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Security National Financial Corporation (SNFCA)

NASDAQ: SNFCA · USD

$9.13

+0.02 (+0.2%)· Recorded snapshot

Market cap	237.7M
Revenue (ttm)	336M
Net income (ttm)	33.4M
EPS (ttm)	$1.25
Shares out	26M
P/E (trailing)	7.3x
Volume	9,461
Beta	0.64

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 336M
Net income (ttm): 33.4M
EPS (ttm): $1.25
P/E (trailing): 7.3x
Market cap: 237.7M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	خرید قوی
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	خرید قوی
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	نگه‌داری

Metric	Value
Amount currency	USD
CIK code	0000318673
Company name	Security National Financial Corporation
Country	United States
Country code	US
CUSIP number	814785309
Earnings date	2026-11-12
Employees	1,243
Employees change	-178
Employees growth	-12.53%
Enterprise value	$195.6M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1965
In index	RUSSELL2000
Industry	Insurance - Life
Is primary listing	Yes
Is SPAC	No
ISIN number	US8147853092
Last 10-K release date	2026-03-16
Last earnings date	2026-08-10
Last refreshed	2026-10-28
Last stock split date	2026-07-10
Last stock split type	Forward
Market cap	$237.7M
Market cap category	Micro-Cap
Next earnings date	2026-11-12
Options	No
Price	$9.13
Price currency	USD
Sector	Financials
SIC code	6199
Stock price date	2026-10-28
Symbol	SNFCA
U.S. state	Utah
Website	https://www.securitynational.com

Metric

Value

Amount currency

USD

CIK code

0000318673

Company name

Security National Financial Corporation

Country

United States

Country code

CUSIP number

814785309

Earnings date

2026-11-12

Employees

1,243

Employees change

-178

Employees growth

-12.53%

Enterprise value

$195.6M

Exchange

NASDAQ

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

1965

In index

RUSSELL2000

Industry

Insurance - Life

Is primary listing

Yes

Is SPAC

ISIN number

US8147853092

Last 10-K release date

2026-03-16

Last earnings date

2026-08-10

Last refreshed

2026-10-28

Last stock split date

2026-07-10

Last stock split type

Forward

Market cap

$237.7M

Market cap category

Micro-Cap

Next earnings date

2026-11-12

Options

Price

$9.13

Price currency

USD

Sector

Financials

SIC code

6199

Stock price date

2026-10-28

Symbol

SNFCA

U.S. state

Utah

Website

https://www.securitynational.com

Metric	Value
Average P/E ratio (10Y)	7.17x
Average P/E ratio (3Y)	8.37x
Average P/E ratio (5Y)	7.85x
Earnings yield	13.69%
EV/Earnings	5.82x
EV/EBIT	4.1x
EV/EBITDA	3.43x
EV/FCF	2.45x
EV/Sales	0.58x
FCF / EV yield	40.84%
FCF yield	33.56%
Graham number	21.63187
Graham upside	138.5%
Industry forward P/E	9.92x
Industry P/E	12.39x
Lynch fair value	$6.25
Lynch upside	-31.07%
P/(FCF - SBC) ratio	3.09x
P/(OCF - SBC) ratio	3.04x
P/B ratio	0.55x
P/E ratio	7.3x
P/FCF ratio	2.98x
P/OCF ratio	2.93x
P/S ratio	0.7x
Price / tangible book value	0.55x
Price/EBITDA ratio	4.17x
Sector forward P/E	13.63x
Sector P/E	15.65x

Metric

Value

Average P/E ratio (10Y)

7.17x

Average P/E ratio (3Y)

8.37x

Average P/E ratio (5Y)

7.85x

Earnings yield

13.69%

EV/Earnings

5.82x

EV/EBIT

4.1x

EV/EBITDA

3.43x

EV/FCF

2.45x

EV/Sales

0.58x

FCF / EV yield

40.84%

FCF yield

33.56%

Graham number

21.63187

Graham upside

138.5%

Industry forward P/E

9.92x

Industry P/E

12.39x

Lynch fair value

$6.25

Lynch upside

-31.07%

P/(FCF - SBC) ratio

3.09x

P/(OCF - SBC) ratio

3.04x

P/B ratio

0.55x

P/E ratio

7.3x

P/FCF ratio

2.98x

P/OCF ratio

2.93x

P/S ratio

0.7x

Price / tangible book value

0.55x

Price/EBITDA ratio

4.17x

Sector forward P/E

13.63x

Sector P/E

15.65x

Metric	Value
EBIT margin	14.09%
EBITDA margin	16.84%
Effective tax rate	22.68%
FCF margin	23.59%
Gross margin	51.15%
Operating margin	14.09%
Pretax margin	12.84%
Profit margin	9.93%
Profit per employee	$26,831
Profitable quarters	15
Profitable years	15
Revenue per employee	$270,283
ROA	1.88%
ROA (5Y)	1.74%
ROCE	3.31%
ROE	8.47%
ROE (5Y)	8.8%
ROIC	6.72%
ROIC (5Y)	6.49%
SBC / revenue	0.83%
Tax / revenue	2.91%

Metric

Value

EBIT margin

14.09%

EBITDA margin

16.84%

Effective tax rate

22.68%

FCF margin

23.59%

Gross margin

51.15%

Operating margin

14.09%

Pretax margin

12.84%

Profit margin

9.93%

Profit per employee

$26,831

Profitable quarters

Profitable years

Revenue per employee

$270,283

ROA

1.88%

ROA (5Y)

1.74%

ROCE

3.31%

ROE

8.47%

ROE (5Y)

8.8%

ROIC

6.72%

ROIC (5Y)

6.49%

SBC / revenue

0.83%

Tax / revenue

2.91%

Metric	Value
EPS growth	14.4%
EPS growth (Q)	6.45%
EPS growth (QoQ)	28.35%
EPS growth 10Y	7.02%
EPS growth 3Y	6.84%
EPS growth 5Y	-10.33%
EPS growth quarters	3
EPS growth years	2
FCF growth	64.49%
FCF growth (QoQ)	-88.74%
FCF growth 3Y	33.16%
FCF growth 5Y	-4.61%
Net income growth	14.38%
Net income growth (Q)	7.3%
Net income growth (QoQ)	28.28%
Net income growth 3Y	7.99%
Net income growth 5Y	-10.17%
Net income growth quarters	3
Net income growth years	2
OCF growth	57.61%
OCF growth (QoQ)	-87.88%
OCF growth 3Y	32.05%
OCF growth 5Y	-5.05%
Revenue growth	-1.14%
Revenue growth (Q)	-6.27%
Revenue growth (QoQ)	5.26%
Revenue growth 10Y	1.49%
Revenue growth 3Y	-1.82%
Revenue growth 5Y	-8.46%
Revenue growth years	2

Metric

Value

EPS growth

14.4%

EPS growth (Q)

6.45%

EPS growth (QoQ)

28.35%

EPS growth 10Y

7.02%

EPS growth 3Y

6.84%

EPS growth 5Y

-10.33%

EPS growth quarters

EPS growth years

FCF growth

64.49%

FCF growth (QoQ)

-88.74%

FCF growth 3Y

33.16%

FCF growth 5Y

-4.61%

Net income growth

14.38%

Net income growth (Q)

7.3%

Net income growth (QoQ)

28.28%

Net income growth 3Y

7.99%

Net income growth 5Y

-10.17%

Net income growth quarters

Net income growth years

OCF growth

57.61%

OCF growth (QoQ)

-87.88%

OCF growth 3Y

32.05%

OCF growth 5Y

-5.05%

Revenue growth

-1.14%

Revenue growth (Q)

-6.27%

Revenue growth (QoQ)

5.26%

Revenue growth 10Y

1.49%

Revenue growth 3Y

-1.82%

Revenue growth 5Y

-8.46%

Revenue growth years

Metric	Value
Capital expenditures	$-1.3M
EBIT	$47.3M
EBITDA	$56.6M
EPS	$1.25
FCF per share	$3.04
Financing cash flow	$-7.9M
Free cash flow	$79.3M
Free cash flow minus SBC	$76.5M
Gross profit	$171.8M
Income taxes	$9.8M
Investing cash flow	$11.4M
Net borrowing	$-890,403
Net cash flow	$84.1M
Net income	$33.4M
Operating cash flow minus SBC	$77.8M
Operating income	$47.3M
Revenue	$336M
Stock-based compensation	$2.8M

Metric

Value

Capital expenditures

$-1.3M

EBIT

$47.3M

EBITDA

$56.6M

EPS

$1.25

FCF per share

$3.04

Financing cash flow

$-7.9M

Free cash flow

$79.3M

Free cash flow minus SBC

$76.5M

Gross profit

$171.8M

Income taxes

$9.8M

Investing cash flow

$11.4M

Net borrowing

$-890,403

Net cash flow

$84.1M

Net income

$33.4M

Operating cash flow minus SBC

$77.8M

Operating income

$47.3M

Revenue

$336M

Stock-based compensation

$2.8M

Metric	Value
Book value per share	$16.63
Debt / EBITDA	2.03
Debt / equity	0.28
Debt / FCF	1.54
Goodwill	$5.3M
Interest coverage	11.25
Net cash (debt)	$42.1M
Net cash / market cap	17.83%
Net debt / EBITDA	-0.74
Net debt / equity	-0.1
Net debt / FCF	-0.53
Piotroski F-Score	5
Property, plant and equipment	$17.6M
Shareholders' equity	$433M
Tangible book value	$427.8M
Tangible book value per share	$16.43
Total assets	$1.6B
Total cash	$167M
Total debt	$122.3M
Total liabilities	$1.2B
WACC	6.03%

Metric

Value

Book value per share

$16.63

Debt / EBITDA

2.03

Debt / equity

0.28

Debt / FCF

1.54

Goodwill

$5.3M

Interest coverage

11.25

Net cash (debt)

$42.1M

Net cash / market cap

17.83%

Net debt / EBITDA

-0.74

Net debt / equity

-0.1

Net debt / FCF

-0.53

Piotroski F-Score

Property, plant and equipment

$17.6M

Shareholders' equity

$433M

Tangible book value

$427.8M

Tangible book value per share

$16.43

Total assets

$1.6B

Total cash

$167M

Total debt

$122.3M

Total liabilities

$1.2B

WACC

6.03%

Metric	Value
Asset turnover	0.21
Current ratio	2.17
Inventory turnover	15.07
Net working capital	$43.9M
Quick ratio	1.03
Working capital	$208.2M

Metric

Value

Asset turnover

0.21

Current ratio

2.17

Inventory turnover

15.07

Net working capital

$43.9M

Quick ratio

1.03

Working capital

$208.2M

Metric	Value
Buyback yield / dilution	-0.18%
Dividend yield	0%
Shareholder yield	-0.18%

Metric

Value

Buyback yield / dilution

-0.18%

Dividend yield

Shareholder yield

-0.18%

Metric	Value
10Y price change	143.63%
10Y return CAGR	9.31%
10Y total return	143.61%
150-day SMA	$9.13
15Y price change	1,427.73%
15Y return CAGR	19.93%
15Y total return	1,427.61%
1D price change	0.22%
1M price change	4.01%
1M total return	4.01%
1Y price change	15.27%
1Y return CAGR	15.28%
1Y total return	15.27%
20-day SMA	$9.09
200-day SMA	$8.99
20Y price change	377.42%
20Y return CAGR	8.13%
20Y total return	377.53%
3M price change	-5.21%
3M total return	-5.21%
3Y price change	49.26%
3Y return CAGR	14.28%
3Y total return	49.26%
50-day SMA	$8.90
50-day SMA vs 200-day SMA	50under200
52-week high	$10.23
52-week high date	2026-07-17
52-week low	$7.33
52-week low date	2025-11-19
5Y price change	34.13%
5Y return CAGR	6.05%
5Y total return	34.12%
6M price change	-1.4%
6M total return	-1.4%
All-time high	$12.32
All-time high date	2024-12-04
All-time low	$0.17
All-time low date	1990-12-05
Average true range (ATR)	$0.19
Average volume	24.1K
Beta (1Y)	0.23
Beta (2Y)	1.05
Beta (5Y)	0.64
Change from 52-week high	-10.71%
Change from 52-week low	24.51%
Change from all-time high	-26.23%
Change from all-time low	5,297.86%
Change from open	0%
Day's gap	0.22%
Dollar volume	$86,379
High price	$9.14
Low price	$9.01
Monthly RSI	53.58
Open price	$9.13
Position in 52-week range	92.31%
Previous close	$9.11
Price vs 150-day SMA	-0.45%
Price vs 20-day SMA	0.01%
Price vs 200-day SMA	1.09%
Price vs 50-day SMA	2.15%
Relative volume	0.39
RSI	53.16
Sharpe ratio	0.49
Sharpe ratio (3Y)	0.41
Sharpe ratio (5Y)	0.25
Sortino ratio	0.94
Sortino ratio (3Y)	0.79
Sortino ratio (5Y)	0.55
Volume	9.5K
Weekly RSI	50.78
YTD price change	5.93%
YTD total return	5.93%

Metric

Value

10Y price change

143.63%

10Y return CAGR

9.31%

10Y total return

143.61%

150-day SMA

$9.13

15Y price change

1,427.73%

15Y return CAGR

19.93%

15Y total return

1,427.61%

1D price change

0.22%

1M price change

4.01%

1M total return

4.01%

1Y price change

15.27%

1Y return CAGR

15.28%

1Y total return

15.27%

20-day SMA

$9.09

200-day SMA

$8.99

20Y price change

377.42%

20Y return CAGR

8.13%

20Y total return

377.53%

3M price change

-5.21%

3M total return

-5.21%

3Y price change

49.26%

3Y return CAGR

14.28%

3Y total return

49.26%

50-day SMA

$8.90

50-day SMA vs 200-day SMA

50under200

52-week high

$10.23

52-week high date

2026-07-17

52-week low

$7.33

52-week low date

2025-11-19

5Y price change

34.13%

5Y return CAGR

6.05%

5Y total return

34.12%

6M price change

-1.4%

6M total return

-1.4%

All-time high

$12.32

All-time high date

2024-12-04

All-time low

$0.17

All-time low date

1990-12-05

Average true range (ATR)

$0.19

Average volume

24.1K

Beta (1Y)

0.23

Beta (2Y)

1.05

Beta (5Y)

0.64

Change from 52-week high

-10.71%

Change from 52-week low

24.51%

Change from all-time high

-26.23%

Change from all-time low

5,297.86%

Change from open

Day's gap

0.22%

Dollar volume

$86,379

High price

$9.14

Low price

$9.01

Monthly RSI

53.58

Open price

$9.13

Position in 52-week range

92.31%

Previous close

$9.11

Price vs 150-day SMA

-0.45%

Price vs 20-day SMA

0.01%

Price vs 200-day SMA

1.09%

Price vs 50-day SMA

2.15%

Relative volume

0.39

RSI

53.16

Sharpe ratio

0.49

Sharpe ratio (3Y)

0.41

Sharpe ratio (5Y)

0.25

Sortino ratio

0.94

Sortino ratio (3Y)

0.79

Sortino ratio (5Y)

0.55

Volume

9.5K

Weekly RSI

50.78

YTD price change

5.93%

YTD total return

5.93%

Metric	Value
Float	14.2M
Float percentage	54.68%
Shares change (QoQ)	0.28%
Shares change (YoY)	0.18%
Shares held by insiders	5.86%
Shares held by institutions	29.49%
Shares outstanding	26M
Short % of float	1.59%
Short % of shares	0.87%
Short ratio	7.7 days

Metric

Value

Float

14.2M

Float percentage

54.68%

Shares change (QoQ)

0.28%

Shares change (YoY)

0.18%

Shares held by insiders

5.86%

Shares held by institutions

29.49%

Shares outstanding

26M

Short % of float

1.59%

Short % of shares

0.87%

Short ratio

7.7 days

Security National Financial Corporation (SNFCA)

Price

Financial snapshot

Fair-value bridge

Latest news · SNFCA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SNFCA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SNFCA

Frequently asked questions