تحلیل اختیاری محصول
با اجازه شما، از تحلیلهای محدود و حریمخصوصیمحور استفاده میکنیم تا مسیرهای پژوهشی مؤثر را بشناسیم. از ردیاب تبلیغاتی یا بازپخش نشست استفاده نمیکنیم. این انتخاب را میتوانید در تنظیمات تغییر دهید. بخوانید سیاست حفظ حریم خصوصی.
Regions Financial Corporation's published Hold conclusion compares the analysis-date price with fair value and potential value. Read the full report for assumptions, evidence, and material risks.
| Market cap | $22.8B | |
|---|---|---|
| Revenue (ttm) | 7.3B | |
| Net income (ttm) | 2.2B | |
| EPS (ttm) | $2.55 | |
| Shares out | 850M | |
| P/E (trailing) | 11.1x | |
| P/E (forward) | 9.4x | |
| Dividend | $1.20 (4.23%) | |
| Volume | 8,822,819 | |
| Beta | 1.06 |
Recent price action with selectable time range.
| Item | P1 | P2 | P3 | P4 | P5 | Trend |
|---|---|---|---|---|---|---|
| Period | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Trend |
| Revenue | $6.60B | $7.48B | $9.15B | $9.37B | $9.61B | +9.8% |
| Gross profit | $6.96B | $6.89B | $7.02B | $6.60B | $7.17B | +0.7% |
| Operating income | $46.0M | $56.0M | $212.0M | $95.0M | $53.0M | +3.6% |
| Net income | $2.52B | $2.25B | $2.07B | $1.89B | $2.16B | -3.8% |
| EPS (diluted) | $2.49 | $2.28 | $2.11 | $1.93 | $2.30 | -2.0% |
| EBITDA | $3.59B | $3.23B | $2.84B | $2.50B | $2.81B | -6.0% |
| R&D | — | — | — | — | — | — |
| SG&A | $2.24B | $2.32B | $2.42B | $2.53B | $2.83B | +6.0% |
Recent company headlines from major financial publishers.
The Base scenario, carrying 55.0% probability, models intrinsic value converging to Fair value at $26.38, representing an implied return of -1.3% against the share price of $26.72 as of $26.72 (as of 2026-10-07). In this path, net interest income expands within management guided expectations as maturing fixed-rate assets reprice into higher prevailing yields, while interest-bearing deposit costs remain disciplined. Unconstrained processing capacity from the modernized cloud platform constrains non-interest expense growth, securing positive operating leverage and supporting consensus earnings targets across FY2026 and FY2027. Disconfirmation would occur if cumulative deposit beta escalates toward the danger threshold or if commercial loan spreads compress under aggressive peer expansion, which would become visible within upcoming quarterly filings.
The Bull scenario, carrying 20.0% probability, projects intrinsic value reaching Potential value at $35.70 with a projected target of $35.70 and an implied return of 33.6% relative to $26.72. In this scenario, fixed-rate asset repricing delivers yield gains well in excess of baseline expectations, while deposit costs remain firmly anchored through targeted relationship retention. Scalability across the cloud core suppresses operational overhead growth toward the low end of guidance, driving operating margins toward terminal targets ahead of schedule. Accelerated capital accumulation supports expanded share repurchases that drive diluted earnings per share toward the upper boundary of consensus estimates. Disconfirmation would occur if promotional deposit competition broadens across primary regional markets or if capital markets fee income weakens, verifiable by the end of the fiscal year.
| Ke ↓ / g → | 2.0% | 2.3% | 2.5% | 2.8% | 3.0% |
|---|---|---|---|---|---|
| 7.8% | $27.9 | $28.3 | $28.7 | $29.1 | $29.7 |
| 8.3% | $26.8 | $27.1 | $27.5 | $27.8 | $28.3 |
| 8.8% | $25.8 | $26.1 | $26.4 | $26.7 | $27.0 |
| 9.3% | $25.0 | $25.2 | $25.5 | $25.7 | $26.0 |
| 9.8% | $24.2 | $24.4 | $24.6 | $24.8 | $25.1 |
Upcoming earnings date and setup when available.
رتبهای که نسخهٔ پژوهشی منتشرشدهٔ هر ماه داشت. رتبه قیمت در تاریخ تحلیل را با ارزش منصفانه مقایسه میکند و سابقهای از درستی یا نادرستی ارزیابی نیست.
| سال | دی | بهمن | اسفند | فروردین | اردیبهشت | خرداد | تیر | مرداد | شهریور | مهر | آبان | آذر |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 |
