VIE/UQA (VIE/UQA)

Vienna Stock Exchange: VIE/UQA · EUR

€17.6

+0.10 (+0.6%)· Recorded snapshot

Market cap	5.4B
Revenue (ttm)	7.9B
Net income (ttm)	450.7M
EPS (ttm)	€1.47
Shares out	307M
P/E (trailing)	12.0x
P/E (forward)	11.6x
Dividend	€0.72 (4.09%)
Volume	90,252
Beta	0.56

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 7.9B
Net income (ttm): 450.7M
EPS (ttm): €1.47
P/E (trailing): 12.0x
P/E (forward): 11.6x
Market cap: 5.4B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E11.6

P25 n/aP50 n/aP75 n/a

Trailing P/E12

P25 n/aP50 n/aP75 n/a

ROE13.7

P25 n/aP50 n/aP75 n/a

ROIC5.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All VIE/UQA indicators

Market & fundamental data

Available fields

235

Groups with data

Currency

EUR

Showing 235 of 235 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Austria
Country code	AT
Earnings date	2026-11-20
Employees	14,854
Enterprise value	EUR 6.6B
Exchange	Vienna Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1811
Industry	Insurance - Diversified
Is primary listing	Yes
ISIN number	AT0000821103
Last earnings date	2026-08-20
Last refreshed	2026-10-29
Last stock split date	2000-09-08
Last stock split type	Forward
Market cap	EUR 5.4B
Next earnings date	2026-11-20
Price	EUR 17.62
Price currency	EUR
Sector	Financials
SIC code	6300
Stock price date	2026-10-29
Symbol	vie/UQA
Website	https://www.uniqagroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	14.51x
Average P/E ratio (3Y)	8.56x
Average P/E ratio (5Y)	8.38x
Earnings yield	8.33%
EV/Earnings	14.59x
EV/EBIT	11.12x
EV/EBITDA	8.89x
EV/FCF	5.93x
EV/Sales	0.83x
FCF / EV yield	16.85%
FCF yield	20.61%
Forward P/E	11.61x
Graham number	18.77589
Graham upside	6.8%
Lynch fair value	EUR 36.24
Lynch upside	106.14%
P/B ratio	1.58x
P/E ratio	12x
P/FCF ratio	4.85x
P/OCF ratio	4.22x
P/S ratio	0.68x
Price / tangible book value	2.53x
Price/EBITDA ratio	11.29x
Sector forward P/E	9.54x
Sector P/E	10.89x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	4.37%
EBITDA margin	6.01%
Effective tax rate	17.81%
FCF margin	13.99%
Gross margin	17.48%
Operating margin	4.37%
Pretax margin	6.91%
Profit margin	5.69%
Profit per employee	EUR 30,345
Profitable quarters	22
Profitable years	14
Revenue per employee	EUR 533,637
ROA	0.74%
ROA (5Y)	0.78%
ROCE	1.15%
ROE	13.74%
ROE (5Y)	11.85%
ROIC	5.77%
ROIC (5Y)	6.6%
Tax / revenue	1.23%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	25.47%
EPS growth (Q)	20.89%
EPS growth 10Y	5.25%
EPS growth 3Y	9.19%
EPS growth 5Y	24.68%
EPS growth quarters	2
EPS growth years	3
FCF growth	186.17%
FCF growth 3Y	71.23%
FCF growth 5Y	7.48%
Net income growth	25.47%
Net income growth (Q)	20.89%
Net income growth (QoQ)	-38.5%
Net income growth 3Y	9.19%
Net income growth 5Y	24.68%
Net income growth quarters	2
Net income growth years	3
OCF growth	90.9%
OCF growth 10Y	11.04%
OCF growth 3Y	57.75%
OCF growth 5Y	7.27%
Revenue growth	9.31%
Revenue growth (Q)	12.1%
Revenue growth (QoQ)	12.42%
Revenue growth 10Y	5.45%
Revenue growth 3Y	13.89%
Revenue growth 5Y	3.74%
Revenue growth quarters	6
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -166.7M
EBIT	EUR 346.5M
EBITDA	EUR 476.6M
EPS	EUR 1.47
FCF per share	EUR 3.61
Financing cash flow	EUR -94.7M
Free cash flow	EUR 1.1B
Gross profit	EUR 1.4B
Income taxes	EUR 97.5M
Investing cash flow	EUR -1.4B
Net borrowing	EUR -219.6M
Net cash flow	EUR -266.5M
Net income	EUR 450.7M
Operating income	EUR 346.5M
Revenue	EUR 7.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 10.67
Debt / EBITDA	3.62
Debt / equity	0.53
Debt / FCF	1.62
Interest coverage	7.8
Net cash (debt)	EUR -1.1B
Net cash / market cap	-20.07%
Net debt / EBITDA	2.26
Net debt / equity	0.32
Net debt / FCF	0.97
Piotroski F-Score	6
Property, plant and equipment	EUR 402.6M
Shareholders' equity	EUR 3.4B
Tangible book value	EUR 2.1B
Tangible book value per share	EUR 6.93
Total assets	EUR 30.3B
Total cash	EUR 3.8B
Total debt	EUR 1.8B
Total liabilities	EUR 26.9B
WACC	6%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.27
Current ratio	1,029.32
Net working capital	EUR 4.1B
Quick ratio	933.04
Working capital	EUR 4.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	20%
Dividend growth (10Y)	4.36%
Dividend growth (3Y)	9.39%
Dividend growth (5Y)	31.95%
Dividend growth years	2
Dividend payment date	2026-06-22
Dividend payment years	14
Dividend payout frequency	Annual
Dividend per share	EUR 0.72
Dividend yield	4.09%
Ex-dividend date	2026-06-18
FCF payout ratio	19.94%
Last dividend	EUR 0.72
Payout ratio	48.94%
Shareholder yield	4.1%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	198.09%
10Y return CAGR	17.84%
10Y total return	416.25%
150-day SMA	EUR 17.34
15Y price change	54.56%
15Y return CAGR	8.11%
15Y total return	222.08%
1D price change	0.57%
1M price change	-3.4%
1M total return	-3.4%
1W price change	0.23%
1W total return	0.23%
1Y price change	35.75%
1Y return CAGR	41.48%
1Y total return	41.44%
20-day SMA	EUR 17.18
200-day SMA	EUR 16.93
20Y price change	-36.11%
20Y return CAGR	2.09%
20Y total return	51.26%
3M price change	0.23%
3M total return	0.23%
3Y price change	135.25%
3Y return CAGR	40.3%
3Y total return	176.23%
50-day SMA	EUR 17.76
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 19.00
52-week high date	2026-09-04
52-week low	EUR 12.50
52-week low date	2025-11-04
5Y price change	117.8%
5Y return CAGR	24.24%
5Y total return	195.92%
6M price change	8.77%
6M total return	13.33%
All-time high	EUR 30.80
All-time high date	2006-05-11
All-time low	EUR 4.60
All-time low date	2020-10-28
Average true range (ATR)	EUR 0.47
Average volume	137.7K
Beta (1Y)	0.83
Beta (2Y)	0.68
Beta (5Y)	0.56
Change from 52-week high	-7.26%
Change from 52-week low	40.96%
Change from all-time high	-42.79%
Change from all-time low	283.04%
Change from open	0.57%
Day's gap	0%
Dollar volume	EUR 1.6M
High price	EUR 17.74
Low price	EUR 17.42
Monthly RSI	73.56
Open price	EUR 17.52
Position in 52-week range	62.5%
Previous close	EUR 17.52
Price vs 150-day SMA	1.61%
Price vs 20-day SMA	2.56%
Price vs 200-day SMA	4.08%
Price vs 50-day SMA	-0.77%
Relative volume	0.67
RSI	52.39
Sharpe ratio	1.41
Sharpe ratio (3Y)	1.55
Sharpe ratio (5Y)	0.96
Sortino ratio	2.45
Sortino ratio (3Y)	2.71
Sortino ratio (5Y)	1.7
Volume	90.3K
Weekly RSI	53.24
YTD price change	13.97%
YTD total return	18.75%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	110.1M
Shares held by insiders	0.01%
Shares held by institutions	7.3%
Shares outstanding	307M

Deeper analysis on VIE/UQA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this VIE/UQA report

Is a complete VIE/UQA research report available?

No complete published report is available for vie/UQA (VIE/UQA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

VIE/UQA (VIE/UQA)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/UQA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/UQA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/UQA

Frequently asked questions