DFM/AJMANBANK (DFM/AJMANBANK)

Dubai Financial Market: DFM/AJMANBANK · AED

AED 1.36

-0.02 (-1.4%)· Recorded snapshot

Market cap	3.7B
Revenue (ttm)	881M
Net income (ttm)	446.1M
EPS (ttm)	AED 0.16
Shares out	2.7B
P/E (trailing)	8.3x
P/E (forward)	8.3x
Dividend	AED 0.09 (6.78%)
Volume	832,657
Beta	0.52

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 881M
Net income (ttm): 446.1M
EPS (ttm): AED 0.16
P/E (trailing): 8.3x
P/E (forward): 8.3x
Market cap: 3.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E8.3

P25 n/aP50 n/aP75 n/a

Trailing P/E8.3

P25 n/aP50 n/aP75 n/a

ROE11.5

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DFM/AJMANBANK indicators

Market & fundamental data

Available fields

189

Groups with data

Currency

AED

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-10-27
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	2007
Industry	Banks
Is primary listing	Yes
ISIN number	AEA003201018
Last earnings date	2026-10-27
Last refreshed	2026-10-28
Last stock split date	2023-04-28
Last stock split type	Forward
Market cap	AED 3.7B
Next earnings date	2026-10-30
Price	AED 1.36
Price currency	AED
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	dfm/AJMANBANK
Website	https://www.ajmanbank.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	16.11x
Average P/E ratio (3Y)	8.69x
Average P/E ratio (5Y)	11.9x
Earnings yield	12.1%
FCF yield	-51.38%
Forward P/E	8.3x
Graham number	2.43126
Graham upside	79.43%
Lynch fair value	AED 4.10
Lynch upside	202.5%
P/B ratio	0.84x
P/E ratio	8.26x
P/S ratio	4.18x
Price / tangible book value	0.84x
Sector forward P/E	7.74x
Sector P/E	8.03x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	8.3%
Operating margin	49.11%
Pretax margin	55.22%
Profit margin	50.64%
ROA	1.4%
ROA (5Y)	0.61%
ROE	11.47%
ROE (5Y)	4.96%
Tax / revenue	4.58%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-10.06%
EPS growth (Q)	-42.15%
EPS growth (QoQ)	-33.53%
EPS growth 10Y	6.2%
EPS growth 5Y	32.37%
FCF growth (QoQ)	-92.12%
Net income growth	-9.15%
Net income growth (Q)	-40.95%
Net income growth (QoQ)	-31.83%
Net income growth 5Y	38.46%
OCF growth (QoQ)	-90.56%
Revenue growth	-3.82%
Revenue growth (Q)	-20.77%
Revenue growth (QoQ)	-1.32%
Revenue growth 10Y	8.63%
Revenue growth 3Y	33.24%
Revenue growth 5Y	18.35%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -103.1M
EPS	AED 0.16
FCF per share	AED -0.70
Financing cash flow	AED 2.6B
Free cash flow	AED -1.9B
Gross profit	AED 840.7M
Income taxes	AED 40.4M
Investing cash flow	AED -1.9B
Net borrowing	AED 1.1B
Net cash flow	AED -1.1B
Net income	AED 446.1M
Operating income	AED 432.7M
Revenue	AED 881M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 1.60
Debt / equity	0.41
Net cash (debt)	AED 1B
Net cash / market cap	27.55%
Net cash growth	59.11%
Net debt / equity	-0.23
Piotroski F-Score	2
Property, plant and equipment	AED 224M
Shareholders' equity	AED 4.4B
Tangible book value	AED 4.4B
Tangible book value per share	AED 1.60
Total assets	AED 35.8B
Total cash	AED 2.8B
Total debt	AED 1.8B
Total liabilities	AED 31.4B
WACC	4.76%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	AED -21.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-1.01%
Dividend growth	26.62%
Dividend growth (3Y)	8.19%
Dividend growth (5Y)	22.11%
Dividend growth years	1
Dividend payment date	2026-03-24
Dividend payment years	2
Dividend payout frequency	Annual
Dividend per share	AED 0.09
Dividend yield	6.78%
Ex-dividend date	2026-03-12
Last dividend	AED 0.09
Payout ratio	56.04%
Shareholder yield	5.76%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-1.24%
10Y return CAGR	2.91%
10Y total return	33.27%
150-day SMA	AED 1.41
15Y price change	103.85%
15Y return CAGR	7.66%
15Y total return	202.44%
1D price change	-1.45%
1M price change	-7.19%
1M total return	-7.19%
1W price change	-1.81%
1W total return	-1.81%
1Y price change	-7.19%
1Y return CAGR	-1.01%
1Y total return	-1.01%
20-day SMA	AED 1.42
200-day SMA	AED 1.42
3M price change	-1.81%
3M total return	-1.81%
3Y price change	-35.17%
3Y return CAGR	-10.3%
3Y total return	-27.82%
50-day SMA	AED 1.43
50-day SMA vs 200-day SMA	50over200
52-week high	AED 1.66
52-week high date	2026-02-12
52-week low	AED 1.28
52-week low date	2026-03-17
5Y price change	100.06%
5Y return CAGR	20.21%
5Y total return	150.98%
6M price change	-8.45%
6M total return	-8.45%
All-time high	AED 2.97
All-time high date	2014-03-02
All-time low	AED 0.48
All-time low date	2020-03-19
Average true range (ATR)	AED 0.03
Average volume	3.3M
Beta (1Y)	0.41
Beta (2Y)	0.24
Beta (5Y)	0.52
Change from 52-week high	-18.37%
Change from 52-week low	5.86%
Change from all-time high	-54.32%
Change from all-time low	182.17%
Change from open	0.37%
Day's gap	-1.82%
Dollar volume	AED 1.1M
High price	AED 1.37
Low price	AED 1.35
Monthly RSI	43.59
Open price	AED 1.35
Position in 52-week range	33.33%
Previous close	AED 1.38
Price vs 150-day SMA	-3.56%
Price vs 20-day SMA	-4.51%
Price vs 200-day SMA	-4.78%
Price vs 50-day SMA	-5.05%
Relative volume	0.26
RSI	31.3
Sharpe ratio	0.06
Sharpe ratio (3Y)	-0.72
Sharpe ratio (5Y)	0.68
Sortino ratio	0.31
Sortino ratio (3Y)	-0.72
Sortino ratio (5Y)	1.38
Volume	832.7K
Weekly RSI	41.68
YTD price change	1.88%
YTD total return	8.67%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.4B
Shares change (QoQ)	2.56%
Shares change (YoY)	1.01%
Shares held by insiders	16%
Shares held by institutions	3.92%
Shares outstanding	2.7B

Deeper analysis on DFM/AJMANBANK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DFM/AJMANBANK report

Is a complete DFM/AJMANBANK research report available?

No complete published report is available for dfm/AJMANBANK (DFM/AJMANBANK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DFM/AJMANBANK (DFM/AJMANBANK)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/AJMANBANK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/AJMANBANK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/AJMANBANK

Frequently asked questions