ADX/FH (ADX/FH)

Abu Dhabi Securities Exchange: ADX/FH · AED

AED 1.99

+0.00 (0.0%)· Recorded snapshot

Market cap	538.9M
Revenue (ttm)	193.1M
Net income (ttm)	-1.2M
EPS (ttm)	-AED 0.00
Shares out	270.8M
Beta	-0.01

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 193.1M
Net income (ttm): -1.2M
EPS (ttm): -AED 0.00
Market cap: 538.9M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE4.8

P25 n/aP50 n/aP75 n/a

ROIC2.9

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ADX/FH indicators

Market & fundamental data

Available fields

177

Groups with data

Currency

AED

Showing 177 of 177 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-06
Exchange	Abu Dhabi Securities Exchange
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2004
Industry	Personal Credit Institutions
Is primary listing	Yes
ISIN number	AEF000401016
Last earnings date	2026-02-13
Last refreshed	2026-10-29
Last stock split date	2015-03-25
Last stock split type	Forward
Market cap	AED 538.9M
Next earnings date	2026-11-06
Price	AED 1.99
Price currency	AED
SIC code	6141
Stock price date	2026-10-29
Symbol	adx/FH
Website	https://www.financehouse.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	-0.22%
FCF yield	-2.25%
P/(OCF - SBC) ratio	39.5x
P/B ratio	0.83x
P/OCF ratio	32.97x
P/S ratio	2.79x
Price / tangible book value	0.9x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	8.67%
Gross margin	86.34%
Operating margin	15.37%
Pretax margin	17.58%
Profit margin	12.13%
ROA	0.88%
ROA (5Y)	0.31%
ROE	4.8%
ROE (5Y)	1.5%
ROIC	2.92%
ROIC (5Y)	1.04%
SBC / revenue	1.4%
Tax / revenue	1.53%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	219.16%
FCF growth (Q)	-54.46%
Net income growth	-6.58%
Net income growth (Q)	148.29%
OCF growth	-95.83%
OCF growth (Q)	-38.41%
OCF growth 3Y	-63.52%
OCF growth 5Y	-11.7%
Operating income growth	25.99%
Operating income growth (Q)	117.24%
Operating income growth 5Y	1.24%
Revenue growth	26.82%
Revenue growth (Q)	70.41%
Revenue growth (QoQ)	101.76%
Revenue growth 10Y	-0.35%
Revenue growth 3Y	23.11%
Revenue growth 5Y	-0.54%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -28.5M
Depreciation and amortization	AED 17.4M
EPS	AED -0.00
FCF per share	AED -0.04
Financing cash flow	AED -130.7M
Free cash flow	AED -12.1M
Free cash flow minus SBC	AED -14.8M
Gross profit	AED 166.7M
Income taxes	AED 2.9M
Investing cash flow	AED -75.6M
Net borrowing	AED -105M
Net cash flow	AED -189.9M
Net income	AED -1.2M
Operating cash flow minus SBC	AED 13.6M
Operating income	AED 29.7M
Revenue	AED 193.1M
Stock-based compensation	AED 2.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 1.18
Debt / equity	0.39
Goodwill	AED 6.7M
Net cash (debt)	AED -121.7M
Net cash / market cap	-22.58%
Net debt / equity	0.19
Piotroski F-Score	4
Property, plant and equipment	AED 124.7M
Shareholders' equity	AED 651.8M
Tangible book value	AED 599.4M
Tangible book value per share	AED 1.15
Total assets	AED 3.6B
Total cash	AED 135.6M
Total debt	AED 257.3M
Total liabilities	AED 2.9B
WACC	2.82%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.06
Current ratio	1.09
Quick ratio	1
Working capital	AED 254.8M
Working capital turnover	0.71

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.32%
Dividend growth (10Y)	-23.23%
Dividend growth (3Y)	-40.75%
Dividend growth (5Y)	-36.41%
Dividend per share	AED 0.00
Last dividend	AED 0.01
Payout ratio	100.36%
Shareholder yield	-0.32%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	13.07%
10Y return CAGR	2.27%
10Y total return	25.19%
150-day SMA	AED 2.09
15Y price change	-43.03%
15Y return CAGR	-1.08%
15Y total return	-15.05%
1D price change	0%
1M price change	-4.78%
1M total return	-4.78%
1Y price change	-9.55%
1Y return CAGR	-9.55%
1Y total return	-9.55%
20-day SMA	AED 2.04
200-day SMA	AED 2.11
20Y price change	-70.54%
20Y return CAGR	-1.99%
20Y total return	-33.11%
3M price change	-5.24%
3M total return	-5.24%
3Y price change	-6.57%
3Y return CAGR	-2.24%
3Y total return	-6.57%
50-day SMA	AED 2.06
50-day SMA vs 200-day SMA	50under200
52-week high	AED 2.20
52-week high date	2025-12-11
52-week low	AED 1.93
52-week low date	2026-10-16
5Y price change	7.57%
5Y return CAGR	1.47%
5Y total return	7.57%
6M price change	-5.24%
6M total return	-5.24%
All-time high	AED 16.50
All-time high date	2005-09-21
All-time low	AED 1.38
All-time low date	2019-08-20
Average true range (ATR)	AED 0.01
Average volume	4.8K
Beta (1Y)	0.03
Beta (2Y)	0.04
Beta (5Y)	-0.01
Change from 52-week high	-9.55%
Change from 52-week low	3.11%
Change from all-time high	-87.94%
Change from all-time low	44.2%
Monthly RSI	34.41
Previous close	AED 1.99
Price vs 150-day SMA	-4.83%
Price vs 20-day SMA	-2.31%
Price vs 200-day SMA	-5.46%
Price vs 50-day SMA	-3.4%
Relative volume	0
RSI	32.34
Sharpe ratio	-0.78
Sharpe ratio (3Y)	-0.22
Sharpe ratio (5Y)	0.03
Sortino ratio	-0.75
Sortino ratio (3Y)	-0.02
Sortino ratio (5Y)	0.29
Weekly RSI	14.14
YTD price change	-7.44%
YTD total return	-7.44%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	59.9M
Shares change (QoQ)	0%
Shares change (YoY)	0.32%
Shares held by insiders	20.47%
Shares outstanding	270.8M

Deeper analysis on ADX/FH

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this ADX/FH report

Is a complete ADX/FH research report available?

No complete published report is available for adx/FH (ADX/FH) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ADX/FH (ADX/FH)

Price

Financial snapshot

Fair-value bridge

Latest news · ADX/FH

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ADX/FH indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ADX/FH

Frequently asked questions