MVB Financial Corp. (MVBF)

NASDAQ: MVBF · USD

$29.4

-0.45 (-1.5%)· Recorded snapshot

Market cap	381.8M
Revenue (ttm)	174.2M
Net income (ttm)	38.8M
EPS (ttm)	$2.96
Shares out	13M
P/E (trailing)	9.9x
P/E (forward)	14.9x
Dividend	$0.68 (2.31%)
Volume	35,582
Beta	0.86

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 174.2M
Net income (ttm): 38.8M
EPS (ttm): $2.96
P/E (trailing): 9.9x
P/E (forward): 14.9x
Market cap: 381.8M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E14.9

P25 n/aP50 n/aP75 n/a

Trailing P/E9.9

P25 n/aP50 n/aP75 n/a

ROE12

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All MVBF indicators

Market & fundamental data

Available fields

233

Groups with data

Currency

USD

Showing 233 of 233 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001277902
Company name	MVB Financial Corp.
Country	United States
Country code	US
CUSIP number	553810102
Earnings date	2026-10-29
Earnings time	amc
Employees	403
Employees change	-50
Employees growth	-11.04%
Enterprise value	$122.9M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1997
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US5538101024
Last 10-K release date	2026-03-12
Last earnings date	2026-07-28
Last refreshed	2026-10-28
Last stock split date	2014-04-02
Last stock split type	Forward
Market cap	$381.8M
Market cap category	Small-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$29.44
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-10-28
Symbol	MVBF
U.S. state	West Virginia
Website	https://www.mvbbanking.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	9.97x
Average P/E ratio (10Y)	13.38x
Average P/E ratio (3Y)	11.73x
Average P/E ratio (5Y)	12.59x
Earnings yield	10.06%
EV/Earnings	3.17x
EV/Sales	0.71x
FCF / EV yield	-30.6%
FCF yield	-9.85%
Forward EV/Sales	0.74x
Forward P/E	14.86x
Forward P/S	2.29x
Graham number	42.11823
Graham upside	43.06%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$14.81
Lynch upside	-49.68%
P/B ratio	1.12x
P/E ratio	9.94x
P/S ratio	2.19x
Price / tangible book value	1.11x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	24.75%
Operating margin	31.36%
Pretax margin	29.59%
Profit margin	22.27%
Profit per employee	$96,268
Profitable quarters	46
Profitable years	23
Revenue per employee	$432,360
ROA	1.15%
ROA (5Y)	0.81%
ROE	12%
ROE (5Y)	8.47%
SBC / revenue	2.11%
Tax / revenue	7.32%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	129.7%
EPS growth (Q)	520%
EPS growth (QoQ)	138.46%
EPS growth 10Y	8.95%
EPS growth 3Y	10.15%
EPS growth 5Y	0.44%
EPS growth quarters	2
EPS growth years	1
FCF growth (Q)	-33.03%
Net income growth	126.89%
Net income growth (Q)	511.94%
Net income growth (QoQ)	136.32%
Net income growth 3Y	10.59%
Net income growth 5Y	1.85%
Net income growth quarters	2
Net income growth years	1
OCF growth (Q)	-30.33%
Revenue growth	21.53%
Revenue growth (Q)	46.19%
Revenue growth (QoQ)	33.29%
Revenue growth 10Y	9.04%
Revenue growth 3Y	8.65%
Revenue growth 5Y	7.55%
Revenue growth quarters	2
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-1.9M
EPS	$2.96
FCF per share	$-2.90
Financing cash flow	$277.3M
Free cash flow	$-37.6M
Gross profit	$174.2M
Income taxes	$12.8M
Investing cash flow	$-328.4M
Net borrowing	$-19.3M
Net cash flow	$-86.8M
Net income	$38.8M
Operating income	$54.6M
Revenue	$174.2M
Stock-based compensation	$3.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$26.61
Debt / equity	0.18
Net cash (debt)	$258.9M
Net cash / market cap	67.81%
Net cash growth	-19.61%
Net debt / equity	-0.75
Piotroski F-Score	2
Property, plant and equipment	$9.9M
Shareholders' equity	$344.5M
Tangible book value	$344.5M
Tangible book value per share	$26.61
Total assets	$3.5B
Total cash	$319.9M
Total debt	$61M
Total liabilities	$3.2B
WACC	7.76%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-2.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.45%
Dividend growth	0%
Dividend growth (10Y)	23.86%
Dividend growth (3Y)	0%
Dividend growth (5Y)	8.61%
Dividend growth years	0
Dividend payment date	2026-09-15
Dividend payment years	19
Dividend payout frequency	Quarterly
Dividend per share	$0.68
Dividend yield	2.31%
Ex-dividend date	2026-09-01
Last dividend	$0.17
Payout ratio	22.95%
Shareholder yield	2.77%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	138.67%
10Y return CAGR	11.23%
10Y total return	189.82%
150-day SMA	$28.41
15Y price change	193.8%
15Y return CAGR	9.08%
15Y total return	268.27%
1D price change	-1.51%
1M price change	-2.46%
1M total return	-2.46%
1W price change	0.19%
1W total return	0.19%
1Y price change	12.01%
1Y return CAGR	14.79%
1Y total return	14.78%
20-day SMA	$29.51
200-day SMA	$28.07
20Y price change	285.87%
20Y return CAGR	8.29%
20Y total return	392.13%
3M price change	0.82%
3M total return	1.39%
3Y price change	49.67%
3Y return CAGR	17.91%
3Y total return	63.93%
50-day SMA	$30.07
50-day SMA vs 200-day SMA	50over200
52-week high	$31.99
52-week high date	2026-07-29
52-week low	$23.99
52-week low date	2026-03-19
5Y price change	-30.28%
5Y return CAGR	-4.35%
5Y total return	-19.94%
6M price change	12.78%
6M total return	14.15%
All-time high	$45.94
All-time high date	2021-05-17
All-time low	$5.63
All-time low date	2003-11-11
Average true range (ATR)	$0.74
Average volume	65.6K
Beta (1Y)	0.22
Beta (2Y)	0.75
Beta (5Y)	0.86
Change from 52-week high	-7.97%
Change from 52-week low	22.72%
Change from all-time high	-36.05%
Change from all-time low	422.03%
Change from open	-0.57%
Day's gap	-0.94%
Dollar volume	$1M
High price	$29.61
Low price	$29.44
Monthly RSI	60.32
Open price	$29.61
Position in 52-week range	0%
Previous close	$29.89
Price vs 150-day SMA	3.41%
Price vs 20-day SMA	-0.45%
Price vs 200-day SMA	4.66%
Price vs 50-day SMA	-2.28%
Relative volume	0.54
RSI	46.03
Sharpe ratio	0.51
Sharpe ratio (3Y)	0.48
Sharpe ratio (5Y)	-0.1
Sortino ratio	1
Sortino ratio (3Y)	0.92
Sortino ratio (5Y)	0.03
Volume	35.6K
Weekly RSI	52.25
YTD price change	13.74%
YTD total return	15.82%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	11.8M
Float percentage	91.12%
Shares change (QoQ)	-0.04%
Shares change (YoY)	-0.45%
Shares held by insiders	8.88%
Shares held by institutions	58.71%
Shares outstanding	13M
Short % of float	2.38%
Short % of shares	2.17%
Short ratio	5.7 days

Deeper analysis on MVBF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this MVBF report

Is a complete MVBF research report available?

No complete published report is available for MVB Financial Corp. (MVBF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

MVB Financial Corp. (MVBF)

Price

Financial snapshot

Fair-value bridge

Latest news · MVBF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All MVBF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on MVBF

Frequently asked questions