growth 3Y	-3.83%
EPS growth 5Y	-1.17%
EPS growth years	3
FCF growth	-79.73%
FCF growth 3Y	-36.59%
FCF growth 5Y	-24.34%
Gross profit growth	-15.36%
Gross profit growth (Q)	-10.67%
Gross profit growth 3Y	-1.58%
Gross profit growth 5Y	7.12%
Net income growth	-31.89%
Net income growth (Q)	-40.89%
Net income growth (QoQ)	6.38%
Net income growth 3Y	-7.41%
Net income growth 5Y	-3.8%
Net income growth years	3
OCF growth	-76.21%
OCF growth 3Y	-33.49%
OCF growth 5Y	-21.78%
Operating income growth	-20.42%
Operating income growth (Q)	-8.16%
Operating income growth 3Y	-3.83%
Operating income growth 5Y	6.02%
Revenue growth	-4.71%
Revenue growth (Q)	-4.89%
Revenue growth (QoQ)	6.02%
Revenue growth 10Y	51.86%
Revenue growth 3Y	2.3%
Revenue growth 5Y	9.47%
Revenue growth years	10

Metric

Value

EPS growth

-30.37%

EPS growth (Q)

-35.71%

EPS growth (QoQ)

9.09%

EPS growth 3Y

-3.83%

EPS growth 5Y

-1.17%

EPS growth years

FCF growth

-79.73%

FCF growth 3Y

-36.59%

FCF growth 5Y

-24.34%

Gross profit growth

-15.36%

Gross profit growth (Q)

-10.67%

Gross profit growth 3Y

-1.58%

Gross profit growth 5Y

7.12%

Net income growth

-31.89%

Net income growth (Q)

-40.89%

Net income growth (QoQ)

6.38%

Net income growth 3Y

-7.41%

Net income growth 5Y

-3.8%

Net income growth years

OCF growth

-76.21%

OCF growth 3Y

-33.49%

OCF growth 5Y

-21.78%

Operating income growth

-20.42%

Operating income growth (Q)

-8.16%

Operating income growth 3Y

-3.83%

Operating income growth 5Y

6.02%

Revenue growth

-4.71%

Revenue growth (Q)

-4.89%

Revenue growth (QoQ)

6.02%

Revenue growth 10Y

51.86%

Revenue growth 3Y

2.3%

Revenue growth 5Y

9.47%

Revenue growth years

Metric	Value
Capital expenditures	$-12.6M
Depreciation and amortization	$10M
EBIT	$856.9M
EBITDA	$866.7M
EPS	$1.09
FCF per share	$0.27
Financing cash flow	$-199.2M
Free cash flow	$67.1M
Free cash flow minus SBC	$44.7M
Gross profit	$1.4B
Income taxes	$63.8M
Investing cash flow	$-184.3M
Net borrowing	$182.5M
Net cash flow	$-321.1M
Net income	$280.5M
Operating cash flow minus SBC	$57.3M
Operating income	$856.9M
Revenue	$1.9B
Stock-based compensation	$21.9M

Metric

Value

Capital expenditures

$-12.6M

Depreciation and amortization

$10M

EBIT

$856.9M

EBITDA

$866.7M

EPS

$1.09

FCF per share

$0.27

Financing cash flow

$-199.2M

Free cash flow

$67.1M

Free cash flow minus SBC

$44.7M

Gross profit

$1.4B

Income taxes

$63.8M

Investing cash flow

$-184.3M

Net borrowing

$182.5M

Net cash flow

$-321.1M

Net income

$280.5M

Operating cash flow minus SBC

$57.3M

Operating income

$856.9M

Revenue

$1.9B

Stock-based compensation

$21.9M

Metric	Value
Altman Z-Score	3.49
Book value per share	$10.38
Debt / EBITDA	0.27
Debt / equity	0.09
Debt / FCF	3.46
Goodwill	$12M
Interest coverage	57.94
Long-term assets	$770.4M
Long-term liabilities	$964.7M
Net cash (debt)	$713.5M
Net cash / market cap	102.4%
Net cash growth	-28.27%
Net debt / EBITDA	-0.82
Net debt / equity	-0.29
Net debt / FCF	-10.64
Piotroski F-Score	3
Property, plant and equipment	$99.9M
Shareholders' equity	$2.5B
Tangible book value	$2.4B
Tangible book value per share	$10.20
Total assets	$3.8B
Total cash	$945.3M
Total debt	$231.8M
Total liabilities	$1.4B
WACC	6.07%

Metric

Value

Altman Z-Score

3.49

Book value per share

$10.38

Debt / EBITDA

0.27

Debt / equity

0.09

Debt / FCF

3.46

Goodwill

$12M

Interest coverage

57.94

Long-term assets

$770.4M

Long-term liabilities

$964.7M

Net cash (debt)

$713.5M

Net cash / market cap

102.4%

Net cash growth

-28.27%

Net debt / EBITDA

-0.82

Net debt / equity

-0.29

Net debt / FCF

-10.64

Piotroski F-Score

Property, plant and equipment

$99.9M

Shareholders' equity

$2.5B

Tangible book value

$2.4B

Tangible book value per share

$10.20

Total assets

$3.8B

Total cash

$945.3M

Total debt

$231.8M

Total liabilities

$1.4B

WACC

6.07%

Metric	Value
Asset turnover	0.51
Current assets	$3.1B
Current liabilities	$409.2M
Current ratio	7.5
Net working capital	$1.7B
Quick ratio	3.42
Working capital	$2.6B
Working capital turnover	0.11

Metric

Value

Asset turnover

0.51

Current assets

$3.1B

Current liabilities

$409.2M

Current ratio

7.5

Net working capital

$1.7B

Quick ratio

3.42

Working capital

$2.6B

Working capital turnover

0.11

Metric	Value
Buyback yield / dilution	0.19%
Dividend growth	11.28%
Dividend growth (3Y)	13.62%
Dividend growth (5Y)	13.78%
Dividend growth years	5
Dividend payment date	2026-05-07
Dividend payment years	8
Dividend payout frequency	Annual
Dividend per share	$0.31
Dividend yield	10.85%
Ex-dividend date	2026-04-16
FCF payout ratio	104.94%
Last dividend	$0.29
Payout ratio	26.16%
Shareholder yield	10.97%

Metric

Value

Buyback yield / dilution

0.19%

Dividend growth

11.28%

Dividend growth (3Y)

13.62%

Dividend growth (5Y)

13.78%

Dividend growth years

Dividend payment date

2026-05-07

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

$0.31

Dividend yield

10.85%

Ex-dividend date

2026-04-16

FCF payout ratio

104.94%

Last dividend

$0.29

Payout ratio

26.16%

Shareholder yield

10.97%

Metric	Value
150-day SMA	$4.35
1D price change	-1.74%
1M price change	-9.49%
1M total return	-9.49%
1W price change	-2.93%
1W total return	-2.93%
1Y price change	-57.09%
1Y return CAGR	-54.58%
1Y total return	-54.55%
20-day SMA	$3.00
200-day SMA	$4.60
3M price change	-42.08%
3M total return	-42.08%
3Y price change	-39.98%
3Y return CAGR	-11.73%
3Y total return	-31.23%
50-day SMA	$3.32
50-day SMA vs 200-day SMA	50under200
52-week high	$6.50
52-week high date	2025-10-28
52-week low	$2.80
52-week low date	2026-10-28
5Y price change	-54.89%
5Y return CAGR	-10.59%
5Y total return	-42.87%
6M price change	-43.92%
6M total return	-43.92%
All-time high	$14.63
All-time high date	2017-11-10
All-time low	$1.22
All-time low date	2020-03-18
Average true range (ATR)	$0.14
Average volume	815.5K
Beta (1Y)	0.91
Beta (2Y)	0.79
Beta (5Y)	0.38
Change from 52-week high	-56.46%
Change from 52-week low	1.25%
Change from all-time high	-80.76%
Change from all-time low	130.74%
Change from open	-2.25%
Day's gap	0.52%
Dollar volume	$2.3M
High price	$2.90
Low price	$2.80
Monthly RSI	32.81
Open price	$2.90
Position in 52-week range	30%
Premarket change	4.17%
Premarket close	$2.88
Premarket price	$3.00
Premarket volume	110
Previous close	$2.88
Price vs 150-day SMA	-35.26%
Price vs 20-day SMA	-6.01%
Price vs 200-day SMA	-38.83%
Price vs 50-day SMA	-15.13%
Relative volume	0.98
RSI	36.03
Sharpe ratio	-1.36
Sharpe ratio (3Y)	-0.16
Sharpe ratio (5Y)	-0.07
Sortino ratio	-1.67
Sortino ratio (3Y)	-0.09
Sortino ratio (5Y)	0.02
Volume	797.5K
Weekly RSI	27.47
YTD price change	-46.18%
YTD total return	-43%

Metric

Value

150-day SMA

$4.35

1D price change

-1.74%

1M price change

-9.49%

1M total return

-9.49%

1W price change

-2.93%

1W total return

-2.93%

1Y price change

-57.09%

1Y return CAGR

-54.58%

1Y total return

-54.55%

20-day SMA

$3.00

200-day SMA

$4.60

3M price change

-42.08%

3M total return

-42.08%

3Y price change

-39.98%

3Y return CAGR

-11.73%

3Y total return

-31.23%

50-day SMA

$3.32

50-day SMA vs 200-day SMA

50under200

52-week high

$6.50

52-week high date

2025-10-28

52-week low

$2.80

52-week low date

2026-10-28

5Y price change

-54.89%

5Y return CAGR

-10.59%

5Y total return

-42.87%

6M price change

-43.92%

6M total return

-43.92%

All-time high

$14.63

All-time high date

2017-11-10

All-time low

$1.22

All-time low date

2020-03-18

Average true range (ATR)

$0.14

Average volume

815.5K

Beta (1Y)

0.91

Beta (2Y)

0.79

Beta (5Y)

0.38

Change from 52-week high

-56.46%

Change from 52-week low

1.25%

Change from all-time high

-80.76%

Change from all-time low

130.74%

Change from open

-2.25%

Day's gap

0.52%

Dollar volume

$2.3M

High price

$2.90

Low price

$2.80

Monthly RSI

32.81

Open price

$2.90

Position in 52-week range

30%

Premarket change

4.17%

Premarket close

$2.88

Premarket price

$3.00

Premarket volume

110

Previous close

$2.88

Price vs 150-day SMA

-35.26%

Price vs 20-day SMA

-6.01%

Price vs 200-day SMA

-38.83%

Price vs 50-day SMA

-15.13%

Relative volume

0.98

RSI

36.03

Sharpe ratio

-1.36

Sharpe ratio (3Y)

-0.16

Sharpe ratio (5Y)

-0.07

Sortino ratio

-1.67

Sortino ratio (3Y)

-0.09

Sortino ratio (5Y)

0.02

Volume

797.5K

Weekly RSI

27.47

YTD price change

-46.18%

YTD total return

-43%

Metric	Value
Float	114.1M
Float percentage	46.41%
Shares change (QoQ)	-2.46%
Shares change (YoY)	-0.19%
Shares held by insiders	51.04%
Shares held by institutions	26.05%
Shares outstanding	245.8M
Short % of shares	3.91%
Short ratio	3.3 days

Metric

Value

Float

114.1M

Float percentage

46.41%

Shares change (QoQ)

-2.46%

Shares change (YoY)

-0.19%

Shares held by insiders

51.04%

Shares held by institutions

26.05%

Shares outstanding

245.8M

Short % of shares

3.91%

Short ratio

3.3 days

FinVolution Group (FINV)

Price

Financial snapshot

Fair-value bridge

Latest news · FINV

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All FINV indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on FINV

Frequently asked questions