Kentucky First Federal Bancorp (KFFB)

NASDAQ: KFFB · USD

$5.48

+0.13 (+2.4%)· Recorded snapshot

Market cap	44.3M
Revenue (ttm)	11.5M
Net income (ttm)	1.9M
EPS (ttm)	$0.24
Shares out	8.1M
P/E (trailing)	23.2x
Dividend	$0.20 (3.65%)
Volume	5,234
Beta	0.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 11.5M
Net income (ttm): 1.9M
EPS (ttm): $0.24
P/E (trailing): 23.2x
Market cap: 44.3M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E23.2

P25 n/aP50 n/aP75 n/a

ROE3.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All KFFB indicators

Market & fundamental data

Available fields

235

Groups with data

Currency

USD

Showing 235 of 235 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001297341
Company name	Kentucky First Federal Bancorp
Country	United States
Country code	US
CUSIP number	491292108
Earnings date	2026-11-09
Employees	59
Employees change	3
Employees growth	5.36%
Enterprise value	$76.4M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	June
Founded	2005
Industry	Banks - Regional
IPO date	2005-03-03
Is primary listing	Yes
Is SPAC	No
ISIN number	US4912921081
Last 10-K release date	2026-09-28
Last earnings date	2026-08-07
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$44.3M
Market cap category	Nano-Cap
Next earnings date	2026-11-09
Options	No
Price	$5.48
Price currency	USD
Sector	Financials
SIC code	6035
Stock price date	2026-10-28
Symbol	KFFB
U.S. state	Kentucky
Website	https://ffsbky.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	60.2x
Average P/E ratio (5Y)	49.29x
Earnings yield	4.31%
EV/Earnings	39.86x
EV/FCF	68.5x
EV/Sales	6.62x
FCF / EV yield	1.46%
FCF yield	2.53%
Graham number	5.74751
Graham upside	5.65%
Industry forward P/E	9.95x
Industry P/E	11.8x
Lynch fair value	$1.18
Lynch upside	-78.3%
P/B ratio	0.86x
P/E ratio	23.21x
P/FCF ratio	39.6x
P/OCF ratio	35.28x
P/S ratio	3.82x
Price / tangible book value	0.87x
Sector forward P/E	13.61x
Sector P/E	15.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	23.76%
FCF margin	9.66%
Operating margin	24.32%
Pretax margin	21.77%
Profit margin	16.6%
Profit per employee	$32,356
Profitable quarters	7
Profitable years	2
Revenue per employee	$194,966
ROA	0.52%
ROA (5Y)	0.17%
ROE	3.87%
ROE (5Y)	1.12%
Tax / revenue	5.17%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	954.71%
EPS growth (Q)	286.95%
EPS growth (QoQ)	17.04%
EPS growth 10Y	2.75%
EPS growth 3Y	28.99%
EPS growth 5Y	1.42%
EPS growth quarters	1
EPS growth years	2
FCF growth (Q)	650%
FCF growth (QoQ)	-74.48%
FCF growth 3Y	2.72%
FCF growth 5Y	-5.57%
Net income growth	954.7%
Net income growth (Q)	286.36%
Net income growth (QoQ)	17.04%
Net income growth 3Y	26.95%
Net income growth 5Y	0.96%
Net income growth quarters	8
Net income growth years	2
OCF growth (Q)	637.93%
OCF growth (QoQ)	-75.85%
OCF growth 10Y	-1.47%
OCF growth 3Y	2.68%
OCF growth 5Y	-4.64%
Revenue growth	30.69%
Revenue growth (Q)	26.75%
Revenue growth (QoQ)	3.07%
Revenue growth 10Y	0.78%
Revenue growth 3Y	8.34%
Revenue growth 5Y	2.01%
Revenue growth quarters	8
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-136,000
EPS	$0.24
FCF per share	$0.14
Financing cash flow	$-10.8M
Free cash flow	$1.1M
Gross profit	$11.5M
Income taxes	$595,000
Investing cash flow	$6.6M
Net borrowing	$5.8M
Net cash flow	$-3M
Net income	$1.9M
Operating income	$2.8M
Revenue	$11.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$6.22
Debt / equity	0.97
Debt / FCF	43.74
Net cash (debt)	$-32.1M
Net cash / market cap	-72.98%
Net debt / equity	0.64
Net debt / FCF	28.9
Piotroski F-Score	3
Property, plant and equipment	$4.1M
Shareholders' equity	$50.3M
Tangible book value	$50.3M
Tangible book value per share	$6.22
Total assets	$362.4M
Total cash	$16.5M
Total debt	$48.6M
Total liabilities	$312.1M
WACC	2.38%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-240.8M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	-18.77%
Dividend growth (3Y)	-50%
Dividend growth (5Y)	-34.02%
Dividend growth years	0
Dividend payment date	2026-09-21
Dividend payment years	1
Dividend payout frequency	Quarterly
Dividend per share	$0.20
Dividend yield	3.65%
Ex-dividend date	2026-08-31
FCF payout ratio	36.39%
Last dividend	$0.05
Payout ratio	21.18%
Shareholder yield	3.68%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-32.05%
10Y return CAGR	0.05%
10Y total return	0.53%
150-day SMA	$5.07
15Y price change	-14.22%
15Y return CAGR	3.23%
15Y total return	61.01%
1D price change	2.43%
1M price change	-1.61%
1M total return	-1.61%
1W price change	3.98%
1W total return	3.98%
1Y price change	48.38%
1Y return CAGR	49.63%
1Y total return	49.59%
20-day SMA	$5.59
200-day SMA	$4.92
20Y price change	-46.6%
20Y return CAGR	1.07%
20Y total return	23.72%
3M price change	4.31%
3M total return	5.16%
3Y price change	20.53%
3Y return CAGR	7.5%
3Y total return	24.24%
50-day SMA	$5.67
50-day SMA vs 200-day SMA	50over200
52-week high	$6.46
52-week high date	2026-09-29
52-week low	$3.47
52-week low date	2025-10-29
5Y price change	-22.87%
5Y return CAGR	-2.26%
5Y total return	-10.79%
6M price change	27.38%
6M total return	28.42%
All-time high	$15.00
All-time high date	2009-08-03
All-time low	$1.96
All-time low date	2025-05-09
Average true range (ATR)	$0.29
Average volume	10.3K
Beta (1Y)	0.33
Beta (2Y)	0.31
Beta (5Y)	0.14
Change from 52-week high	-15.16%
Change from 52-week low	57.93%
Change from all-time high	-63.4%
Change from all-time low	180.1%
Change from open	2.81%
Day's gap	-0.37%
Dollar volume	$28,682
High price	$5.65
Low price	$5.32
Monthly RSI	65.78
Open price	$5.33
Position in 52-week range	48.48%
Previous close	$5.35
Price vs 150-day SMA	8.26%
Price vs 20-day SMA	-1.74%
Price vs 200-day SMA	11.7%
Price vs 50-day SMA	-3.23%
Relative volume	0.51
RSI	48.38
Sharpe ratio	1.05
Sharpe ratio (3Y)	0.19
Sharpe ratio (5Y)	0.19
Sortino ratio	1.71
Sortino ratio (3Y)	0.38
Sortino ratio (5Y)	0.4
Volume	5.2K
Weekly RSI	55.08
YTD price change	18.07%
YTD total return	19.03%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	3M
Float percentage	37.47%
Shares change (QoQ)	0%
Shares held by insiders	4.06%
Shares held by institutions	3.98%
Shares outstanding	8.1M
Short % of float	1.05%
Short % of shares	0.39%
Short ratio	3.5 days

Deeper analysis on KFFB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this KFFB report

Is a complete KFFB research report available?

No complete published report is available for Kentucky First Federal Bancorp (KFFB) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Kentucky First Federal Bancorp (KFFB)

Price

Financial snapshot

Fair-value bridge

Latest news · KFFB

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All KFFB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on KFFB

Frequently asked questions