تحلیل اختیاری محصول
با اجازه شما، از تحلیلهای محدود و حریمخصوصیمحور استفاده میکنیم تا مسیرهای پژوهشی مؤثر را بشناسیم. از ردیاب تبلیغاتی یا بازپخش نشست استفاده نمیکنیم. این انتخاب را میتوانید در تنظیمات تغییر دهید. بخوانید سیاست حفظ حریم خصوصی.
The Progressive Corporation's published Strong Buy conclusion compares the analysis-date price with fair value and potential value. Read the full report for assumptions, evidence, and material risks.
| Market cap | $122.4B | |
|---|---|---|
| Revenue (ttm) | 91.7B | |
| Net income (ttm) | 11.6B | |
| EPS (ttm) | $19.9 | |
| Shares out | 579.5M | |
| P/E (trailing) | 11.4x | |
| P/E (forward) | 12.7x | |
| Dividend | $0.40 (0.18%) | |
| Volume | 1,114,845 | |
| Beta | 0.24 |
Recent price action with selectable time range.
| Item | P1 | P2 | P3 | P4 | P5 | Trend |
|---|---|---|---|---|---|---|
| Period | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Trend |
| Revenue | $47.70B | $49.61B | $62.11B | $75.37B | $87.67B | +16.4% |
| Gross profit | $10.34B | $7.55B | $11.76B | $20.90B | $25.83B | +25.7% |
| Operating income | $4.43B | $1.17B | $5.17B | $10.99B | $14.50B | +34.5% |
| Net income | $3.35B | $722.0M | $3.90B | $8.48B | $11.31B | +35.5% |
| EPS (diluted) | $5.66 | $1.18 | $6.58 | $14.40 | $19.23 | +35.8% |
| EBITDA | $4.77B | $1.47B | $5.46B | $11.28B | $14.81B | +32.8% |
| R&D | — | — | — | — | — | — |
| SG&A | — | — | — | — | — | — |
Recent company headlines from major financial publishers.
Under the modal base path, evaluated with an assigned probability of 55.0%, Progressive achieves a target value of $338.58, delivering an implied return of 60.5% relative to $210.96. In this scenario, the company leverages its proprietary telematics pricing segmentation to sustain policy growth while maintaining combined ratios below management target thresholds. Diluted earnings per share normalize following exceptional prior periods as personal auto pricing stabilizes, while high-grade fixed income float continues reinvesting at prevailing yields to support net earnings. This path would be confirmed by quarterly combined ratios holding below target and sustained positive direct policy growth through the forecast horizon.
In the upside path, carrying an assigned probability of 20.0%, Progressive achieves a Potential value target of $502.35, generating an implied return of 138.1% compared to $210.96. This outcome materializes if Progressive accelerates policyholder additions across preferred auto and commercial lines while legacy competitors struggle with rate adequacy and loss costs. Favorable vehicle miles traveled and declining frequency trends keep underwriting margins well above historical norms, while stable reinsurance treaty capacity allows unconstrained expansion into bundled household offerings. Disconfirmation would occur if competitor advertising campaigns erode policy retention or if claim frequency reverses favorably.
| Ke ↓ / g → | 2.5% | 2.8% | 3.0% | 3.3% | 3.5% |
|---|---|---|---|---|---|
| 5.6% | $388 | $412 | $441 | $476 | $520 |
| 6.1% | $344 | $361 | $381 | $405 | $433 |
| 6.6% | $311 | $324 | $339 | $355 | $375 |
| 7.1% | $285 | $295 | $306 | $319 | $333 |
| 7.6% | $265 | $272 | $281 | $290 | $301 |
Upcoming earnings date and setup when available.
رتبهای که نسخهٔ پژوهشی منتشرشدهٔ هر ماه داشت. رتبه قیمت در تاریخ تحلیل را با ارزش منصفانه مقایسه میکند و سابقهای از درستی یا نادرستی ارزیابی نیست.
| سال | دی | بهمن | اسفند | فروردین | اردیبهشت | خرداد | تیر | مرداد | شهریور | مهر | آبان | آذر |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 |
