Navient Corporation (NAVI)

NASDAQ: NAVI · USD

$8.10

-0.32 (-3.8%)· Recorded snapshot

Market cap	759.6M
Revenue (ttm)	334M
Net income (ttm)	-49M
EPS (ttm)	-$0.52
Shares out	93.8M
P/E (forward)	11.0x
Dividend	$0.64 (7.89%)
Volume	1,524,008
Beta	1.17

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 334M
Net income (ttm): -49M
EPS (ttm): -$0.52
P/E (forward): 11.0x
Market cap: 759.6M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-2

P25 n/aP50 n/aP75 n/a

ROIC-0.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NAVI indicators

Market & fundamental data

Available fields

227

Groups with data

Currency

USD

Showing 227 of 227 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001593538
Company name	Navient Corporation
Country	United States
Country code	US
CUSIP number	63938C108
Earnings date	2026-11-04
Earnings time	amc
Employees	670
Employees change	-1,430
Employees growth	-68.1%
Enterprise value	$44.4B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1973
In index	RUSSELL2000
Industry	Credit Services
Is primary listing	Yes
Is SPAC	No
ISIN number	US63938C1080
Last 10-K release date	2026-02-26
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split date	2003-06-23
Last stock split type	Forward
Market cap	$759.6M
Market cap category	Small-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$8.10
Price currency	USD
Sector	Financials
SIC code	6211
Stock price date	2026-10-28
Symbol	NAVI
U.S. state	Virginia
Website	https://www.navient.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8.54x
Average P/E ratio (3Y)	16.83x
Average P/E ratio (5Y)	10.53x
Earnings yield	-6.41%
EV/Sales	132.93x
Forward EV/Sales	85.02x
Forward P/E	10.97x
Forward P/S	1.47x
Industry forward P/E	19.55x
Industry P/E	22.96x
P/(OCF - SBC) ratio	2.36x
P/B ratio	0.33x
P/OCF ratio	2.26x
P/S ratio	2.3x
Price / tangible book value	0.39x
Sector forward P/E	13.61x
Sector P/E	15.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross margin	100%
Operating margin	-10.78%
Pretax margin	-15.57%
Profit margin	-14.67%
Profit per employee	$-73,134
Profitable quarters	2
Revenue per employee	$498,507
ROA	-0.1%
ROA (5Y)	0.42%
ROE	-1.98%
ROE (5Y)	12.22%
ROIC	-0.08%
ROIC (5Y)	0.45%
SBC / revenue	4.49%
Tax / revenue	-0.9%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	100%
EPS growth (QoQ)	52.94%
EPS growth quarters	2
EPS growth years	0
Net income growth (Q)	78.57%
Net income growth (QoQ)	47.06%
Net income growth quarters	2
Net income growth years	0
OCF growth	74.36%
OCF growth (Q)	13.49%
OCF growth 10Y	-14.49%
OCF growth 3Y	-13.15%
OCF growth 5Y	-14.05%
Operating income growth (Q)	133.33%
Revenue growth	-42.81%
Revenue growth (Q)	4.2%
Revenue growth (QoQ)	-0.8%
Revenue growth 10Y	-17.33%
Revenue growth 3Y	-36.57%
Revenue growth 5Y	-31.89%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EPS	$-0.52
Financing cash flow	$-2.9B
Gross profit	$334M
Income taxes	$-3M
Investing cash flow	$2.6B
Net borrowing	$-2.9B
Net cash flow	$62M
Net income	$-49M
Operating cash flow minus SBC	$325M
Operating income	$-36M
Revenue	$334M
Stock-based compensation	$15M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$25.57
Debt / equity	18.53
Net cash (debt)	$-43.6B
Net cash / market cap	-5,684.06%
Net debt / equity	18.2
Piotroski F-Score	4
Property, plant and equipment	$21M
Shareholders' equity	$2.4B
Tangible book value	$2B
Tangible book value per share	$20.98
Total assets	$47.3B
Total cash	$796M
Total debt	$44.4B
Total liabilities	$44.9B
WACC	0.18%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.01
Current ratio	10.74
Quick ratio	10.41
Working capital	$42B
Working capital turnover	0.01

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	9.48%
Dividend growth	0%
Dividend growth (10Y)	0%
Dividend growth (3Y)	0%
Dividend growth (5Y)	0%
Dividend growth years	0
Dividend payment date	2026-09-18
Dividend payment years	16
Dividend payout frequency	Quarterly
Dividend per share	$0.64
Dividend yield	7.89%
Ex-dividend date	2026-09-04
Last dividend	$0.16
Shareholder yield	17.38%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-36.87%
10Y return CAGR	0.24%
10Y total return	2.43%
150-day SMA	$8.74
15Y price change	-41.73%
15Y return CAGR	3.9%
15Y total return	77.44%
1D price change	-3.8%
1M price change	-11.18%
1M total return	-11.18%
1W price change	-10.3%
1W total return	-10.3%
1Y price change	-37.31%
1Y return CAGR	-32.8%
1Y total return	-32.79%
20-day SMA	$8.99
200-day SMA	$8.96
20Y price change	-83.14%
20Y return CAGR	-3.16%
20Y total return	-47.36%
3M price change	-5.92%
3M total return	-4.31%
3Y price change	-48.57%
3Y return CAGR	-15.6%
3Y total return	-39.89%
50-day SMA	$9.24
50-day SMA vs 200-day SMA	50over200
52-week high	$13.48
52-week high date	2025-12-17
52-week low	$7.33
52-week low date	2026-06-03
5Y price change	-57.81%
5Y return CAGR	-11.85%
5Y total return	-46.77%
6M price change	-8.89%
6M total return	-5.37%
All-time high	$58.35
All-time high date	2006-01-10
All-time low	$0.79
All-time low date	1983-09-23
Average true range (ATR)	$0.35
Average volume	1.2M
Beta (1Y)	0.85
Beta (2Y)	1.08
Beta (5Y)	1.17
Change from 52-week high	-39.91%
Change from 52-week low	10.51%
Change from all-time high	-86.12%
Change from all-time low	924.67%
Change from open	-3.46%
Day's gap	-0.36%
Dollar volume	$12.3M
High price	$8.48
Low price	$8.01
Monthly RSI	35.87
Open price	$8.39
Position in 52-week range	19.15%
Premarket change	-0.24%
Premarket close	$8.42
Premarket price	$8.40
Previous close	$8.42
Price vs 150-day SMA	-7.27%
Price vs 20-day SMA	-9.94%
Price vs 200-day SMA	-9.58%
Price vs 50-day SMA	-12.35%
Relative volume	1.24
RSI	30.41
Sharpe ratio	-0.84
Sharpe ratio (3Y)	-0.47
Sharpe ratio (5Y)	-0.3
Sortino ratio	-0.93
Sortino ratio (3Y)	-0.48
Sortino ratio (5Y)	-0.25
Volume	1.5M
Weekly RSI	37.85
YTD price change	-37.69%
YTD total return	-34.06%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	62.9M
Float percentage	67.04%
Shares change (QoQ)	-1.04%
Shares change (YoY)	-9.48%
Shares held by insiders	1.54%
Shares held by institutions	72.69%
Shares outstanding	93.8M
Short % of float	18.43%
Short % of shares	12.35%
Short ratio	7.6 days

Deeper analysis on NAVI

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this NAVI report

Is a complete NAVI research report available?

No complete published report is available for Navient Corporation (NAVI) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Navient Corporation (NAVI)

Price

Financial snapshot

Fair-value bridge

Latest news · NAVI

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NAVI indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NAVI

Frequently asked questions