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DFM/DIN (DFM/DIN)

Dubai Financial Market: DFM/DIN · AED

AED 16.9

+0.00 (0.0%)· Recorded snapshot

Market cap	1.7B
Revenue (ttm)	1.5B
Net income (ttm)	209.1M
EPS (ttm)	AED 2.09
Shares out	100M
P/E (trailing)	8.1x
Dividend	AED 1.00 (5.92%)
Volume	0
Beta	-0.12

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-12
Enterprise value	AED 1.1B
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1970
Industry	Insurance - Diversified
Is primary listing	Yes
ISIN number	AED000301013
Last earnings date	2026-07-30
Last refreshed	2026-10-29
Last stock split date	2010-03-16
Last stock split type	Forward
Market cap	AED 1.7B
Next earnings date	2026-11-12
Price	AED 16.90
Price currency	AED
Sector	Financials
SIC code	6300
Stock price date	2026-10-28
Symbol	dfm/DIN
Website	https://www.dubins.ae

Metric

Value

Amount currency

AED

Country

United Arab Emirates

Country code

Earnings date

2026-11-12

Enterprise value

AED 1.1B

Exchange

Dubai Financial Market

Financial currency

AED

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1970

Industry

Insurance - Diversified

Is primary listing

Yes

ISIN number

AED000301013

Last earnings date

2026-07-30

Last refreshed

2026-10-29

Last stock split date

2010-03-16

Last stock split type

Forward

Market cap

AED 1.7B

Next earnings date

2026-11-12

Price

AED 16.90

Price currency

AED

Sector

Financials

SIC code

6300

Stock price date

2026-10-28

Symbol

dfm/DIN

Website

https://www.dubins.ae

Metric	Value
Average P/E ratio (10Y)	8.5x
Average P/E ratio (3Y)	7.57x
Average P/E ratio (5Y)	8.46x
Earnings yield	12.37%
EV/Earnings	5.09x
EV/EBIT	4.51x
EV/EBITDA	4.38x
EV/Sales	0.69x
FCF / EV yield	-52.83%
FCF yield	-33.27%
Graham number	23.81973
Graham upside	40.95%
Industry P/E	8.28x
Lynch fair value	AED 52.27
Lynch upside	209.31%
P/B ratio	1.4x
P/E ratio	8.08x
P/S ratio	1.09x
Price / tangible book value	1.4x
Price/EBITDA ratio	6.96x
Sector forward P/E	7.66x
Sector P/E	8.02x

Metric

Value

Average P/E ratio (10Y)

8.5x

Average P/E ratio (3Y)

7.57x

Average P/E ratio (5Y)

8.46x

Earnings yield

12.37%

EV/Earnings

5.09x

EV/EBIT

4.51x

EV/EBITDA

4.38x

EV/Sales

0.69x

FCF / EV yield

-52.83%

FCF yield

-33.27%

Graham number

23.81973

Graham upside

40.95%

Industry P/E

8.28x

Lynch fair value

AED 52.27

Lynch upside

209.31%

P/B ratio

1.4x

P/E ratio

8.08x

P/S ratio

1.09x

Price / tangible book value

1.4x

Price/EBITDA ratio

6.96x

Sector forward P/E

7.66x

Sector P/E

8.02x

Metric	Value
EBIT margin	15.25%
EBITDA margin	15.68%
Effective tax rate	8.36%
Gross margin	17.7%
Operating margin	15.25%
Pretax margin	14.74%
Profit margin	13.51%
ROA	3.77%
ROA (5Y)	3.16%
ROCE	7.47%
ROE	18.97%
ROE (5Y)	16.26%
ROIC	18.23%
ROIC (5Y)	16.71%
Tax / revenue	1.23%

Metric

Value

EBIT margin

15.25%

EBITDA margin

15.68%

Effective tax rate

8.36%

Gross margin

17.7%

Operating margin

15.25%

Pretax margin

14.74%

Profit margin

13.51%

ROA

3.77%

ROA (5Y)

3.16%

ROCE

7.47%

ROE

18.97%

ROE (5Y)

16.26%

ROIC

18.23%

ROIC (5Y)

16.71%

Tax / revenue

1.23%

Metric	Value
EPS growth	59.66%
EPS growth (Q)	-11.8%
EPS growth (QoQ)	-41.28%
EPS growth 10Y	19.47%
EPS growth 3Y	26.76%
EPS growth 5Y	28.17%
Net income growth	59.66%
Net income growth (Q)	-11.8%
Net income growth (QoQ)	-41.28%
Net income growth 3Y	26.76%
Net income growth 5Y	28.17%
Revenue growth	17.47%
Revenue growth (Q)	16.35%
Revenue growth (QoQ)	-1.44%
Revenue growth 10Y	26.26%
Revenue growth 3Y	36.62%
Revenue growth 5Y	42.47%

Metric

Value

EPS growth

59.66%

EPS growth (Q)

-11.8%

EPS growth (QoQ)

-41.28%

EPS growth 10Y

19.47%

EPS growth 3Y

26.76%

EPS growth 5Y

28.17%

Net income growth

59.66%

Net income growth (Q)

-11.8%

Net income growth (QoQ)

-41.28%

Net income growth 3Y

26.76%

Net income growth 5Y

28.17%

Revenue growth

17.47%

Revenue growth (Q)

16.35%

Revenue growth (QoQ)

-1.44%

Revenue growth 10Y

26.26%

Revenue growth 3Y

36.62%

Revenue growth 5Y

42.47%

Metric	Value
Capital expenditures	AED -8.5M
EBIT	AED 236.1M
EBITDA	AED 242.8M
EPS	AED 2.09
FCF per share	AED -5.62
Financing cash flow	AED -120.6M
Free cash flow	AED -562.2M
Gross profit	AED 274M
Income taxes	AED 19.1M
Investing cash flow	AED 39.7M
Net borrowing	AED -20.6M
Net cash flow	AED -634.7M
Net income	AED 209.1M
Operating income	AED 236.1M
Revenue	AED 1.5B

Metric

Value

Capital expenditures

AED -8.5M

EBIT

AED 236.1M

EBITDA

AED 242.8M

EPS

AED 2.09

FCF per share

AED -5.62

Financing cash flow

AED -120.6M

Free cash flow

AED -562.2M

Gross profit

AED 274M

Income taxes

AED 19.1M

Investing cash flow

AED 39.7M

Net borrowing

AED -20.6M

Net cash flow

AED -634.7M

Net income

AED 209.1M

Operating income

AED 236.1M

Revenue

AED 1.5B

Metric	Value
Book value per share	AED 12.06
Debt / EBITDA	0.04
Debt / equity	0.01
Interest coverage	28.97
Net cash (debt)	AED 625.7M
Net cash / market cap	37.02%
Net cash growth	-49.53%
Net debt / EBITDA	-2.58
Net debt / equity	-0.52
Piotroski F-Score	4
Property, plant and equipment	AED 59.6M
Shareholders' equity	AED 1.2B
Tangible book value	AED 1.2B
Tangible book value per share	AED 12.06
Total assets	AED 3.8B
Total cash	AED 636.2M
Total debt	AED 10.1M
Total liabilities	AED 2.6B
WACC	3.98%

Metric

Value

Book value per share

AED 12.06

Debt / EBITDA

0.04

Debt / equity

0.01

Interest coverage

28.97

Net cash (debt)

AED 625.7M

Net cash / market cap

37.02%

Net cash growth

-49.53%

Net debt / EBITDA

-2.58

Net debt / equity

-0.52

Piotroski F-Score

Property, plant and equipment

AED 59.6M

Shareholders' equity

AED 1.2B

Tangible book value

AED 1.2B

Tangible book value per share

AED 12.06

Total assets

AED 3.8B

Total cash

AED 636.2M

Total debt

AED 10.1M

Total liabilities

AED 2.6B

WACC

3.98%

Metric	Value
Asset turnover	0.4
Current ratio	3.67
Net working capital	AED 1.2B
Quick ratio	0.95
Working capital	AED 1.8B

Metric

Value

Asset turnover

0.4

Current ratio

3.67

Net working capital

AED 1.2B

Quick ratio

0.95

Working capital

AED 1.8B

Metric	Value
Dividend growth	25%
Dividend growth (10Y)	14.87%
Dividend growth (3Y)	25.99%
Dividend growth (5Y)	23.36%
Dividend growth years	4
Dividend payment date	2026-04-07
Dividend payment years	17
Dividend payout frequency	Annual
Dividend per share	AED 1.00
Dividend yield	5.92%
Ex-dividend date	2026-03-25
Last dividend	AED 1.00
Payout ratio	47.83%
Shareholder yield	5.92%

Metric

Value

Dividend growth

25%

Dividend growth (10Y)

14.87%

Dividend growth (3Y)

25.99%

Dividend growth (5Y)

23.36%

Dividend growth years

Dividend payment date

2026-04-07

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

AED 1.00

Dividend yield

5.92%

Ex-dividend date

2026-03-25

Last dividend

AED 1.00

Payout ratio

47.83%

Shareholder yield

5.92%

Metric	Value
150-day SMA	AED 7.46
15Y price change	547.51%
15Y return CAGR	22.49%
15Y total return	1,996.26%
1D price change	0%
1M price change	-0.59%
1M total return	-0.59%
1W price change	-0.59%
1W total return	-0.59%
1Y price change	14.19%
1Y return CAGR	21.34%
1Y total return	21.33%
20-day SMA	AED 15.96
3M price change	-0.59%
3M total return	-0.59%
50-day SMA	AED 13.11
52-week high	AED 17.02
52-week high date	2026-09-14
52-week low	AED 13.50
52-week low date	2025-11-04
5Y price change	102.88%
5Y return CAGR	23.39%
5Y total return	186.02%
6M price change	-0.59%
6M total return	-0.59%
All-time high	AED 17.02
All-time high date	2026-09-14
All-time low	AED 1.84
All-time low date	2010-02-01
Average true range (ATR)	AED 0.47
Average volume	23.5K
Beta (1Y)	-0.04
Beta (2Y)	-0.21
Beta (5Y)	-0.12
Change from 52-week high	-0.71%
Change from 52-week low	25.19%
Change from all-time high	-0.71%
Change from all-time low	818.48%
Change from open	0%
Day's gap	0%
High price	AED 16.90
Low price	AED 16.90
Monthly RSI	73.77
Open price	AED 16.90
Previous close	AED 16.90
Price vs 150-day SMA	126.57%
Price vs 20-day SMA	5.92%
Price vs 50-day SMA	28.88%
Relative volume	0.53
RSI	64.5
Sharpe ratio	4.41
Sortino ratio	10.03
Volume	0
Weekly RSI	0
YTD price change	25.19%
YTD total return	33.01%

Metric

Value

150-day SMA

AED 7.46

15Y price change

547.51%

15Y return CAGR

22.49%

15Y total return

1,996.26%

1D price change

1M price change

-0.59%

1M total return

-0.59%

1W price change

-0.59%

1W total return

-0.59%

1Y price change

14.19%

1Y return CAGR

21.34%

1Y total return

21.33%

20-day SMA

AED 15.96

3M price change

-0.59%

3M total return

-0.59%

50-day SMA

AED 13.11

52-week high

AED 17.02

52-week high date

2026-09-14

52-week low

AED 13.50

52-week low date

2025-11-04

5Y price change

102.88%

5Y return CAGR

23.39%

5Y total return

186.02%

6M price change

-0.59%

6M total return

-0.59%

All-time high

AED 17.02

All-time high date

2026-09-14

All-time low

AED 1.84

All-time low date

2010-02-01

Average true range (ATR)

AED 0.47

Average volume

23.5K

Beta (1Y)

-0.04

Beta (2Y)

-0.21

Beta (5Y)

-0.12

Change from 52-week high

-0.71%

Change from 52-week low

25.19%

Change from all-time high

-0.71%

Change from all-time low

818.48%

Change from open

Day's gap

High price

AED 16.90

Low price

AED 16.90

Monthly RSI

73.77

Open price

AED 16.90

Previous close

AED 16.90

Price vs 150-day SMA

126.57%

Price vs 20-day SMA

5.92%

Price vs 50-day SMA

28.88%

Relative volume

0.53

RSI

64.5

Sharpe ratio

4.41

Sortino ratio

10.03

Volume

Weekly RSI

YTD price change

25.19%

YTD total return

33.01%

Metric	Value
Float	42.9M
Shares change (QoQ)	0%
Shares held by insiders	23.78%
Shares outstanding	100M

Metric

Value

Float

42.9M

Shares change (QoQ)

Shares held by insiders

23.78%

Shares outstanding

100M

DFM/DIN (DFM/DIN)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/DIN

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/DIN indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/DIN

Frequently asked questions