ADX/RAKBANK (ADX/RAKBANK)

Abu Dhabi Securities Exchange: ADX/RAKBANK · AED

AED 9.88

-0.12 (-1.2%)· Recorded snapshot

Market cap	19.9B
Revenue (ttm)	5.2B
Net income (ttm)	3B
EPS (ttm)	AED 1.51
Shares out	2B
P/E (trailing)	6.5x
P/E (forward)	7.2x
Dividend	AED 0.63 (6.38%)
Volume	66,165
Beta	0.35

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 5.2B
Net income (ttm): 3B
EPS (ttm): AED 1.51
P/E (trailing): 6.5x
P/E (forward): 7.2x
Market cap: 19.9B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.2

P25 n/aP50 n/aP75 n/a

Trailing P/E6.5

P25 n/aP50 n/aP75 n/a

ROE20.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ADX/RAKBANK indicators

Market & fundamental data

Available fields

192

Groups with data

Currency

AED

Showing 192 of 192 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-10-28
Employees	3,498
Exchange	Abu Dhabi Securities Exchange
Financial currency	AED
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1976
Industry	Commercial Banks
Is primary listing	Yes
ISIN number	AEN000601015
Last earnings date	2026-07-23
Last refreshed	2026-10-28
Last stock split date	2023-06-23
Last stock split type	Forward
Market cap	AED 19.9B
Next earnings date	2026-10-28
Price	AED 9.88
Price currency	AED
SIC code	6020
Stock price date	2026-10-28
Symbol	adx/RAKBANK
Website	https://www.rakbank.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8.23x
Average P/E ratio (3Y)	5.92x
Average P/E ratio (5Y)	6.6x
Earnings yield	15.29%
FCF yield	-51.12%
Forward P/E	7.17x
Graham number	15.58972
Graham upside	57.79%
Industry forward P/E	9.94x
Industry P/E	10.42x
Lynch fair value	AED 37.77
Lynch upside	282.32%
P/B ratio	1.28x
P/E ratio	6.54x
P/S ratio	3.79x
Price / tangible book value	1.34x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	8.92%
Operating margin	63.94%
Pretax margin	63.94%
Profit margin	57.99%
Profit per employee	AED 868,846
Revenue per employee	AED 1.5M
ROA	2.78%
ROA (5Y)	2.21%
ROE	20.53%
ROE (5Y)	15.9%
Tax / revenue	5.7%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	23.57%
EPS growth (Q)	14.33%
EPS growth (QoQ)	14.81%
EPS growth 10Y	13.38%
EPS growth 3Y	22.89%
EPS growth 5Y	38.32%
Net income growth	23.57%
Net income growth (Q)	14.33%
Net income growth (QoQ)	14.81%
Net income growth 3Y	22.89%
Net income growth 5Y	38.32%
Revenue growth	16.12%
Revenue growth (Q)	10.28%
Revenue growth (QoQ)	11.38%
Revenue growth 10Y	9%
Revenue growth 3Y	18.5%
Revenue growth 5Y	21.38%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -324.2M
EPS	AED 1.51
FCF per share	AED -5.05
Financing cash flow	AED 15.1B
Free cash flow	AED -10.1B
Gross profit	AED 5.2B
Income taxes	AED 299M
Investing cash flow	AED -4.6B
Net borrowing	AED 2.4B
Net cash flow	AED 687.4M
Net income	AED 3B
Operating income	AED 3.4B
Revenue	AED 5.2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 7.15
Debt / equity	1.3
Net cash (debt)	AED -13.1B
Net cash / market cap	-65.98%
Net debt / equity	0.84
Piotroski F-Score	2
Property, plant and equipment	AED 638.7M
Shareholders' equity	AED 15.5B
Tangible book value	AED 14.8B
Tangible book value per share	AED 6.83
Total assets	AED 120.2B
Total cash	AED 7.1B
Total debt	AED 20.2B
Total liabilities	AED 104.6B
WACC	3.06%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	AED -64.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	26%
Dividend growth (10Y)	4.22%
Dividend growth (3Y)	30.52%
Dividend growth (5Y)	38.19%
Dividend growth years	4
Dividend payment date	2026-03-31
Dividend payment years	20
Dividend payout frequency	Annual
Dividend per share	AED 0.63
Dividend yield	6.38%
Ex-dividend date	2026-03-11
Last dividend	AED 0.63
Payout ratio	44.1%
Shareholder yield	6.38%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	137.1%
10Y return CAGR	16.12%
10Y total return	345.5%
150-day SMA	AED 9.12
15Y price change	192.74%
15Y return CAGR	14.62%
15Y total return	673.95%
1D price change	-1.2%
1M price change	-2.37%
1M total return	-2.37%
1W price change	-1.2%
1W total return	-1.2%
1Y price change	26.67%
1Y return CAGR	35.35%
1Y total return	35.32%
20-day SMA	AED 10.00
200-day SMA	AED 9.13
20Y price change	363.2%
20Y return CAGR	13.97%
20Y total return	1,268.01%
3M price change	7.86%
3M total return	7.86%
3Y price change	79.64%
3Y return CAGR	29.89%
3Y total return	119.16%
50-day SMA	AED 9.90
50-day SMA vs 200-day SMA	50over200
52-week high	AED 10.16
52-week high date	2026-09-23
52-week low	AED 7.44
52-week low date	2026-03-17
5Y price change	196.43%
5Y return CAGR	32.22%
5Y total return	303.97%
6M price change	18.32%
6M total return	18.32%
All-time high	AED 10.16
All-time high date	2026-09-15
All-time low	AED 1.04
All-time low date	2009-02-25
Average true range (ATR)	AED 0.13
Average volume	102.6K
Beta (1Y)	0.63
Beta (2Y)	0.52
Beta (5Y)	0.35
Change from 52-week high	-2.76%
Change from 52-week low	32.8%
Change from all-time high	-2.76%
Change from all-time low	852.75%
Change from open	-1.2%
Day's gap	0%
Dollar volume	AED 653,710
High price	AED 10.04
Low price	AED 9.86
Monthly RSI	69.11
Open price	AED 10.00
Position in 52-week range	11.11%
Previous close	AED 10.00
Price vs 150-day SMA	8.38%
Price vs 20-day SMA	-1.18%
Price vs 200-day SMA	8.23%
Price vs 50-day SMA	-0.15%
Relative volume	0.79
RSI	44.3
Sharpe ratio	1.15
Sharpe ratio (3Y)	0.99
Sharpe ratio (5Y)	0.92
Sortino ratio	2.1
Sortino ratio (3Y)	1.75
Sortino ratio (5Y)	1.7
Volume	66.2K
Weekly RSI	62.36
YTD price change	17.62%
YTD total return	25.66%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	874.5M
Shares change (QoQ)	0%
Shares held by insiders	7.17%
Shares held by institutions	0.05%
Shares outstanding	2B

Deeper analysis on ADX/RAKBANK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this ADX/RAKBANK report

Is a complete ADX/RAKBANK research report available?

No complete published report is available for adx/RAKBANK (ADX/RAKBANK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ADX/RAKBANK (ADX/RAKBANK)

Price

Financial snapshot

Fair-value bridge

Latest news · ADX/RAKBANK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ADX/RAKBANK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ADX/RAKBANK

Frequently asked questions