تحلیل اختیاری محصول
با اجازه شما، از تحلیلهای محدود و حریمخصوصیمحور استفاده میکنیم تا مسیرهای پژوهشی مؤثر را بشناسیم. از ردیاب تبلیغاتی یا بازپخش نشست استفاده نمیکنیم. این انتخاب را میتوانید در تنظیمات تغییر دهید. بخوانید سیاست حفظ حریم خصوصی.
Synchrony Financial's published Strong Buy conclusion compares the analysis-date price with fair value and potential value. Read the full report for assumptions, evidence, and material risks.
| Market cap | $23.5B | |
|---|---|---|
| Revenue (ttm) | 9.8B | |
| Net income (ttm) | 3.2B | |
| EPS (ttm) | $9.54 | |
| Shares out | 311.4M | |
| P/E (trailing) | 7.9x | |
| P/E (forward) | 6.7x | |
| Dividend | $1.36 (1.80%) | |
| Volume | 2,329,874 | |
| Beta | 1.34 |
Recent price action with selectable time range.
| Item | P1 | P2 | P3 | P4 | P5 | Trend |
|---|---|---|---|---|---|---|
| Period | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Trend |
| Revenue | $11.22B | $13.20B | $17.34B | $20.76B | $19.12B | +14.2% |
| Gross profit | $9.47B | $8.30B | $7.66B | $9.39B | $9.76B | +0.8% |
| Operating income | $5.50B | $3.96B | $2.90B | $4.55B | $4.62B | -4.3% |
| Net income | $4.22B | $3.02B | $2.24B | $3.50B | $3.55B | -4.2% |
| EPS (diluted) | $7.34 | $6.15 | $5.19 | $8.55 | $9.28 | +6.0% |
| EBITDA | $5.89B | $4.38B | $3.36B | $5.03B | $5.14B | -3.4% |
| R&D | $0 | $0 | $0 | — | — | -41.1% |
| SG&A | $1.50B | $1.68B | $1.88B | $1.83B | $2.09B | +8.7% |
Recent company headlines from major financial publishers.
The base case projects loan balances to track steady consumer spending while contractual loss sharing keeps operating profitability stable through FY2027. Confirmation requires steady delinquency rates across quarterly reports, whereas an acceleration in cardholder defaults would disconfirm this path.
The bull case assumes consumer credit delinquencies peak early, enabling credit reserve releases and operating margin expansion toward Potential value $136.44. Accelerated buybacks compound per-share growth, though higher cardholder default rates would invalidate this trajectory.
| Ke ↓ / g → | 2.0% | 2.3% | 2.5% | 2.8% | 3.0% |
|---|---|---|---|---|---|
| 9.3% | $103 | $105 | $107 | $109 | $111 |
| 9.8% | $97.9 | $99.5 | $101 | $103 | $105 |
| 10.3% | $93.7 | $95.0 | $96.5 | $98.1 | $99.7 |
| 10.8% | $89.8 | $91.0 | $92.3 | $93.7 | $95.1 |
| 11.3% | $86.4 | $87.5 | $88.6 | $89.8 | $91.0 |
Upcoming earnings date and setup when available.
رتبهای که نسخهٔ پژوهشی منتشرشدهٔ هر ماه داشت. رتبه قیمت در تاریخ تحلیل را با ارزش منصفانه مقایسه میکند و سابقهای از درستی یا نادرستی ارزیابی نیست.
| سال | دی | بهمن | اسفند | فروردین | اردیبهشت | خرداد | تیر | مرداد | شهریور | مهر | آبان | آذر |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 |
