James River Group Holdings, Inc. (JRVR)

NASDAQ: JRVR · USD

$3.85

+0.08 (+2.1%)· Recorded snapshot

Market cap	178M
Revenue (ttm)	653.2M
Net income (ttm)	22.7M
EPS (ttm)	$0.49
Shares out	46.2M
P/E (trailing)	7.8x
P/E (forward)	4.3x
Dividend	$0.04 (1.04%)
Volume	259,672
Beta	-0.17

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 653.2M
Net income (ttm): 22.7M
EPS (ttm): $0.49
P/E (trailing): 7.8x
P/E (forward): 4.3x
Market cap: 178M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E4.3

P25 8.7P50 10.4P75 12.8

Trailing P/E7.8

P25 10.7P50 13.5P75 31.8

ROE4.9

P25 4.9P50 11P75 15.4

ROIC4.9

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All JRVR indicators

Market & fundamental data

Available fields

235

Groups with data

Currency

USD

Showing 235 of 235 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001620459
Company name	James River Group Holdings, Inc.
Country	United States
Country code	US
CUSIP number	46990A102
Earnings date	2026-11-09
Earnings time	amc
Employees	578
Employees change	-67
Employees growth	-10.39%
Enterprise value	$312.3M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2002
In index	RUSSELL2000
Industry	Insurance - Specialty
IPO date	2005-08-09
Is primary listing	Yes
Is SPAC	No
ISIN number	US46990A1025
Last 10-K release date	2026-03-03
Last earnings date	2026-08-10
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$178M
Market cap category	Micro-Cap
Next earnings date	2026-11-09
Options	Yes
Price	$3.85
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	JRVR
U.S. state	North Carolina
Website	https://jrvrgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	4.1x
Earnings yield	12.78%
EV/Earnings	13.6x
EV/EBIT	6.37x
EV/EBITDA	6.33x
EV/Sales	0.47x
FCF / EV yield	-0.75%
FCF yield	-1.33%
Forward EV/Sales	0.51x
Forward P/E	4.29x
Forward P/S	0.29x
Graham number	11.1869
Graham upside	196.73%
Industry forward P/E	8.93x
Industry P/E	10.02x
Lynch fair value	$2.46
Lynch upside	-34.73%
P/B ratio	0.33x
P/E ratio	7.82x
P/OCF ratio	99.61x
P/S ratio	0.27x
Price / tangible book value	0.56x
Price/EBITDA ratio	3.57x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	7.41%
EBITDA margin	7.47%
Gross margin	35.43%
Operating margin	7.41%
Pretax margin	3.83%
Profit margin	4.68%
Profit per employee	$39,263
Profitable quarters	1
Profitable years	1
Revenue per employee	$1.1M
ROA	0.62%
ROA (5Y)	0.26%
ROCE	1.16%
ROE	4.93%
ROE (5Y)	0.1%
ROIC	4.92%
ROIC (5Y)	1.18%
SBC / revenue	0.77%
Tax / revenue	-1%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	57.23%
EPS growth 10Y	-13.03%
EPS growth 3Y	-9.89%
EPS growth quarters	1
EPS growth years	2
Net income growth (Q)	34.46%
Net income growth 3Y	-3.84%
Net income growth quarters	1
Net income growth years	1
OCF growth 10Y	-33.16%
OCF growth 3Y	-75.96%
Revenue growth	-1.82%
Revenue growth (Q)	-7.72%
Revenue growth (QoQ)	6.58%
Revenue growth 10Y	2.23%
Revenue growth 3Y	-0.26%
Revenue growth 5Y	-2.63%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-4.1M
EBIT	$48.4M
EBITDA	$48.8M
EPS	$0.49
FCF per share	$-0.05
Financing cash flow	$-10.7M
Free cash flow	$-2.3M
Free cash flow minus SBC	$-7.4M
Gross profit	$231.4M
Income taxes	$-6.5M
Investing cash flow	$-36.2M
Net cash flow	$-45.2M
Net income	$22.7M
Operating cash flow minus SBC	$-3.3M
Operating income	$48.4M
Revenue	$653.2M
Stock-based compensation	$5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$11.30
Debt / EBITDA	6.32
Debt / equity	0.5
Goodwill	$181.8M
Interest coverage	2.07
Net cash (debt)	$-134.3M
Net cash / market cap	-77.03%
Net debt / EBITDA	2.75
Net debt / equity	0.2
Piotroski F-Score	4
Shareholders' equity	$655.7M
Tangible book value	$308.9M
Tangible book value per share	$6.68
Total assets	$4.8B
Total cash	$199.6M
Total debt	$329.9M
Total liabilities	$4.1B
WACC	4.81%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.13
Current ratio	4.41
Net working capital	$1.9B
Quick ratio	0.56
Working capital	$2.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-40.14%
Dividend growth	0%
Dividend growth (10Y)	-31.51%
Dividend growth (3Y)	-41.52%
Dividend growth (5Y)	-49.35%
Dividend growth years	0
Dividend payment date	2026-09-30
Dividend payment years	12
Dividend payout frequency	Quarterly
Dividend per share	$0.04
Dividend yield	1.04%
Ex-dividend date	2026-09-15
Last dividend	$0.01
Payout ratio	8.13%
Shareholder yield	-39.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-89.85%
10Y return CAGR	-18.31%
10Y total return	-86.76%
150-day SMA	$4.50
1D price change	2.12%
1M price change	9.07%
1M total return	9.07%
1W price change	-0.52%
1W total return	-0.52%
1Y price change	-28.84%
1Y return CAGR	-28.27%
1Y total return	-28.26%
20-day SMA	$3.72
200-day SMA	$5.03
3M price change	-18.09%
3M total return	-17.88%
3Y price change	-71.59%
3Y return CAGR	-33.34%
3Y total return	-70.39%
50-day SMA	$3.82
50-day SMA vs 200-day SMA	50under200
52-week high	$7.20
52-week high date	2026-03-02
52-week low	$3.36
52-week low date	2026-10-01
5Y price change	-88.07%
5Y return CAGR	-33.72%
5Y total return	-87.21%
6M price change	-39.66%
6M total return	-39.35%
All-time high	$57.41
All-time high date	2020-10-29
All-time low	$3.00
All-time low date	2025-03-04
Average true range (ATR)	$0.13
Average volume	263.1K
Beta (1Y)	-0.53
Beta (2Y)	0.61
Beta (5Y)	-0.17
Change from 52-week high	-46.53%
Change from 52-week low	14.58%
Change from all-time high	-93.29%
Change from all-time low	28.33%
Change from open	0.79%
Day's gap	1.33%
Dollar volume	$999,737
High price	$3.85
Low price	$3.78
Monthly RSI	33.41
Open price	$3.82
Position in 52-week range	100%
Previous close	$3.77
Price vs 150-day SMA	-14.35%
Price vs 20-day SMA	3.63%
Price vs 200-day SMA	-23.47%
Price vs 50-day SMA	0.84%
Relative volume	0.99
RSI	53.93
Sharpe ratio	-0.53
Sharpe ratio (3Y)	-0.51
Sharpe ratio (5Y)	-0.71
Sortino ratio	-0.58
Sortino ratio (3Y)	-0.56
Sortino ratio (5Y)	-0.8
Volume	259.7K
Weekly RSI	39.01
YTD price change	-39.47%
YTD total return	-39.06%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	40.6M
Float percentage	87.82%
Shares change (QoQ)	1.87%
Shares change (YoY)	40.14%
Shares held by insiders	2.18%
Shares held by institutions	81.95%
Shares outstanding	46.2M
Short % of float	4.4%
Short % of shares	3.87%
Short ratio	5.1 days

Deeper analysis on JRVR

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this JRVR report

Is a complete JRVR research report available?

No complete published report is available for James River Group Holdings, Inc. (JRVR) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

James River Group Holdings, Inc. (JRVR)

Price

Financial snapshot

Fair-value bridge

Latest news · JRVR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All JRVR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on JRVR

Frequently asked questions