Root, Inc. (ROOT)

NASDAQ: ROOT · USD

$52.4

+0.08 (+0.1%)· Recorded snapshot

Market cap	811.4M
Revenue (ttm)	1.6B
Net income (ttm)	58.2M
EPS (ttm)	$3.58
Shares out	15.5M
P/E (trailing)	14.6x
P/E (forward)	20.9x
Volume	59,655
Beta	2.91

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.6B
Net income (ttm): 58.2M
EPS (ttm): $3.58
P/E (trailing): 14.6x
P/E (forward): 20.9x
Market cap: 811.4M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E20.9

P25 n/aP50 n/aP75 n/a

Trailing P/E14.6

P25 n/aP50 n/aP75 n/a

ROE15.4

P25 n/aP50 n/aP75 n/a

ROIC13.3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ROOT indicators

Market & fundamental data

Available fields

237

Groups with data

Currency

USD

Showing 237 of 237 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001788882
Company name	Root, Inc.
Country	United States
Country code	US
CUSIP number	77664L207
Earnings date	2026-11-04
Earnings time	amc
Employees	1,256
Employees change	235
Employees growth	23.02%
Enterprise value	$499.6M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2015
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
IPO date	2020-10-28
Is primary listing	Yes
Is SPAC	No
ISIN number	US77664L2079
Last 10-K release date	2026-02-25
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split date	2022-08-15
Last stock split type	Reverse
Market cap	$811.4M
Market cap category	Small-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$52.37
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	ROOT
U.S. state	Ohio
Website	https://www.joinroot.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	13.28x
Earnings yield	6.84%
EV/Earnings	8.51x
EV/EBIT	5.74x
EV/EBITDA	5.42x
EV/FCF	2.55x
EV/Sales	0.32x
FCF / EV yield	39.27%
FCF yield	24.1%
Forward EV/Sales	0.33x
Forward P/E	20.93x
Forward P/S	0.53x
Graham number	41.2798
Graham upside	-20.75%
Industry forward P/E	12.53x
Industry P/E	10.09x
P/(FCF - SBC) ratio	5.27x
P/(OCF - SBC) ratio	5.27x
P/B ratio	2.47x
P/E ratio	14.63x
P/FCF ratio	4.15x
P/OCF ratio	4.15x
P/S ratio	0.51x
Price / tangible book value	2.46x
Price/EBITDA ratio	8.83x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	5.51%
EBITDA margin	5.83%
Effective tax rate	1.45%
FCF margin	12.41%
Gross margin	39.3%
Operating margin	5.51%
Pretax margin	3.96%
Profit margin	3.71%
Profit per employee	$46,338
Profitable quarters	3
Profitable years	2
Revenue per employee	$1.2M
ROA	3.31%
ROA (5Y)	-5.92%
ROCE	7.51%
ROE	15.37%
ROE (5Y)	-28.37%
ROIC	13.33%
ROIC (5Y)	-15.3%
SBC / revenue	2.63%
Tax / revenue	0.06%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-24.28%
EPS growth (Q)	15.5%
EPS growth (QoQ)	-28.71%
EPS growth quarters	2
EPS growth years	6
FCF growth	-1.47%
FCF growth (Q)	10.58%
FCF growth (QoQ)	518.28%
Net income growth	-28.68%
Net income growth (Q)	15.31%
Net income growth (QoQ)	-29.53%
Net income growth quarters	2
Net income growth years	4
OCF growth	-1.47%
OCF growth (Q)	10.58%
OCF growth (QoQ)	518.28%
Revenue growth	14.86%
Revenue growth (Q)	1.65%
Revenue growth (QoQ)	-1.09%
Revenue growth 3Y	75.52%
Revenue growth 5Y	43.26%
Revenue growth quarters	12
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	$86.3M
EBITDA	$91.4M
EPS	$3.58
FCF per share	$12.55
Financing cash flow	$-41.8M
Free cash flow	$194.5M
Free cash flow minus SBC	$153.2M
Gross profit	$616.1M
Income taxes	$900,000
Investing cash flow	$-220.4M
Net borrowing	$-4.4M
Net cash flow	$-67.7M
Net income	$58.2M
Operating cash flow minus SBC	$153.2M
Operating income	$86.3M
Revenue	$1.6B
Stock-based compensation	$41.3M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$21.15
Debt / EBITDA	2.16
Debt / equity	0.45
Debt / FCF	1.02
Interest coverage	4.47
Net cash (debt)	$311.8M
Net cash / market cap	38.63%
Net cash growth	-29.35%
Net debt / EBITDA	-3.41
Net debt / equity	-0.71
Net debt / FCF	-1.6
Piotroski F-Score	6
Shareholders' equity	$439.9M
Tangible book value	$327.9M
Tangible book value per share	$21.15
Total assets	$1.7B
Total cash	$520.4M
Total debt	$197.8M
Total liabilities	$1.2B
WACC	18.16%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.96
Current ratio	1.98
Net working capital	$-600,000
Quick ratio	1.64
Working capital	$509M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	5.26%
Dividend yield	0%
Shareholder yield	5.26%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$53.55
1D price change	0.15%
1M price change	10.19%
1M total return	10.19%
1W price change	-0.57%
1W total return	-0.57%
1Y price change	-35.7%
1Y return CAGR	-35.72%
1Y total return	-35.7%
20-day SMA	$49.99
200-day SMA	$54.44
3M price change	-12.44%
3M total return	-12.44%
3Y price change	504.51%
3Y return CAGR	82.14%
3Y total return	504.51%
50-day SMA	$51.68
50-day SMA vs 200-day SMA	50under200
52-week high	$91.00
52-week high date	2025-11-10
52-week low	$40.91
52-week low date	2026-04-02
5Y price change	-39.92%
5Y return CAGR	-9.69%
5Y total return	-39.92%
6M price change	-6.58%
6M total return	-6.58%
All-time high	$530.64
All-time high date	2020-10-28
All-time low	$3.31
All-time low date	2023-03-15
Average true range (ATR)	$1.67
Average volume	155.4K
Beta (1Y)	1.41
Beta (2Y)	0.79
Beta (5Y)	2.91
Change from 52-week high	-42.45%
Change from 52-week low	28.01%
Change from all-time high	-90.16%
Change from all-time low	1,477.95%
Change from open	0.31%
Day's gap	-0.15%
Dollar volume	$3.1M
High price	$52.54
Low price	$52.20
Monthly RSI	42.52
Open price	$52.21
Position in 52-week range	50%
Premarket change	0.22%
Premarket close	$52.29
Premarket price	$52.40
Previous close	$52.29
Price vs 150-day SMA	-2.46%
Price vs 20-day SMA	4.49%
Price vs 200-day SMA	-4.06%
Price vs 50-day SMA	1.07%
Relative volume	0.38
Return from IPO open	-88.87%
Return from IPO price	92.93%
RSI	56.46
Sharpe ratio	-0.42
Sharpe ratio (3Y)	1
Sharpe ratio (5Y)	0.31
Sortino ratio	-0.49
Sortino ratio (3Y)	1.91
Sortino ratio (5Y)	0.6
Volume	59.7K
Weekly RSI	46.05
YTD price change	-27.69%
YTD total return	-27.69%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	12.3M
Float percentage	79.41%
Shares change (QoQ)	-1.16%
Shares change (YoY)	-5.26%
Shares held by insiders	12.64%
Shares held by institutions	58.17%
Shares outstanding	15.5M
Short % of float	17.33%
Short % of shares	13.76%
Short ratio	10.3 days

Deeper analysis on ROOT

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ROOT report

Is a complete ROOT research report available?

No complete published report is available for Root, Inc. (ROOT) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Root, Inc. (ROOT)

Price

Financial snapshot

Fair-value bridge

Latest news · ROOT

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ROOT indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ROOT

Frequently asked questions