National Bankshares, Inc. (NKSH)

NASDAQ: NKSH · USD

$40.0

-0.78 (-1.9%)· Recorded snapshot

Market cap	254.6M
Revenue (ttm)	62.8M
Net income (ttm)	21.4M
EPS (ttm)	$3.36
Shares out	6.4M
P/E (trailing)	11.9x
P/E (forward)	10.5x
Dividend	$1.51 (3.73%)
Volume	30,357
Beta	0.53

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 62.8M
Net income (ttm): 21.4M
EPS (ttm): $3.36
P/E (trailing): 11.9x
P/E (forward): 10.5x
Market cap: 254.6M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.5

P25 n/aP50 n/aP75 n/a

Trailing P/E11.9

P25 n/aP50 n/aP75 n/a

ROE12

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NKSH indicators

Market & fundamental data

Available fields

239

Groups with data

Currency

USD

Showing 239 of 239 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000796534
Company name	National Bankshares, Inc.
Country	United States
Country code	US
CUSIP number	634865109
Earnings date	2026-11-10
Earnings time	amc
Employees	257
Employees change	12
Employees growth	4.9%
Enterprise value	$242.4M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1891
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US6348651091
Last 10-K release date	2026-03-27
Last earnings date	2026-07-23
Last refreshed	2026-10-28
Last stock split date	2006-04-03
Last stock split type	Forward
Market cap	$254.6M
Market cap category	Micro-Cap
Next earnings date	2026-11-10
Options	No
Price	$39.99
Price currency	USD
Sector	Financials
SIC code	6021
Stock price date	2026-10-28
Symbol	NKSH
U.S. state	Virginia
Website	https://www.nationalbankshares.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	14.77x
Average P/E ratio (3Y)	15.88x
Average P/E ratio (5Y)	13.05x
Earnings yield	8.4%
EV/Earnings	11.3x
EV/FCF	13.12x
EV/Sales	3.85x
FCF / EV yield	7.62%
FCF yield	7.25%
Forward P/E	10.46x
Graham number	45.75838
Graham upside	14.74%
Industry forward P/E	10.04x
Industry P/E	11.85x
Lynch fair value	$16.80
Lynch upside	-57.88%
P/B ratio	1.47x
P/E ratio	11.9x
P/FCF ratio	13.78x
P/OCF ratio	12.65x
P/S ratio	4.05x
Price / tangible book value	1.54x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	18.2%
FCF margin	30.41%
Operating margin	43.51%
Pretax margin	41.64%
Profit margin	34.07%
Profit per employee	$83,187
Profitable quarters	8
Profitable years	32
Revenue per employee	$244,191
ROA	1.19%
ROA (5Y)	1.01%
ROE	12.03%
ROE (5Y)	10.64%
Tax / revenue	7.58%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	64.51%
EPS growth (Q)	24.64%
EPS growth (QoQ)	8.86%
EPS growth 10Y	4.52%
EPS growth 3Y	-1.55%
EPS growth 5Y	1.08%
EPS growth quarters	6
EPS growth years	1
FCF growth	88.75%
FCF growth 3Y	-9.93%
FCF growth 5Y	0.51%
Net income growth	64.15%
Net income growth (Q)	24.16%
Net income growth (QoQ)	9.13%
Net income growth 3Y	0.89%
Net income growth 5Y	1.26%
Net income growth quarters	6
Net income growth years	1
OCF growth	52.17%
OCF growth 10Y	0.34%
OCF growth 3Y	-9.55%
OCF growth 5Y	1.55%
Revenue growth	20.73%
Revenue growth (Q)	15.76%
Revenue growth (QoQ)	4.67%
Revenue growth 10Y	3.41%
Revenue growth 3Y	4.45%
Revenue growth 5Y	4.69%
Revenue growth quarters	8
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-1.7M
EPS	$3.36
FCF per share	$2.89
Financing cash flow	$-8M
Free cash flow	$18.4M
Gross profit	$62.8M
Income taxes	$4.8M
Investing cash flow	$-50.3M
Net cash flow	$-38.3M
Net income	$21.4M
Operating income	$27.3M
Revenue	$62.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$27.70
Debt / equity	0.1
Debt / FCF	0.97
Goodwill	$10.7M
Net cash (debt)	$12.2M
Net cash / market cap	4.81%
Net debt / equity	-0.07
Net debt / FCF	-0.66
Piotroski F-Score	3
Property, plant and equipment	$18M
Shareholders' equity	$176.3M
Tangible book value	$164.4M
Tangible book value per share	$25.82
Total assets	$1.8B
Total cash	$30.1M
Total debt	$17.9M
Total liabilities	$1.6B
WACC	6.71%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-1.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.04%
Dividend growth	1.32%
Dividend growth (10Y)	2.81%
Dividend growth (3Y)	0.44%
Dividend growth (5Y)	1.5%
Dividend growth years	0
Dividend payment date	2026-06-01
Dividend payment years	32
Dividend payout frequency	Semi-Annual
Dividend per share	$1.51
Dividend yield	3.73%
Ex-dividend date	2026-05-26
FCF payout ratio	52.88%
Last dividend	$0.75
Payout ratio	45.54%
Shareholder yield	3.67%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	15.73%
10Y return CAGR	5.95%
10Y total return	78.25%
150-day SMA	$38.74
15Y price change	38.28%
15Y return CAGR	6.42%
15Y total return	154.3%
1D price change	-1.91%
1M price change	-5.36%
1M total return	-5.36%
1W price change	-8.88%
1W total return	-8.88%
1Y price change	38.9%
1Y return CAGR	45.67%
1Y total return	45.63%
20-day SMA	$42.77
200-day SMA	$38.30
20Y price change	65.36%
20Y return CAGR	6.68%
20Y total return	264.33%
3M price change	4.59%
3M total return	4.59%
3Y price change	69.77%
3Y return CAGR	25.56%
3Y total return	97.96%
50-day SMA	$42.22
50-day SMA vs 200-day SMA	50over200
52-week high	$45.99
52-week high date	2026-10-23
52-week low	$27.00
52-week low date	2025-10-29
5Y price change	7.85%
5Y return CAGR	7.04%
5Y total return	40.52%
6M price change	12.8%
6M total return	15.23%
All-time high	$49.75
All-time high date	2018-06-26
All-time low	$5.40
All-time low date	1994-02-04
Average true range (ATR)	$1.32
Average volume	27.9K
Beta (1Y)	0.08
Beta (2Y)	0.55
Beta (5Y)	0.53
Change from 52-week high	-13.05%
Change from 52-week low	48.11%
Change from all-time high	-19.4%
Change from all-time low	642.73%
Change from open	-1.26%
Day's gap	-0.66%
Dollar volume	$1.2M
High price	$40.50
Low price	$39.88
Monthly RSI	62.97
Open price	$40.50
Position in 52-week range	17.74%
Previous close	$40.77
Price vs 150-day SMA	3.52%
Price vs 20-day SMA	-6.23%
Price vs 200-day SMA	4.7%
Price vs 50-day SMA	-5.02%
Relative volume	1.09
RSI	36.6
Sharpe ratio	1.33
Sharpe ratio (3Y)	0.73
Sharpe ratio (5Y)	0.27
Sortino ratio	2.11
Sortino ratio (3Y)	1.26
Sortino ratio (5Y)	0.57
Volume	30.4K
Weekly RSI	51.93
YTD price change	19.59%
YTD total return	22.17%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	6.2M
Float percentage	96.7%
Shares change (QoQ)	0.02%
Shares change (YoY)	0.04%
Shares held by insiders	3.3%
Shares held by institutions	38.65%
Shares outstanding	6.4M
Short % of float	1.76%
Short % of shares	1.7%
Short ratio	3.2 days

Deeper analysis on NKSH

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this NKSH report

Is a complete NKSH research report available?

No complete published report is available for National Bankshares, Inc. (NKSH) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

National Bankshares, Inc. (NKSH)

Price

Financial snapshot

Fair-value bridge

Latest news · NKSH

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NKSH indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NKSH

Frequently asked questions